Clearly Payments

JULY 23, 2025

is rolling out, with new requirements around authentication, encryption, and risk monitoring. Make refund and return policies easy to find on your website. PCI DSS and Secure Card Handling If your business accepts credit or debit cards, you must comply with the Payment Card Industry Data Security Standard (PCI DSS).

Compliance 65

Compliance PCI DSS Processors Disputes 65

Fintech Finance

JUNE 5, 2025

Point & Pay is utilizing Trustly’s Pay by Bank tools for enabling single sign-on with banks to deliver a next-generation approach to paying government obligations, reducing the occurrence of returned checks – a first in the electronic government payment platform space.

Government Payments 59

Government Payments Government Governance CFPB 59

Fintech Finance

APRIL 17, 2025

MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments. This partnership enhances the MoneyGram Online (MGO) experience and is expected to scale to additional markets later this year.

Global Payments 85

Global Payments Cross-Border Payments Cross-Border Credit Union 85

The Payments Association

JULY 11, 2025

Market dynamics signal a fundamental shift Five transformative technologies are redefining POS capabilities: SoftPOS, Cloud-based systems, Mobile solutions, Self-service kiosks, and Biometric authentication. Biometric authentication remains nascent but shows promise for premium applications.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

Finovate

JUNE 5, 2025

made its Finovate debut at FinovateSpring 2015 and returned to the Finovate stage two years later for FinovateEurope in London. made its Finovate debut at FinovateSpring 2015 and returned two years later to demo its latest technology at FinovateEurope in London. “Our investment in Token.io Last month, Token.io

Online and Mobile Banking 52

Online and Mobile Banking Irrevocability API Payment Solutions 52

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. It also brings in stronger customer authentication (SCA) to prevent fraud during digital payments. PSD2 strengthens customer authentication. Yes, trust is everything. You know this already. That’s where PCI DSS, PSDS2, and AML come in.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Stax

MARCH 18, 2025

Reduced risk of fraud and chargebacks Payment processing systems help reduce the risk of fraud and chargebacks by implementing advanced security measures, authentication protocols, and real-time monitoring tools. 3D Secure (3DS) authentication and AI-powered fraud detection add extra security layers.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

APRIL 3, 2025

For eCommerce payment systems, these measures include two-factor authentication, fraud filters, real-time transaction monitoring, card verification value, device fingerprinting, and address verification system. Save payment details and enable the auto-fill feature for returning customers.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

JULY 24, 2025

Customer Authentication. In Europe, SCA (Strong Customer Authentication) is mandatory for card payments. There’s also the option to send returning customers through a frictionless 3DS flow, which keeps things easy for them and still offers liability protection.

Payment APIs and Integration 68

Payment APIs and Integration Payments PCI DSS Checks 68

Fintech News

MARCH 24, 2025

Notably, 29% of respondents prefer to shop at stores with higher security measures, while 21% say they like it when retailers ask them to provide their identity through second-factor authentication (2FA) as it gives them confidence that there is efficient fraud protection in place. Results of the business survey echo these findings.

Phishing 52

Phishing Scams Payments Online and Mobile Banking 52

EBizCharge

FEBRUARY 26, 2025

For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions. If successful, funds are returned; if not, the chargeback is finalized. If successful, funds are returned; if not, the chargeback is finalized. If a chargeback occurs: The payment gateway notifies the merchant.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. Visa Payment Passkey – Enables consumers to authenticate their identity, and authorise payments, by scanning their biometrics.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Clearly Payments

FEBRUARY 27, 2025

The adoption of biometric authentication, such as facial recognition and fingerprint scanning, has enhanced security while making mobile checkouts faster and frictionless. Security and convenience also play a critical role in m-commerce growth. 52% 2 United States 1.8 22% 3 United Kingdom 0.7 35% 4 Japan 0.5 15% 5 Germany 0.4

BNPL 59

BNPL Payments Small Business PayPal 59

Cardfellow

JUNE 28, 2025

Additional requirements (such as signed proof of delivery) may still apply, but AVS can add a layer of authentication and proof to your chargeback dispute. Popular payment gateway Authorize.Net suggests at a bare minimum that you exclude transactions that return an AVS code of N: neither street address nor zip code match.

Addressing 52

Addressing Verification Credit Cards Non-Bank 52

The Fintech Times

JUNE 3, 2025

Biometric security has long been viewed as one of the most secure ways of authenticating someones identity but in an age of rapidly developing AI which can create lifelike spoofs, the reliability of fingerprint and facial recognition technology is being called into question. Cue palm scanning technology.

Technology 49

Technology Database Verification Governance 49

My Payment Savvy

JUNE 16, 2025

This decision is returned instantly. Issuing Bank Approves or Declines The customer’s bank checks whether funds are available, looks for fraud flags, and then either approves or declines the transaction. Authorization Response is Sent Back The bank’s approval or denial flows back through the card network and processor to the gateway.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Finextra

JULY 7, 2025

Built on OpenAI’s tech, this chatbot can manage multilingual customer inquiries about refunds, returns and orders, effectively doing the work of 700 full-time support agents. Additionally, Eno enhances security through AI-driven account monitoring and background authentication.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

EBizCharge

JULY 22, 2025

Think of it like placing an order at a coffee shop: the API is the menu that defines what you can ask for and how you ask for it, and the barista—NetSuite in this case—returns your order. They’ll handle the API connections, configure authentication, and ensure data flows into NetSuite as expected. or token-based credentials.

API 52

API Payment APIs and Integration Payments PCI DSS 52

The Fintech Times

APRIL 24, 2025

Clarity, transparency, and authenticity will always resonate more than noise, especially when they align with what your customers care about most. This approach stretches your investment and reinforces your messaging across multiple touchpoints, increasing both reach and return.

FinTech 76

FinTech Authentication Returns Posting 76

The Payments Association

JUNE 11, 2025

Key changes could include embedding platform-wide risk analytics, adopting real-time authentication, aligning their fraud strategies along business goals, and embracing transparency through AI. 45% of shoppers in the UK have admitted to return fraud or policy abuse, representing an estimated £22.8 billion in return-based fraud in 2022.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Finovate

JUNE 12, 2025

As a reusable identity verification solution, ID-Pal Once enables returning users to complete the verification process up to five times faster. An accurate, secure, and real-time liveness check is all that is required in order for the technology to recognize returning users and reduce the verification process to a matter of seconds.

Verification 52

Verification AML Returns Deepfake 52

Fintech Finance

FEBRUARY 4, 2025

Over this period, Ravelin has established itself as a market leader in identifying payment fraud, account takeover, return & refund abuse, promotion & voucher abuse and marketplace fraud, and performing 3D Secure authentication.

Fraud Prevention 69

Fraud Prevention Acquirers AI Account Takeovers 69

Neopay

FEBRUARY 3, 2025

In response, the FCA is introducing My FCA as a single point of access for multiple platforms, including: Connect for regulatory applications and attestation tasks RegData for managing regulatory returns Online Invoicing System for payment and fee-related tasks Firms’ register page for verifying firm details Users who have already registered (..)

Compliance 52

Compliance Credential Regulations Authentication 52

Stax

JULY 21, 2025

Through our newly launched Mastercard Agent Pay, we’re integrating the power of tokenization into this new technology, enabling AI agents to transact securely, with human authorization and authentication embedded from the outset. Visa is also exploring the next frontier, enabling trusted AI agents to make purchases for users.

Visa 100

Visa Credit Cards Online and Mobile Banking Issuers 100

Finextra

JULY 20, 2025

In addition, PayPal is rolling out modern authentication like passkeys (biometric logins) across its consumer apps, eliminating the annoyance of passwords and cutting login friction to near zero. Users can even set preferences to auto-enable features like BNPL for eligible purchases, giving “maximum flexibility” without extra effort.

Product 52

Product PayPal Payment APIs and Integration P2P 52

Finextra

JULY 24, 2025

For maximum security, experts recommend combining biometrics with two-factor authentication or complex passwords. Mobile biometric authentication is helping to verify new and returning customers at the point of log-ins, payments and digital on-boarding. It expresses the views and opinions of the author.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Authentication Account Takeovers 52

The Payments Association

JULY 18, 2025

The measures include a requirement for firms to undertake daily internal and external reconciliations, maintain a resolution pack to assist administrators in the event of insolvency, submit a new monthly safeguarding return, and undergo an annual safeguarding audit. Currently, contactless limits (e.g., £100

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Fintech Review

DECEMBER 6, 2024

Backed by top-tier investors such as SoftBank, Accel, and VEF, JUSPAY provides full-stack orchestration, checkout experience, 3DS authentication, payments infrastructure, and value-added services for enterprise merchants, as well as end-to-end payments acceptance and real-time payments infrastructure for leading banks.

Value Added Service 52

Value Added Service Reconciliation Authentication Real Time Payments 52

Stax

DECEMBER 9, 2024

Implement Clear Refund Policies Clearly state your refund and return policies on your website or at your physical store. During this investigation, the issuer may temporarily provide the cardholder with a provisional credit, returning the disputed funds to their account. Make sure they are easy to understand and prominently displayed.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Payments Association

MAY 3, 2025

Consultations on safeguarding, strong customer authentication (SCA), and cross-border rules are overdue. With tighter funding conditions and capital decisions increasingly centralised in the US, she noted, businesses must now navigate evolving expectations around returns, risk profiles, and financial runway.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech News

JULY 8, 2025

Luck is When Opportunity Meets Preparation Coen reflected on what many call “luck,” describing it instead as a dance between how the world shapes us and how we respond in return. Overselling is a temptation, but authenticity is far more powerful. A perfect illustration of this, for Coen, came at the end of 2023.

FinTech 78

FinTech Origination Cross-Border Caps 78

The Fintech Times

MAY 8, 2025

Clarity, transparency, and authenticity will always resonate more than noise, especially when they align with what your customers care about most. This approach stretches your investment and reinforces your messaging across multiple touchpoints, increasing both reach and return.

Authentication 45

Authentication Returns Posting Acquirers 45

The Fintech Times

JUNE 9, 2025

2) Turning data into decisions Conversations consistently return to the untapped potential of data. Smaller banks, unencumbered by bloated processes, are proving that agility and authenticity can outpace scale. It is not about how much information banks can collect, but about what they do with it.

Underserved 45

Underserved FinTech Innovation Regulations 45

Clearly Payments

MAY 22, 2025

3D Secure An added layer of authentication (e.g., Refunds & Adjustments Refund Returning money to a customer. Partial Refund Returning part of the total payment. Tokenization Replacing card data with a secure, unique token. Encryption Scrambling card data so it cant be read by anyone else. Verified by Visa).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

My Payment Savvy

JULY 10, 2025

These include cases where customers forgot about purchases, didn’t recognize billing descriptors, or misunderstood return policies. 3D Secure Authentication Logs When customers complete 3D Secure verification during checkout, that creates strong evidence that they authorized the transaction.

Disputes 40

Disputes Addressing Transactions Process 40

The Payments Association

MARCH 17, 2025

Firstly, balancing risk and return is crucial; higher returns often come with higher risks, but a broader appetite for calculated risk can yield strong results. Any increase would need to be supported by robust fraud prevention measures, including tokenisation and dynamic authentication.

Regulations 88

Regulations Risk Stablecoins Payments 88

Finovate

MAY 14, 2025

Below is a sample of some of the most common concerns raised by credit union executives during the session, and a sense of what they need fintechs to offer in return. “Better authentication for diverse memberships” How do the authentication needs differ for a credit union with a sizable number of members over the age of 70+?

Credit Union 64

Credit Union Payment APIs and Integration Embedded Finance Automation 64