The Fintech Times

JUNE 28, 2025

The company has had a strong presence in the region for over a decade, introducing the first BTC/EUR trading pair in 2013. Partnered with Mastercard , paving the way for Kraken clients across the UK and Europe to soon spend their crypto assets at over 150 million merchants worldwide.

Central Bank 59

Central Bank Regulations Consumer Protection On-Demand 59

EBizCharge

JUNE 23, 2025

And the card networks like Visa and Mastercard have their own rulebooks. The dominant card networks—Visa, Mastercard, American Express, and Discover—had long prohibited merchants from adding extra fees for credit card usage. You must notify Visa and Mastercard at least 30 days prior to implementing surcharging.

Credit Cards 52

Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

Stax

JULY 30, 2024

billion in fees for accepting Mastercard and Visa credit cards in 2023. Businesses must follow guidelines set by card networks such as American Express and Mastercard. States That Prohibit Credit Card Surcharges You might find this hard to believe but surcharging was illegal in most states till 2013.

Credit Cards 166

Credit Cards Laws Rules Debit Card 166

Fintech News

APRIL 24, 2025

billion global payments Tongdun Technology 2 billion intelligent risk management BITMAIN Technologies Valuation: $12 billion BITMAIN, founded in 2013, produces digital currency mining servers under the ANTMINER brand. Company Valuation ($) Segment BITMAIN Technologies 12 billion digital currency mining Jimu 1 billion lending Huisuanzhang 1.28

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

PYMNTS

JUNE 14, 2018

The Poland-based Alior Bank is teaming up with solarisBank , Raisin and Mastercard to roll out a digital bank in Europe open to all European Union residents. Meanwhile, Mastercard will offer additional services to customers through the alliance.

Visa 46

Visa PayPal Participant Accounts 46

PYMNTS

JUNE 16, 2016

Visa and MasterCard are using security measures prone to fraud, putting retailers and customers at risk of thieves, The Home Depot says in a new federal antitrust lawsuit. Home Depot was targeted in a wave of data heists that began with Target’s pre-Christmas 2013 attack. District Court in Atlanta.

Chip Cards 43

Chip Cards CHIPS Visa Security 43

The Fintech Times

MARCH 30, 2024

Earlier this week, payment giants Visa and Mastercard agreed to lower fees charged to merchants for credit card transactions in the US, following a lawsuit spanning almost two decades. “As of October 2023, high-end rewards cards issued under Visa and Mastercard have reached 2.6 per cent plus $0.10 per cent from just April 2023.

Credit Cards 59

Credit Cards Settlement Visa Consumer 59

PYMNTS

MARCH 28, 2017

billion settlement between credit card networks Visa and Mastercard and merchants over their disputes concerning credit card processing fees. A multibillion-dollar settlement was approved by the courts back in 2013 but was faced with objections from retailers and consumer groups and appealed.

Settlement 40

Settlement Visa Credit Cards Disputes 40

PYMNTS

APRIL 16, 2018

Mastercard announced news that former United States Trade Representative Michael Froman will join the company as vice chairman and president of strategic growth. He will also be in charge of the Mastercard Center for Inclusive Growth and will join the company’s management committee. “We From 2013 to 2017, Froman served as the U.S.

Visa 40

Visa Financial Inclusion Government Governance 40

PYMNTS

APRIL 19, 2017

When PYMNTS first encountered PayRange CEO Paresh Patel at Innovation Project 2013 , he was leading a tiny startup with a big goal: to bring vending into the digital age. And as of today (April 19), Mastercard announced that it has partnered with PayRange so that Masterpass becomes a checkout option on PayRange-enabled machines.

Visa 47

Visa Use Case Digital Payments Consumer 47

PYMNTS

OCTOBER 4, 2016

and MasterCard Inc. In 2013, PayPal acquired Braintree, including Venmo, for $800 million, and Ready as existing CEO of Braintree became an employee of PayPal. percent after the announcement of the partnership with MasterCard. The latest news from PayPal includes the promotion of William J.

PayPal 64

PayPal Venmo Visa Legal 64

PYMNTS

JANUARY 10, 2018

Mastercard and Bank of America know it’s not easy. Mastercard’s “Grow Your Biz” contest for SMBs in Boston, Massachusetts, concluded in December. We see that so many people have amazing ideas and are pushing to go to the next level,” said Margaret Curran, North America communications specialist, Mastercard.

Visa 40

Visa Facilitators Volume Innovation 40

PYMNTS

JANUARY 31, 2017

The number of Mastercard cards increased 6 percent in the Americas in 2015, which compares to a 4 percent increase for Visa, but Visa still holds the spot as the largest card scheme in the region, reported RBR. billion cards in circulation in 2015 compared to Mastercard, which had 26 percent market share. during 2015. during 2015.

Visa 44

Visa Credit Cards Card Issuer Issuers 44

Fintech News

JUNE 18, 2024

Julie Nestor, Executive Vice President and Head of Marketing and Communications, Mastercard APAC Julie Nestor is the executive vice president and head of marketing and communications for the APAC region at Mastercard. Prior to joining Mastercard, she was chief marketing and experience design officer, Asia, at Manulife Asia Pacific.

APACS 113

APACS Visa SARS Consumer 113

PYMNTS

NOVEMBER 30, 2020

Mastercard’s Steve Sadove — who served as chairman and CEO of Saks from 2006 to 2013 — told Karen Webster in a recent discussion that consumers are likely doing the right thing by skipping the packed-in doorbusters line-ups. However, online sales bounced up 21.6 percent growth in retail spending.

On-Demand 94

On-Demand Visa Consumer Product 94

Clearly Payments

OCTOBER 3, 2024

Major credit card networks like Visa, Mastercard, American Express, and Discover dominate the market, processing billions of transactions each year. Total Credit Card Payments Amount in the USA by Year Year Credit Card Purchase Volume in USA (USD Trillions) 2013 $2.5 Annually, credit card transactions in the U.S. amount to $4.8

Credit Cards 105

Credit Cards Contactless Payments Payments Point-of-Sale (POS) 105

PYMNTS

JANUARY 13, 2020

Plaid, which was launched in 2013, is attractive to Visa because it has the technology to get access to a customer’s bank account data, collect it and aggregate it for financial services providers to use. Plaid previously received investments from Visa as well as its competitor, Mastercard , in a funding round two years ago.

Wire Transfer 57

Wire Transfer Acquirers Cross-Border Payment APIs and Integration 57

Fintech News

JULY 15, 2024

Ronoc Myanmar, founded in 2013, focuses on developing networks, forging relationships, and evaluating investment opportunities in Asia. The app supports seamless top-ups and withdrawals from e-wallets, integration with AGD bank accounts, and allows transfers from local or international Visa and Mastercard credit cards.

FinTech 113

FinTech Online and Mobile Banking Financial Inclusion Payroll 113

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. However, after a 2013 lawsuit, card companies started allowing businesses to charge customers a fee for using credit cards.

Credit Cards 88

Credit Cards Laws Caps Legal 88

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. However, after a 2013 lawsuit, card companies started allowing businesses to charge customers a fee for using credit cards.

Credit Cards 88

Credit Cards Laws Caps Legal 88

PYMNTS

SEPTEMBER 27, 2017

In 2013, Bank of America Merchant Services was the top U.S. merchant acquirer by Visa and Mastercard purchase volume, with $517 billion in such payments and 654,000 merchant outlets. billion in merchant fees in 2016.

Cross-Border 50

Cross-Border Volume Visa Acquirers 50

PYMNTS

DECEMBER 29, 2020

According to Mastercard ’s SpendingPulse transactional analysis, total retail spending for 2020’s 75 days of Christmas was up 3 percent, and eCommerce sales were up 49 percent — good for the stay-at-home economy and tough sledding for department stores. For Mastercard, the story behind the numbers is told by special adviser Steve Sadove.

Consumer 72

Consumer Visa Ubiquitous Economy 72

Fintech News

MARCH 18, 2024

Ascend Money Founded in 2013, Ascend Money is a fintech startup in Thailand that is part of the Ascend Group, a digital technology business conglomerate providing digital financial, e-commerce, data and cloud services. Opn Founded in 2013, Opn is a provider of online payment solutions and digital transformation services.

FinTech 113

FinTech Online and Mobile Banking Blockchain Product 113

PYMNTS

FEBRUARY 22, 2018

In a press release , Commonwealth Bank said customers with a Mastercard can load their credit or debit card details into its app and make secure payments with a compatible Samsung Galaxy or wearable device. Since 2013, our customers have been able to use their smartphones to make payments.

Contactless Payments 43

Contactless Payments Debit Card Visa Security 43

Fintech Finance

JANUARY 23, 2024

Oakes was most recently based at Mastercard, where she held executive roles in the company’s payments businesses and other global positions leading strategy, market and product development. Oakes brings a wealth of experience and insight from a long career in the payments industry.

Cross-Border Payments 52

Cross-Border Payments Non-Bank Cross-Border B2C 52

Stax

AUGUST 1, 2024

Card companies like Visa, Mastercard, Discover, etc. It’s interesting to note that surcharging was illegal in most states until 2013. TL;DR Card companies like Visa, Mastercard, Discover, etc. This is why, now more than ever, US merchants must manage their operational costs meticulously.

Rules 88

Rules Credit Cards Caps Processors 88

PYMNTS

DECEMBER 5, 2017

In October, Yahoo admitted that every single one of its three billion users had been compromised in history’s biggest data breach ever, which hit the company in 2013 – four years ago. (To million to settle claims related to its 2013 holiday season data breach, which compromised 40 million customers’ credit and debit cards.

Data Breach 53

Data Breach Breach Posting Consumer 53

PYMNTS

SEPTEMBER 25, 2019

Founded in 2013 in London, this first round of funding will support Fidel’s ambitions to grow internationally and hire more talent. The company has partnered with Mastercard, Visa and American Express, offering a series of APIs that link a user’s payment card to an app. (a subsidiary of Royal Bank of Canada) and 500 Startups.

API 49

API Payment APIs and Integration Regulatory Compliance Real Time Payments 49

PYMNTS

NOVEMBER 14, 2019

In today’s top news, DoorDash keeps growing and Visa and Mastercard face big questions over their debit card programs. The company, which was founded in 2013, has so far been unprofitable, but it has a valuation of $12.6 FTC Probing Visa, Mastercard About Debit Card Practices. And investors seek late-stage investments.

Debit Card 40

Debit Card Federal Trade Commission FTC Fed 40

PYMNTS

MARCH 7, 2017

The round of fundraising was oversubscribed with investors, including IFC, MasterCard, JPMorgan Chase and AXA, as well as other unnamed investors. percentage points compared to 2013 levels, meaning around 9 million households in the U.S. The underbanked stayed the same compared to 2013 levels. What’s more, the report found 19.9

FDIC 40

FDIC Underserved Checks Returns 40

PYMNTS

NOVEMBER 19, 2019

Infarm was founded in 2013 by Osnat Michaeli and brothers Erez and Guy Galonska. Meanwhile, Mastercard and Rabobank announced a partnership in September to offer a digital platform to one million farmers in emerging markets. The product, which builds on the Mastercard Farmer Network, aims to make it easier for farmers to sell produce.

NOV 40

NOV Visa Adjustments Technology 40

PYMNTS

NOVEMBER 21, 2019

The Silicon-based startup, launched in 2013, uses a unified application programming interface (API) to link FinTech apps with people’s bank accounts. Investors like Goldman Sachs , Google parent company Alphabet, Visa and Mastercard gave the firm a $2.65 Plaid says it has integrated with 15,000 banks in the U.S. and Canada.

FinTech 46

FinTech Credit Cards NOV API 46

PYMNTS

JULY 12, 2016

American Airlines is also renewing a long-standing agreement with MasterCard. In a statement, American noted that Citi will continue its practice of offering its current lineup of cards to new customers, leveraging several platforms such as the Admirals Club lounges, direct mail, and in a shot across the digital bow, mobile and aa.com.

Card Issuer 40

Card Issuer Agreements Issuers Credit Cards 40

PYMNTS

MAY 26, 2020

Founded in 2013 by Grant Bissett and Dominic Pym, Pin Payments serves more than 12,000 businesses across Australia and New Zealand. Late last month, Checkout was the first payments firm to join Facebook’s Libra Association after Visa, Mastercard and Stripe exited the program in October.

Payments 52

Payments Digital Currency Acquirers Visa 52

PYMNTS

NOVEMBER 15, 2017

Mastercard. According to reports in Cointelegraph this week, payments technology firm Mastercard filed a patent related to real-time payments using blockchain technology. Reports said the filing, dated Nov. 9 with the U.S.

Blockchain 52

Blockchain Distributed Ledger Technology (DLT) Visa Real Time Payments 52

PYMNTS

NOVEMBER 7, 2019

The last time the holiday shopping season was shorter was in 2013, and there was a dash to make sure people got their packages in time for Christmas. A shorter holiday season puts more importance on each shopping day,” said Steve Sadove, senior adviser for Mastercard.

Visa 40

Visa NOV Product Consumer 40

Stax

DECEMBER 20, 2023

Here are the Mastercard and Visa interchange fees, for example. Assessments are also a series of rates and fees charged by Visa and MasterCard, and they are the same across the board. One of the most famous data breaches happened to Target in 2013. A large part of that was simply lost customer revenue.

Credit Cards 88

Credit Cards Small Business Process Security 88