The Fintech Times

JULY 22, 2025

UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty. Should the new rules come into play, BNPL borrowers will also be able to complain to the Financial Ombudsman Service if something goes wrong.

BNPL 49

BNPL Regulations Credit Risk Consumer Protection 49

Finextra

JULY 22, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community Community latest Latest expert opinions Groups Search members Jobs APIs payments markets retail wholesale wealth regulation crime crypto sustainabl

API 59

API Payment APIs and Integration Same Day ACH Cross-Border Payments 59

Fintech Finance

JULY 15, 2025

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its AI-powered routing solution, changing how businesses route payments globally. Following successful pilots, the solution has delivered increased authorisation rates by more than 2% in addition to the 3% improvement achieved with its rule-based routing.

AI 59

AI Multi-Currency Cross-Border Payments Cross-Border 59

Tom Groenfeldt

JULY 17, 2025

Newsletters Games Share a News Tip Featured Featured Breaking News White House Watch Daily Cover Stories AI’s Nuanced Impact And A Quest To Quantify It DNA of Success Embracing And Bracing For AI Facing A Volatile Market, C-Suites Look To The CFO For Strategic Guidance Forbes Research: 2023 Small Business Survey Your Four-Part Blueprint To Unlock AI Value In 2025 | Paid Program By The Numbers: Meet The Forbes 30 Under 30 Europe Class Of 2025 Dell Technologies BrandVoice | Paid Program Scaling AI

Real Time Payments 246

Real Time Payments RTP TCH Payments 246

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Payments Association

JULY 18, 2025

As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. To explore these shifts, Worldline experts Colombe Hérault, authentication and identification business manager at Worldline, and Clément Jozwiak, chief product officer at Worldline, share their perspectives on consumer trends, the convergence of payments and identity, and the broader forces shaping the future of digital wallets in Europe Consumer and market trends:

Payments 68

Payments Fraud Prevention Verification Authentication 68

Fintech News

JULY 15, 2025

Singapore will need to prioritise security over convenience in the ongoing fight against financial scams, according to MAS Managing Director Chia Der Jiun. Speaking at the release of the central bank’s annual report, he noted that stronger safeguards may introduce some friction for users but are essential to protect the public from increasingly sophisticated scam tactics.

Scams 89

Scams Security Account Takeovers User Authentication 89

Fintech Finance

JULY 17, 2025

RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. Businesses and banks are leveraging the upgraded $10 million limit to streamline portfolio transfers, real estate deals, and B2B payments—boosting both speed and confidence in instant settlement. This upgrade has transformed how money moves.

RTP 52

RTP Instant Payments Settlement Credit Union 52

Cardfellow

JULY 16, 2025

My guess is that you’re starting your search for a processor by heading to Google to read reviews on the “best” credit card processors, or to find the processors with the lowest “rates.” Or perhaps you’re trying to verify something you were told by one of the dozen merchant services salespeople that seem to call every hour of every day. Or you have a friend that told you about the great experience they’ve had with their merchant service provider and you’re thinking maybe you’ll

Credit Cards 83

Credit Cards Process Processors Non-Bank 83

The Payments Association

JULY 19, 2025

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important? This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, a

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

The Fintech Times

JULY 19, 2025

Businesses are now able to route payments globally using artificial intelligence (AI), following the launch of a new service by the payments services organisation Worldline. Payments are routed through acquirers, and choosing the most suitable one leads to increased authorisation and optimised costs. Traditionally, it would be challenging to select the right acquirer quickly, but with the new Worldline solution, merchants can utilise AI to select the optimal payment route in real time by analysi

AI 45

AI Multi-Currency Cross-Border Payments Cross-Border 45

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

JULY 21, 2025

PayPal has launched AI-powered, dynamic scam detection for PayPal and Venmo Friends and Family payments, enhancing protection for our customers around the world.

Scams 52

Scams PayPal AI Venmo 52

Fintech News

JULY 17, 2025

Antom , the merchant payment and digitisation services arm of Ant International , has released an update to its AI agent, Antom Copilot. The upgrade brings expanded functionalities across areas such as payment integration, merchant onboarding, risk settings, and chargeback response. Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services.

AI 70

AI Disputes Payments Procedures 70

Fintech Finance

JULY 16, 2025

Cashflows , the platform that helps businesses easily accept payments, has partnered with bank payment company GoCardless to power Cashflows Payouts, a streamlined new solution that enables businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts changes how businesses handle disbursements. This new offering transforms traditional processes by enabling instant, branded and fully secure payouts through an intuitive self-service portal.

Payee 64

Payee Real Time Payments End User Accounts 64

The Payments Association

JULY 15, 2025

Innovative and inclusive global payments platform, Ecommpay, took home a special Judges Award at last week’s Financial Services Forum 2025 Awards for Innovation and Transformation. The company’s innovative Payouts via Hosted Payment Page solution was named Most Innovative or Transformative Idea. The industry first simplifies the implementation of a secure and flexible payouts page for businesses and merchants paying out to gig workers, member communities and other beneficiaries.

Innovation 88

Innovation Global Payments Process Security 88

Advertisement

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

The Fintech Times

JULY 18, 2025

Genome , a Lithuania-based electronic money institution, has partnered with HUCH , a fintech provider in the UK and Europe, to enable instant detection of incoming SEPA payments. Recognising that payment delays often cost businesses revenue, Genome is teaming up with HUCH to offer a new solution that aims to eliminate the risk of these delays. Following the integration of a new API and webhooks, which enable instant notifications about client-to-business payments, businesses that Genome services

Payment APIs and Integration 45

Payment APIs and Integration C2B Real Time Payments Instant Payments 45

Finextra

JULY 21, 2025

MDP, Africa’s leading digital payments enabler, proudly announces a major milestone in advancing secure digital payments to become the first payment processor in Egypt to enable tokenization for electronic transactions, in strategic collaboration with the National Payment Scheme “Meeza” via Apple Wallet.

Processors 52

Processors Transactions Payments Digital Payments 52

Fintech News

JULY 21, 2025

In today’s digital-first economy, the Asia-Pacific (APAC) region has emerged as a global hotspot for fintech innovation and digital commerce. From e-commerce and digital subscriptions to SaaS and travel platforms, companies are increasingly turning to APAC as the frontier for their next phase of growth. But behind this momentum lies a persistent operational challenge: cross-border payments.

Cross-Border Payments 57

Cross-Border Payments Cross-Border APACS Multi-Currency 57

Fintech Finance

JULY 15, 2025

Cash App Contactless Payments now let more than a million sellers in the U.S. accept card and digital wallet payments without needing any extra hardware. Cash App Contactless iPhone Payments use Apple’s Tap to Pay technology to make payments easy, safe, and mobile-friendly. This is great for small businesses, mobile vendors, and independent sellers.

Contactless Payments 59

Contactless Payments Debit Card Payments Blocks 59

Advertisement

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

The Payments Association

JULY 15, 2025

Financial Crime 360 state of the industry report 2025 15 July 2025 by Payments Intelligence Survey overview 158 financial crime professionals surveyed Global reach with UK focus Commissioned by The Payments Association Focus: financial crime challenges, technology adoption, and regulatory adaptation The Financial Crime 360 2025 survey captures perspectives from across the global financial crime prevention ecosystem, with particular strength in the UK market that represents the core of European f

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

The Fintech Times

JULY 17, 2025

When TerraPay launched in 2015, its very first transfer was just $13, from a hotel cleaner in Dubai to his family in Tanzania. That small payment set the tone for what the company has aimed to do ever since: build global payments infrastructure that treats every transaction like it matters. TerraPay now connects over 155 countries and 3.7 billion digital wallets, working with major partners like Swift and M-Pesa.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

Finextra

JULY 21, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community Community latest Latest expert opinions Groups Search members Jobs APIs payments markets retail wholesale wealth regulation crime crypto sustainabl

Caps 52

Caps Cross-Border Payments Authorization Cross-Border 52

Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

Acquirers 52

Acquirers FedNow Same Day ACH RTP 52

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech Finance

JULY 16, 2025

Antom Copilot AI Agent has been significantly upgraded by Ant International to expand its role in merchant payment automation. This intelligent solution now powers onboarding, risk configuration, chargeback support, and payment integration—strengthening its place as a leading AI-driven financial service tool. Antom , Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across p

AI 59

AI Disputes Payments Automation 59

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Finextra

JULY 15, 2025

Fingerprint, a leader in device intelligence for fraud prevention, account security, and returning user experience optimization, today announced new Smart Signals and platform enhancements that detect malicious bots and AI agents, distinguishing them from legitimate automated traffic.

AI 52

AI Fraud Prevention Bots Returns 52

Cardfellow

JULY 21, 2025

There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover had a few different options that detailed the features of the plan and the monthly costs.

Database 52

Database Transactions Processors Credit Cards 52

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech Finance

JULY 15, 2025

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs). A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.

IBAN 81

IBAN AML Reconciliation Treasury 81

Fi911

JULY 17, 2025

Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. While traditional credit cards still dominate U.S. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. This shift is not just about offering another way to pay; it reflects broader changes in consumer behavior, generational preferences, and digital financial serv

BNPL 52

BNPL Consumer Consumer Financial Protection Bureau (CFPB) Credit Cards 52

The Fintech Times

JULY 19, 2025

Bank payment company GoCardless has partnered with Cashflows , the platform helping businesses accept payments, to power Cashflows Payouts, a new solution enabling businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts aims to enhance how businesses handle disbursements by enabling instant, branded, and secure payouts through an intuitive self-service portal.

Payee 49

Payee Payments Real Time Payments End User 49

Finextra

JULY 15, 2025

Highnote, the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards.

Instant Payments 52

Instant Payments Near Real-Time Embedded Finance Payments 52

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments