The Fintech Times

JULY 14, 2025

The horse in front Just like the vast natural grassland of the Kazakh Steppe, which lies in contrast to the modern cities of Astana and Almaty, so is the traditional banking landscape (dominated by three large banking groups) contrasted by a fast-moving digital leader – Kaspi.kz (Kaspi). However, this was not the case for Kaspi.

Payment APIs and Integration 59

Payment APIs and Integration Online and Mobile Banking Embedded Finance Non-Bank 59

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Today, financial institutions are shifting towards an API-led banking model that places APIs at the core of their architecture and business strategy. What is API-led Banking? Fundamentally, API-led banking provides a modular foundation for delivering services.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

Finextra

JULY 14, 2025

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Fintech Times

DECEMBER 16, 2024

The Australian Securities and Investments Commission (ASIC), the country’s financial regulator, has filed documents against HSBC Bank Australia as it alleges the bank failed to adequately protect customers from being scammed out of millions of dollars. “All banks need to pull their weight in the fight against scams.

Scams 64

Scams Online and Mobile Banking Non-Bank Transactions 64

The Payments Association

JULY 15, 2025

Roles of survey respondents Survey respondent company area Non-bank financial institutions dominated the survey respondents, accounting for nearly one in five participants (20%). Notably, emerging sectors such as digital assets and crypto, open banking, and cross-border payments each captured 2.5%

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

Fi911

MAY 14, 2025

Data protection is a top priority in banking and payment systems, where sensitive information such as cardholder details and personal data are frequently exchanged. Ideal for secure communications, such as internet banking or email encryption. Example algorithm: RSA (Rivest-Shamir-Adleman).

Encryption 89

Encryption PCI DSS Online and Mobile Banking Database 89

The Fintech Times

MARCH 3, 2025

While financial apps have become central to personal finance management in the UK, almost one in four Brits believe that these apps are ‘in need of improvement’ in some way, mobile app service provider Apadmi has revealed. Apadmi also determined theeasiest-to-use mobile banking apps, according to its respondents.

Addressing 59

Addressing Finance Non-Bank Mitigation 59

The Fintech Times

MAY 2, 2025

As a result, European merchants have started offering five payment methods at checkout on average, although many are looking to increase this, according to new research by Aion Bank , the subscription-based, digital bank, in partnership with Vodeno , the API-based, cloud-native platform.

Online and Mobile Banking 45

Online and Mobile Banking BNPL Push-to-Card Non-Bank 45

The Fintech Times

FEBRUARY 20, 2025

He brings over 30 years experience in financial services with senior roles across global banking, private equity and accounting. He also joins the board of Quantum as director of fintech and banking, helping with its plan to list on the London Stock Exchange in 2026. Radford previously held the CEO role at Revolut UK from 2020 to 2023.

FinTech 64

FinTech Cross-Border Payments Disaster Recovery Online and Mobile Banking 64

PYMNTS

SEPTEMBER 18, 2020

Mobile banking upstart Chime has completed funding that has provided the firm with a $14.5 Chime, which CEO Chris Britt co-founded in 2013, provides clients mobile banking accounts without charges, debit cards and automated teller machine (ATM) access. billion valuation, CNBC reported. The company is geared toward U.S.

Mobile Banking 105

Mobile Banking Debit Card Non-Bank ATM 105

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. Generative AI driving banking and fintech trends in India Generative is one of India’s biggest fintech trends highlighted in the report.

Embedded Finance 116

Embedded Finance FinTech Non-Bank Cross-Border 116

PYMNTS

JULY 8, 2016

But new data says other aspects of corporate finance are quickly joining the mobile solution bandwagon. Data released by Raddon Financial Group found an increasing demand for mobile banking solutions, especially among small businesses.

Mobile Banking 40

Mobile Banking Online and Mobile Banking Small Business Non-Bank 40

Fintech News

JULY 3, 2024

Vietnam’s digital finance landscape is undergoing a notable shift as new players emerge, established ones fade, and traditional banks rise to prominence, a new report by Decision Lab shows. However, by Q4 2023, Moca had slipped out of the top rankings, replaced by mobile apps from traditional banks.

Finance 119

Finance Online and Mobile Banking Micro-Entry Non-Bank 119

PYMNTS

OCTOBER 19, 2016

He noted that the rule covers many of the more than 15 different types of prepaid card products in the market, including non-reloadable prepaid cards and other card products that consumers don’t rely on as their primary transaction account. . “We Around the Digital Banking world. About The Tracker.

Regulations 76

Regulations Non-Bank Card Association Rules 76

Payments Source

JULY 24, 2017

As ATMs on large bank networks increasingly use mobile phones for account access — a trend driven in part by mobile banking — non-bank ATM operators are working to enable the same features to attract mobile-savvy cash users.

ATM 60

ATM Non-Bank Mobile Banking Accounts 60

The Paypers

FEBRUARY 19, 2018

(The Paypers) KBC has announced that it will provide its mobile banking customers with non-financial services.

Non-Bank 28

Non-Bank Mobile Banking 28

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. Consumers want the latest mobile capabilities.

Mobile Banking 82

Mobile Banking Community Banks Non-Bank Consumer 82

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 119

Cross-Border FinTech Cross-Border Payments Embedded Finance 119

PYMNTS

JUNE 18, 2018

Finastra , the FinTech company, announced Monday (June 18) that it has acquired Malauzai , a provider of mobile and internet banking solutions for community financial institutions (FIs). retail and business banking sectors by further enabling digital transformation for community banks and credit unions around the U.S.

Mobile Banking 40

Mobile Banking Acquirers Credit Union Community Banks 40

PYMNTS

APRIL 23, 2019

Last week, wireless carrier T-Mobile announced it would throw its hat into the mobile banking arena with the national rollout of T-Mobile MONEY. The mobile app offers low or no-fee checking-like services, out-of-network ATM usage fees and the ability to earn 4 percent APY on balances of up to $3,000. In fact, 72.4

Consumer 58

Consumer Online and Mobile Banking Non-Bank Venmo 58

PYMNTS

APRIL 4, 2019

Consumers’ preferences are undeniably shifting digitally when it comes to banking and financial services. According to a recent study by Citibank , 31 percent of consumers use their mobile banking app more than any other — placing mobile banking behind only social media and weather for most frequented mobile destinations.

Mobile Banking 67

Mobile Banking Non-Bank Zelle Security 67

PYMNTS

DECEMBER 17, 2020

To roll out an alternative international money transfer offering called Co-opRemit, the Co-operative Bank of Kenya has teamed with international payment provider Thunes , according to an announcement. “We Co-operative Bank of Kenya works with 8.8 Co-operative Bank of Kenya works with 8.8

Cross-Border Payments 76

Cross-Border Payments Cross-Border Online and Mobile Banking Non-Bank 76

The Fintech Times

MAY 17, 2024

Pay by Bank Non-card payments don’t deliver the same experience, security and protections as card-based payments. With pay by bank, the payments provider is digitising the account-to-account (A2A) payments experience. Electronic payments, like ACH transfers, have been left out of the digital revolution.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Finovate

SEPTEMBER 17, 2024

Mobile banking platform MoneyLion will be adding personalized touches to its consumer-focused products and services thanks to a partnership with TransUnion. Leveraging TransUnion’s data will help MoneyLion deliver more personalized and relevant financial offers, and ultimately improve the user experience.

Embedded Finance 82

Embedded Finance Non-Bank Breach Risk 82

Fintech Finance

NOVEMBER 13, 2024

However, with smart meters and digital payment technologies like mobile banking and e-wallets, consumers now expect to pay bills digitally. FIS, a global financial technology leader, chose Oracle Cloud Infrastructure for its superior price-performance, global reach, and non-blocking networks.

ACH 97

ACH Non-Bank Blocks Checks 97

Finovate

AUGUST 9, 2024

. “GCash is an indispensable infrastructure for everyday life of Filipinos and we are delighted to join Mynt as a strategic investor to support the growth of the company,” MUFG Senior Managing Corporate Executive, Head of Global Commercial Banking Business Group Yasushi Itagaki said.

Electronic Funds Transfer (EFT) 106

Electronic Funds Transfer (EFT) Cross-Border Payments Financial Inclusion Cross-Border 106

PYMNTS

JULY 26, 2016

Small business banking firm Tide positions itself as the “world’s first” mobile-first banking tool for SMEs and boasts its speedy services for small businesses looking to set up a bank account. company charges 20p for every bank payment made. Reports highlighted that Tide is not a bank , though.

Non-Bank 40

Non-Bank Small Business Accounts Economy 40

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Fintech News

FEBRUARY 7, 2024

Netbank – US$344 million (Series A, Philippines) Filipino banking-as-a-service (BaaS) provider Netbank secured the largest funding round in Southeast Asia (excluding Singapore) last year, raising in May 2023 a US$344 million Series A funding round, data from KPMG and Pitchbook show. Soft Space – US$31.5

FinTech 111

FinTech Online and Mobile Banking Non-Bank On-Demand 111

PYMNTS

JANUARY 25, 2021

In today’s top digital-first banking news, German neobank N26 has hired a new chief financial officer (CFO) as it eyes a future initial public offering (IPO), while FinTech app Goalsetter has raised $3.9 The mobile banking program also allows for peer-to-peer (P2P) transactions and money transfers. million in a seed round.

Financial Literacy 74

Financial Literacy Underwriting Online and Mobile Banking Debit Card 74

PYMNTS

JANUARY 7, 2021

In today’s top news in digital-first banking, California FinTech Green Dot is rolling out the GO2bank mobile banking to help cash-strapped individuals, while stimulus checks are reportedly posing challenges for some users of H&R Block and TurboTax. CEO Dan Henry said in a press release.

Blocks 56

Blocks Checks IRS FDIC 56

PYMNTS

OCTOBER 1, 2020

At Elan, said Miller, “among the strategies we employ is: Whenever we are delivering a new experience to the mobile app, we compare the experience not only to other credit card and mobile services experiences, but to non-banking mobile experiences, too.”.

Online and Mobile Banking 106

Online and Mobile Banking Disputes On-Demand Issuers 106

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 137

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 137

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? In the United States, there’s a bit of concentration here, as 29 percent of shadow banking is tied to the country, at $15 trillion in assets. Who knows what dangers lurk in the shadows?

Non-Bank 70

Non-Bank Online and Mobile Banking PayPal Risk 70

PYMNTS

DECEMBER 16, 2020

California-based challenger bank Aeldra has chosen i2c Inc. to fuel its digital private banking services. The mobile bank, which was started by neo bank veterans, is seeking to reach affluent global clients with household incomes of over $100,000, according to a Tuesday (Dec. 15) announcement e-mailed to PYMNTS.

FDIC 67

FDIC Non-Bank Debit Card Addressing 67

PYMNTS

DECEMBER 16, 2020

In today’s top news in digital-first banking, FIS is working with Quontic Bank on the Bitcoin Rewards Checking Account, while Aeldra has chosen i2c Inc. to power its digital private banking offerings. FIS Powers Launch Of Quontic Bank’s Bitcoin Rewards Account. Aeldra Taps i2c To Enable Global Banking Services.

Online and Mobile Banking 62

Online and Mobile Banking FDIC Accounts Debit Card 62

PYMNTS

JANUARY 18, 2021

19), at least in financial services, might be termed: A tale of two banks. Bank of America and Goldman Sachs are slated to post fourth-quarter results that day, and we’re likely to see some of the same observations and actions that have marked other financial institutions’ earnings. Bank Of America’s Take . billion implies a 8.7

Push-to-Card 73

Push-to-Card OCC Non-Bank APACS 73