Fintech News

JULY 1, 2024

Banks are assessed at medium-high risk, particularly with the advent of new cross-border fast payment systems. Non-profit organizations are still considered medium-low risk, but foreign online crowdfunding has emerged as a concerning typology.

Risk Assessment 117

Risk Assessment Assessments Risk Finance 117

Cardfellow

JUNE 17, 2025

One major difference between Samsung Pay and other digital wallets is Samsung’s ability to pay using traditional non-contactless terminals. Zelle is owned by a group of banks that includes JP Morgan Chase. To use Walmart Pay, you’ll need to first download and open the Walmart app.

PayPal 86

PayPal Zelle Credit Cards Online and Mobile Banking 86

The Payments Association

JUNE 16, 2025

A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. The Bank of England (BoE) has demonstrated that it is technically feasible to carry out offline payments with a digital pound. Why is it important? Kristaps Zips UK CEO, payabl.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Whether it be retailers, ride-hailing apps, super-apps, or other non-bank service providers, embedded finance appears to be making its way into every sub-sector.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Stax

DECEMBER 12, 2024

This system guarantees secure data transmission between banks and card networks like Visa, Mastercard, and Discover. This bank account holds customer payments for 1 to 2 business days before transferring funds to your business bank account. Customers can view, download, and pay invoices through an integrated portal.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech Finance

AUGUST 28, 2024

The shift to mobile is primarily driven by biller and bank mobile apps and digital wallets like Apple Pay and Google Pay. Billers can replace debt collectors with virtual agents to create a secure, non-intrusive, and efficient debt collection platform.

Identity Theft 105

Identity Theft Online and Mobile Banking Consumer Payments Trends 105

CB Insights

JUNE 17, 2021

From digital banking and lending to budgeting and payments, tech giants are revamping their financial services offerings through partnerships with legacy institutions and in-house solutions that fit into their wider product ecosystems. . Download the report to find out: Which big tech giant leads fintech investment activity.

FinTech 100

FinTech Non-Bank Participant Product 100

PYMNTS

SEPTEMBER 13, 2017

But, because these solutions — like Bitcoin — are largely untested, many traditional banks are wary of investing in companies that operate in the space. Could APIs, which can help banks quickly assess a company’s risk level, help these FIs invest where no (or very few) players have invested before?

API 76

API Payment APIs and Integration B2B Cross-Border 76

CB Insights

DECEMBER 1, 2022

But show me your calendar and your bank statement, and I’ll show you what you really value.” FREE DOWNLOAD: BOOK OF STRATEGY MAPS. These are the non-BS predictors of strategy. FREE DOWNLOAD: BOOK OF STRATEGY MAPS. ” The same is true of understanding corporate strategy. First name. Company Name. Phone number.

Non-Bank 69

Non-Bank PayPal Research Posting 69

CB Insights

JUNE 1, 2021

As the pandemic has pushed more financial transactions online, embedded lending — which lets retailers and other non-financial businesses offer lending products to customers — is gaining traction. FREE DOWNLOAD: STATE OF FINTECH q1’21. Download the report to learn more. First name. Company Name. Phone number.

Non-Bank 59

Non-Bank Research Posting Transactions 59

PYMNTS

APRIL 4, 2019

About six in 10 consumers have said they would be open to banking with non-FIs if they could — especially with big-name brands like Amazon , PayPal and Walmart. When asked, zero percent of consumers said they would consider using banking services from Netflix or LendingTree , for example. In the Where Will We Bank Next?

PayPal 67

PayPal Non-Bank ATM Consumer 67

Fintech News

MAY 9, 2024

In an era dominated by digital innovation, the banking sector is evolving rapidly to meet the modern consumer’s demands for seamless and integrated financial services. As banks strive to align with the digital-first preferences of today’s consumers, the modernisation of core banking systems becomes a strategic necessity.

Payment APIs and Integration 120

Payment APIs and Integration Embedded Finance API Non-Bank 120

EBizCharge

JUNE 25, 2025

These aren’t just suggestions, they’re critical guardrails that protect your business from non-compliance and ensure transparency with your customers. Notify Networks and Understand Their Requirements Your next move is notifying the card brands and your acquiring bank. Here are three important rules to be aware of: 1.

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52

PYMNTS

OCTOBER 19, 2016

He noted that the rule covers many of the more than 15 different types of prepaid card products in the market, including non-reloadable prepaid cards and other card products that consumers don’t rely on as their primary transaction account. . “We Around the Digital Banking world. About The Tracker.

Regulations 76

Regulations Non-Bank Card Association Rules 76

PYMNTS

NOVEMBER 5, 2020

In fact, as noted in an upcoming Ingo Money playbook, in research performed in conjunction with PYMNTS, more than half of consumers and roughly 70 percent of microbusinesses received at least one non-government payment in the last 12 months, with roughly half of them made through “ faster ” methods that include instant payments.

Faster Payments 98

Faster Payments Instant Payments Payments Same Day ACH 98

Fintech News

AUGUST 26, 2024

It’s a tale of a cultural shift, governments and innovators working in tandem, and millions leapfrogging traditional banking to embrace a mobile-first approach to finance. The region’s historical challenges with traditional banking access have paradoxically catalyzed innovation. This isn’t merely a story of technological adoption.

APACS 120

APACS PCI DSS Push-to-Card Online and Mobile Banking 120

NFCW

JUNE 25, 2024

TRANSACTION FEE: A step-by-step overview of the digital euro compensation model Payment service providers will be able to charge merchants a fee for enabling them to accept digital euro transactions, the European Central Bank (ECB) has revealed, but a cap will be placed on the amount that it will be possible for them to charge.

Central Bank 104

Central Bank Online and Mobile Banking Legal Framework Caps 104

EBizCharge

MARCH 20, 2025

Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential. Many payment providers offer Sage-compatible plugins or extensions that can be downloaded and installed. and ACH/eChecks for direct bank transfers. Whats a settlement period?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

MARCH 8, 2017

With hundreds of billions of dollars changing hands each year, B2B banking and payments is a big, big deal. Despite all that exchange of funds in the B2B market, the banking industry has a reputation for being a bit behind the times technologically — and it may be justified. trillion global payments market. . About the Tracker.

B2B 76

B2B Same Day ACH API ACH Network 76

PYMNTS

MARCH 12, 2020

percent of non-CU members who say the same. Many CU executives express growing concerns about the looming competitive threat posed by digital-first competitors, including not only challenger banks like Chime, Ally and GoBank, but also BigTech and FinTech firms, from PayPal, Google and beyond. This compares to just 80.5 As much as 41.4

Credit Union 77

Credit Union Innovation P2P Non-Bank 77

PYMNTS

MARCH 30, 2020

As retailers determine the best ways to reach retail customers during the coronavirus pandemic, ICICI Bank launched its banking services on Monday (March 30) on WhatsApp. . Additionally, users can get details of the nearest ICICI Bank ATMs and branches, all from the social platform. .

Online and Mobile Banking 58

Online and Mobile Banking Non-Bank Credit Cards Debit Card 58

Fintech News

APRIL 8, 2024

Money20/20 Asia 2024 in Bangkok, which marks the event’s third location following Amsterdam and Las Vegas, promises a comprehensive platform for professionals across the Asia-Pacific (APAC) region to explore the latest advancements in fintech across a wide range of sectors, including payments, banking, regtech, insurtech, lending, and more.

FinTech 117

FinTech Cross-Border APACS Participant 117

CB Insights

APRIL 22, 2020

Download the free report for all the details. SMBs need financing, but many banks have been slow to process loan applications and even slower to disburse funds. The delay-riddled SBA loan program shows how the US’ back-end financial infrastructure, especially between banks and governments, could benefit from fintech innovation.

FinTech 87

FinTech Processors Government Governance 87

EBizCharge

MARCH 14, 2025

Products marked as final sale are typically discounted, clearance, or personalized items, and retailers make it clear that these purchases are non-refundable. A standard cancellation policy outlines the protocols and guidelines for canceling services or bookings and may include cancellation fees or specify non-refundable tickets.

Returns 52

Returns Disputes Legal Non-Bank 52

CB Insights

AUGUST 13, 2020

Free Download: State of Fintech q2’20. Despite the overall contraction in fintech deals, there were some bright spots in areas like banking and payments. Embedded fintech, which refers to the integration of financial products by non-financial companies into their offerings, is seeing growth across countries and applications.

Non-Bank 77

Non-Bank FinTech B2C Acquirers 77

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

Nanonets

NOVEMBER 19, 2024

  Whether you're a non-technical team needing a no-code solution or a business looking for better customization, this buyer’s guide on the top 7 Sensible alternatives will help you find the best choice for your challenges. Are you finding Sensible's pricing steep, or is its technical setup tedious?

Process 52

Process Automation AI Non-Bank 52

PYMNTS

APRIL 24, 2020

. COVID-19 has closed bank and credit union (CU) branches across the United States, sending the demand for digital banking solutions soaring as consumers hop online to manage their finances from home. However, CUs are not the only financial institutions (FIs) looking to offer digital banking innovations to their members.

Credit Union 75

Credit Union P2P Innovation Non-Bank 75

FICO

NOVEMBER 22, 2017

To tackle this menace, regulators have slapped fines on banks who fail to stop money laundering. It’s not that banks haven’t put in controls to tackle this menace. Each bank has dedicated large teams whose sole purpose is to monitor financial and non-financial transactions and identify and create suspicious activity reports, or SARs.

AML 78

AML AI Money Laundering SARS 78

PYMNTS

JUNE 3, 2020

The role of application programming interfaces (APIs) in banking and B2B payments has grown progressively larger over recent years, especially overseas. The United Kingdom has more than 200 providers developing APIs , for example, and these developers made 200 million requests for bank data via APIs just in January.

Real Time Payments 75

Real Time Payments API B2B MFA 75

PYMNTS

MARCH 4, 2020

Other investors include venture capital firm Sequoia Capital and Australia’s biggest bank, Commonwealth Bank of Australia. For too long consumers have had to endure non-intuitive, boring and overly complex services when shopping both online and offline. Klarna added over 75,000 new merchants last year.

Acquirers 64

Acquirers Non-Bank BNPL FinTech 64

PYMNTS

MAY 2, 2018

Similarly, Fiserv is hoping to help its FI customers comply with both new regulations with its new API solution, FinKit for Open Banking. That’s why cloud-based payments utility Modo is working to make integration a non-factor. To read the full story, download the latest issue of the B2B API Tracker. About the Tracker.

Interoperability 64

Interoperability API Payment APIs and Integration B2B 64

PYMNTS

NOVEMBER 4, 2016

The PYMNTS.com Global Cash Index™ Poland Analysis also features an interview with Joanna Erdman, director of core service and non-banking products at mBank, one of the largest banks in Poland. To download the analysis, click below…. Email (required): [contact-form-7]. About the Index.

ATM 70

ATM Debit Card Non-Bank Mobile Payments 70

Stax

FEBRUARY 28, 2024

In this article, we’ll be examining fully-integrated terminals, semi-integrated terminals, and non-integrated terminals. What is a Non-Integrated Terminal? It’s possible to have a non-integrated system, but this is becoming increasingly less common. What is a Non-Integrated Payment Terminal?

Payments 88

Payments Credit Cards Non-Bank Contactless Payments 88

PYMNTS

JANUARY 15, 2021

Customers display a code on their smartphone for cashiers to scan, at which point funds are transferred from stored payment cards, bank accounts or current app balances. For more on these and other QR code news items, download this month’s Tracker. Decathlon On The QR Code Deployment Challenge For The U.S. Retail Environment.

Contactless Payments 82

Contactless Payments Security Point-of-Sale (POS) On-Demand 82

PYMNTS

AUGUST 4, 2016

The latest news on mobile payments shows that the big banks are wanting in on the mobile wallet race, but are they already too far back in the pack? Meanwhile, Samsung is tackling the African market ahead of Apple and Android, and Google announces a way to avoid app downloads. Millennials Eschew Bank Mobile Wallets.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Non-Bank Payments 40

The Fintech Times

NOVEMBER 5, 2024

Whizpay Technology was granted the Stored Value Facility (SVF) and Retail Payment Services and Card Schemes (RPSCS) licences to launch the app from the Central Bank of the UAE. Whizmo will be available for download on both the Play Store and App Store.

Finance 64

Finance B2C Financial Inclusion Non-Bank 64