The Payments Association

JUNE 3, 2025

This shift is especially visible in the adoption of network tokenisationa model introduced by major card networks like Visa and Mastercard, where card details are replaced with dynamic, network-managed tokens. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 trillion transactions by 2027. billion users by 2025, nearly 60% of the global population.

Cross-Border

EBizCharge

DECEMBER 3, 2024

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

Credit Cards

Payments Dive

JULY 25, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Q&A How to build a B2B payments behemoth No single company dominates U.S. commercial payments, as with card networks or merchant acquirers.

B2B

Finextra

JUNE 26, 2025

Non-compliance, on the other hand, can lead to data breaches and legal troubles. PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. It keeps your customers’ card details safe and your systems strong. PCI DSS stands for Payment Card Industry Data Security Standard.

PCI DSS

The Payments Association

JULY 19, 2025

This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, and limiting innovation. The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing.

Money Laundering

Stax

MARCH 27, 2025

TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. Talk to sales Understanding EFT: The Umbrella Term for Digital Transactions Ever paid for your coffee with just a tap of a card or received payment from a customer thousands of miles away? No cash or checks needed.

ACH

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments

Fintech Finance

JUNE 20, 2025

The DTCPay Mastercard partnership marks a major step forward in global payments, offering users a fast, secure, and seamless way to transfer money internationally. dtcpay , a leading digital payments solutions provider, is excited to announce its strategic collaboration with Mastercard Move.

Visa

The Payments Association

JUNE 16, 2025

The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers. Why is it important? What’s next?

Scams

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks? If not, filing a chargeback is the next best option.

Credit Cards

The Payments Association

JULY 15, 2025

Roles of survey respondents Survey respondent company area Non-bank financial institutions dominated the survey respondents, accounting for nearly one in five participants (20%). Professional distribution ranges from emerging fintech companies to major multinational financial institutions across 33 countries.

Financial Crimes

Finextra

JULY 14, 2025

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI

The Paypers

JUNE 17, 2025

Bitget Wallet’s move aligns with a broader push to implement crypto payments into national payment infrastructure across global markets, allowing direct payments from the self-custodial wallet with decreased fees and mitigating the need for fiat conversion.

CBDC

Finextra

JUNE 21, 2025

Company Background and Evolution Shift4’s journey began in 1999, when 16-year-old Jared Isaacman started a tiny payment processing business (then called United Bank Card ) out of his parents’ basement. Shift4 also set its sights on new industry verticals – notably non-profits, gaming, and even space technology.

Payment APIs and Integration

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act.

Finance

The Fintech Times

JANUARY 31, 2025

Earlier this year, the City of London Corporation signed a partnership agreement with the Scottish Government committing to prioritising actions that support those who find it difficult to access fair or affordable financial services, such as free banking and affordable credit.

FinTech

The Payments Association

JULY 18, 2025

Globally, preparations for central bank digital currencies and evolving open finance frameworks signal longer-term structural change. Across the EU, operational resilience, real-time payments, and the steady rollout of the Markets in Crypto-Assets Regulation (MiCA) are redefining compliance baselines for digital finance.

Regulations

The Fintech Times

JUNE 26, 2025

Appointments Open banking fintech Yaspa has named Chris Lowe as chief financial officer. More appointments TBC Uzbekistan, the digital banking arm of London-listed TBC Bank Group, has formed a new supervisory board for its holding company, TBC Digital. Bitget Wallet has appointed Jamie Elkaleh as chief marketing officer.

FinTech

The Fintech Times

MAY 2, 2025

As a result, European merchants have started offering five payment methods at checkout on average, although many are looking to increase this, according to new research by Aion Bank , the subscription-based, digital bank, in partnership with Vodeno , the API-based, cloud-native platform.

Online and Mobile Banking

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

Push-to-Card

Finovate

JANUARY 24, 2025

Maya Shabi: The EUs regulatory push has been a double-edged sword for innovation in fintech and financial services. The cost of upgrading systems alone is huge, not to mention the added technical challenge of ensuring interoperability between different PSPs and banks across borders.

Regulations

Payments Dive

JULY 9, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Visa, Mastercard vie for Treasury role The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S.

Treasury

Finextra

JUNE 23, 2025

Across my years in banking, I’ve seen these patterns up close. From how fintechs are answering SME challenges and why credit risk models need a reset , to the role of non-dilutive funding and what founders should expect from lenders in 2025 , the message has been consistent. In early 2025, banks reported a slight rise in SME lending.

Small Business

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Under that strategy, Visa is pushing to become a “single point of access for initiating multiple transaction types” while also laying the foundation for the “secure movement of money.”.

Payment APIs and Integration

PYMNTS

SEPTEMBER 23, 2020

Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., In Brazil, open banking regulations are in the works, but payments innovation is advancing so quickly that many in the ecosystem cannot afford to wait for the government to catch up.

Non-Bank

Fintech News

OCTOBER 21, 2024

In 2021, e-money accounts surpassed bank accounts as the most commonly held financial accounts in the country. By contrast, the growth of traditional bank accounts was more modest, rising from 12% to 23% during the same period. That goal was surpassed , with the share of digital payment transactions in the Philippines surging to 52.8%

Financial Inclusion

Fintech News

AUGUST 26, 2024

It’s a tale of a cultural shift, governments and innovators working in tandem, and millions leapfrogging traditional banking to embrace a mobile-first approach to finance. The region’s historical challenges with traditional banking access have paradoxically catalyzed innovation. This isn’t merely a story of technological adoption.

APACS

PYMNTS

FEBRUARY 3, 2020

In today’s top payments news, Mastercard’s CEO speaks out against a national payments system, the FCA tells credit card companies to be reasonable with customers in debt and the People’s Bank of China is prepared to inject $173 billion into the country to stabilize the economic damage wreaked by the coronavirus.

Push-to-Card

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments

Fintech Finance

NOVEMBER 20, 2024

The research, surveying over 2,000 adults across the UK, highlighted the impact of digital alternatives, indicating that the vast majority of cash users are able and willing to use card or contactless payment methods in certain situations. in fees in the last twelve months alone (compared to before launch).

ATM

PYMNTS

OCTOBER 7, 2020

Americans cut their credit card balances in August for the sixth consecutive month, the Federal Reserve System reported Wednesday (Oct. Revolving debt — mainly credit card debt — as reported by the central bank declined by $9.4 Finance companies held steady and banks saw a slight decline in their share of revolving debt held.

Credit Cards

PYMNTS

SEPTEMBER 17, 2020

has rolled out its Visa Direct-enabled EVO Express Deposit real-time push payments technology. retailers instantaneously get funds for card transactions with actual fund availability depending on receiving bank and geographic area, according to a Thursday (Sept. To help merchants receive faster access to funds, EVO Payments Inc.

Push-to-Card

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Whether it be retailers, ride-hailing apps, super-apps, or other non-bank service providers, embedded finance appears to be making its way into every sub-sector.

Embedded Finance

The Fintech Times

SEPTEMBER 14, 2024

While many incumbent banks and financial institutions have faced challenges during their digitalisation journeys, financial service providers in Taiwan have made significant strides in embracing digital transformation. These economies have since developed into fully advanced nations.

Innovation

PYMNTS

OCTOBER 24, 2016

21) the addition of Visa Direct , a real-time push-to-card payment solution, to Hyperwallet’s existing payout methods. payees to transfer their earnings onto an existing Visa debit card. Visa can also transfer funds to non-Visa branded debit cards. Visa Direct will allow U.S. in Q1 2017. in Q1 2017.

Debit Card

Segpay

JANUARY 26, 2024

A - Audit Your Affiliates It only takes one bad merchant to take down an entire payment processor or bank, so knowing who you work with is essential. A - Audit Your Affiliates It only takes one bad merchant to take down an entire payment processor or bank, so knowing who you work with is essential. We see it happen regularly.

Best Practices