The Payments Association

JANUARY 13, 2025

Frequently used for high-value impersonation fraud, with scammers posing as trusted entities like banks or government officials. Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. of reported scams. of the total volume.

Scams 88

Scams Romance Scams Phishing Volume 88

The Fintech Times

APRIL 15, 2025

As governments and businesses across the Middle East drive forward their economic transformation agendas, PwC Middle East is exploring the role of sustainability in shaping future-ready business strategies. The strategic lens aligns sustainability with transformation objectives to unlock financial returns and long-term value.

Cross-Border 64

Cross-Border Economy Governance Government 64

The Payments Association

NOVEMBER 12, 2024

The requirement for systems to return results in real-time becomes essential, especially in a regulatory environment where monitoring for money laundering and fraud is a mandatory obligation. Armstrong elaborates on the critical need for speed and reliability: “In the world of transaction monitoring, your tolerance for outages is low.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Finovate

JUNE 5, 2025

made its Finovate debut at FinovateSpring 2015 and returned to the Finovate stage two years later for FinovateEurope in London. made its Finovate debut at FinovateSpring 2015 and returned two years later to demo its latest technology at FinovateEurope in London. “Our investment in Token.io “By joining giroAPI, Token.io

Online and Mobile Banking 52

Online and Mobile Banking Irrevocability API Payment Solutions 52

The Fintech Times

JUNE 3, 2025

Returning to the physical world The evolution of technology has seen people become more and more distant from physically doing things themselves. Linked to official government data, palm scanners look at vein patterns beneath the skin. Some sort of security measure is needed which can look at more unique points of interest.

Technology 49

Technology Database Verification Government 49

The Fintech Times

JANUARY 13, 2025

Beyond a moral obligation, its a practical move, as customers increasingly prefer companies prioritising environmental, social, and governance factors. Transparency and measurable impact define such companies, as does collaboration with governments, NGOs, and businesses to maximise their reach.” “This can change.

FinTech 59

FinTech Financial Inclusion Underserved Blockchain 59

The Fintech Times

FEBRUARY 17, 2025

Plus, we dive into cybersecurity challenges, proactive AI governance, and the evolving risks of AI-driven scams. This split isn’t merely about numbers; it reflects deeper strategic dilemmas banks face as they address the pressures of securing a return on their AI investments. Happy reading!

FinTech 59

FinTech Romance Scams Scams AI 59

The Payments Association

JUNE 11, 2025

Technology must be part of a wider strategy that includes governance, user design, and operational readiness. 45% of shoppers in the UK have admitted to return fraud or policy abuse, representing an estimated £22.8 billion in return-based fraud in 2022. But fraudsters are adopting the same tools, creating an arms race.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Stax

MARCH 18, 2025

Card networks – The organizations that govern credit and debit card transactions. Payment processors with integration issues lead to operational inefficiencies and diminish the return on investment. Acquiring bank – The financial institution that receives payments from the issuing bank on behalf of the merchant.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JULY 14, 2025

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. payments landscape. As ACH becomes the final frontier in U.S.

ACH 52

ACH Checks Tax Refunds Risk 52

Cardfellow

JUNE 28, 2025

AVS is also one component in qualifying for enhanced data ( level II and level III ) transactions, such as those involving corporate or government cards. Popular payment gateway Authorize.Net suggests at a bare minimum that you exclude transactions that return an AVS code of N: neither street address nor zip code match.

Addressing 52

Addressing Verification Credit Cards Non-Bank 52

Finovate

JULY 14, 2025

In the US, open banking has largely been shaped by the private sector rather than by government regulation. The bank argues that aggregators are profiting from its infrastructure without contributing value in return. ” Impact on aggregators For data aggregators, the news is far from welcome.

Consumer 52

Consumer CFPB Rules FinTech 52

The Payments Association

JUNE 16, 2025

Going forward, responsibility for tackling fraud should be shared through a proactive, whole-of-ecosystem prevention strategy, including a mandatory shared responsibility framework among government, financial institutions, telcos, and tech platforms, as well as enhanced collaboration with overseas authorities.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

The Fintech Times

MARCH 12, 2025

The rise in RTPs in Southeast Asia is largely driven by government initiatives to reduce cash reliance and to promote lower-cost, fast-payment methods which meet the needs of both consumers and merchants. growth from 2023.

Cross-Border 59

Cross-Border Economy Digital Payments Treasury Management 59

The Payments Association

MAY 3, 2025

She also referenced a broader issue of regulatory inertia: The previous government had plans to revoke the Payment Services Regulations and embed them into FCA rules. For scale-ups like us, weve built regulatory muscle over the yearsour teams understand governance, conduct rules, and operational resilience.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Finextra

JULY 7, 2025

Built on OpenAI’s tech, this chatbot can manage multilingual customer inquiries about refunds, returns and orders, effectively doing the work of 700 full-time support agents. For instance, a 2024 Statista study noted generative AI usage in financial services jumped to 52% of firms actively using it (up significantly from 2023).

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Innovative Payments Association

MARCH 24, 2025

These orders touch on government efficiency, DEI, trade, and immigration. Senate Focus: Budget Talks and Nominations The Senate returns from its longest work period in 15 years and turns its attention to reconciliation strategy and sub-Cabinet nominations.

Returns 40

Returns Reconciliation SWIFT Treasury 40

The Payments Association

APRIL 22, 2025

Frequently used for high-value impersonation fraud, with scammers posing as trusted entities like banks or government officials. Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. of reported scams. of the total volume.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Fintech Review

APRIL 11, 2025

Its a recap of the key themes weve explored, a primer for new readers, and a cornerstone reference for those returning. Digital lenders, neobanks, and payment firms must comply with capital requirements, operational standards, and governance rules. Growth must be matched by governance, risk management, and long-term vision.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

APRIL 25, 2025

In 2024, startups signed 91 corporate deals with government and private sector partners worth $28million (AED103million), accelerating their ability to scale and commercialize their solutions. She commented: “Our mission here at Hub71 is clear: we are here to enable startups to scale globally.

Participant 64

Participant AI Innovation FinTech 64

The Payments Association

JULY 18, 2025

Viewing these initiatives as a whole presents a clear regulatory trajectory: accelerated timelines, harmonised standards, and enhanced scrutiny across governance, conduct, and technology infrastructure. Conduct a gap analysis across marketing, onboarding, complaints, and governance to align with upcoming FCA expectations.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

M2P Fintech

APRIL 11, 2025

Secure Collateral Handling: Collateral must be stored securely, and lenders face penalties for delays in returning collateral after repayment. Prompt Collateral Return: Collateral must be returned within 7 working days after full repayment, with a 5,000/day penalty for delays.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

The Fintech Times

NOVEMBER 16, 2024

We look forward to working with the Government to implement what is a bold and innovative Vision.” If the UK wants to stay competitive, the government must aim for a framework that promotes innovation without compromising trust and security.” “As always, balancing regulation with innovation remains a tightrope act.

Returns 64

Returns Innovation Risk FinTech 64

The Fintech Times

MARCH 14, 2025

It was clear that many attendees came specifically for these sessions, some returning year after year because they found the structured networking so valuable. Its how people pay for utilities, loans, and even government services. Twice a day, the expo floor transformed into a sea of fast-paced, high-energy conversations.

FinTech 59

FinTech Consumer Financial Protection Bureau (CFPB) Fraud Detection AI 59

The Paypers

JUNE 17, 2025

Developed in partnership with payment technology firm Checkout.com, this feature allows investors to receive dividends and returns directly on their bank cards, reducing withdrawal times compared to traditional methods. Countries such as the UAE and Saudi Arabia are actively pursuing strategies to modernise their financial ecosystems.

CBDC 36

CBDC Real Time Payments Financial Crimes Multi-Currency 36

The Fintech Times

JULY 16, 2025

” The government also plans to drive forward developments in blockchain technology, including tokenised securities and stablecoins , and introduce a new design for a digital gilt instrument, to help put UK financial services at the forefront of digital asset innovation. The post Can Financial Reforms Encourage UK Economic Growth?

Regulations 45

Regulations Innovation FinTech Rules 45

Clearly Payments

MAY 22, 2025

Refunds & Adjustments Refund Returning money to a customer. Partial Refund Returning part of the total payment. NACHA The organization that governs the ACH network in the U.S. Volume Cap A limit on how much a merchant can process per month. Reserve Account A fund held to cover future chargebacks or fraud.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Stax

NOVEMBER 13, 2024

The ACH network is governed by the National Automated Clearing House Association (Nacha ), an American organization that administers risk management and rule enforcement for all ACH transfers and works with the Federal Reserve. Government agencies use ACH credit to distribute tax refunds, rebates, and other reimbursements.

ACH 88

ACH ACH Network Payer Payee 88

Fintech Review

MARCH 6, 2025

government obligations. This next-generation stablecoin enables faster, cheaper transactions compared to traditional banking systems, while offering users stable returns with principal protection echoing the success of Ethena Labs USDe. Treasury Bills, and other short-term U.S.

Stablecoins 52

Stablecoins Treasury Caps Blockchain 52

The Fintech Times

FEBRUARY 26, 2025

Initially, the price of Ethereum also dropped by four per cent following the news of the attack, however, the price has since returned to pre-attack figures. “Trust is not a product of ‘cold’ wallets they are no defence without appropriate governance workflows, segregated duties and strong endpoint security.

Breach 88

Breach Cryptocurrency Security Addressing 88

Fintech Review

DECEMBER 6, 2024

Supported by the Irish Government through IDA Ireland, this move underscores JUSPAY’s dedication to supporting clients and partners across regions. This marks a significant milestone in the company’s international expansion, reflecting its commitment to a growing European customer base.

Value Added Service 52

Value Added Service Reconciliation Authentication Real Time Payments 52

The Payments Association

MARCH 17, 2025

Firstly, balancing risk and return is crucial; higher returns often come with higher risks, but a broader appetite for calculated risk can yield strong results. Consequently, the approval rate for PIs/EMI is around 15%, which many see as evidence of the FCA's application of a brake on growth and competition.

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

JUNE 26, 2025

The integration enables institutional clients to access DeFi protocols, DAO governance and token swaps directly from BitGo’s self-custody hot wallets, without compromising on enterprise-grade security.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

The Fintech Times

MAY 13, 2025

Bullish , a regulated virtual asset exchange, has partnered with the Gibraltar Government and the Gibraltar Financial Services Commission (GFSC) to develop the world’s first regulation for the clearing and settlement of derivative contracts settled in virtual assets. Rowe Price Investment Management, Inc.

FinTech 59

FinTech Participant Non-Bank Money Laundering 59

The Paypers

JUNE 20, 2025

They also provide opportunities for issuers to generate returns on collateral reserves. These tokens are typically pegged to the US dollar and backed by reserve assets, offering faster settlement and lower transaction fees.

Stablecoins 36

Stablecoins Digital Currency CBDC Cross-Border 36

Finextra

JUNE 18, 2025

Take the airline sector, for instance, a sector governed by fuel price volatility, geopolitical flight path restrictions, and dynamic passenger trends. In return, banks anchor their offerings to client momentum and sector health, not just credit lines. Compliance Aware Data Governance , a critical pillar. The result?

Transactions 52

Transactions Payment APIs and Integration Risk Cross-Border 52

Finextra

JUNE 23, 2025

They are less likely to return, and more likely to warn others. Instead of supporting long-term growth, many loans are structured for short-term returns. From bank loans and government schemes to fintech lenders and grants, the landscape is broad. When fees are hidden or unclear, trust suffers.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52