Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight. But these systems still require users to set preferences, approve transactions, or manually adjust settings.

AI 77

AI FinTech Fraud Detection Fraud Prevention 77

Fintech News

MAY 6, 2025

In Q1 2025, adjusted EBITDA losses for the segment widened to US$30 million from US$28 million a year earlier, largely due to increased credit loss provisions as Grab ramped up lending activity. In contrast, Grabs other businesses continued to deliver gains. In contrast, Grabs other businesses continued to deliver gains.

FinTech 62

FinTech Adjustments Funds Transfer Business Continuity 62

Fintech Finance

MARCH 4, 2025

The funding will support Cinos launch in the UK, where it already has a growing waitlist, and continued growth across Europe. Users securely connect their card to the Cino app, get a virtual card, and can join shared payment groups where they set adjustable custom split ratios.

Payments 102

Payments Disputes Adjustments B2B 102

Clearly Payments

FEBRUARY 27, 2025

Projected) The data illustrates the rapid acceleration of online shopping, with a strong upward trajectory expected to continue as technology and consumer preferences evolve. Mobile Commerce Dominance Mobile commerce (m-commerce) continues to reshape the global ecommerce landscape, accounting for over 70% of all online retail sales in 2025.

BNPL 59

BNPL Payments Small Business PayPal 59

Fintech Finance

FEBRUARY 13, 2025

Corpays Multi-Currency Accounts program completed a pilot phase with current clients, and adjustments have been made based on their feedback. Ultimately, our goal is not only to create a best-in-class product, but also to enhance the future success of our clients.

Multi-Currency 69

Multi-Currency Cross-Border Accounts Payee 69

Fintech Finance

MARCH 3, 2025

The Chinese-Canadian megastar leads Unlimits biggest campaign to date, headlining a high-impact advert which takes place behind the scenes of a movie production set. In the ad, Liu navigates the different stages of film and television production and demonstrates how versatility can help people make the right choices when aiming for success.

Payments 52

Payments APACS Adjustments Use Case 52

The Fintech Times

MARCH 7, 2025

Rob Basinger , head of product and marketing at Marcus by Goldman Sachs, commented: “Its positive to see that UK consumers are re-assessing how they can manage their money better in 2025. Just over a third (34 per cent) of Brits regret a purchase decision made last year, increasing to 58 per cent of those aged 18 to 34.

Research 59

Research Adjustments Accounts Assessments 59

The Fintech Times

MARCH 30, 2025

Founded in 2010, the FinTech Innovation Lab New York, a 12-week programme founded and run by Accenture , the digital service provider, and the Partnership Fund for New York City , helps early- and growth-stage fintechs accelerate product and business development.

Innovation 80

Innovation FinTech AI Underwriting 80

Fintech Review

MAY 14, 2025

Regulatory sandboxes are structured environments where fintech companies can test new products, services, or business models with live customers but under a controlled and supervised framework. The aim is to let startups validate ideas, understand regulatory expectations, and launch safer, more compliant products into the broader market.

Innovation 52

Innovation FinTech Regulations Cross-Border 52

Stax

MAY 20, 2024

The concept of unearned revenue can easily trip up SaaS companies that offer subscription services and products on a recurring basis. Unlike when selling ordinary products, you cannot recognize the revenue earned from a subscription all at once. In the case of SaaS subscriptions, this could take several months—or even years.

Accounts 167

Accounts Adjustments Legal Agreements 167

The Fintech Times

MARCH 17, 2025

On the final day for submissions, The Financial Data and Technology Association of North America (FDATA), a trade association representing approximately three dozen fintech firms that provide consumers and small- and medium-enterprises with innovative financial products, services, and tools, provided the government with its views.

Government 59

Government Governance Finance Consulting 59

FloQast

MARCH 19, 2025

Furthermore, they adapt to business changes over time, whether its incorporating new data sources, adjusting to process updates, or adapting to changing regulatory requirements. Enhanced compliance : AI agents can be directed to scrape regulations to automatically detect changes and adjust accordingly.

AI 52

AI Accounts Fraud Detection Audit 52

Fintech News

JUNE 30, 2024

Nearly three-quarters of banks globally continue to run on legacy core banking systems, which fail to deliver on transformation goals. These systems allow for the creation and modification of banking products, such as payments and accounts, with significantly reduced timelines, the report says.

On-Demand 145

On-Demand Product Innovation Risk 145

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134

Fintech Review

APRIL 3, 2025

CFD trading requires continuous adaptation to market dynamics, said Eduard Becker. Dynamic Risk Management : Trades are supported by automation tools, including stop-loss mechanisms and dynamic leverage adjustments based on real-time risk assessments.

AI 52

AI Risk Management Risk Assessment Assessments 52

The Fintech Times

JANUARY 4, 2025

Following the acquisition, Thomson Reuters plans to continue offering SafeSend as a market solution, while also advancing efficiency in workflows for tax preparers and taxpayers across the US.

Acquirers 59

Acquirers Interoperability Audit Adjustments 59

Fintech Finance

JULY 15, 2024

In their letter, AFC applauded the CFPB for their 2022 report on BNPL and for their continued engagement with industry leaders. As was provided by the Interpretive Rule, AFC has consistently advocated for compliance with the spirit of the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z.

Consumer Financial Protection Bureau (CFPB) 98

Consumer Financial Protection Bureau (CFPB) CFPB Rules BNPL 98

The Payments Association

MARCH 17, 2025

While maintaining robust authorisation criteria, introducing a more precise and transparent "rubric marking guide" for firms and proportionate continuous monitoring will signal to the market that the FCA is ready for more new entrants to drive growth in the sector.

Regulations 88

Regulations Risk Stablecoins Payments 88

Finovate

MARCH 13, 2025

Financial terms of the deal were not disclosed and Banyan will continue to operate independently after the acquisition is finalized. Allowing consumer packaged goods companies to offer targeted rewards when residents purchase specific products at neighborhood merchants.

Acquirers 52

Acquirers Credit Cards AI On-Demand 52

Fintech Finance

JUNE 18, 2024

Equally, traders will be required to get new BNPL providers so that they can continue providing flexible payment choices meaning that they may also have to enter into fresh deals as well as make system adjustments.

BNPL 95

BNPL On-Demand Regulations Underwriting 95

Fintech News

JUNE 20, 2024

Moreover, when Gen AI proposes enhancements to a product, risk rule, or customer service scenario, Way4 can implement these requests instantly. Approximately 95% of product features in Way4 are parameterisable, compared to just 30-40% offered in competing systems.

Use Case 125

Use Case AI Multi-Currency Payments 125

EBizCharge

APRIL 7, 2025

Cloud ERPs also allow teams to work from anywhere with real-time data access, which supports remote collaboration and improves productivity. In that case, Dynamics GP may not function properly or at all without significant adjustments. Lastly, the migration process itself can be daunting.

Assessments 52

Assessments Risk Processors Security 52

PYMNTS

APRIL 14, 2020

Retail demand has risen sharply for items like home cleaning supplies and groceries, while dropping off in other product categories, leaving companies to adjust to these shifting purchasing patterns. The global pandemic has thrown businesses into an entirely new playing field and left many scrambling to act.

B2B 119

B2B On-Demand Adjustments Accounts 119

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JULY 5, 2024

Members noted that the scale and magnitude of financial stability risks from such products depend in part on their specific structures and jurisdictional laws and regulations. The Committee will continue to monitor this area and other developments in the cryptoasset markets. The consultation will be published later this month.

Consulting 72

Consulting Third-Party Service Provider Adjustments Stablecoins 72

Fintech News

MARCH 10, 2024

The bank introduced a flexible rewards system in 2019, allowing cardholders to choose and adjust their preferred rewards categories quarterly, thus personalising benefits to fit evolving lifestyle needs. We leverage these useful insights to continually enhance our products and offerings for ladies.

Credit Cards 109

Credit Cards Deposit Account SWIFT Adjustments 109

Fintech Review

MAY 8, 2025

What Payrails Offers: Core Products and Capabilities 1. It can automatically reattempt failed transactions through alternative routes, adjust routing logic based on provider performance, and adapt payment strategies to regional regulatory environments.

Global Payments 52

Global Payments Embedded Finance Payments Fraud Prevention 52

M2P Fintech

APRIL 11, 2025

With the gold loan market continuing to expand, particularly in rural and semi-urban India, this framework focuses on improving underwriting, valuation, collateral safety, and end-use transparency. Bullet Loan Controls: Finfluxs LMS allows lenders to configure product rules based on tenure, loan amount, and end-use.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

The Finance Weekly

JULY 19, 2023

Through this comparison, they can identify what's working well in the forecast and where adjustments in processes and assumptions are needed. Enhance Forecasts Continuously In life, change is inevitable, and forecasting is no exception. The ultimate objective is to enhance the reliability of your projected figures.

Best Practices 130

Best Practices Adjustments Automation Process 130

Stax

MARCH 16, 2025

By pinpointing the exact reason for user churn, you can determine how to avoid it and ensure that your business continues to have strong profits. A lack of onboarding Onboarding is critical when it comes to successful user adoption of a new product. Contact sales 2. This can wreak havoc on your reputation and attrition rates.

Product 88

Product Process Addressing Risk 88

Finovate

SEPTEMBER 23, 2024

The technology will also proactively adjust portfolios based on market trends, economic forecasts, and client life changes, continuously aligning investments with a client’s long-term goals. Also, as regulations change, it can adjust to rules without human intervention.

AI 105

AI Assessments Compliance Risk 105

The Finance Weekly

APRIL 5, 2022

Productive finance teams. A more productive finance team will find ways to collaborate with other departments and use their expertise and experience to influence financial decisions in the company. However, the time and money lost from those companies with less productive finance teams is still a widespread phenomenon.

Automation 130

Automation Finance Financial Analysis Procedures 130

PYMNTS

DECEMBER 23, 2020

For organizations far behind on their modernization efforts, there was a scramble to adopt cloud-based solutions that could support business continuity in a work-from-home environment. For others a bit more advanced along their digitization journeys, however, executives had greater agility to adjust existing processes amid the new normal.

Adjustments 81

Adjustments Best Practices Payroll Addressing 81

Wharton Fintech

JANUARY 18, 2024

We provide products from payments and collection, FX and payout all the way to embedded finance to allow or empower any businesses to operate the whole financial and payments stack on top of our platform. Companies such as TripAction and Niven utilize our infrastructure to power reimbursement products worldwide via our core API.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Cryptocurrency 130

The Finance Weekly

NOVEMBER 27, 2022

Bringing continuous, comprehensive, and collaborative planning to every part of an enterprise improves it in so many ways. Continuous planning. xP&A is a product of the times, as it mirrors the culture of modern businesses. Single version of the truth where data is consistent and approved for who it needs to be.

On-Demand 130

On-Demand Finance CRM Automation 130

Fintech Finance

OCTOBER 11, 2024

Bank is subject to more stringent approval processes for new bank products, services, markets, and stores to ensure the AML risk of new initiatives is appropriately considered and mitigated. Plans are in place to address the requirements and limitations contained in the consent orders, including adjustments to the Bank’s U.S.

AML 98

AML BSA Money Laundering Financial Crimes 98

Fintech Finance

JUNE 20, 2024

Germans are increasingly turning to prepaid cards and adjusting their spending habits to manage the ongoing cost of living crisis and to avoid debt, according to a new survey conducted by research firm Opinium , commissioned by leading online prepaid payment firm Recharge. Prepaid payment products are just one of the ways they are doing this.

Research 98

Research Adjustments Finance Continuity 98