PYMNTS

APRIL 12, 2019

“If the data controller implicitly trusts a data processor simply because there is a consistent legal framework in place, criminal abuse of trust will always take place.”

Cybersecurity 77

Cybersecurity Data Breach Breach Legal Framework 77

The Paypers

JUNE 20, 2025

The bipartisan bill, which seeks to create a legal framework for stablecoin issuance, is now being reviewed by the House of Representatives and may be signed into law by August 2025. These tokens are typically pegged to the US dollar and backed by reserve assets, offering faster settlement and lower transaction fees.

Stablecoins 36

Stablecoins Digital Currency CBDC Cross-Border 36

Finextra

JUNE 5, 2025

This framework underpins real, verifiable trust. Provide a Legal Framework, Not Software Design The regulation should define the legal environment for trusted digital interactions, not prescribe technical implementations.

Credential 52

Credential Payment APIs and Integration Authorization Issuers 52

Stax

JANUARY 15, 2024

In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Legal and Regulatory Framework Compliance ensures secure and transparent financial transactions, but nuances exist that businesses must grasp. Security audits.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Basis Theory

OCTOBER 1, 2024

On the other hand, organizations with Levels 2, 3, or 4 use Self-Assessment Questionnaires (SAQs) to audit their compliance program. and assessments, significantly eliminating prep efforts and reducing audit timelines (to as little as 21 days.) Return to Top Who needs to be PCI compliant?

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Fi911

JANUARY 4, 2024

Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. It’s an essential tool for assessing a merchant’s risk level from a financial perspective. The development of the chargeback system was initially a response to policies set by the US federal government.

Disputes 105

Disputes Laws Rules Governance 105

The Fintech Times

MAY 30, 2025

Financial institutions hesitate to adopt blockchain without clear, consistent regulatory frameworks, especially when operating across multiple jurisdictions. We are starting to see that shift with the introduction of MiCA in Europe, which aims to create a unified legal framework across the EU for crypto-assets.

Blockchain 51

Blockchain AI Use Case Cryptocurrency 51

FICO

MARCH 7, 2023

The EU Sets Out the First Legal Framework for AI Regulation In April 2021, the European Commission and EU member states kicked off a coordinated plan placing Europe on a path to becoming a global leader in cutting-edge, trustworthy artificial intelligence. They must be able to assess whether unfair discriminations are taking place.

AI 52

AI Regulations Legal Framework Non-Bank 52

Finextra

JULY 2, 2025

How the EU is reshaping its legal framework The European Union has begun a fundamental overhaul of its legal framework to combat money laundering and terrorist financing. This article shows how technology and regulation will work together in the future, and what financial institutions should be ready for.

Money Laundering 52

Money Laundering AI Payment APIs and Integration Authorization 52

Neopay

JUNE 24, 2024

The main areas of cross-sectoral focus included joint risk assessment, sustainable finance, digitalisation, consumer protection, securitisation, financial conglomerates, and central clearing. DORA mandated the ESAs to develop several policy products before its application date of January 17, 2025, to supplement the legal framework.

Legal Framework 40

Legal Framework Financial Literacy Consumer Protection Risk Assessment 40

Neopay

JULY 18, 2024

Common breaches included transaction monitoring and customer risk assessment. The European Union’s 6th Anti-Money Laundering Directive (6AMLD) has enhanced the legal framework, increasing penalties and expanding the scope of predicate offenses.

Money Laundering 52

Money Laundering AML Cryptocurrency Crime 52

Stax

DECEMBER 9, 2024

Investigation and Provisional Credit Upon receiving a chargeback request, the credit card issuer conducts an investigation to assess the validity of the claim. Legal and Regulatory Considerations Businesses must navigate a complex web of regulations when dealing with chargebacks.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Global Fintech & Digital Assets

FEBRUARY 26, 2024

Classification Condition 2 : All rights, obligations, and interests arising from the cryptoasset arrangement are clearly defined and legally enforceable in all the jurisdictions where the asset is issued and redeemed. In addition, the applicable legal frameworks must ensure settlement finality in both primary and secondary markets.

Consulting 52

Consulting Regulations Distributed Ledger Technology (DLT) Stablecoins 52

Finovate

JUNE 21, 2024

Ethiopia’s cabinet approved a legal framework for CBDCs. Central and Eastern Europe German corporate card platform Pliant inked a partnership with Commerzbank Lithuanian regtech iDenfy launched its AI-enabled Customer Risk Assessment solution. South African fintech Ukheshe rebranded as EFT Corporation.

Financial Inclusion 65

Financial Inclusion Payment APIs and Integration Legal Framework Cross-Border Payments 65

Stax

FEBRUARY 5, 2024

Be sure to comply with state and federal regulations, considering the legality and restrictions on surcharge amounts. Review legal frameworks to protect consumers from unfair surcharging practices. It’s best to collaborate with legal experts to align your approach with the latest legal interpretations and best practices.

Credit Cards 88

Credit Cards Legal On-Demand Regulatory Compliance 88

Segpay

MAY 1, 2024

DORA entered into force on January 16th, 2023, and its legal implementation deadline is January 17 th , 2025. Its legal framework is designed to enhance the operational resilience of all digital service providers, including payment service providers (PSPs), that operate in the European Union (EU).

Cybersecurity 52

Cybersecurity Compliance Procedures Risk Management 52

The Fintech Times

OCTOBER 10, 2024

To qualify as ‘qualified’ investors, individuals must pass a knowledge test, a suitability assessment, and provide proof of having AED 500,000 in liquid assets. Qualified and institutional investors who meet specific criteria will also have access to derivatives trading.

Cryptocurrency 52

Cryptocurrency Risk Management Blockchain Legal Framework 52

Segpay

APRIL 1, 2025

While their goals align, their approaches and legal frameworks differ. Regulatory Frameworks In the United Kingdom, the Online Safety Act passed into law on 26 October 2023. Legal frameworks will continue to adapt, striving to find the best balance between safety, privacy, and accessibility in a digitalized world.

Verification 45

Verification Regulations Online and Mobile Banking Privacy 45

Finovate

JANUARY 24, 2025

Financial institutions will be required to assess “concentration risk” when outsourcing critical or significant operations to external vendors. Shabi: Complying with the MiCA framework is the first thing that comes to mind when cryptocurrency and the EU are mentioned in the same sentence.

Regulations 73

Regulations FinTech BNPL Cross-Border 73

The Fintech Times

APRIL 8, 2024

Regulatory hurdles and compliance intricacies emerged as focal points, with speakers exploring the complex landscape of legal frameworks governing AI including the EU AI Act and the UK regulator’s approach to AI regulation, highlighting the importance of understanding forthcoming regulatory changes and their implications.

AI 59

AI Risk Legal Framework Use Case 59

Segpay

MARCH 20, 2024

This proactive approach allows banks to anticipate regulatory changes, assess the impact on their operations, and take appropriate measures to ensure compliance, thereby reducing the risk of costly penalties and reputational damage. Transactions are monitored automatically, and changes in risk profiles are detected in real-time.

AI 111

AI Privacy Non-Bank Fraud Detection 111

CB Insights

OCTOBER 26, 2020

To do this, they look at examples of comparable companies that have gone public, projecting how the company may perform in the future, and assessing how much funds may be willing to pay to invest. Going public is a significant liquidity event for a company, but is also a complex legal event.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

Fintech News

JANUARY 7, 2025

Officers will assess specific factors, including whether the victim is still in communication with scammers, has transferred funds, or continues to believe the scammer, before issuing an RO. These orders will initially last 30 days and can be renewed up to five times if necessary.

Scams 113

Scams Accounts Legal Framework Non-Bank 113

The Payments Association

MAY 14, 2025

While digital infrastructure is advancing, including cloud-native solutions and distributed ledger technologies (DLT), legal frameworks are still rooted in outdated assumptions, creating friction in what should be frictionless systems. But as Paul Palmer pointed out, safety in real-time payments isnt just a legal question.

Cross-Border Payments 88

Cross-Border Payments Correspondent Bank Cross-Border Correspondent 88

The Fintech Times

NOVEMBER 29, 2024

She says: “To be what I would consider ‘reliable’ (as much as tech currently allows), AI must not only provide factual advice but also comply with legal frameworks, such as the GDPR (Article 5), which ensures data privacy and transparency.

AI 89

AI Advisors Credential Legal Framework 89

Fintech News

FEBRUARY 11, 2025

According to Deloitte , the financial services sector is one of the largest adopters of artificial intelligence (AI) , with over 60% of financial institutions leveraging AI-powered solutions for decision-making, risk assessment, and automation. Rather than imposing a rigid legal framework, the U.K.s In contrast, the U.K.

AI 115

AI Regulations APACS Consumer Financial Protection Bureau (CFPB) 115

Fintech Weekly

JUNE 5, 2025

How do you personally assess which legal frameworks still apply — and which ones need to evolve — as tools like AI and crypto reconfigure the landscape? At the same time, we need to keep in mind that despite all of this promise, ALL of the legal frameworks still apply.

Risk 78

Risk Legal Legal Framework AI 78