PYMNTS

AUGUST 14, 2020

The big increase in fixed-income trading revenue, combined with a rise as well in investment banking activity, pushed Citi’s revenue for the quarter 5 percent higher to $19.8 billion for the quarter, with Citi reporting it had provided some form of relief or adjustment to 2 million credit card holders. Citigroup Inc.

Returns 108

Returns Push-to-Card Disputes Blocks 108

Stax

SEPTEMBER 24, 2024

In addition, contactless and digital payment options, such as debit and credit cards, only increase the financial burden for businesses like yours. In 2023, card brands in the U.S. A cash discount program is when a business offers its customers incentives to pay using cash for a product or service instead of a credit or debit card.

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

PYMNTS

SEPTEMBER 30, 2020

Dramatic shifts are underway in the retail sector as it adjusts to consumers’ increasingly digital preferences. Customers from these generations often seek to avoid the debts and fees that accompany credit cards, too, making them less likely than older consumers to use credit cards.

BNPL 111

BNPL Payments Push-to-Card Credit Cards 111

PYMNTS

APRIL 21, 2020

The coronavirus pandemic has some organizations playing payment rails musical chairs in their accounts payable (AP) departments as they adjust payment strategies (and methods) to suit their needs in a volatile, remote working environment. Visa Enables Commercial Push Payments For KyckGlobal.

NACHA 82

NACHA Correspondent Bank Real Time Payments Push-to-Card 82

PYMNTS

AUGUST 20, 2020

The New Samsung Pay Card . As digital payments and digital commerce have expanded their penetration among consumers and merchants alike, the greater usage is pushing the pace of innovation in the segment. In a typical digital-wallet offering, one registers their card credentials into the wallet directly.

Visa 95

Visa Push-to-Card Credential Credit Cards 95

The Payments Association

MARCH 19, 2025

We continued the evolution from cash to cards by around the 1950s with the Diners Club credit card, the 1970s brought the ATM, and the 80s and 90s (along with fantastic style choices, haircuts and music) saw electronic banking starting to make an appearance. But what if we could push AI use cases even further?

Push-to-Card 88

Push-to-Card AI Bitcoin Blockchain 88

PYMNTS

JULY 29, 2020

He said that includes the addition of direct deposit, an increase in businesses taking payments through the platform and the planned launch of a Venmo card later this year. And the company credited its Venmo peer-to-peer (P2P) payments platform and QR code-based contactless-payments system for a big part of that success. “In

Venmo 84

Venmo PayPal Direct Deposit Adjustments 84

PYMNTS

OCTOBER 2, 2020

In today’s top news, the European Central Bank outlines use cases for a digital euro, and Goldman Sachs will buy GM’s credit card business. for General Motor's Credit Card Business. for General Motor's Credit Card Business. Goldman Sachs will buy General Motors’ credit card business for approximately $2.5

Use Case 77

Use Case Credit Cards Central Bank Push-to-Card 77

PYMNTS

MAY 13, 2020

Contactless has existed for a long time, but consumers were slow to adopt, mostly because they didn’t have much of a compelling reason to do something differently — their cards worked fine. For example, within days of restaurants shutting down, we had pushed out new technology designed to help,” said Tempesta.

Contactless Payments 100

Contactless Payments Point-of-Sale (POS) Push-to-Card Innovation 100

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Around The Real-Time Payments World. Recent surveys found that 38 percent of U.S.

Real Time Payments 92

Real Time Payments RTP P2P Faster Payments 92

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Let’s hop into the time travel machine this Monday morning and go back to the year 1973. Here’s why. and other countries) over political differences. Gas station operators followed the government’s rules.

Consumer 78

Consumer Caps Credit Cards Push-to-Card 78

Clearly Payments

MAY 1, 2025

While credit card processing fees arent directly subject to tariffs, many businesses are seeing indirect impacts that affect their bottom line. Tariffs government-imposed taxes on imported goods are often seen as a supply chain issue. Heres how tariffs are quietly influencing the payments landscape and what merchants can do about it.

Credit Cards 66

Credit Cards Process Cross-Border Disputes 66

PYMNTS

OCTOBER 21, 2020

Consumers have quickly adjusted to the commerce shifts created by the COVID-19 pandemic, and many of these changes are looking like they might become permanent. Merchants are used to keeping up with shifting trends and adjusting their products and marketing to engage consumers chasing after new items and experiences.

Payments 69

Payments Adjustments Emerging Payments Push-to-Card 69

PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. As eCommerce pushes its way onward and upward, retailers are continually looking for ways to protect consumer data while providing a quality commerce experience for all parties involved.

Process 57

Process ISOs Push-to-Card VARS 57

PYMNTS

MAY 6, 2019

Customers, on the other hand, need to be assured that their PII, such as credit card or bank account numbers, will remain safe. . A top goal among payments solutions providers is to make these problems as infrequent as possible — and to do so, many are turning to push payments. . The scenario is reversed for push payments.

Push-to-Card 44

Push-to-Card Risk Debit Card B2C 44

PYMNTS

NOVEMBER 19, 2020

In the continuous movement toward automating B2B payments – and especially payables – the pandemic is pushing firms to examine internal workflows and embrace the touchless process. That led to a partnership with CSI, which integrates payment solutions into ERP and accounting systems to process payments (across virtual card, ACH and check).

Automation 83

Automation ACH Push-to-Card Checks 83

PYMNTS

SEPTEMBER 25, 2017

The era of price adjustments and price matching has ushered in an uncontestable series of wins for consumers. Glyman said that price adjustment – when done right – is an excellent way to keep customers coming back. Glyman said that price adjustment – when done right – is an excellent way to keep customers coming back.

Adjustments 49

Adjustments Push-to-Card Consumer Origination 49

PYMNTS

MAY 2, 2019

Beyond the headline numbers, the company showed continued traction with larger sellers across its traditional point-of-sale (POS) products, and in newer offerings spanning debit cards and lending. The payment firm’s adjusted earnings per share was $.11, 11, better than the expected $.08.

Volume 56

Volume Debit Card Point-of-Sale (POS) Push-to-Card 56

PYMNTS

DECEMBER 20, 2018

Growth in the commercial card industry is being driven by more than the push for supplier acceptance in accounts receivable. An example of the conjunction of commercial card innovation and shifting corporate payment trends can be found in the evolving workforce. “The workforce is evolving,” Jamison told PYMNTS.

Commercial Card 57

Commercial Card Payment APIs and Integration Push-to-Card Adjustments 57

PYMNTS

AUGUST 12, 2020

based B2B payment solution provider that expanded into North America this year with its prepaid commercial card tools. Speaking with PYMNTS, Managing Director of North America Kieran Draper said employee expense management and contractor payouts have become a valuable niche for the corporate prepaid card. Streamlining Employee Spend.

B2B 67

B2B Push-to-Card Direct Deposit Payments 67

CB Insights

DECEMBER 4, 2019

While the anticipation for Amazon’s plunge into banking gets louder each year, it’s important to first understand Amazon’s existing strategy in financial services — what Amazon has launched and built, where the company is investing, and what recent products tell us about Amazon’s future ambitions. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

SEPTEMBER 17, 2018

Push Payments Cecilia Frew on how last year’s twin disasters, Hurricanes Harvey and Irma , were pushing insurance claims payments to change. It has changed, and it hasn’t, he said, even though the insurance industry has more fully embraced the idea of using push payments as a tool for settling property and casualty claims.

Push-to-Card 64

Push-to-Card Payment APIs and Integration Payments Checks 64

PYMNTS

DECEMBER 24, 2020

Contactless payment methods were always in the wings for credit card companies, but the pandemic pushed them front and center. That reflects itself in preferences for contactless payment options, with 26 percent of consumers reporting a desire for merchants to accept contactless cards. PYMNTS research shows 11.5 Contactless.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

OCTOBER 30, 2020

Employers might adopt push-to-card solutions that enable them to equip staff with prepaid debit cards, onto which earnings can be quickly disbursed, for example, while other companies may send salaries directly into payment apps. The demand for faster payments is ringing louder than ever during the economic downturn.

Faster Payments 59

Faster Payments Payments Tools RTP Same Day ACH 59

PYMNTS

JULY 16, 2020

Admittedly, it might seem like a strange time to be launching an innovative travel insurance product given how much the tourism industry has contracted in the wake of the global pandemic. Weyl said Koala aims to make travel insurance a new journey toward reliability as tourism attempts to get on the road to recovery.

Posting 101

Posting Underwriting Push-to-Card Product 101

PYMNTS

JANUARY 19, 2021

Studies showed that many consumers in the United States have begun tapping their debit cards more often for payments, for example, with one report finding that debit use rose about 6 percent year over year. consumers now count themselves as “ debit-centric ” users, a sizable jump over the 33 percent who said the same about credit cards.

Debit Card 62

Debit Card Online and Mobile Banking Push-to-Card P2P 62

PYMNTS

JANUARY 31, 2019

Total cards were up 4 percent across the company’s portfolio, to 3.3 The push toward using cards to pay continued to buoy results, though CEO Alfred Kelly told analysts on the post-earnings conference call that the aforementioned macro concerns are having at least “some impact” on consumer spending. Within the U.S.,

Volume 67

Volume Cross-Border Cross-Border Payments Push-to-Card 67

PYMNTS

JULY 6, 2020

Customers are also looking for options like digital and card-not-present (CNP) transactions that allow them to make eCommerce purchases as smoothly and seamlessly as possible. . These safety and convenience considerations are pushing more consumers to use — and more merchants to enable — contactless and CNP payments. percent of U.S.

Transactions 52

Transactions Card Issuer Push-to-Card Contactless Payments 52

PYMNTS

MAY 14, 2020

Businesses’ payments strategies are adjusting to the new reality of online sales and contactless transactions , as the payment journey is often as important to the customer as the product research journey or customer service interactions. Brand Loyalty’s Surging Importance. Optimizing The Payments Experience.

Contactless Payments 67

Contactless Payments Payment APIs and Integration Point-of-Sale (POS) Payments 67

PYMNTS

JUNE 12, 2017

From shifting use of various payment rails like ACH and cards, to deployment of FinTech technologies, to changing supplier payment habits, the report offers a glimpse at the current state of B2B payments – and where the industry may be headed. But how businesses reshape their payment practices varies. Globalization. Payments Rails.

Payer 60

Payer ACH FinTech Push-to-Card 60

PYMNTS

JUNE 1, 2020

Some governments believe that contactless payments are a relatively safe alternative to cash and traditional credit cards because they spare merchants from handling bills and customers from tapping through POS interfaces. Cashiers and customers do not want checkout experiences to raise their risks of contracting the virus, after all.

Contactless Payments 52

Contactless Payments Push-to-Card Point-of-Sale (POS) Credit Cards 52

PYMNTS

OCTOBER 18, 2019

American Express is introducing a suite of new commercial card products targeted at startups and entrepreneurs in a move that is aimed at competing with industry newcomers like Brex, Bloomberg reports said on Thursday (Oct. “It’s a new data source and a new lens on underwriting,” Marrs told the publication.

Commercial Card 43

Commercial Card Push-to-Card Card Issuer B2B 43

PYMNTS

SEPTEMBER 29, 2020

The retail ecosystem has been turned upside down over the past six months as changes big and small rippled through the segment worldwide in response to the pandemic. Consumers are shopping more online , are increasingly interested in contactless payment methods and are showing up in stores to buy, not to browse. Consider Consumers’ Needs.

Consumer 100

Consumer Push-to-Card Contactless Payments Adjustments 100

PYMNTS

SEPTEMBER 11, 2018

Consumers book flights, change flights, adjust flights, adjust hotel stays, make incremental charges to their spend during a hotel stay — payments are a much more flexible and changeable thing in travel payments, with a good deal more access points. According to the study, 5.4 percent ($74.5 The Legacy Challenge.

Payments 78

Payments Innovation Adjustments Push-to-Card 78

PYMNTS

JULY 29, 2019

Mastercard has expanded its services for SMBs in several ways over the quarter, launching new SMB card rewards that operate like a “toolbox” for fulfilling recurring needs, such as Mastercard ID Theft Protection. Many of the company’s SMB projects are overseas.

Visa 46

Visa Cross-Border Payments Cross-Border Digital Payments 46

The Fintech Times

SEPTEMBER 23, 2024

Adapting to changing demands Employers have had to adjust to new employee demands as it becomes clear that the pre-pandemic working environment and associated attitudes are no longer acceptable in the modern day. The report , Employees with Benefits , explores employees’ growing demands and needs as their benefits landscape evolves.

AI 59

AI Payment APIs and Integration On-Demand Push-to-Card 59

PYMNTS

APRIL 21, 2017

That growth, extending across credit and debit card transactions, was enough to propel results past estimates on Thursday, as adjusted net income came in at $0.84 The total card count was up 27 percent to 3.1 billon cards. That total figure was outpaced by debit cards, which gained 31 percent. billion consensus.

Debit Card 40

Debit Card Cross-Border Payments Push-to-Card Cross-Border 40