EBizCharge

JUNE 26, 2025

Federal Overview Surcharging is legal at the federal level in the United States but businesses must follow rules set by credit card networks like Visa and Mastercard. State-by-State Legality Some states have restrictions or bans on credit card surcharges. Here are the steps to get started surcharging: 1.

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

Segpay

SEPTEMBER 30, 2024

This blog explores child protection laws across key Latin American countries, highlighting their different approaches and the evolving regulatory frameworks. The Brazilian Child and Adolescent Statute (ECA) provides a broad legal framework to protect minors. We also look at the age verification tools that are used in the region.

Verification 111

Verification Legal Framework Laws Legal 111

The Payments Association

DECEMBER 2, 2024

For instance, some platforms delisted certain stablecoins that did not comply with the new regulations, ensuring adherence to the EU’s legal framework. In response to MiCA’s requirements, several crypto exchanges and service providers adjusted their offerings.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

PYMNTS

NOVEMBER 20, 2020

The European Commission noted on its site that the legal framework for digital services has been unchanged in the region for about 20 years. The Digital Services Act package would propose ex-ante rules covering large online platforms acting as gatekeepers, which now set the rules of the game for their users and their competitors.

Legal Framework 104

Legal Framework Rules Fed Regulations 104

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. It is part of a broader push to boost the nascent cryptocurrency industry.” Not only that, but the newspaper said the U.S. They also worry the U.S.

Regulations 82

Regulations Legal Framework Cryptocurrency Bitcoin 82

Neopay

JULY 18, 2024

The European Banking Authority (EBA) issued new Guidelines on the so-called ‘travel rule’, i.e. the information that should accompany transfers of funds and certain crypto assets. This rule will help tackle the abuse of such transfers for money laundering and terrorist financing purposes.

Travel Rule 52

Travel Rule Money Laundering Rules Finance 52

The Paypers

JUNE 23, 2025

Under the new legal framework, a wide range of virtual asset-related activities, including cryptocurrency exchanges, token offerings, lending platforms, staking, non-fungible tokens, and decentralised finance services, will require authorisation from CRVAA.

Regulations 59

Regulations Cross-Border CBDC Government 59

PYMNTS

APRIL 12, 2019

“If the data controller implicitly trusts a data processor simply because there is a consistent legal framework in place, criminal abuse of trust will always take place.” A Global Framework. ” Unfortunately, an expansion of GDPR could mean that GDPR cyber risk spreads, too.

Cybersecurity 77

Cybersecurity Data Breach Breach Legal Framework 77

Fintech Review

SEPTEMBER 17, 2024

This framework offers the promise of fairness and inclusivity, as decision-making authority is decentralised. At the core of DAOs are smart contracts, which automatically execute actions based on predefined rules. DAOs exist in a grey area legally because traditional legal frameworks have not caught up with blockchain innovations.

Governance 105

Governance Government Innovation Legal 105

The Payments Association

JUNE 16, 2025

Key features of the new requirements The PSR mandatory reimbursement framework, which came into effect in October 2024, outlines key provisions for firms to follow to maintain consistency in reimbursement practices. This mechanism is designed to incentivise both ends of a transaction to monitor fraud risk more proactively. Read More »

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Fintech Finance

JULY 1, 2024

Digital euro rulebook and tender process The digital euro Rulebook Development Group has completed an interim review of the first draft of the rulebook, which sets out the rules and procedures to standardise digital euro payments across the euro area. The digital euro is a common European endeavour.

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. It is part of a broader push to boost the nascent cryptocurrency industry.” Not only that, but the newspaper said that the U.S. They also worry the U.S.

Regulations 51

Regulations Legal Framework Cryptocurrency Bitcoin 51

Finextra

JUNE 5, 2025

This framework underpins real, verifiable trust. Provide a Legal Framework, Not Software Design The regulation should define the legal environment for trusted digital interactions, not prescribe technical implementations. We use cookies to help us to deliver our services. Please read our Privacy Policy.

Credential 52

Credential Payment APIs and Integration Authorization Issuers 52

PYMNTS

MAY 24, 2018

The Financial Times , citing some of the banks, reported that the new open banking rules that require European Union lenders to provide account access of customers to third parties has resulted in concerns on the part of bankers that Chinese and U.S. Botin wants a “single legal framework for data,” noted the report.

Regulations 55

Regulations Legal Framework Rules Legal 55

Fintech News

JULY 17, 2024

The United States continues to rely on the Bank Secrecy Act (BSA) as the primary legal framework governing AML regulations, with the Financial Crimes Enforcement Network (FinCEN) providing guidance on how these regulations apply to cryptocurrency businesses. The United Arab Emirates has amended Federal Decree-Law No. (20)

Money Laundering 109

Money Laundering Law Enforcement AML Non-Bank 109

Segpay

MARCH 24, 2025

KYC & Customer Due Diligence (CDD) Australia: Risk-based approach, with minimum KYC checks under the AML/CTF Rules. USA: More prescriptive Customer Identification Program (CIP) rules, requiring standardized ID verification and risk-based CDD measures. Strict ID verification under state gaming laws and FinCEN rules.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

Finextra

JULY 2, 2025

How the EU is reshaping its legal framework The European Union has begun a fundamental overhaul of its legal framework to combat money laundering and terrorist financing. Institutions that are early adopters of AI could thus further extend their lead if AMLA creates a binding framework for everyone.

Money Laundering 52

Money Laundering AI Payment APIs and Integration Authorization 52

Fintech Review

MAY 1, 2025

No matter how disruptive a fintech platform is, it must operate within legal frameworks that are evolving rapidly. These include anti-money laundering (AML) rules, know your customer (KYC) checks, data privacy requirements, cybersecurity protocols, and financial reporting obligations. It is no longer enough to innovate.

Compliance 59

Compliance Regulations FinTech CCPA 59

PYMNTS

NOVEMBER 5, 2019

Anna Eshoo and Zoe Lofgren, both of California, would lead to the creation of the Digital Privacy Agency (DPA), a federal agency that would issue regulations and enforce imposed privacy rules. If any of the agency’s rules are violated, companies could be fined $42,530 per incident.

Regulations 40

Regulations Privacy CCPA Legal Framework 40

Neopay

NOVEMBER 27, 2023

These ‘travel rule’ Guidelines specify the steps that Payment Service Providers (PSPs), Intermediary PSPs (IPSPs), crypto-asset service providers (CASPs) and Intermediary CASPs (ICASPs) should take to detect missing or incomplete information that accompanies a transfer of funds or crypto-assets.

Money Laundering 52

Money Laundering Consulting Finance Travel Rule 52

PYMNTS

SEPTEMBER 11, 2019

“Under that three-part test, arguably the highest bar is that a company must prove that contractors are doing work ‘outside the usual course’ of its business,” Tony West, Uber’s chief legal officer, said on a call with reporters. Lyft spokesperson Adrian Durbin had slightly more pointed words about the new law.

Economy 65

Economy Laws Legal Framework Legal 65

FICO

MAY 13, 2021

Last month, the European Commission issued a new legal framework for AI , designed to make the European Union a centre of excellence for trustworthy AI. The new rules divide AI systems into different categories of risk (based on the impact of an error in the AI system) and impose restrictions and requirements based on that risk.

AI 52

AI Legal Framework Risk Compromise 52

Stax

JANUARY 15, 2024

In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Legal and Regulatory Framework Compliance ensures secure and transparent financial transactions, but nuances exist that businesses must grasp.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

DECEMBER 9, 2024

Preventative Steps to Combat Credit Card Chargebacks Ensure That You’re Following the Protocols of Your Payment Processor Payment processors have rules for handling orders placed online, which are known as Card Not Present interactions. So, what can merchants do to prevent chargebacks from mounting up?

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Neopay

JULY 18, 2024

Sub-Saharan Africa: This region suffers from high money laundering risk due to corruption, poor transparency, and weak rule of law. The European Union’s 6th Anti-Money Laundering Directive (6AMLD) has enhanced the legal framework, increasing penalties and expanding the scope of predicate offenses.

Money Laundering 52

Money Laundering AML Cryptocurrency Law Enforcement 52

PYMNTS

JANUARY 31, 2018

Though Mastercard and Visa have dropped similar practices, tied to a settlement with the Justice Department struck in 2010, Amex has held onto those rules. District Court judge ruled that the Amex practices violated federal antitrust laws. Following that ruling, the States asked the Supreme Court to hear the case.

Rules 40

Rules Credit Cards Legal Consumer 40

FICO

MARCH 7, 2023

The EU Sets Out the First Legal Framework for AI Regulation In April 2021, the European Commission and EU member states kicked off a coordinated plan placing Europe on a path to becoming a global leader in cutting-edge, trustworthy artificial intelligence.

AI 52

AI Regulations Legal Framework Non-Bank 52

Finextra

JULY 7, 2025

Tokenised stocks are not a magical new type of equity that bypasses all the rules of finance. In France, Italy, and elsewhere, regulators are tweaking rules to accommodate DLT-based trading under the EU pilot, trying not to miss out. What Tokenised Stocks Are Not? Across Asia, interest in tokenised stocks and assets is growing.

Blockchain 59

Blockchain Payment APIs and Integration Regulations Security 59

Global Fintech & Digital Assets

FEBRUARY 26, 2024

The Consultation Paper outlines how the HKMA proposes to implement the Basel Committee’s standard into Hong Kong law, including through amendments to the banking capital, liquidity, disclosure and exposure limit rules, and its supervisory policy manual and other guidance.

Consulting 52

Consulting Regulations Distributed Ledger Technology (DLT) Stablecoins 52

CoinRemitter

JUNE 30, 2024

In DAOs, rules and protocols are encoded in smart contracts, which are self-executing agreements with the terms of agreements directly written into code. In DAOs, smart contracts on blockchains enforce rules and carry out decisions automatically. Shareholders vote on big issues. This creates confusion.

Governance 40

Governance Government Money Laundering Blockchain 40

Segpay

APRIL 1, 2025

While their goals align, their approaches and legal frameworks differ. Regulatory Frameworks In the United Kingdom, the Online Safety Act passed into law on 26 October 2023. It ensures digital platforms follow stricter rules on data collection, consent, and age verification.

Verification 45

Verification Regulations Online and Mobile Banking Privacy 45

FICO

JUNE 19, 2023

In part this is due to banks’ interpretation of data protection rules. Both are within the same legal framework, but the perception of what is allowed and what is not is different. Both are within the same legal framework, but the perception of what is allowed and what is not is different.

Automation 52

Automation Legal Framework Legal Consulting 52

Basis Theory

OCTOBER 1, 2024

Return to Top Risk of Non-Compliance Each PCI requirement acts as a proactive measure to protect cardholder data, and as a legal framework to isolate and financially penalize non-compliance. PCI additionally outlines requirements for user management procedures and rules.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Segpay

MAY 1, 2024

DORA entered into force on January 16th, 2023, and its legal implementation deadline is January 17 th , 2025. Its legal framework is designed to enhance the operational resilience of all digital service providers, including payment service providers (PSPs), that operate in the European Union (EU).

Cybersecurity 52

Cybersecurity Compliance Procedures Risk Management 52

PYMNTS

JANUARY 8, 2018

Given his long-standing personal commitment to the clear and present danger cannabis presents to the American people, it probably should not have come as much of a shock when Attorney General Jeff Sessions officially moved to curtail the legalized cannabis industry this week.

Tax Refunds 42

Tax Refunds Scams Wire Wires 42

Nanonets

SEPTEMBER 22, 2023

The bots follow predefined rules and procedures, minimizing the risk of human error. Furthermore, RPA ensures accuracy by following predefined rules and algorithms, minimizing the likelihood of mistakes. The software robots work consistently and tirelessly, adhering to the established rules and making accurate calculations every time.

Automation 40

Automation Accounts Process Reconciliation 40

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. What makes the EU AI Act stand out is its risk-based approach.

Regulations 72

Regulations FinTech BNPL Cross-Border 72