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Worldline Launches AI-Powered Routing to Boost Payment Authorisation Rates

Fintech Finance

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its AI-powered routing solution, changing how businesses route payments globally. Following successful pilots, the solution has delivered increased authorisation rates by more than 2% in addition to the 3% improvement achieved with its rule-based routing.

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Ant International expands merchant payment AI functions

Finextra

Antom, Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across payment integration, onboarding, risk configuration, and chargeback solution.

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BlueSnap’s Channel Partner Program Is Surging

Trade Credit & Liquidity Management

From a Press Release dated July 8, 2025, Boston, Massachusetts & London, England BlueSnap, a global payment orchestration platform serving B2B and B2C businesses, has announced remarkable growth (137%) in its Channel Partner Program since its launch in September 2024. The program has expanded to include 41 system integrators worldwide, with 11 new partners joining recently, reflecting a strong market demand for seamless and scalable global payment solutions.

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MAS Chief: Singapore Must Choose Security Over Convenience in Fight Against Scams

Fintech News

Singapore will need to prioritise security over convenience in the ongoing fight against financial scams, according to MAS Managing Director Chia Der Jiun. Speaking at the release of the central bank’s annual report, he noted that stronger safeguards may introduce some friction for users but are essential to protect the public from increasingly sophisticated scam tactics.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Real-Time Payments Are Soaring In The U.S.

Tom Groenfeldt

Newsletters Games Share a News Tip Featured Featured Breaking News White House Watch Daily Cover Stories AI’s Nuanced Impact And A Quest To Quantify It DNA of Success Embracing And Bracing For AI Facing A Volatile Market, C-Suites Look To The CFO For Strategic Guidance Forbes Research: 2023 Small Business Survey Your Four-Part Blueprint To Unlock AI Value In 2025 | Paid Program By The Numbers: Meet The Forbes 30 Under 30 Europe Class Of 2025 Dell Technologies BrandVoice | Paid Program Scaling AI

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PSR’s Annual Report Shows a Year of Significant Milestones

Fintech Finance

The PSR Annual Report shows that the UK has made progress in regulating payments over the past year. The Payment Systems Regulator (PSR) says that it has made progress in fighting APP fraud, making faster payments more available, and making card fees more clear. All of these things are meant to build trust, safety, and competition. The payments industry is highly dynamic and evolves at pace, making it essential that the PSR adopts a strategic approach for everything it does.

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Ecommpay wins Special Judges Award at Financial Services Forum 2025 Awards for Innovation and Transformation

The Payments Association

Innovative and inclusive global payments platform, Ecommpay, took home a special Judges Award at last week’s Financial Services Forum 2025 Awards for Innovation and Transformation. The company’s innovative Payouts via Hosted Payment Page solution was named Most Innovative or Transformative Idea. The industry first simplifies the implementation of a secure and flexible payouts page for businesses and merchants paying out to gig workers, member communities and other beneficiaries.

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Credit Card Processing Savings: Chasing the Unicorn

Cardfellow

My guess is that you’re starting your search for a processor by heading to Google to read reviews on the “best” credit card processors, or to find the processors with the lowest “rates.” Or perhaps you’re trying to verify something you were told by one of the dozen merchant services salespeople that seem to call every hour of every day. Or you have a friend that told you about the great experience they’ve had with their merchant service provider and you’re thinking maybe you’ll

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Automating Chargeback Management: First Steps & Best Practices

Fi911

Chargeback volumes have increased 25% annually over the past three years, pushing financial institutions to reconsider their manual processing approaches. With each dispute costing between $25 and $50 to process manually, automation has shifted from a nice-to-have to a business necessity for many organizations. The traditional approach — teams of analysts reviewing disputes, gathering documentation, and crafting responses — struggles to keep pace with growing volumes.

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Cobre Becomes the First Platform to Enable Real-Time Interbank B2B Payments in Colombia

Fintech Finance

The launch of Cobre Real-Time B2B Payments Colombia is a first for the country. It lets businesses in Colombia do interbank transactions right away. Cobre’s new platform is changing the way payments work in Colombia by providing businesses with real-time B2B settlement through a secure and scalable infrastructure. As a long-time advocate of financial digitalization in Colombia, Cobre will accelerate the adoption of the new interoperable real-time payment system for businesses under the Bre

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Fingerprint launches features to fight fraud in agentic AI era

Finextra

Fingerprint, a leader in device intelligence for fraud prevention, account security, and returning user experience optimization, today announced new Smart Signals and platform enhancements that detect malicious bots and AI agents, distinguishing them from legitimate automated traffic.

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Financial Crime 360 state of the industry report 2025

The Payments Association

Financial Crime 360 state of the industry report 2025 15 July 2025 by Payments Intelligence Survey overview 158 financial crime professionals surveyed Global reach with UK focus Commissioned by The Payments Association Focus: financial crime challenges, technology adoption, and regulatory adaptation The Financial Crime 360 2025 survey captures perspectives from across the global financial crime prevention ecosystem, with particular strength in the UK market that represents the core of European f

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Behind the Idea: TerraPay

The Fintech Times

When TerraPay launched in 2015, its very first transfer was just $13, from a hotel cleaner in Dubai to his family in Tanzania. That small payment set the tone for what the company has aimed to do ever since: build global payments infrastructure that treats every transaction like it matters. TerraPay now connects over 155 countries and 3.7 billion digital wallets, working with major partners like Swift and M-Pesa.

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Beyond the Card: Your Checklist for Future-Proof Card Issuing

Fintech News

Just before the COVID-19 pandemic, one of the leading private banks in Latin America made a strategic move: it began replacing its legacy card issuing system in a bold shift toward digital-first issuing. That investment was quickly put to the test when later, during times of lockdown, the bank was tasked with issuing one million prepaid cards for a nationwide financial aid initiative.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Payment Outages – What You Can Do

Cardfellow

There are a number of reasons that you might find yourself unable to take credit card payments at your business. Maybe you have an issue with the machine itself, your internet goes out, or the payment network itself goes down. (It’s happened!) For small businesses, even short amounts of downtime mean lost revenue and unhappy customers. You still have sales to make, but these days many customers don’t carry cash.

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Highnote adds instant payment capabilities

Finextra

Highnote, the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards.

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Finovate Global Peru: Digital Wallet Partnerships and Innovations in Payment Services

Finovate

This week’s edition of Finovate Global looks at recent fintech headlines from the South American nation of Peru. EBANX partners with Peruvian digital wallet Yape Brazilian payments company EBANX announced a direct integration with Peruvian digital wallet, Yape. Designed for cross-border commerce and relying on an easy user enrollment process, Yape enables users to pay for purchases on international ecommerce websites using either their Yape wallet balance or a linked card.

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Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses

Fintech Finance

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs). A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Antom Upgrades Antom Copilot AI with New Payment and Chargeback Tools

Fintech News

Antom , the merchant payment and digitisation services arm of Ant International , has released an update to its AI agent, Antom Copilot. The upgrade brings expanded functionalities across areas such as payment integration, merchant onboarding, risk settings, and chargeback response. Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services.

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How BNPL Is Changing Consumer Credit Expectations

Fi911

Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. While traditional credit cards still dominate U.S. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. This shift is not just about offering another way to pay; it reflects broader changes in consumer behavior, generational preferences, and digital financial serv

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Worldline launches AI-powered routing tech

Finextra

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its AI-powered routing solution, changing how businesses route payments globally.

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JPMorgan Chase to Charge Data Aggregators for Consumer Data Access: What It Means for US Open Banking

Finovate

Late last week, news was released that has the potential to disrupt the trajectory of open banking in the US. JPMorgan Chase has been in discussions with data aggregators, telling them that it plans to charge them to access customer data. Traditionally, data aggregators like Plaid , Finicity , and MX have been able to access consumer banking data at no cost by using login credentials provided through third-party services.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Cashflows Teams Up with GoCardless to Transform Business Payouts

Fintech Finance

Cashflows , the platform that helps businesses easily accept payments, has partnered with bank payment company GoCardless to power Cashflows Payouts, a streamlined new solution that enables businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts changes how businesses handle disbursements. This new offering transforms traditional processes by enabling instant, branded and fully secure payouts through an intuitive self-service portal.

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Worldpay Accelerates Global SaaS Growth with Embedded Payments Platform

Trade Credit & Liquidity Management

From a Press Release dated July 8, 2025, Cincinnati, Ohio Worldpay has announced a significant global expansion of its Worldpay for Platforms embedded payments solution, targeting Software-as-a-Service (SaaS) providers in Canada, the UK, and Australia. This move comes in response to rapidly growing demand for integrated financial services, with Worldpay research showing that 90% of small and medium-sized businesses (SMBs) consider access to financial products within their software platforms crit

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Capitalising in Peru: EBANX Collaborates With Yape to Facilitate Entry for Cross-Border Merchants

The Fintech Times

According to research from payments platform EBANX , the Peruvian e-commerce market is expected to reach $60billion by 2027, growing 20 per cent year-on-year. To ensure cross-border merchants are capitalising on this potential, EBANX has announced it will be integrated into Yape , Peru’s superapp. In 2024, Yape captured the largest share of the volume transacted online with a digital wallet in the country, according to data from Payments and Commerce Market Intelligence (PCMI).

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Cash App rolls out Tap to Pay on iPhone to sellers

Finextra

Cash App announced the launch of Tap to Pay on iPhone for Cash App Business sellers, allowing them to accept contactless payments – including credit and debit cards, Apple Pay, and other digital wallets – directly on their iPhone using the Cash App iOS app, with no additional hardware required.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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How GDP Trends Impact the Payments Industry

Clearly Payments

Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment processing activity. Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. In this article, we break down the relationship between GDP and the payments industry with real-world data and insights.

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Ant International Expands Merchant Payment AI Functions with Antom Copilot 2.0

Fintech Finance

Antom Copilot AI Agent has been significantly upgraded by Ant International to expand its role in merchant payment automation. This intelligent solution now powers onboarding, risk configuration, chargeback support, and payment integration—strengthening its place as a leading AI-driven financial service tool. Antom , Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across p

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Misconceptions in Credit Card Processing

Cardfellow

In this article, we’ll clear up these credit card processing misconceptions to help you avoid common pitfalls and misleading sales spin. Misconception 1: Flat Rate Pricing is the Cheapest Flat rate pricing , where a processor offers you a fixed rate for transactions, looks simple. Instead of various interchange rates, you’ll just see one rate. Companies like Square, Stripe, and PayPal offer flat rate pricing.

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Proof Over Promises: Building a Stablecoin the UK Can Trust

The Fintech Times

For years, I watched stablecoins hover at the edges of the UK’s financial system – too unstable to serve as payments, too misunderstood to be seen as legitimate money and too often dismissed as crypto’s lesser-known cousin. But I believe we’re now approaching a pivotal moment. The conversation around financial infrastructure is maturing, and stablecoins are emerging not as a curiosity, but as a credible piece of the puzzle.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Checkout.com Surpasses $10 Billion in Revenue Unlocked for Enterprise Merchants Using AI-Powered Boost

Fintech Finance

Checkout.com , a leading global digital payments company, today announced that its Intelligent Acceptance product, an AI-powered engine designed to help enterprise businesses boost their payment performance, has generated over $10 billion in additional merchant revenue. Powered by over 20 billion data points and insights from Checkout.com’s global network, Intelligent Acceptance applies numerous optimizations at every step of the payment process (e.g., messaging, routing, authentication, c

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