The Fintech Times

JUNE 28, 2025

Crypto risks are real “Barclays isn’t acting alone, it’s moving in line with other major UK issuers,” explains Arthur Azizov , founder and investor at B2 Ventures. “Four of the top five now restrict crypto purchases on credit cards, and with the FCA signalling tighter rules ahead, I’d even expect more banks to follow suit.

Credit Cards 66

Credit Cards Consumer Push-to-Card Consumer Protection 66

Trade Credit & Liquidity Management

JUNE 2, 2025

Risk Mitigation Tools: Maintain a toolkit of flexible solutions, such as milestone payments, escrow, collateral, guarantees, or credit insurance, to balance risk management with sales enablement. Flexible Judgement: Apply sound judgment when rules seem too rigid. Is this post helpful?

Liquidity Management 52

Liquidity Management Risk Mitigation Risk Assessments 52

The Finance Weekly

OCTOBER 15, 2023

But, there are important things to think about, like data security, ethics, rules, and biases. This article can help CFOs see the exciting opportunities of Generative AI, while also understanding the risks involved. Focus on increasing revenue first, as it's easier to measure, then focus on cost reduction and risk mitigation.

AI 130

AI Risk Data Security Automation 130

Fintech Finance

MARCH 3, 2025

Antom Shield: Advanced AI for risk mitigation and fraud prevention Antom Shield is an intelligent risk solution that strengthens fraud detection while helping merchants boost order conversion rates and drive growth. Adaptive machine learning models continuously refines fraud detection to counter industry-specific threats.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Disputes 52

PYMNTS

JUNE 20, 2017

There are several ways heightened data management can yield more effective risk mitigation , Hazeltree noted. Cyber risk exposure, the paper noted, is about more than who owes you money; the strengthen of that counterparty involves their financials, capital structure and other metrics. One is in assessing counterparty strength.

Risk Assessment 47

Risk Assessment Assessments Risk Risk Mitigation 47

PYMNTS

APRIL 9, 2019

. “But they’ve probably grown up separately because, traditionally, banks have looked at one as a financing opportunity or corporates looked at one as a monetization opportunity, and the other is pure risk mitigation. But I think, for a number of reasons, you start to see the two go more hand in hand.”

Finance 63

Finance Underwriting Risk Mitigation Mitigation 63

Finovate

MAY 6, 2024

Fraud prevention AML and fraud risk mitigation company Unit21 launches ACH Risk Scores and Action Event Rules. Community banking New Peoples Bank turns to Jack Henry for its core processing technology and Banno Digital Platform. JP Morgan Chase introduces its IndexGPT thematic investing tool.

FinTech 52

FinTech Risk Mitigation Fraud Prevention PayPal 52

PYMNTS

APRIL 26, 2018

The growing complexity of international supply chains inevitably adds complexity to risk mitigation and increases risk exposure to all players involved. Once, a company’s top supplier-related risk may have been the threat of a vendor going out of business, or goods failing to make it to their destination on time.

Risk Management 54

Risk Management Risk Risk Mitigation Mitigation 54

Fintech Review

FEBRUARY 7, 2024

As traditional banking institutions grapple with the overhead of their physical presence, asset-light fintech companies are redefining the rules of financial engagement. Reliance on third-party providers introduces risks of service disruptions and data breaches. Fintech companies are tackling these problems head-on.

FinTech 105

FinTech Non-Bank Risk Mitigation Data Breach 105

PYMNTS

FEBRUARY 20, 2020

This week’s exploration of the latest in bank-FinTech collaborations and data integrations finds an opportunity for accounting portals to drive customer loyalty through data connectivity, while lenders embrace strengthened risk mitigation by looping directly into borrower data. bank sets its data sharing rules for FinTech firms.

Accounts 87

Accounts Small Business Agreements Risk Mitigation 87

The Payments Association

DECEMBER 16, 2024

Jurisdiction Risks Operating in multiple jurisdictions introduces regulatory risks. Non-compliance with new rules, such as anti-money laundering (AML) or tax regulations, may lead to fines, legal issues, and reputational harm. Sudden changes to foreign exchange laws or restrictions on capital flows can delay or block payments.

International Payments 88

International Payments Risk Payments Strategy Multi-Currency 88

PYMNTS

JANUARY 30, 2019

The PayNet tool uses the firm’s proprietary database to predict borrower risk, and will deploy Numerated’s custom rules-based and borrower segment-based credit decision-making capabilities to match lenders’ risk mitigation needs.

Risk 57

Risk Risk Mitigation Small Business Underwriting 57

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. The Financial Conduct Authority’ s (FCA’s) new rules mean that firms selling financial products now have to meet much higher standards.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

SEPTEMBER 21, 2019

They’re just a few basic rules of thumb for small business owners to help mitigate the risk of a cyberattack, according to Matrix Integration; however, as president Nathan Stallings warns, as cyberattacks become more sophisticated, so much small businesses’ mitigation tactics. Stronger passwords.

Data Breach 80

Data Breach Breach Small Business Business Email Compromise 80

PYMNTS

SEPTEMBER 29, 2017

“Financial institutions need to proactively respond through flexible solutions to store the required information and to generate all types of reports with specific formatting rules. As the rules become more complex, [and] with no tolerance for noncompliance, FIs are demanding solutions that can automate processes and eliminate human error.”.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

Fintech News

APRIL 3, 2025

Consumer protection measures in the Code, like suspending users from making more BNPL purchases if they miss payments, help reduce the risk of excessive debt. Similarly, MAS’ rules on unsecured credit, such as suspending credit cards for borrowers who are over 60 days late on payments, also play a role in managing risk.

BNPL 111

BNPL Regulations Accreditation Consumer Protection 111

FICO

SEPTEMBER 16, 2020

Conversely, when asked about the efficacy of much older rules-based technology, a high percentage of banks say they still believe in the ability of these AML systems, despite a large number of them saying they experience significant struggles modifying them.

Money Laundering 52

Money Laundering Financial Crimes AI APACS 52

PYMNTS

APRIL 13, 2018

Authorities imposed greater capital requirements and other risk mitigation rules on financial institutions after taxpayer bailouts of banks in the EU and elsewhere around the globe during the financial crisis about a decade ago.

Risk Mitigation 43

Risk Mitigation Regulations Mitigation Rules 43

PYMNTS

NOVEMBER 12, 2019

The result is that PULSE is able to offer customized fraud blocking rules for its issuers, and the rules can be implemented with greater speed than had been seen before. “In The platform also helps allow — or restrict — transactions for individual or multiple accounts. percent in 2017 to 6.7 percent in 2018, reaching an estimated 68.5

Fraud Detection 40

Fraud Detection Debit Network Issuers Risk Mitigation 40

PYMNTS

JULY 31, 2019

At the time, The Washington Post said the probe represented “an unprecedented level of government attention” on a sector that has, until now, evaded regulatory scrutiny for operating outside of consumer protection rules. For any new market player, combatting the reputation of the MCA can be a challenge.

Federal Trade Commission 65

Federal Trade Commission Small Business Underwriting Risk Mitigation 65

PYMNTS

OCTOBER 6, 2016

” In other words, new innovations and new market entrants still have to play by the rules. ” In the spirit of competition, Ripple’s blog posts tackle all of these issues — speed, risk, compliance and payment transparency — to argue its own cross-border payments solution is superior to SWIFT’s.

SWIFT 75

SWIFT Global Payments Innovation Cross-Border 75

Fi911

AUGUST 31, 2023

TILA is organized into sections: Section A: Defines the Act’s basic elements and rules. Section C: Deals with closed-end credit, detailing rules on disclosure, annual percentage rate calculation, and the right of rescission. Risk Mitigation Complying with TILA reduces the risk of litigation and regulatory fines.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Risk Mitigation Online and Mobile Banking Non-Bank 52

PYMNTS

JULY 15, 2019

He added that Procurement Garage and Sword GRC’s collaboration “can help Brazilian companies take all the steps to comply with rules, regulations and industry best practices.”. Supply chain risk is a growing focus for global traders, particularly amid a period of geopolitical volatility stemming from events like Brexit and the U.S.-China

Risk 40

Risk Risk Management Risk Mitigation Best Practices 40

PYMNTS

APRIL 27, 2017

million fine by the Central Bank of Ireland due to compliance failures with anti-money laundering and terrorist financing rules. A comprehensive risk mitigation program was put in place to resolve all of the issues,” AIB said in a statement to Bloomberg. Allied Irish Banks was hit with a $2.2

Money Laundering 40

Money Laundering Compliance Central Bank Due Diligence 40

The Fintech Times

SEPTEMBER 19, 2024

This month, The Fintech Times will look at some of the biggest issues regarding compliance and financial rules, as well as the solutions hoping to ease the compliance journey for firms and make the fintech world fairer and safer. “This necessitates a complementary risk identification and mitigation effort involving AML and fraud.

Risk 59

Risk Financial Crimes AML Risk Management 59

PYMNTS

MARCH 10, 2017

Financial regulations forced banks to pull back from small business lending in the wake of the financial crisis as pressure to reduce risk exposure increased. Risk mitigation is also behind massive regulations like KYC and anti-money laundering rules.

Small Business 59

Small Business Mitigation Finance Risk Mitigation 59

PYMNTS

MARCH 25, 2020

Through integrating with companies’ existing business software, the cards can promote deeper visibility into employee and company spend, the firms noted, adding that Archa will wield i2c’s platform to enable businesses to set spending rules and limits for employees to streamline the expense management process.

Commercial Card 46

Commercial Card Innovation Cross-Border Cross-Border Payments 46

The Fintech Times

AUGUST 2, 2024

The high-risk factors take place when firms use AI for risk-mitigation systems, high quality of data sets, logging of activity, detailed documentation, clear user information, human oversight, and a high level of robustness, accuracy, and cybersecurity. The majority of rules of the AI Act will start applying on 2 August 2026.

AI 59

AI Compliance Regulations Risk 59

Nanonets

SEPTEMBER 22, 2023

Effective  vendor management  contributes to cost optimization,  risk mitigation , and quality assurance.   Risk mitigation : Thorough   vendor evaluation   and ongoing monitoring can minimize the risks associated with disruptions, delays, or subpar product or service quality.

Risk Mitigation 40

Risk Mitigation Mitigation Risk Assessment Assessments 40

Fintech Review

MAY 4, 2025

Soldo Provides prepaid company cards linked to a central dashboard with granular spending rules and reporting, popular across Europe. Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

MARCH 31, 2016

Such a rule change shows banks’ bad loans have risen to such a level that this issue has to be tackled now before it’s too late,” said Shanshan Finance Head of Equity Trading Wu Kan to reporters at the time. The loans amount to more than $614 billion, reports said.

Risk Mitigation 40

Risk Mitigation Finance Rules Regulations 40

FICO

FEBRUARY 14, 2017

Today most of the financial institutions use rules-based transaction monitoring and KYC systems to fight money laundering. AI will increase the efficiency and effectiveness of a risk mitigation strategy in multiple ways, and will directly address the two challenges for risk-based systems.

AML 40

AML Compliance AI Money Laundering 40

Center for Payments

SEPTEMBER 15, 2022

Management, while using a business impact analysis and risk management processes to identify and monitor risks, should focus on risk mitigation avoidance and acceptance strategies. Does your plan include a method of communication with your customers/members?

FFIEC 40

FFIEC Risk Assessment Business Continuity Federal Reserve 40

Fintech Review

JANUARY 17, 2024

As traditional banking institutions grapple with the overhead of their physical presence, asset-light fintech companies are redefining the rules of financial engagement. Reliance on third-party providers introduces risks of service disruptions and data breaches. Fintech companies are tackling these problems head-on.

FinTech 52

FinTech Non-Bank Risk Mitigation Data Breach 52

PYMNTS

MARCH 16, 2018

s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules. Enabling small businesses to grasp FX risk mitigation and hedging can be a challenge, but analysts warn it cannot be ignored. In the U.K.,

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

Faster Payments Council

SEPTEMBER 23, 2023

The panel discussion will address details of rules for reserve accounts, how to ensure funds are available for all payments, how to monitor money in the system, setting limits on the amount that can be transferred & how to handle demand spikes.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

JUNE 6, 2017

Consumer bill payments on same-day basis have the benefit of risk mitigation, as funds accrue with haste to the biller, and, as Estep noted, services don’t get cut off to the customer. Another 13 percent were P2P transactions, and the relatively smaller remainder stood out as consumer bill payments.

Same Day ACH 47

Same Day ACH ACH ACH Network NACHA 47