Finovate

JANUARY 15, 2025

The partnership with MeridianLink will enable credit unions in Union Credit’s marketplace to leverage a direct integration with MeridianLink’s loan origination system (LOS) for efficient lending and onboarding.

Credit Union 104

Credit Union Origination API Finance 104

Finextra

MAY 6, 2025

One Mortgage System (OMS) and Monument Technology (Monument) have partnered to combine OMS advanced originations solution with Monuments Banking Platform as a Service creating an end-to-end proposition for lenders.

Origination 52

Origination Technology 52

NFCW

MARCH 27, 2025

NFC CHIP: The digital product passport in the shoe sole provides access to details including material origins Each of Tod’s iconic custom Gommino moccasins now comes with an NFC tag integrated into the sole that lets customers authenticate the product and learn about the origin of the materials used.

Product 66

Product CHIPS Origination Authentication 66

Fintech News

MARCH 4, 2025

Originally introduced in the United States in October 2024, GAV verifies whether payee and account details match before transactions are processed, helping businesses and individuals prevent fraudulent transfers.

Verification 103

Verification Risk Accounts Cross-Border Payments 103

NFCW

MARCH 28, 2025

It is critical that the integration of RAIN readers in smartphones is underpinned by standards to ensure interoperability and deliver a consistent user experience, Ryan adds.

Interoperability 105

Interoperability Origination Authentication Product 105

Fintech Finance

OCTOBER 30, 2024

We have lots more original data on how customers perceive subscriptions and how businesses are able to keep them satisfied. For example, our survey reveals that: A staggering 70% would abandon a service entirely if they experienced problems with payment processing.

Research 98

Research FTC Payment Issues Payments 98

Finovate

MARCH 10, 2025

Lending Digital banking solutions origination platform Blend Labs forges partnership with verification of income and employment platform Truework. Business banking Expensify , a financial management super app for expenses and corporate cards, launches new travel management tool, Expensify Travel.

FinTech 95

FinTech Credit Union Central Bank Credit Cards 95

Fintech News

NOVEMBER 24, 2024

” The hacker selling the data alleges it originated from IBM Aspera, a widely used file-transfer software. Finastra spokesperson Sofia Romano revealed that the company first detected “suspicious activity” on 7 November, specifically within an “internally hosted Secure File Transfer Platform (SFTP).”

Breach 113

Breach Compromise Data Breach Credential 113

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform. Google platforms accounted for 0.09

Scams 59

Scams Consumer Financial Crimes Encryption 59

Payments Dive

NOVEMBER 8, 2023

The bank, between 2015 and 2021, denied certain credit card products to applicants with surnames ending in “ian” and “yan,” suffixes that Citi employees associated with Armenian national origin, the CFPB said.

CFPB 158

CFPB Credit Cards Origination Product 158

Fintech Finance

NOVEMBER 15, 2024

All loans are funded and originated by Rapid Finance and are not affiliated with SoFi Bank. The Rapid Finance Prepaid Mastercard is issued by SoFi Bank, N.A., pursuant to a license by Mastercard. The Rapid Finance Line of Credit is not a SoFi Bank product or service.

Visa 98

Visa Finance Small Business Origination 98

Fintech Finance

NOVEMBER 21, 2024

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, have announced that Zimswitch , Zimbabwe’s national electronic payments switch and a leading payments technology company, has chosen ACI’s Fraud Management and Payments Intelligence solution to enhance its fraud prevention and management capabilities.

Fraud Prevention 97

Fraud Prevention Ubiquitous Payments Mitigation 97

Finextra

APRIL 15, 2025

Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, has closed a $6 million seed round.

Origination 64

Origination AI 64

Fintech Finance

FEBRUARY 24, 2025

These solutions will enable issuers and fintechs to efficiently activate OEM (Original Equipment Manufacturer wallets), including popular options such as Apple Pay, Google Pay, and Samsung Pay. The partnership will feature two groundbreaking solutions: Mea Push Provisioning and Mea Card Data.

PCI DSS 89

PCI DSS Issuers Push-to-Card Digital Payments 89

Fintech Finance

JANUARY 20, 2025

The original Pay N Play, launched in 2015, changed the game with its unparalleled speed. The enhanced solution is expected to reduce average login time from 48 seconds to under 10 seconds while delivering lightning-fast transactions, seamless onboarding, and personalized player experiences.

Addressing 96

Addressing Origination Innovation Returns 96

Finovate

NOVEMBER 11, 2024

BlinkPay will maintain its original leadership and culture, with company Co-founder Adrian Smith appointed as CEO. BlinkPay will retain its original leadership and culture. BNZ has acquired open banking payments company BlinkPay to enhance its focus on real-time, bank-to-bank payment solutions across New Zealand.

FinTech 52

FinTech Origination Real Time Payments Acquirers 52

Bank Automation

JULY 8, 2024

based bank has used nCino’s loan origination system since 2017, Chief Technology Officer and Executive Vice President of the bank Sharif Alexandre tells Bank Automation […] ConnectOne Bank invests in technology that generates data to boost efficiencies, but the systems are only beneficial if employees use them consistently.

Origination 126

Origination Automation Technology 126

TechCrunch Fintech

JANUARY 11, 2024

Developers add Pier’s APIs with a few lines of codes, and the company then manages the credit lifecycle from end-to-end, including origination, underwriting, compliance and servicing. © 2023 TechCrunch. All rights reserved. For personal use only.

Underwriting 129

Underwriting Origination API Compliance 129

Finovate

MARCH 12, 2025

Rocket anticipates that integrating Redfin’s home search and real estate agent network with its mortgage origination and servicing capabilities will offer users a more seamless experience, as Redfin will bring home search capabilities to Rocket’s mortgage financing and closing processes.

Acquirers 95

Acquirers Duplicate Close Processes Finance 95

Fintech News

APRIL 8, 2025

Originally established in 2022 by the central banks of Indonesia, Malaysia, the Philippines, Singapore and Thailand, the initiative has since expanded to include Vietnam, Brunei Darussalam and Lao PDR. With Cambodias inclusion, the RPC now comprises nine ASEAN central banks.

Cross-Border 70

Cross-Border Cross-Border Payments Central Bank Payments 70

The Payments Association

JANUARY 13, 2025

John Erik Setsaas Director of Innovation Tietoevry Banking With over 55% of scams originating on digital platforms, its time to double down on high, low and even no-tech solutions upstream. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams 88

Scams Romance Scams Phishing Volume 88

Bank Automation

FEBRUARY 5, 2025

Loan origination systems MeridianLink and Sync1 Systems selected AI-driven lending technology provider Zest AI to integrate its fraud detection tool Zest Protect last week.

AI 59

AI Transactions Credit Union Fraud Detection 59

Finextra

MARCH 27, 2024

Robinhood continues to expand beyond its stock trading origins, launching a credit card with a host of perks, including three per cent cashback.

Credit Cards 120

Credit Cards Origination Continuity 120

Fi911

MAY 14, 2025

Unlike encryption, tokens have no exploitable value if intercepted since they cannot be reversed or “decoded” back into the original data without access to the token management system. Tokenization data is irreversible and cannot be traced back to the original value without accessing the token vault.

Encryption 73

Encryption PCI DSS Online and Mobile Banking Database 73

Finovate

NOVEMBER 14, 2024

Star One Credit Union originally partnered with Payfinia parent company Tyfone to build Instant Payment Xchange (IPX), a payments-as-a-service (PaaS) framework to send and receive instant payments via FedNow. ” The launch comes in partnership with California-based Star One Credit Union, which invested $4.5 million in the organization.

Credit Union 59

Credit Union Same Day ACH Credit Union Service Organization FedNow 59

The Fintech Times

APRIL 7, 2025

The fintech industry body also recommends introducing shared liability for social media and telecommunications platforms for fraud originating on their platforms and networks. With the majority of fraud originating on social media platforms, it is clear a change in strategy is required if a crackdown on fraud is going to be successful.

Law Enforcement 45

Law Enforcement Innovation Finance Origination 45

Fintech Finance

APRIL 10, 2025

A new income tax survey from ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, developed in partnership with YouGov , shows that nearly 40% of taxpayers would use their tax refund to pay debt (e.g., credit cards, loans, etc.),

Tax Refunds 92

Tax Refunds IRS Identity Theft Alternative Payment Methods 92

Fintech Finance

JANUARY 15, 2025

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced the appointment of Philip Bruno as chief strategy and growth officer. ACI is executing on the strategy we launched in 2024 to become the global leader in Intelligent Payments Orchestration, said Thomas Warsop, president and CEO of ACI Worldwide.

Global Payments 98

Global Payments Innovation Origination Payments 98

Finovate

JANUARY 28, 2025

The acquisition will make IFS’s end-to-end lease and loan origination and management automation platform, IFSLeaseWorks, available to more organizations and institutions. Integrated Financial Solutions is the provider of IFSLeaseWorks , an end-to-end lease and loan origination and management automation platform.

Acquirers 52

Acquirers Fraud Detection Origination Automation 52

The Payments Association

MAY 16, 2025

Conclusion: A strategic imperative for modern commerce Milen Marinov, chief product officer of Paytiko Payment orchestration has evolved beyond its original role as a transaction routing mechanism.

Transactions 88

Transactions PCI DSS Payments Settlement 88

Bank Automation

MARCH 4, 2025

AI-driven loan origination process service provider Lama AI has won the Demo Challenge at Bank Automation Summit U.S. Lama beat out 12 other financial services technology startups that showcased their latest innovations during seven-minute demonstrations for bank and tech leaders at the March 3 event in Nashville, Tenn.

AI 52

AI FinTech Origination Automation 52

The Fintech Times

MARCH 18, 2024

Blockchain, heralded for its potential to transform industries, is currently undergoing a divergence from its original vision, marked by a prioritisation of speculative interests over core principles like scalability and decentralisation. million TPS, dwarfing the current capacity of both Visa and Mastercard combined.

Blockchain 145

Blockchain Web 3.0 Technology TPS 145

The Fintech Times

APRIL 25, 2025

Looking to diversify its distribution channels through its growing B2B business and provide AI-driven origination capabilities to a broader set of customers, Better.com , the AI-powered digital homeownership company, has partnered with Biz2Credit , the small business financing platform.

Finance 45

Finance Small Business Origination AI 45

The Payments Association

APRIL 22, 2025

These cases typically occur when victims are unable to identify the origin of the fraudulent interaction, highlighting the challenge of tracing and attributing fraudulent activities. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Finovate

MARCH 25, 2025

The partnership integrates LoanPro’s credit ledger and origination, servicing, and collections technology with NovoPayment’s API-based issuing processing. LoanPro and NovoPayment have teamed up to help expand access to credit for consumers in Latin America. Utah-based LoanPro made its Finovate debut at FinovateSpring in 2021.

Payment APIs and Integration 59

Payment APIs and Integration Financial Inclusion Origination API 59

Fintech Finance

OCTOBER 29, 2024

” The collaboration will cover all regions of Peru, allowing users to benefit from cross-border remittances originating from TerraPay’s extensive sender network, which encompasses nearly all countries.

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

The Finance Weekly

MARCH 6, 2022

It was originally developed for previous research to analyze quarterly earning calls and in order to find the different patterns for men and women. On the other hand, male CFOs tend to be overly optimistic and wordier, while using more euphemisms and clichés. Tone and number frequency were two of the main analyzed factors, among others.

Research 264

Research Origination Authorization Continuity 264