Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 98

Embedded Finance Digital Payments Research Consumer 98

Stax

AUGUST 20, 2024

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

The Fintech Times

APRIL 8, 2025

International payments business Caxton has appointed Roger Bracken to its board in the position of non-executive director. Lee Dunne has been appointed as the new head of banking by European financial technology provider payabl. Lee Dunne has been appointed as the new head of banking by European financial technology provider payabl.

FinTech 59

FinTech Settlement AI Non-Bank 59

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Acquiring bank – The merchants bank that receives and disburses the funds. They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

SEPTEMBER 11, 2024

The Capgemini Research Institute’s World Payments Report 2025 , published today, reveals an industry set to be reimagined with account-to-account and instant payments. Now celebrating its 20th anniversary edition, the report predicts instant payments will account for 22% of all non-cash transaction volumes by 2028 globally.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

The Fintech Times

FEBRUARY 16, 2024

New research from Economist Impact supported by Temenos has revealed that almost half of European banks are investing in fintech start-ups while 36 per cent are building their own greenfield digital bank or fintech company. It set out to understand emerging trends in the banking industry.

AI 139

AI Multi-Currency Non-Bank Underserved 139

PYMNTS

SEPTEMBER 12, 2016

The corporate finance space is in flux, but how it’s changing depends on the market in which you stand. PYMNTS takes a quick trip across the globe to explore business finance trends in the U.K., Middle East and Asia and discovers new winners in enterprise SaaS, losers in small business banking and more. 80% of U.K.

Finance 73

Finance Small Business Non-Bank Research 73

The Fintech Times

JANUARY 22, 2025

In its latest research, the firm uncovers how consumer spending on apps has evolved in the past year. In fact, for the fourth consecutive year, spending in non-games has outpaced spending in games with the former increasing by nearly $14billion in 2024 (25 per cent YoY growth).

AI 59

AI Consumer Non-Bank Cryptocurrency 59

Fintech News

NOVEMBER 5, 2024

The Global Finance & Technology Network ( GFTN ) announced its Board of Directors and International Advisory Board today. Established by the Monetary Authority of Singapore (MAS) to promote innovation in finance, GFTN has assembled a team of prominent figures from public and private sectors worldwide.

Central Bank 109

Central Bank Non-Bank Finance FinTech 109

Finovate

MAY 9, 2024

FIS unveiled its embedded finance platform, Atelio by FIS, this week. Atelio by FIS , launched this week , is one of the first banking-as-a-service offerings from a major core provider. FIS’ latest offering comes at a time when growth in embedded finance is expected to soar. Stephanie Ferris is CEO and President.

Embedded Finance 69

Embedded Finance Finance Non-Bank B2C 69

Fintech Finance

OCTOBER 1, 2024

Merchant Information, a solution within Tink’s Consumer Engagement offering, means banking app transactions are shown with a clear brand name, logo, location, and merchant contact details – reducing the need for consumers to contact their bank to enquire about transactions they don’t recognise.

Transactions 98

Transactions Consumer Non-Bank Fraud Prevention 98

The Finance Weekly

AUGUST 30, 2022

FP&A is no longer a separate entity that works only with the finance department. FP&A software can be pricey so finding one that won’t break the bank, yet still provides a high level of value, can be a challenge for small companies on a tight budget. But all of that has changed. , Another difficulty is of course money.

Small Business 239

Small Business Finance Automation AI 239

The Fintech Times

JANUARY 31, 2025

Earlier this year, the City of London Corporation signed a partnership agreement with the Scottish Government committing to prioritising actions that support those who find it difficult to access fair or affordable financial services, such as free banking and affordable credit.

FinTech 59

FinTech Financial Inclusion Research Government 59

Fintech News

MAY 20, 2024

Similarly, research by GoodFirms found a notable uptick, with 46.5% Additionally, the event will provide a forward-looking perspective on the future of BNPL and its potential to reshape consumer finance and the wider payments industry. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Reserve banks mandating reduced cash use will enhance security and economic participation. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

FICO

AUGUST 7, 2019

Automotive finance is a cyclical industry. So, where do we stand in today’s non-prime auto finance market? That’s the key question the 2019 Non-Prime Automotive Finance Survey sought to answer. The survey results were released during the 23rd Non-Prime Auto Finance Conference held June 4th-7th in Plano, Texas.

Finance 60

Finance Non-Bank Returns Best Practices 60

The Fintech Times

SEPTEMBER 14, 2024

Fintech in Taiwan In 2019, Taiwan’s financial industry spent over $700million on fintech research and development (R&D), as well as AI, AML, biometrics, blockchain, cloud services, cybersecurity, payment and regtech solutions. Fintechs in Taiwan cover a wide range of subsectors, including crypto-focused firms WOO and Coolwallet.

Innovation 119

Innovation FinTech Payment APIs and Integration Non-Bank 119

Fintech Finance

NOVEMBER 20, 2024

New research from NatWest has revealed the continued fast pace of change in the payments behaviours of people across the UK. The post From Cash to Contactless: Understanding the Future of Payment Habits Across the UK appeared first on FF News | Fintech Finance. in fees in the last twelve months alone (compared to before launch).

ATM 110

ATM Push-to-Card Payments Non-Bank 110

The Fintech Times

MAY 4, 2025

The American Fintech Council (AFC), the premier industry association representing responsible fintech companies and innovative banks, has urged the US Senate to expand access to responsible and affordable credit in a new letter.

FinTech 49

FinTech Underserved Non-Bank Consumer Protection 49

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

Fintech News

APRIL 3, 2025

What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia. According to Yahoo Finance, Singapores BNPL market is forecasted to reach just US$2.9 BNPL financing stood at MYR2.8

BNPL 113

BNPL Regulations Accreditation Consumer Protection 113

PYMNTS

JANUARY 13, 2020

Trade finance remains an essential tool for cross-border B2B trade, and with an estimated $1.5 Trade finance remains an essential tool for cross-border B2B trade, and with an estimated $1.5 However, the trade finance arena is not without its controversies and concerns. “We’re talking about $1.5

Finance 56

Finance Non-Bank Due Diligence Cross-Border 56

Finovate

MARCH 31, 2025

According to a study conducted in partnership with Murphy Research, 78% of B2B buyers indicated a need to customize or control aspects of their purchasing experience. SBSN empowers banks to expand their offerings to small businesses by enabling them to access the small business B2B trade credit market.

B2B 59

B2B Reconciliation Online and Mobile Banking Small Business 59

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. FT Partners Research In this evolving landscape, Insurtech 2.0

FinTech 113

FinTech Embedded Finance B2B Volume 113

The Fintech Times

OCTOBER 2, 2024

Open finance aims to give third-party providers access to a wider range of financial data, extending beyond just banking services. To explore the challenges preventing the widespread adoption of open finance, we reached out to industry leaders for their insights. This, he believes, will help restore consumer confidence.

Finance 59

Finance Privacy Non-Bank Authentication 59

PYMNTS

MAY 29, 2019

Small business lending marketplace BitX Funding has struck an alliance with transportation equipment finance company Pelagic Capital, the companies said in a press release Tuesday (May 28). Pelagic operates as a direct lender as well as a collaborator with dealers to help small businesses obtain non-bank equipment financing.

Finance 51

Finance Small Business Non-Bank Disputes 51

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. FT Partners Research In this evolving landscape, Insurtech 2.0

FinTech 109

FinTech Embedded Finance B2B Volume 109

PYMNTS

JANUARY 2, 2020

The finance ministry in India passed a new regulation saying that companies with sales of more than ?50 The fine for non-compliance is going to be ?5,000 50 crores (about $7 million) will have to offer customers electronic payment modes like debit cards, powered by RuPay, according to a report by LiveMint. .

Debit Card 52

Debit Card Finance Blockchain Non-Bank 52

PYMNTS

NOVEMBER 1, 2017

Small businesses (SMBs) are increasingly satisfied with their traditional financial service providers, though banks are pushing to heighten their innovation strategies and provide SMBs with the high-tech, customized services that those small businesses demand. The Worst Offender.

Finance 54

Finance Non-Bank Small Business On-Demand 54

Fintech Finance

AUGUST 28, 2024

ACI’s annual Speedpay Pulse research report looks at consumer billing and payment trends, providing billers with insights and practical advice to capitalize on emerging trends and address threats impacting their business. .” For more insights into billing and payment trends, click here to download the report, or visit [link].

Identity Theft 105

Identity Theft Online and Mobile Banking Consumer Payments Trends 105

Fintech News

APRIL 3, 2024

Opportunities for Financial Inclusion for Women Opportunities for Financial Inclusion for Women, Source: Her Fintech Edge: Market Insights for Inclusive Growth, International Finance Corporation, Mar 2024 But despite the potential of fintech solutions, barriers to access and adopt these services persist.

Financial Inclusion 128

Financial Inclusion FinTech Financial Literacy Non-Bank 128

PYMNTS

DECEMBER 28, 2020

In a recent announcement, Nacha said that a survey it conducted in collaboration with Blueflame Consulting and Research revealed the accounts payable department's growing exposure to fraud risks, the result of challenges in maintaining and verifying data, vendor on-boarding, and other manual tasks. million business email scam. "We

B2B 116

B2B Email Compromise NACHA Small Business 116

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 117

Cross-Border FinTech Cross-Border Payments Embedded Finance 117

The Finance Weekly

JUNE 7, 2023

Haynes will resume his previous position as Vice President of Finance and Treasury. Black takes over from Karina Padilla, who resigned from her position on May 15 and will continue to work with the company as a non-executive officer employee until June 2. Morgan, including the position of global head of fintech investment banking.

Consulting 130

Consulting Finance Credit Union Non-Bank 130

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe. This research confirms the industry’s shift towards integrated financial services.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52