Finextra

JULY 31, 2025

Offline and SMS-based payment options - Addresses network limitations in remote areas. Rural fintech innovations - Provide region-specific financial services through vernacular platforms. Agent banking through smartphones - Empowers local entrepreneurs to guide rural users in using digital payments.

Financial Inclusion

Finextra

AUGUST 6, 2025

First observed in late 2024, Ghost Tap (as dubbed by ThreatFabric researchers) allows crooks to cash out stolen cards linked to mobile wallets (like Apple Pay or Google Pay) by relaying NFC payment data to a distant point-of-sale. IP Address and Geolocation Mismatch: Even card-present transactions can carry network metadata.

Rules

The Fintech Times

JULY 1, 2025

Private-sector players like Experian, Equifax and fintechs were pioneering tools that treated data sources (such as rental history, utility bills and cash flow) as valid for building credit scores, but the CFPB failed to encourage or facilitate the adoption of these innovations. appeared first on The Fintech Times.

Credit Risk

Fintech Finance

JANUARY 10, 2025

2] The e-book also addresses the growing importance of cybersecurity and fraud prevention, as digital payments become increasingly prevalent. It explores how innovations like AI, digital wallets, and contactless payments are transforming the payments landscape. compared to 2023. [1]

Acquirers

The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Recognising shifts in market drivers, BPC has partnered with Arkwright to conduct collaborative research on next-generation payment processors.

Process

Fintech Finance

MARCH 20, 2025

In our research, we’ve found that nearly half of consumers who have abandoned their cart say there were too many steps in the checkout process,” said Pete Wickes, general manager of EMEA at Worldpay. . “Online retailers know the problems of the abandoned cart conundrum.

Encryption

Finextra

JULY 27, 2025

Plaid matters because it has essentially become the fabric of fintech connectivity , allowing innovative services to flourish on top of legacy banking infrastructure. Each product addresses a specific need for fintech developers, from verifying accounts for payments to fetching months of transaction history. and beyond.

Product

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Where do you see it driving innovation? How should businesses address this? ” What trends in in-person payments do you see shaping the future?

Payment APIs and Integration

Finextra

JUNE 26, 2025

Understanding PSD2 in simple terms PSD2 drives innovation. Why PSDS2 is important for banks PSD2 drives innovation. More innovation. How PCI DSS affects your digital payment operations When you’re PCI DSS compliant, you reduce the risk of costly breaches. It pushes you to be more secure, transparent, and open. You reduce fraud.

PCI DSS

The Fintech Times

JULY 26, 2025

PayPal’s approach to addressing fraud is multi-pronged, comprising building innovative technologies, leveraging investigative research led by its team of experts, and refining its risk controls to help prevent bad actors from accessing its platforms.

Scams

Finextra

JULY 7, 2025

Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. JPMorgan Chase (2024) AI Application: Employee productivity and research Experience Impacted: EX - Banking Employee Experience Internal ChatGPT-Like Research Assistant: The largest U.S.

AI

Finovate

JANUARY 10, 2025

.” Experian acquires debt consolidation technology from Paylink To help millions of consumers better manage their debts, international data and technology company Experian announced this week that it will acquire ReFi , the debt consolidation innovation from Paylink Solutions. million repeat purchases.

Innovation

Fintech Finance

MAY 1, 2025

Morgan has been committed to serving clients in MENA – we are uniquely positioned to deliver the full spectrum of capabilities clients require to address the complex challenges they face. This relationship reinforces our commitment to innovation, seamless connectivity, and global financial leadership. ” A division of J.P.

Cross-Border Payments

The Payments Association

NOVEMBER 12, 2024

Innovation Potential: Ability to create proprietary technology aligned with strategic goals Risk of Incomplete Features: May initially lack key functionalities, requiring iterative updates. Armstrong emphasises that compliance officers need to address any information asymmetries that might exist.

Financial Crimes

FloQast

FEBRUARY 24, 2025

But through all my research over the past year, it became abundantly clear that when it comes to talking about transformation, theres often a side of the discussion we need to talk about more. Check in regularly with your team to keep a pulse on the progress, address issues proactively, and refine strategies as needed. What is that?

Accounts

FloQast

JANUARY 22, 2025

But this drive for innovation comes with a responsibility to do things ethically and securely. Its about showing current and prospective FloQast usersand the entire accounting technology industrywhat it means to innovate responsibly. We identified areas needing improvement, prioritized them, and allocated resources to address gaps.

ISOs

Fintech Finance

MARCH 12, 2025

This partnership strengthens Coda’s ability to deliver innovative payment solutions by expanding access to trusted local payment methods, unlocking new monetization opportunities for gaming publishers worldwide, with a strong presence in Latin America. billion by 2030, while in Africa, the gaming industry generated $1.8

Alternative Payment Methods

Finextra

JULY 30, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation. with Sakon as the first launch customer.

Visa

The Payments Association

JULY 23, 2025

We’re asking consumers to allow computer programmes to research products, make recommendations and use their money to pay for purchases autonomously. Innovative banks and payments companies already support the programmable transitions that autonomous agents require, making it the natural entry point for institutional transformation.

Payment APIs and Integration

Finextra

JULY 29, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation. with Sakon as the first launch customer.

Visa

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes

Finextra

JUNE 9, 2025

Veronique Steiner, head of Emea innovation economy & head of Emea E-commerce, Technology, Media and Telecom at JPMorgan Payments, says, “At JPMorgan Payments, our north star is to improve the payments ecosystem and transform the movement of information, money, and assets. We use cookies to help us to deliver our services.

FinTech

Fintech Finance

FEBRUARY 19, 2025

Instead of juggling between different cards and payment methods, they are looking for an innovative digital solution to manage their payments today and plan for tomorrow. It gives people an innovative way to pay thats truly personalized to them. Thats what sparked One Credential.

Credential

Finextra

JUNE 30, 2025

banks are positioning themselves to lead the next wave of AI-enabled innovation in global finance. A few highlights: JPMorgan launched a ChatGPT-like internal tool (“IndexGPT”) to assist wealth advisors with research. Morgan Stanley rolled out a GPT-4 powered assistant for its financial advisors (to query internal research databases).

AI

Finextra

JULY 16, 2025

No matter how technological, disruptive, and innovative foreign products might be, they were not developed from an understanding of the cultural, economic, and social nuances that shaped the continents financial habits. If a real challenge isnt being addressed, someone will show up to solve it and, of course, profit from it.

Payment APIs and Integration

Neopay

MAY 28, 2025

The innovation platform simulates the envisaged digital euro ecosystem, in which the ECB provides the technical support and infrastructure for European intermediaries to develop innovative digital payment features and services at European level. The pioneers workstream is investigating how conditional payments in digital euro (i.e.

Innovation

The Fintech Times

FEBRUARY 6, 2025

One report suggests 39 per cent of journalists are interested in collaborating on story angles involving exclusive research which is six per cent higher than breaking news. The fintech industry thrives on innovation and trust, and research is a powerful tool for standing out in an increasingly crowded market.

Research

The Fintech Times

JANUARY 31, 2025

This led me to a dynamic panel discussion at the Edinburgh Futures Institute this week, which examined how fintech innovations could help bridge the financial inclusion gap in Scotland. Edinburgh and Glasgow are thriving hubs of innovation, driving advancements in banking, insurance, asset management and fintech.

FinTech

Fintech News

NOVEMBER 12, 2024

These zones spotlighted cutting-edge innovations and offered key discussions, providing attendees with a glimpse into the future of financial services. To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said.

FinTech

Fintech News

DECEMBER 22, 2024

New crypto regulations came into effect, introducing requirements relating to anti-money laundering (AML) and countering the financing of terrorism (CFT) and financial stability, and reflecting Singapores commitment to fostering innovation in the crypto and tokenization space.

FinTech

Stax

MARCH 11, 2025

You must set up a cryptocurrency wallet to accept digital currency and also implement a medium for customers to provide their own wallet address and the payment amount they are sending. Online reviews Your research will tell you a lot about each provider. The availability of a comprehensive online knowledge base is also very important.

Online Payment Processing

The Fintech Times

FEBRUARY 19, 2025

The UK’s competition regulator aims to ensure effective competition in mobile ecosystems to ensure that businesses have the opportunity to innovate and deliver services and technology developments to consumers, including (but not limited to) digital wallets. What are the next steps?

Regulations

Finextra

JUNE 9, 2025

From our work helping banks to address regulatory requirements like Confirmation of Payee (CoP) in the UK and Verification of Payee (VoP) in Europe, we understand the significant system upgrades that new fraud rules mandate.

ISO 20022

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product

The Fintech Times

MAY 12, 2025

The UAE Cybersecurity Council has partnered with e& UAE , the telecoms arm of global tech group e&, to launch the Al Ain Innovation Centre, a new collaborative platform for applied research, talent development, and startup enablement.

Cybersecurity

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. billion, according to a 2024 report from the research firms Oliver Wyman and Celent. Sign up A valid email address is required. Sign up A valid email address is required.

Law Enforcement

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider.

Fraud Prevention