Finextra

JUNE 26, 2025

It also brings in stronger customer authentication (SCA) to prevent fraud during digital payments. PSD2 strengthens customer authentication. This allows you to connect your customers’ accounts to trusted third-party services while keeping full control. Why PSDS2 is important for banks PSD2 drives innovation. AML stops financial crime.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JULY 3, 2025

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finovate

JUNE 5, 2025

The two firms have been partners since 2019, when Token.io ” Pay by Bank is a payments service that gives customers a secure, fast, and convenient way to conduct peer-to-peer payments, account deposits, and loan repayments, as well as securely authenticate transactions via their banking app. .” CEO Todd Clyde said.

Online and Mobile Banking 52

Online and Mobile Banking Irrevocability API Payment Solutions 52

Finovate

JUNE 6, 2025

” Founded in 2019 by Mark Lyttleton and headquartered in Dublin, Splink offers a flexible payments solution that allows businesses to choose from among more than 20 different payment options. Central and Eastern Europe Fintech Autopay introduced its biometric palm-authentication payment system in Poland.

Cross-Border Payments 93

Cross-Border Payments APACS Payments Online and Mobile Banking 93

The Fintech Times

FEBRUARY 19, 2025

fact, digital wallet adoption more than tripled between 2019 and 2023, with the proportion of card transactions using a digital wallet increasing from eight per cent to 29 per cent, the regulators revealed. Digital wallets are rapidly increasing in popularity across the globe, not least in the UK.In

Regulations 72

Regulations Underserved Authorization Innovation 72

Finovate

JULY 14, 2025

Fraud prevention solutions provider Signicat announced this week that it is bolstering its identity authentication and orchestration tools with the acquisition of the Netherlands-based Inverid. In 2019, Signicat was acquired by private equity investor Nordic Capital for an undisclosed amount.

Verification 49

Verification Acquirers Cross-Border Fraud Prevention 49

Nanonets

OCTOBER 28, 2024

Introduction to the NetSuite REST API The NetSuite REST API, released in 2019, aims to overcome the complexities of older integration methods like SOAP by offering a more streamlined, JSON-based interface. Enable Token-Based Authentication (TBA). Save to generate the Consumer Key and Consumer Secret needed for authentication.

API 52

API Payment APIs and Integration Automation Use Case 52

Payments Source

DECEMBER 26, 2018

Even the best technologies take time, making it necessary to rein in expectations about what will happen and won't happen in the coming year.

FinTech 152

FinTech Technology Faster Payments Authentication 152

PYMNTS

DECEMBER 26, 2018

companies should expect to see a rise in breaches in 2019, “as chronically improving malware will be deployed more aggressively on more fronts.” Ackerman also warned that another wave of ransomware is expected to hit in 2019. According to Robert Ackerman, Jr., ” Those cyberattacks cost companies in all areas.

Ransomware 77

Ransomware Cybersecurity Breach Data Breach 77

PYMNTS

JANUARY 17, 2019

With that class of product, however, comes the possibility that items that seem like they are made by name brands might not, in fact, be authentic, which eCommerce auction websites are looking to mitigate. “We We want our customers to know that we’re selling them authentic merchandise,” Smith said. The Authentication Technology.

Authentication 76

Authentication AI Database Technology 76

CB Insights

MARCH 19, 2019

Download the free report to learn about the biggest emerging trends in AI and strategies to watch for 2019. One of the top AI trends to watch in 2019 will be the growth of edge AI across applications. Look for increased investment to the sector in 2019 and beyond. Track all the 2019 AI 100 startups in this brief on our platform.

AI 78

AI Enrollments Research Cybersecurity 78

PYMNTS

JANUARY 2, 2019

We think 2019 will be a crucial year for this sector. Device authentication, which requires an identification number and/or fingerprint to set up, should also be utilized for an added layer of security.” ” What’s Next In 2019.

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

PYMNTS

NOVEMBER 30, 2018

The collaboration will enable PNC users to access GIACT’s real-time fraud prevention capabilities, including transaction authentication and verification, to ensure that transferred funds reach their destinations. The two companies recently collaborated to bring GIACT’s verification services to PNC clients. Safeguarding Sellers And Buyers.

Authentication 74

Authentication Fraud Prevention Cybersecurity Data Breach 74

PYMNTS

JULY 9, 2020

Banks have been facing a concerning rise in account takeover (ATO) attacks targeting their customers, with financial institutions (FIs) losses due to such schemes rising 72 percent from 2018 to 2019. A recent report highlighted this problem and advised FIs to adopt harder-to-trick methods like biometric authentication.

Fraud Prevention 104

Fraud Prevention Account Takeovers Authentication Identity Theft 104

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. 6: With Person-To-Person Mobile Tech. 7: With Biometrics.

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

PYMNTS

JANUARY 12, 2019

Reviewed as a large, friendly-looking robot, Cruzr will be available for use in retail locations by the end of 2019. 2019 was also a year when payments power made an appearance – and with some well-known brand s. The first edition with that capability will be available later in 2019, according to the company.

Bots 71

Bots Payments Authentication Authorization 71

PYMNTS

NOVEMBER 20, 2020

percent more likely to be using mobile banking apps now than they were in 2019.” Among stranger findings in the latest Mobile Banking Report is this: “A massive gap exists between how mobile banking app users want to authenticate their identities and how they actually authenticate them. Consumers are 8.7 They do not, however.

Mobile Banking 94

Mobile Banking Authentication Credit Union Accounts 94

PYMNTS

MARCH 11, 2020

The volatile, COVID-driven stock market has had a mixed effect on the retail IPO class of 2019. Its problems started with its first earnings report in August 2019, after the company reported net losses. Chewy, which sells pet food, treats and accessories, was trading at $27.29 after going down by $0.73 at the March 10 close.

Authentication 56

Authentication Adjustments Product Economy 56

PYMNTS

OCTOBER 8, 2020

And in digital onboarding, email verification and other authentication technologies can assist in offering a seamless and safe experience for consumers. Data: $509: Average amount that millennials spent on Black Friday in 2019. 20.2%: Share of shoppers who went to a physical store on Black Friday 2019.

Phishing 93

Phishing Authentication Verification Returns 93

PYMNTS

JUNE 8, 2020

percent between 2019 and 2026, hitting $43.2 Tightening Authentication. FIs must use highly secure methods to authenticate customers’ identities and make it difficult for cybercriminals that manage to steal customer information to pass themselves off as legitimate customers. percent “less likely to be compromised.”.

Authentication 60

Authentication MFA Phishing Scams 60

Fintech News

JANUARY 10, 2024

Recognising the shift towards mobile devices as a primary means of payment and financial services, IDGATE introduced iDenKey, a notable device binding technology that supports risk-based multi-factor authentication and introduced the in-app push notification mechanism.

AML 122

AML Money Laundering Authentication Procedures 122

PYMNTS

AUGUST 13, 2020

The company’s clients can currently log in to see authentication rates, protected transactions and additional new offerings, according to an announcement. PAAY, however, indicates that it sees authentication rates of up to 94 percent and transactions approved in less than 2.5 seconds on average through EMV 3DS. Merchants pay $3.13

EMV 99

EMV Technology Authentication Visa 99

PYMNTS

JANUARY 22, 2020

FinTech solution company Entersekt has upgraded its authentication technology in the DACH region of Europe, according to a release. The company recently announced that the software company Netcetera implemented the authentication system for Bank-Verlag, a company that makes and provides secure services for Germany’s banks.

Payment Security 85

Payment Security Security Authentication Online and Mobile Banking 85

Stax

JULY 9, 2024

In 2019, 77% of US consumers were using at least one type of digital payment system. Between 2019 and 2020, there was an 8% rise in the number of consumers increasing their payment options to two or more types of digital payments. For those that have enabled facial recognition, this too can be the authenticator to enable payments.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

MARCH 10, 2020

Digital identity solutions are becoming more and more commonplace, especially as consumers grow increasingly aware of the weaknesses of authentication methods like passwords. NatWest Launches Card-Mounted Fingerprint Readers For Contactless Authentication.

Contactless Payments 109

Contactless Payments Authentication Law Enforcement Cross-Border 109

PYMNTS

NOVEMBER 17, 2020

percent more likely to use mobile banking apps now than they were in 2019, and 51.1 Providing users with more control over their apps’ authentication systems can go a long way in improving their satisfaction. percent of consumers would be more likely to use mobile banking apps if those apps offered more authentication options, and 24.7

Mobile Banking 93

Mobile Banking Consumer Authentication Ubiquitous 93

PYMNTS

DECEMBER 31, 2020

Addressing security concerns is no trivial pursuit for debit issuers, as they incurred more than $1 billion in net fraud losses in 2019. Contactless debit payments made at the POS can face more risks because they typically do not require cardholders to provide authentication before completing purchases. The Face of Fraud. 3D Secure 2.0

Issuers 109

Issuers Card Issuer Point-of-Sale (POS) Authentication 109

PYMNTS

NOVEMBER 25, 2020

The SEC warned in October that cyberattacks on corporations had been increasing, and businesses were advised to include multi-factor authentication to prevent credential compromises. Morgan Chase found that 81 percent of business owners reported experiencing payments fraud in 2019. And in another recent study, J.P.

Cybersecurity 121

Cybersecurity Credential Compromise Authentication 121

PYMNTS

NOVEMBER 10, 2020

PAAY provides strong authentication at the front door and Bluefin encrypts and tokenizes the data at the point of interaction on the web. New York-headquartered PAAY, a consumer authentication innovator co-founded in 2011 by James Ruffer and Yitz Mendlowitz, has a new security solution that aims to obliterate hacking and fraud threats.

Transactions 93

Transactions Security Encryption CCPA 93

PYMNTS

JANUARY 8, 2021

Rent for retail space in New York City took a nosedive amid the pandemic, dropping about 25 percent from the same period in 2019, as longtime retailers like Neiman Marcus and Century 21 shuttered stores.

Authentication 99

Authentication Adjustments Continuity Economy 99

PYMNTS

DECEMBER 11, 2020

“Four and a half years ago when my cofounder Ethan Sutin and I started the company we were determined to build a consumer social product whose purpose and mission was rooted in facilitating authentic connection.

Authentication 117

Authentication Facilitators Participant Rules 117

PYMNTS

JUNE 25, 2020

Digital fraud and cybercrime are constant worries for financial institutions (FIs) of all sizes, with these businesses seeing an average of 30 cyberattacks per hour in 2019 for a total annual cost of $1.45 million such attacks aimed at APIs between December 2017 and November 2019. trillion in stolen funds.

Financial Crimes 91

Financial Crimes MFA Federal Trade Commission Crime 91

PYMNTS

SEPTEMBER 28, 2020

Morgan executives told Reuters that the four in five businesses that were targeted by payment fraud attempts in 2019 could have an even better way to fight it with more tools to detect illicit payments. Since August, PYMNTS reported , the Federal Trade Commission (FTC) has tracked 184,000 cases related to the pandemic.

Federal Trade Commission 106

Federal Trade Commission FTC Payments Scams 106

PYMNTS

OCTOBER 16, 2020

A financial fraud attack against FIs or businesses occurred every two minutes on average in 2019, resulting in 59,627 attacks in total. million pounds (about $483 million) during the first half of this year compared to the same period in 2019, blocking 853 million pounds (about $1.1 trillion a year. billion) in attacks.

Zelle 89

Zelle P2P Scams Multifactor Authentication 89

PYMNTS

FEBRUARY 10, 2020

A recent study from Visa found that two-thirds of surveyed consumers preferred biometric authentication to passwords for a variety of reasons when using their cards. Banco Santander Mexico is in the midst of its own biometric upgrade, having collected customers’ fingerprints and facial data since February 2019.

Data Breach 94

Data Breach Point-of-Sale (POS) Push-to-Card Breach 94

PYMNTS

MAY 31, 2017

In a press release, the credit card company said that with the upgrade, financial institutions and merchants would be better able to authenticate consumers and reduce fraud on transactions made via a mobile or desktop browser, app or connected devices. As part of the upgrade, Visa said it was enhancing its systems to support 3-D Secure 2.0,

Security 77

Security Issuers Authentication Credit Cards 77

PYMNTS

JUNE 16, 2020

Reports circulating Tuesday (June 16) have Authentic Brands teaming with mall landlords Simon Property Group and Brookfield Properties teaming up to purchase the troubled retailer, which filed for bankruptcy on May 15. According to several sources, Authentic and Simon are also looking at Brooks Brothers Inc.

Authentication 78

Authentication Agreements Returns Consumer 78