PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. Peirce defended the slow pace for many securities regulations, but not when they limit new technologies from being used.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

PYMNTS

NOVEMBER 10, 2020

Vince Cacace , CEO of Vertebrae, told PYMNTS that AR in 3D has become a high-demand technology for all kinds of products and retailers. “We We have customers all across the board who are using AR for everything from auto parts and tires visualization to wedding dresses to hat try-ons,” Cacace said.

Technology 104

Technology On-Demand Use Case Product 104

PYMNTS

OCTOBER 25, 2020

Touting 5G data speeds that are already 25 times faster than current 4G technology (and will eventually be 100 times faster), the two companies said the security, reliability and ultra-low lag times will bring increased efficiency and reduced costs.

Technology 102

Technology CHIPS Use Case Process 102

The Finance Weekly

JANUARY 5, 2025

In fact, research shows that chatbots can cut call, chat, and email inquiries by up to 70%, while also boosting customer satisfaction and saving about 33% per voice engagement. What started as simple, rule-based programs has evolved into smart conversational agents powered by advanced technologies. What Are Finance AI Chatbots?

AI 130

AI Finance Automation Non-Bank 130

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Of course, leveraging this technology doesnt come without its challenges.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

JUNE 3, 2025

With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. Usage patterns differ, technological approaches diverge, and key challengesfrom privacy concerns to merchant adoptionremain unresolved.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." This latest paper is part of a three-year, multifaceted industry study consisting of quantitative and qualitative research, launched by the FPC and Glenbrook last year.

Faster Payments 68

Faster Payments FPC Research Consumer 68

Fintech News

JUNE 18, 2024

The advancement of generative artificial intelligence (gen AI) has opened up new commercial, social, and technological opportunities. The document, released in May 2024, outlines challenges associated with gen AI and shares a comprehensive gen AI risk framework to guide financial institutions in using the technology in a responsible manner.

AI 120

AI Use Case Risk Deepfake 120

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. Earlier this month, as PYMNTS noted , the Federal Reserve said its Boston bank is working with the Massachusetts Institute of Technology (MIT) to explore the possibility of issuing digital currency.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech News

JANUARY 17, 2024

This article, a collaboration between financial software provider ti&m and Google Cloud, appeared in the ti&m special on digital banking, exploring the use and potential of big data and AI in the banking sector. The complete magazine offers further insights into various banking and technology trends. via cloud computing).

AI 123

AI Legal Framework Use Case Risk 123

Fintech Finance

APRIL 5, 2024

The study, conducted by ABI Research highlights the accelerating migration from physical to digital wallets, with more than 80% of those surveyed confirming that they have used a smartphone or smartwatch to make contactless payments. 53% confirmed they do so multiple times each week. “The Learn more and register to attend here.

Research 40

Research Technology Contactless Payments Use Case 40

NFCW

JANUARY 11, 2024

Already one of the most energy efficient and low e-waste wireless technologies to connect products, the NFC Forum community is proud to announce its next tangible steps towards researching, learning and advancing our sustainable thinking and approach to do even more,” says Mike McCamon, executive director of the NFC Forum.

Product 124

Product CHIPS Use Case Regulations 124

The Fintech Times

MAY 30, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Blockchain has not experienced the same rapid growth.

Blockchain 45

Blockchain AI Use Case Cryptocurrency 45

PYMNTS

MAY 19, 2020

Voice assistant technology already had an audience even before the coronavirus outbreak gave it a big boost, as it has now radically reshaped consumer habits and preferences on a global scale. Other common uses included making phone calls, managing schedules and running a person’s smart home technology.

Technology 82

Technology AI Consumer Continuity 82

Fintech Finance

MAY 1, 2025

dollar-denominated flows, and this technology will allow us to scale our existing offering and introduce more cutting-edge and frictionless capabilities to our branches, affiliates and clients going forward. We’ve successfully piloted U.S. Since inception , over $1.5 Notably, Kinexys Digital Payments has integrated with J.P.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

Fintech Finance

APRIL 30, 2024

The research shows that fintechs and smaller banks play an increasingly significant role in the real-time payment ecosystems of the world’s leading markets. Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

The Fintech Times

MAY 31, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next.

Blockchain 76

Blockchain Settlement Privacy Disputes 76

FICO

MARCH 6, 2020

By combining advanced AML analytics in scoring processes and robotics in alert and case handling you tremendously improve efficiency and effectiveness in compliance. In our experience these technologies can increase the number of SARs by 20% while at the same time producing efficiency gains of 30% in alert investigation and case management.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Fintech Finance

JUNE 2, 2025

Research from Innovate Finance indicates that advancing the UKs FinTech ecosystem a key partner in the development and delivery of Visa A2A could unlock 328 billion over the next five years1. Visa A2A for e-commerce will offer a secure, hassle-free way to pay directly through bank accounts.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

The Fintech Times

MAY 1, 2025

But a standout use case – especially if tied to a major brand, social cause, or government initiative – is sure to elevate your narrative. This is often supported by another element that all journalists are drawn to: breakthrough research commands attention. They want use cases that show real-world impact.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

PYMNTS

NOVEMBER 25, 2020

The good news is that the modern technology and the available platforms mean [financial institutions] FIs don't have to make a ‘call’ and lay large bets on systems that either have an insignificant amount of volume or aren't even extant today,” Ranta said. We have not seen the use cases or the digital overlay services rolled out,” he noted.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

APRIL 24, 2020

Potential use cases and reality, however, are two different things. The actual use of AI in the banking sector has been quite limited, while older legacy systems have remained prevalent, such as business rules management system (BRMS). Among banks that use AI, 92.9 The study is based on a survey of 150 U.S. percent today.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

Fintech News

MAY 13, 2024

This latest development is supported by Temenos’ substantial investment in research and development, which has already produced patented Explainable AI (XAI) solutions. The Generative AI technology by Temenos is versatile, applicable across customer service, middle office operations, and product development.

AI 110

AI Financial Crimes Crime Mitigation 110

PYMNTS

JANUARY 3, 2017

Whether you believe the hype or not, blockchain technology is attracting massive investments, exploration and competition across the globe. In 2017, Wyre said, blockchain technology offers the opportunity to reduce both of those metrics. Businesses doing B2B trade between the U.S. trillion in just five years. reports noted.

Blockchain 99

Blockchain Cross-Border Cross-Border Payments Wire Transfer 99

PYMNTS

JANUARY 20, 2021

The Mobility Open Blockchain Initiative ( MOBI )'s Vehicle Identity (VID) II Working Group unveiled the second part of a vehicle identity standard that uses blockchain technology, according to an announcement. Flanigan added that Ford believes the technology could make the buying process easier in the future.

Blockchain 81

Blockchain Research Use Case Finance 81

CB Insights

JUNE 5, 2019

Biometric technology such as facial recognition can quickly and accurately identify individual people and their emotional state, making it a powerful tool for ensuring security and preventing fraud. One use case could be blocking the car from starting if someone other than an authorized driver sits in the driver’s seat.

Technology 78

Technology Law Enforcement Online and Mobile Banking Authentication 78

The Fintech Times

MARCH 5, 2024

However, research from Capgemini , the tech consulting and information firm, found only six per cent of retail banks have established an enterprise-wide roadmap for the use of generative AI (gen AI) capabilities at scale. It found most banks are ill-prepared to thrive in an intelligent banking future.

AI 128

AI Fraud Detection Automation APACS 128

PYMNTS

NOVEMBER 8, 2017

Emerging technologies like blockchain and distributed ledger-based APIs could be at the center of making that collaboration easier. In a recent interview with PYMNTS, Behlendorf explained why he believes technologies like blockchain and distributed ledger can make B2B payments run more smoothly for businesses of all kinds.

Blockchain 86

Blockchain API Use Case B2B 86

PYMNTS

SEPTEMBER 15, 2020

With payment innovators looking to migrate B2B payments away from paper, a growing number of payment rails and technologies are helping to ease the pain of the shift. Researchers found that 70 percent of demand deposit accounts are managed by FIs with access to the RTP network. Financial institutions (FIs) in the U.S.

RTP 105

RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

PYMNTS

JANUARY 13, 2020

PYMNTS/Brighterion research has documented the challenge ahead. percent of FIs believe AI is an effective tool for stopping fraud before it happens, and 80 percent of AI-using fraud specialists believe the technology could reduce payments fraud. Meanwhile, the rest rely on automation and machine learning (ML) technologies.

Credit Risk 83

Credit Risk AI Risk Issuers 83

Fintech News

OCTOBER 10, 2024

Vietnam’s digital economy is rapidly expanding, reaching a value of US$30 billion in 2023 and projected to increase by 20% to hit US$43 billion by 2025. Businesses too are embracing digital transformation at a fast pace, digitalizing data, standardizing their processes, and incorporating new technologies.

Economy 126

Economy Online and Mobile Banking Government Governance 126

PYMNTS

OCTOBER 9, 2020

According to research from solutions provider iKala , social commerce orders in the first half of 2020 more than doubled, while gross merchandise value (GMV) grew three-fold compared to 2019. Case in point: Luxury fashion and auto brands in Thailand are now selling their products on Japanese chat app Line.

Use Case 88

Use Case Facilitators Innovation Addressing 88

CB Insights

NOVEMBER 19, 2020

Applications are now open for our first-ever Blockchain 50 , a list of the most innovative companies that are applying or analyzing blockchain technology to solve business or consumer problems. The chart above shows the core blockchain tech being used by projects and corporates working on DLT applications for capital markets.

Blockchain 101

Blockchain Bitcoin Use Case Privacy 101

The Fintech Times

FEBRUARY 26, 2025

While AI remains the hottest topic in fintech, it seems as though every single firm in the sector is currently experimenting with how they can make strides in development using the emerging technology. The technology will help automate data entry, reconciliation and financial reporting, freeing up time for strategic priorities.

AI 78

AI FinTech Financial Literacy End User 78