The Fintech Times

SEPTEMBER 3, 2024

Recent Morgan Stanley research projects generative AI’s power demands will increase by as much as 75 per cent annually over the next several years, which would put it on track to consume as much energy in 2026 as Spain did in 2022.

Use Case 64

Use Case AI Innovation CHIPS 64

Fintech News

JANUARY 20, 2025

While B itcoin, introduced in 2009, is the most well-known cryptocurrency, there are thousands of cryptocurrencies with various use cases today. Consider using dollar-cost averaging (DCA) to reduce market volatility risks. This ensures transparency, security, and independence from central authorities like banks or governments.

Cryptocurrency 113

Cryptocurrency Credit Cards Verification Blockchain 113

Neopay

MAY 28, 2025

Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and use cases. It is also developing potential use cases for day-to-day payments.

Innovation 52

Innovation Use Case Participant Central Bank 52

Fintech Finance

NOVEMBER 28, 2024

The report outlines several potential use cases for spendable benefits cards, such as use in employee-engagement platforms, reward and recognition platforms, traditional HR platforms and new employee-centric super apps. 80% of benefit managers reported having some staff who worked outside of the HQ country of the business.

Embedded Finance 97

Embedded Finance Finance Technology Debit Card 97

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. This is because banks will not voluntarily open themselves up to be used by third parties.

Research 75

Research Transactions Instant Payments P2P 75

Nanonets

MAY 10, 2024

Gathering information about any of these is known as market research.    Whether you are launching a new product or improving an existing one, market research is necessary to understand the market trend and user perception. The biggest challenge that market researchers face is gathering all this data.

Research 52

Research Use Case Automation Legal 52

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Fintech Times

SEPTEMBER 9, 2024

In fact, according to new research from Juniper Research , the fintech and payments markets researcher, the payment method could rise from 60 billion transactions in 2024 to 186 billion by 2029. The 209 per cent increase was recorded in Juniper Research’s How Open Banking Is Driving A2A Payments report.

Research 59

Research Transactions Instant Payments FedNow 59

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. You can find more insights from our research expert, Oliver Jackson, here.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Finance Weekly

JANUARY 5, 2025

In fact, research shows that chatbots can cut call, chat, and email inquiries by up to 70%, while also boosting customer satisfaction and saving about 33% per voice engagement. Key Features Pre-built workflows for fintech use cases. They improve the customer experience, create better interactions, and save money in the process.

AI 130

AI Finance Automation Non-Bank 130

Fintech Finance

APRIL 30, 2024

The research shows that fintechs and smaller banks play an increasingly significant role in the real-time payment ecosystems of the world’s leading markets. Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. Thus far, he said other banks’ research has shown — and shared — insights on how to move money on one chain, and security on another, but ensure that payments are delivered. No Race To Rollout .

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech News

JUNE 18, 2024

This architecture is intended to serve as a sample framework instead of norms to comply to, helping organizations quickly start the pilot phase or plan the implementation process as they adopt the technology, from initial use cases to full-scale enterprise deployment.

AI 120

AI Use Case Risk Deepfake 120

Finextra

AUGUST 19, 2024

CaixaBank has launched a second phase in the development and deployment of generative artificial intelligence to scale use cases and implement them throughout the group.

Research 52

Research Use Case 52

PYMNTS

SEPTEMBER 29, 2020

Separately, research finds B2B payments as the key driver behind surging instant payments volume in the years ahead. In addition to the expanded Accelerate program, Mastercard is also embracing blockchain for B2B use cases. Researchers also highlighted the opportunities for global corporates.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

The Payments Association

JUNE 3, 2025

With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. James Hurren explores what early CBDC deployments across Asia, the Caribbean, and Europe reveal about usage, adoption, and the future of cross-border digital money.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech Finance

MAY 1, 2024

New research from embedded finance specialist Weavr reveals that a staggering 94% of Accounts Payable (AP) professionals would prefer their AP software to be able to execute payments, not just prepare them.

Research 59

Research Embedded Finance Automation Accounts 59

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

NOVEMBER 25, 2020

But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. consumers). 2021 Could Be The Game-Changer .

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

APRIL 24, 2020

Potential use cases and reality, however, are two different things. The actual use of AI in the banking sector has been quite limited, while older legacy systems have remained prevalent, such as business rules management system (BRMS). To learn more about the emerging use cases of AI in banking, download the report.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

Fintech News

JANUARY 17, 2024

Based on these factors, specific use cases for various levers for improving business performance (e.g., The leap in technical possibilities brought about by AI research has produced a host of new innovations and business cases. The key drivers behind data-driven banking are technological and regulatory factors.

AI 123

AI Legal Framework Use Case Risk 123

The Fintech Times

MAY 1, 2025

But a standout use case – especially if tied to a major brand, social cause, or government initiative – is sure to elevate your narrative. This is often supported by another element that all journalists are drawn to: breakthrough research commands attention. They want use cases that show real-world impact.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

PYMNTS

DECEMBER 14, 2020

But how has their increasing reliance on these devices changed which devices they use and how they use them? In the How We Will Pay: Connected Devices research brief, a PYMNTS and Visa collaboration, we explore how the types of connected devices that consumers own are shifting as their lives continue to revolve around home.

Consumer 111

Consumer Research Use Case Continuity 111

The Fintech Times

MAY 30, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Blockchain has not experienced the same rapid growth.

Blockchain 45

Blockchain AI Use Case Cryptocurrency 45

NFCW

JANUARY 11, 2024

“Already one of the most energy efficient and low e-waste wireless technologies to connect products, the NFC Forum community is proud to announce its next tangible steps towards researching, learning and advancing our sustainable thinking and approach to do even more,” says Mike McCamon, executive director of the NFC Forum.

Product 124

Product CHIPS Use Case Regulations 124

Fintech Finance

JUNE 2, 2025

Research from Innovate Finance indicates that advancing the UKs FinTech ecosystem a key partner in the development and delivery of Visa A2A could unlock 328 billion over the next five years1. Visa A2A for e-commerce will offer a secure, hassle-free way to pay directly through bank accounts.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

The Fintech Times

MAY 31, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next.

Blockchain 76

Blockchain Settlement Privacy Disputes 76

The Fintech Times

DECEMBER 3, 2024

Up to date At the same time, the ECB has been conducting new user research and experimentation activities to gather insights into users’ preferences. These tests will also be used to inform decision-making for a possible digital euro. It will also explore other innovative use cases for a digital euro.

Central Bank 59

Central Bank Participant Procedures Risk Management 59

CB Insights

NOVEMBER 19, 2020

Corporates tend toward permissioned networks because their DLT services are being built for use cases that require high levels of privacy — such as facilitating financial transactions between a closed group. Use cases ultimately drive the choice of DLT network. Stellar Development Foundation. Zug, Switzerland.

Blockchain 101

Blockchain Bitcoin Use Case Privacy 101

Fintech Finance

MAY 1, 2025

The pilot included FAB’s successful completion of time-based and threshold balance-based account funding into deposit accounts to execute a payment obligation and laid the groundwork for use cases such as automated and conditional invoice payments, margin funding and settlement solutions. Since inception , over $1.5

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

PYMNTS

JANUARY 20, 2021

"Ford believes this research into vehicle identity technology could lead to better ownership experiences," Cynthia Flanigan , director of vehicle research and technology for Ford Research and Advanced Engineering stated. Flanigan added that Ford believes the technology could make the buying process easier in the future.

Blockchain 81

Blockchain Research Use Case Finance 81

Fintech News

MAY 13, 2024

This latest development is supported by Temenos’ substantial investment in research and development, which has already produced patented Explainable AI (XAI) solutions. With our AI platform, banks can rapidly implement real-world use cases that enhance efficiency, boost profitability, and create hyper-personalised customer experiences.”

AI 110

AI Financial Crimes Crime Mitigation 110

The Fintech Times

APRIL 12, 2025

This includes Deloitte’s use of Agentspace to streamline internal business processes like project staffing, and the integration of advanced research tools such as Deep Research and Notebook LM within its innovation teams to accelerate client delivery.

AI 51

AI Interoperability Legal Consulting 51

PYMNTS

OCTOBER 9, 2020

According to research from solutions provider iKala , social commerce orders in the first half of 2020 more than doubled, while gross merchandise value (GMV) grew three-fold compared to 2019. This is an example of impulse buying directly linked to videos, which has potential to be a successful future use case,” the report said.

Use Case 88

Use Case Facilitators Innovation Addressing 88