PYMNTS

MARCH 30, 2020

As retailers determine the best ways to reach retail customers during the coronavirus pandemic, ICICI Bank launched its banking services on Monday (March 30) on WhatsApp. . Additionally, users can get details of the nearest ICICI Bank ATMs and branches, all from the social platform. .

Online and Mobile Banking 58

Online and Mobile Banking Non-Bank Credit Cards Debit Card 58

Fintech News

SEPTEMBER 4, 2024

However, recent stringent regulations imposed by the Reserve Bank of India (RBI) have significantly impacted the sector, leading many fintech companies to reassess their BNPL strategies. Similarly, Slice, originally a BNPL firm, has transitioned to offering prepaid credit cards and is now merging with North East Small Finance Bank.

BNPL 109

BNPL Online and Mobile Banking Credit Limit Credit Cards 109

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

AUGUST 4, 2016

The latest news on mobile payments shows that the big banks are wanting in on the mobile wallet race, but are they already too far back in the pack? Meanwhile, Samsung is tackling the African market ahead of Apple and Android, and Google announces a way to avoid app downloads. Millennials Eschew Bank Mobile Wallets.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Non-Bank Payments 40

PYMNTS

JULY 20, 2017

New players on the digital banking scene are hoping to change the game by looking to industries that are categorically unlike banks for inspiration. Over the past few years, dozens of so-called digital-only “challenger” banks have emerged on the financial scene, ready to compete with larger more traditional banks.

Online and Mobile Banking 51

Online and Mobile Banking Non-Bank Consumer Technology 51

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Note: The online survey was fielded in December of each year. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled?

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

PYMNTS

AUGUST 17, 2017

With more consumers moving to mobile transactions over visits to branches, some banks are considering closing brick-and-mortar locations to reduce operational costs. The price of real estate is prompting even the largest players in the banking world to scale back their branch operations. Can banks have it both ways?

Online and Mobile Banking 53

Online and Mobile Banking Non-Bank FinTech Addressing 53

CB Insights

SEPTEMBER 10, 2019

Download the free report to find out how fintech is shaping the future of wealth management and investing. As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. From big banks to big tech.

Finance 77

Finance Online and Mobile Banking Advisors Micro-Entry 77

Stax

FEBRUARY 28, 2024

In this article, we’ll be examining fully-integrated terminals, semi-integrated terminals, and non-integrated terminals. What is a Non-Integrated Terminal? It’s possible to have a non-integrated system, but this is becoming increasingly less common. A Comparison of Different Payment Terminal Setups?

Payments 88

Payments Credit Cards Non-Bank Contactless Payments 88

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

JUNE 18, 2019

Several social impact organizations and NGOs, Women’s World Bank and Kiva, to name two, have also signed on as Founding Members and are part of the 28 included in today’s announcement. Users will be able to download the app inside of those platforms and transact with it using the Libra currency. New Mission?

Payments 98

Payments Online and Mobile Banking Cross-Border Financial Inclusion 98

CB Insights

JUNE 7, 2021

Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. It handles the back-end payment technology while working with banks that process the payment transactions. . FREE DOWNLOAD: STATE OF FINTECH q1’21. Download the report to learn more.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

CB Insights

SEPTEMBER 19, 2017

Download the PDF for all the data behind the unicorn club. We also charted the share of unicorns that have been added to the club each year since 2013 by location (US vs. non-US). See the map and full list of all non-US unicorns, their select investors, and the date each reached unicorn status below. Please click to enlarge. .

Non-Bank 78

Non-Bank Online and Mobile Banking Technology Innovation 78

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

PYMNTS

MAY 11, 2017

Several major banks, including Citi and Standard Chartered, recently launched their own APIs to help their various clients access each banks’ financial toolsets to address their individual needs. With such a staggering amount of money up for grabs, it’s little wonder that SMBs are seeking solutions to tap the online market’s potential.

API 57

API Payment APIs and Integration Online and Mobile Banking Small Business 57

CB Insights

FEBRUARY 1, 2019

Today, Indonesia features one of the most compelling macro backdrops for investment globally with a young, optimistic, and upwardly mobile population of 264M. Speaking of mobile, smartphone penetration in Indonesia continues to grow with close to half of Indonesia’s population expected to own a smartphone by next year.

Online and Mobile Banking 61

Online and Mobile Banking Small Business Non-Bank Economy 61

PYMNTS

NOVEMBER 7, 2016

In Poland, it’s fair to say that cash is still king,” stated Joanna Erdman, director of core service and non-banking products at mBank, one of the largest banks in Poland. The adoption of contactless cards and mobile wallets has been progressing quickly, especially among young consumers.”. Cash’s volatile reign.

Online and Mobile Banking 60

Online and Mobile Banking Debit Card ATM Research 60

PYMNTS

APRIL 22, 2016

When Canada’s Equitable Bank rolled out its new digital-only bank, EQ Bank , in January of this year, the goal for the first year was modest – the bank hoped for 10,000 customer sign-ups. It’s a bit of an unprecedented step – I don’t really know many banks that have a waitlist for their bank account.”.

Online and Mobile Banking 40

Online and Mobile Banking Non-Bank Accounts Checks 40

FICO

JULY 27, 2020

Once you’re at your home screen, your fingerprint or facial scan grants access to mobile payments apps, banking apps and all manner of ways to spend and move money. Instead of a fingerprint, FICO’s voice signature capabilities allow users to enroll in online and mobile banking by saying a short phrase, such as “I love chips!”

Authentication 52

Authentication Online and Mobile Banking Non-Bank Enrollments 52

PYMNTS

SEPTEMBER 25, 2017

To help merchants in affected areas get up and running, First Data announced a program that offers them a free Clover Go mobile reader, allowing business owners to accept payments from their usual location or a makeshift spot. To read the story and see who’s on top in our ranking of the best PaaS providers, download this month’s Tracker. .

On-Demand 44

On-Demand Online and Mobile Banking EMV Non-Bank 44

PYMNTS

JULY 1, 2019

billion, revenue was up 45 percent, profits were up 71 percent and mobile was driving a stunning 87 percent of ad revenue, just to highlight a few of the notable and impressive headlines. When Tencent made the move to mobile and launched WeChat in 2011, it had to persuade QQ users to download and use the WeChat app. and the U.K.,

Bots 62

Bots Online and Mobile Banking Regulations PayPal 62

PYMNTS

JUNE 25, 2018

Another had an offer with a promo code to get $10 off my first online order, which would be delivered free to my front door in two hours or less once I linked my Prime account to Whole Foods. But beautiful produce, nibbles and cool playlists aside, over the course of those 17 years I’ve shopped at Whole Foods, I never downloaded their app.

Online and Mobile Banking 62

Online and Mobile Banking Consumer Non-Bank Product 62

Fintech Finance

MARCH 26, 2024

Account to Account (A2A) payments (instant payments and bank transfers) such as PIX in Brazil, UPI in India, or iDEAL in the Netherlands are revealed as the fastest growing payment method within ecommerce. Far East & China is a mobile wallet dominated market, with great emphasis on “superapps” such as WeChat and Alipay.

Consumer 52

Consumer Payments Online and Mobile Banking Research 52

M2P Fintech

AUGUST 25, 2023

The customer-merchant Payment Service Provider (PSP) takes charge of the approval process through National Payments Corporation of India (NPCI), swiftly debiting the money from the issuer bank and crediting it to the merchant’s acquiring bank in under 60 seconds. This also includes small ticket transactions.

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

PYMNTS

APRIL 4, 2019

Students want the convenience of mobile, but they often need in-person assistance, as well. In a recent interview with PYMNTS, Bangerter said serving students means offering on-the-ground outreach and extending mobile services to cater to busy schedules and digital habits. Security in a Mobile World . Branches Keep Their Appeal.

Credit Union 43

Credit Union Online and Mobile Banking Credit Cards Non-Bank 43

PYMNTS

MARCH 9, 2017

Yesterday (March 8), Samsung Pay went live and online in India, a push done in collaboration with five Indian banks: Axis, HDFC, ICICI, SBI, and Standard Chartered, and credit and debit cards from MasterCard and Visa. Most interestingly, however, is the non-traditional player that is supported by Samsung’s mobile payment entry — Paytm.

Online and Mobile Banking 43

Online and Mobile Banking Push-to-Card Mobile Payments Visa 43

CB Insights

OCTOBER 12, 2017

With historically weak banks and many citizens without proper identification, India has always lagged in access to financial services. UPI is a payment system that allows two individuals with bank accounts to instantly transfer money to each other with a single identifier. The race for mobile-friendly fintech.

FinTech 44

FinTech Online and Mobile Banking Non-Bank Identity Theft 44

PYMNTS

DECEMBER 8, 2017

Bank, for one, debuted a disbursement service designed to decrease dependence on legacy payment methods. The service is also open to non-Mastercard debit cardholders. They receive a text or an email or both, and they can link to their debit or credit cards — plural — and then go and shop as they normally would do in-store or online.”.

Zelle 40

Zelle Online and Mobile Banking Visa Non-Bank 40

PYMNTS

MAY 22, 2017

9, 2016, a surprise announcement by India’s Prime Minister Narendra Modi demonetized 500 and 1,000-rupee bank notes, essentially removing from circulation 86 percent of the country’s currency (in a heavily cash-reliant society). However, the movement leading up to adoption of mobile banking has been very, very slow.

Online and Mobile Banking 41

Online and Mobile Banking Digital Payments Settlement Non-Bank 41

CB Insights

OCTOBER 29, 2018

Download the free 31-page State of Innovation report. Microsoft was late to the mobile game and quickly fell behind Apple and Android in the platform wars. Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!,

Acquirers 76

Acquirers Online and Mobile Banking Non-Bank Innovation 76

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. billion tagged for this year and significant focus on Chase mobile and digital efforts.

Online and Mobile Banking 49

Online and Mobile Banking Push-to-Card Non-Bank Accounts 49

CB Insights

OCTOBER 10, 2017

Download the 17 key takeaways from the 7 fastest-growing personal finance apps. How Level Money designed itself specifically for a mobile-first experience. Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. The secrets of user growth. WHY ARE THEy SUCCESSFUL? Let’s dig in. Source: Andrew Chen.

Finance 78

Finance Online and Mobile Banking Product Checks 78

PYMNTS

SEPTEMBER 19, 2016

Technology enthusiasts draw pictures on whiteboards showing bots as the new king of the stack, out-stacking the last great stack — apps, which sit on top of the next-to-last great stack — mobile operating systems, which sit on top of the next-to-next-to-last great stack — the web. It did — and WeChat was born. Add some sizzle.

Bots 79

Bots Credential Online and Mobile Banking Payments 79

CB Insights

AUGUST 14, 2018

It was the first example of a smart mobile phone. Onlookers were unsure what this device would compete with: Would it hurt mobile phone makers like Nokia or developers of handheld planners like Palm, who were also trying to enter into the phone space? That will be their role in mobile phones as well.”. We have ‘I’.

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

Nanonets

JULY 21, 2023

Acting as a centralized platform, it retrieves data from the general ledger and compares it with bank statements and invoices, facilitating accurate and swift account reconciliation. Compatible with both Windows and Mac computers, Xero also offers a mobile app for Apple iOS and Google Android devices. Sources: [link] [link] 2.

Reconciliation 52

Reconciliation Payment APIs and Integration Automation Online and Mobile Banking 52

Nanonets

JULY 23, 2024

You'd typically extract the text from the image to get a digital version that you can then easily edit on your computer or mobile device. Pick an appropriate image to PDF converter from Adobe Acrobat online - e.g. the JPG to PDF converter (supported image file types include JPG, PNG, BMP, and more).

XML 52

XML Origination Online and Mobile Banking CRM 52

PYMNTS

MARCH 14, 2017

As banks and payments companies endeavor to meet anti-money laundering (AML) regulations to avoid hefty fines for non-compliance, easily identifying customers in the digital channel becomes paramount to their success. As identity verification continues to advance, it’s expected that mobile will play a greater role in the space.

AML 44

AML Verification Money Laundering Authentication 44