Stax

NOVEMBER 14, 2024

There are also risk holds—a routine procedure that most companies experience within the first few weeks of processing with a new merchant services account. Chargebacks and Risk Holds No one likes it when things don’t go according to plan, especially when it comes to your business’s finances. Step one in both cases is not to panic.

Credit Cards

The Paypers

JUNE 17, 2025

However, the speed of the procedure is dictated by the payment rails technology, which is integrated into a financial institution’s network.

Cross-Border

Fintech Finance

APRIL 27, 2025

Operational Ease: Integrating Tapcheck into Viventium and fully automating common procedures ensures employers can offer EWA with zero impact to current payroll processes. Benefits for Employers: Boosted Retention and Satisfaction: Facilitates offering financial wellness perks that enhance employee retention and morale.

On-Demand

EBizCharge

MARCH 18, 2025

Integrating a payment gateway into Sage 100 When integrated with a trusted payment gateway , merchants can leverage their Sage 100 system to streamline their finance, accounting, inventory, and sales operations. This gateway integration should also provide detailed reporting tools for better decision-making and growth initiatives.

Credit Cards

The Payments Association

FEBRUARY 10, 2025

Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users. Failure to do so could exacerbate risks of money laundering (ML) and terrorist financing (TF).

IBAN

Fintech Finance

JULY 27, 2025

” Why This Matters In the UK last year, according to UK Finance 1 , £592 million was lost to Account-to-Account fraud. The post Prevent, Protect and Recover: Mastercard Strengthens Trust in Account-to-Account Payments appeared first on FF News | Fintech Finance.

Accounts

Finextra

JUNE 25, 2025

What Ukrainian Banks Should Do Now Dont wait - start adapting processes to European standards now Invest in compliance - AML/KYC procedures will become critically important Prepare teams - specialists in European regulation will be needed Develop automated currency control systems for SEPA operations This is an important step, but not a revolution.

FinTech

EBizCharge

AUGUST 5, 2025

Finance staff no longer spend hours typing order data into the ERP system manually, and inventory managers can trust stock levels displayed on the website to reflect on-hand inventory. Instead of reconciling payment records from an outside processor with NetSuite orders, finance staff have direct access to complete transaction records.

Best Practices

Fintech News

JUNE 17, 2025

This is crucial to fighting money laundering and terrorist financing. Source: Sumsub If left unchecked, poor compliance procedures don’t just expose individual firms to regulatory and reputational risks. They undermine trust across the entire crypto ecosystem and open the door to massive industry-wide losses.

Compliance

Fintech Finance

MAY 1, 2025

Institutional Knowledge at Your Fingertips: Combine your company’s standard operating procedures, business logic, and fee structures with Modern Treasury’s payments expertise to create a central knowledge base. Centralized communication and AI-driven workflows keep teams aligned and efficient.

Treasury

Neopay

JUNE 26, 2025

Firms should also take note of the European Commission’s high-risk third countries update, which was released just before the FATF Plenary. The report also highlights examples of good practices, as well as the challenges faced by regulatory bodies in tackling these issues.

Financial Crimes

Fintech News

JUNE 19, 2025

Thailand’s Ministry of Finance, with the advice of the Bank of Thailand (BOT) , has announced the approval of three applicants to establish virtual banks in Thailand, following the conclusion of a rigorous review process carried out under the Notification of the Ministry of Finance dated 20 February 2024.

Bots

Finextra

JULY 21, 2025

Competitive Pressure from Digital-Native Challengers Fintech startups and embedded finance providers built on cloud-native infrastructure consistently outpace traditional institutions in product innovation cycles.

Payment APIs and Integration

The Payments Association

JULY 18, 2025

Across the EU, operational resilience, real-time payments, and the steady rollout of the Markets in Crypto-Assets Regulation (MiCA) are redefining compliance baselines for digital finance. Globally, preparations for central bank digital currencies and evolving open finance frameworks signal longer-term structural change.

Regulations

Fintech Finance

MARCH 3, 2025

Powered by GPT-4o and other large language models, Antom Copilot simplifies the traditionally complex payment integration process, delivering: 95% faster integration by leveraging chain of thought (CoT) reasoning, standard operating procedure (SOP) automation, language (LUI) and graphical (GUI) user interfaces, and AI-driven code generation.

Fraud Prevention

Finextra

JULY 16, 2025

With poor procedures, missing data could result in losing money by being unable to identify transactions in the eWallet. For example, if £1billion is outstanding then £1billion needs to be in custody care. Holders can either be their own custodian or use a custodian. Here the trade-off is good administration is a necessity.

Cross-Border Payments

The Paypers

JUNE 16, 2025

It has cleared a procedural obstacle but still requires full approval in both the House and Senate before becoming law. A legislative proposal known as the Genius Act is currently under Senate review. The bill seeks to establish a regulatory framework that would allow private companies to issue stablecoins.

Stablecoins

Clearly Payments

NOVEMBER 18, 2024

Team Lead/Manager Responsibilities: Oversee the chargeback team, ensure compliance with policies, and liaise with other departments like legal or finance. Operational Best Practices Standardized Procedures : Develop a chargeback handbook outlining workflows, templates, and escalation protocols.

PCI DSS

Innovative Payments Association

JANUARY 14, 2025

While deregulatory measures such as revisiting the Open Banking Rule may gain momentum, their implementation faces procedural and legal challenges. History shows that even in a politically aligned government, regulatory shifts are rarely straightforward or absolute.

Consumer Financial Protection Bureau (CFPB)

The Paypers

JUNE 8, 2025

Following this announcement, Zimpler will have the possibility to facilitate payments and other Open Finance ecosystem resources, as well as streamlining the checkout process and reducing friction by allowing direct transactions without redirecting users to bank apps.

Payments Institute

Finextra

JULY 24, 2025

183 Report Share Channels /security /identity Biometrics Biometrics are the new weapons of war against online fraud and supporting financial services with biometric authentication and their KYC (Know Your Customer) procedures. It expresses the views and opinions of the author.

Payment APIs and Integration

Fintech Weekly

JULY 2, 2025

Payment providers have to apply rigorous testing procedures. However, in the fast-moving world of cross-border finance, adopting A/B testing and the HADI cycle requires a mindset shift that challenges legacy thinking and prioritises data-driven business decisions. Our experience at SPAYZ.io Littleton, David Bitkower, and Justin C.

Payments

FloQast

FEBRUARY 19, 2025

For me, thats what brings the most job satisfaction, and this is a realization Im optimistic more organizations will begin to make, especially knowing talent retention is only going to become more critical as fewer individuals enter the accounting and finance industry.

Advisors

The Payments Association

APRIL 8, 2025

We try to educate guests, but theres always pushback when standard procedure to protect our revenue is perceived as a hassle, she said. Hotels require pre-authorisations, which can confuse or frustrate customers, especially if it ties up their funds unnecessarily. Tao pointed out the role of technology in achieving this balance.

Fraud Detection

Finextra

AUGUST 7, 2025

So, what can banks do today to tackle this problem head-on? The key is to address money mule activity across the entire lifecycle of the account – from identity verification (prior to onboarding), all the way to account closure.

Accounts

Neopay

JUNE 20, 2025

The following statistics are from the UK Finance Annual Fraud Report 2025. Key Statistics from 2024 (UK Finance Annual Fraud Report 2025): £1.45 Here’s how we can support you: Fraud prevention audits : Our audits identify vulnerabilities in your company’s security and payment procedures.

Continuity

The Fintech Times

JULY 26, 2025

Michael Gao , CEO and co-founder of RedotPay, said: “At RedotPay, we listen closely to what our users need and are focused on solving the real challenges they face when accessing digital finance.

Stablecoins

Neopay

JUNE 24, 2025

Then when you scratch below the surface, you usually discover problems with governance structures, risk management procedures, or other operational areas, such as financial promotions, information security or Consumer Duty, that haven’t been reviewed in years.

Audit

Open Banking Excellence

MARCH 4, 2025

Above all else, self-awareness is key.

Non-Bank

Finextra

AUGUST 7, 2025

So, what can banks do today to tackle this problem head-on? The key is to address money mule activity across the entire lifecycle of the account – from identity verification (prior to onboarding), all the way to account closure.

Accounts

The Paypers

JUNE 12, 2025

The product will focus on this process without navigating between different systems, while also eliminating manual steps and the procedure of working off spreadsheets.

Money Laundering

Fintech Review

MAY 14, 2025

Including customer safeguards, monitoring procedures, duration limits, and exit strategies. Thematic Sandboxes: Focused on areas like green finance , digital assets, or financial inclusion. Regulators select projects that show genuine innovation and clear consumer benefits.

Innovation

Open Banking Excellence

JULY 8, 2025

This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., It feels like we’re moving backward, limited to open banking instead of open finance.”

Regulations

Trade Credit & Liquidity Management

JUNE 11, 2025

By Robert DiNozzi Merchant Cash Advance (MCA) agreements have become a prevalent form of alternative financing, particularly among small and distressed businesses. But in practice, many MCA funders either ignore reconciliation requests altogether or use procedural hurdles to render the right meaningless.

Reconciliation

My Payment Savvy

APRIL 8, 2025

It doesnt matter whether youre deleting a business or a personal account – the procedure is the same in both cases. At My Payment Savvy, we understand the importance of properly managing your finances, which is why we offer our business customers an all-in-done business solution adapted specifically to their needs.

Accounts

Finextra

JUNE 6, 2025

Compliant exchanges implement robust Know Your Customer ( KYC ) procedures and Anti-Money Laundering ( AML ) protocols. The Commodity Futures Trading Commission (CFTC) for commodity-based cryptocurrencies. State-level money transmitter licenses. FinCEN registration as Money Services Businesses.

Cryptocurrency

The Payments Association

JUNE 20, 2025

2014 : Established a base at Level39, Canary Wharf, joining one of London’s leading tech and finance hubs during a key phase of our growth. Whether it’s crypto controls, sanctions governance or wire transfer procedures, we’re helping compliance teams move from policy to practice.

Travel Rule