Finextra

JULY 14, 2025

For example, Capital One’s Eno can proactively warn customers about suspected fraud or duplicate charges, engaging them in real-time via text message. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

EBizCharge

APRIL 22, 2025

Role-based access controls should be established within Salesforce to ensure only authorized users can view or manage payment data, reducing the risk of internal breaches. This process can identify any discrepancies, such as duplicate transactions or missed payments, before they become more significant financial issues.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MAY 22, 2025

Its essential to stay current with various regulatory authorities and industry standards to maintain accounting systems that align with these protocols and strengthen your overall financial health. Failure to comply can result in fines or legal issues.

Process 52

Process Best Practices Reconciliation Automation 52

Trade Credit & Liquidity Management

JUNE 23, 2025

No more duplicate data entries, conflicting terms, or disconnected workflows. External Market Intelligence: Stay ahead of risk with signals that go beyond your ERP by capturing macro- and micro-level data, such as industry trends, customer financials, and behavioral anomalies that could impact repayment potential.

CRM 52

CRM AI Risk Micro-Entry 52

EBizCharge

JULY 15, 2025

Inside NetSuite, this process needs to feel seamless—authorization, settlement, and reconciliation should happen without you having to think too hard about it. You might have to chase down missing payments, fix compliance issues, or handle duplicate data. It’s frustrating and risky. Transactions post automatically.

Payment Gateways 52

Payment Gateways Gateways Reconciliation Payments 52

Neopay

NOVEMBER 15, 2024

Growth-Focussed Remit for Regulators : The Treasury has issued new growth-focused remit letters to the Financial Conduct Authority, Prudential Regulation Committee, Monetary Policy Committee, Financial Policy Committee and the Payment Systems Regulator. That strategy will focus on five priority growth sectors including Fintech.

Treasury 52

Treasury Duplicate Regulations Government 52

Green.Money

JULY 13, 2019

You must duplicate yourself and hand some of your responsibilities to someone else. In actuality, if you don't duplicate yourself, you will be the loser. Of all of the benefits that I have received over the years, watching my duplicates blossom has to be the best. I hear the same thing all of the time from my clients.

Duplicate 52

Duplicate Advisors Checks Processors 52

VISTA InfoSec

MARCH 28, 2024

Access Control Implement strict access controls to ensure only authorized personnel can access customer data. Regular data cleaning processes should also be in place to identify and correct inaccuracies or remove duplicate records. This could be through an online account management portal or direct contact with customer service.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

Fi911

JULY 19, 2024

List of Visa Chargeback Reason Codes: By Category Visa chargeback reason codes are divided into four main categories: Fraud, Authorization, Processing Errors, and Consumer Disputes. Fraud These reason codes are used when the cardholder claims that their card was used without their authorization or knowledge. Duplicate Processing 12.6.2:

Disputes 104

Disputes Duplicate Non-Bank Authorization 104

Fi911

MAY 22, 2024

The most common types include chargebacks, refunds, and authorization reversals. Duplicate Charges : If a payer is charged more than once for the same transaction, the duplicates can be reversed. Duplicate Charges : If a payer is charged more than once for the same transaction, the duplicates can be reversed.

Payer 104

Payer Address Verification System (AVS) Disputes Payee 104

Fi911

AUGUST 7, 2024

List of Mastercard Chargeback Reason Codes: By Category The list of Mastercard chargeback reason codes can be divided into a few different subgroups.

Visa 105

Visa Disputes CHIPS Authorization 105

Fi911

AUGUST 16, 2024

List of Amex Chargeback Reason Codes: By Category The list of Amex chargeback reason codes can be divided into a few different subgroups. By implementing these codes, all stakeholders can easily grasp the reasons behind a chargeback.

Disputes 94

Disputes Non-Bank EMV Authorization 94

Clearly Payments

AUGUST 6, 2024

Reason Codes The most common chargeback reason codes for AMEX chargebacks include: Authorization Issues: Accounting for 23% of AMEX chargebacks, these occur when transactions are processed without proper authorization. Common AMEX reason codes include: Authorization Issues: Transactions processed without proper authorization.

Disputes 105

Disputes Visa Issuers Duplicate 105

Fi911

AUGUST 28, 2024

We’ve outlined these below: Cardholder Dispute AA — Cardholder Does Not Recognize AP — Canceled Recurring Transaction AW — Altered Amount CD — Credit Posted as Card Sale DP — Duplicate Processing IC — Illegible Sales Data NF — Non-Receipt of Cash from ATM PM — Paid by Other Means RG — Non-Receipt of Goods or Services RM — Quality Discrepancy RN2 — (..)

Disputes 69

Disputes Non-Bank CHIPS Authorization 69

PYMNTS

FEBRUARY 6, 2019

According to CCN, and quoting Nikkei Asian Review , the three banks said that the project was a duplication of their own efforts on a bank-by-bank basis. The goal is to help safeguard and authorize patient identity procedures.

Blockchain 76

Blockchain Duplicate Procedures Database 76

Fintech News

MAY 14, 2024

ZOLOZ has the capability to customise card security feature detection based on ID design and has passed the Hong Kong Monetary Authority (HKMA) and Hong Kong police department’s “sophisticated fake ID detection test” three times with perfect accuracy.

Deepfake 119

Deepfake Authentication Verification AI 119

Trade Credit & Liquidity Management

MAY 8, 2025

Duplicate entries: Different users create slightly different customer records. About the Author Brian Suthoff is the founder and President of Truverto. Here are some of the most common issues that finance teams encounter: Inaccurate or outdated contact information: Invoices go unpaid when they’re sent to the wrong place.

Finance 72

Finance Duplicate CRM Audit 72

Neopay

FEBRUARY 27, 2025

On the competition concerns heard, to avoid regulatory duplication, we have shared our findings with the Competition and Markets Authority (CMA). We undertook the work to assess the potential impact of the growth of digital wallets.

Alternative Payment Methods 52

Alternative Payment Methods Duplicate Assessments Financial Inclusion 52

Clearly Payments

OCTOBER 1, 2024

They involve inserting a credit card with an EMV chip into a reader and entering a PIN (Personal Identification Number) to authorize the transaction. Swipe Transactions Moderate Swiped or magnetic stripe transactions are less secure because the card data can be easily skimmed or duplicated.

Contactless Payments 104

Contactless Payments CHIPS EMV Credit Cards 104

Neopay

FEBRUARY 27, 2025

The European Banking Authority (EBA) narrowed down the scope of its existing Guidelines on ICT and security risk management measures, due to the application of harmonised ICT risk management requirements under the Digital Operational Resilience Act (DORA) from 17 January 2025.

Risk Management 52

Risk Management Risk Security Legal Framework 52

PYMNTS

JUNE 3, 2019

Quest said it stopped sending requests for collections to the AMCA and was cooperating with authorities and with UnitedHealth. The record trail is far-flung and often duplicative. Over that period of time, a hacker was privy to credit card numbers, bank accounts, Social Security numbers, medical information and other personal data.

Compromise 53

Compromise Identity Theft Data Breach Breach 53

Nanonets

JUNE 19, 2024

Errors in logging payments correctly, duplicates, or missing entries may lead to incorrect reporting. Check Bank Statements: Verify that all purchase transactions are authorized and processed correctly. Check Bank Statements: Verify that all purchase transactions are authorized and processed correctly.

Reconciliation 52

Reconciliation Process Accounts Duplicate 52

Nanonets

APRIL 7, 2023

ACH Positive Pay to prevent unauthorized electronic debits from posting to the company account while processing only authorized payments. Check Positive Pay to prevent fraudulent checks from being processed in the startup's account.

Treasury Management 98

Treasury Management Treasury Due Diligence Wire Transfer 98

The Fintech Times

AUGUST 3, 2024

The Financial Conduct Authority (FCA) introduced Consumer Duty, aiming to improve consumer protection standards across the financial industry. Firms had to comply with these rules by 31 July 2023. One year on, we take a look at its successes and failures.

Consumer 59

Consumer Rules Duplicate Regulations 59

PYMNTS

MAY 1, 2019

Authorities can use Section 702 to access information that traverses phone networks and cables owned by U.S. There may be duplicates in those records, said the NSA. This was the sixth annual “Statistical Transparency Report Regarding Use of National Security Authorities” published by the NSA.

Law Enforcement 46

Law Enforcement Duplicate Database Authorization 46

PYMNTS

FEBRUARY 20, 2020

In the software arena, duplicate subscriptions and opaque pricing models are costing businesses thousands of dollars. “Businesses are overpaying for a lot of duplicate software,” he said. Glyman pointed to one company, for example, that had seven outstanding subscriptions for the same software product.

Commercial Card 56

Commercial Card Duplicate Underwriting Assessments 56

Nanonets

NOVEMBER 16, 2023

They should align with the goods or services received and must not be duplicates of invoices that were already processed. Matching should be done before authorizing payment.  Stamps could be used by unauthorized individuals, increase the risk of fraud, and cause accidental duplicate payments.

Accounts 52

Accounts Best Practices Duplicate Checks 52

Stax

MARCH 14, 2024

TLDR Chip and PIN vs chip and signature refers to the way the cardholder provides authorization for the purchase. Whether signature or PIN authorized, EMV chip cards are the new global standard for debit and credit cards due to the increased security of EMV technology over the classic magstripe.

Chip Cards 88

Chip Cards CHIPS EMV Debit Card 88

Cardfellow

OCTOBER 26, 2022

In addition to accepting payments and authorizing transactions, you can easily email receipts to customers, void transactions, and process refunds or partial refunds. The PayTrace API processes payments in real time and can generally provide transaction authorization in 6 seconds or less.

Gateways 52

Gateways Payment APIs and Integration Multi-Currency API 52

Fintech Review

NOVEMBER 19, 2023

Blockchain relies on a network of computers (called nodes) that work together to confirm and record transactions in a safe and transparent manner as opposed to a central authority or middleman. Avoiding duplicate material : Search engines penalize websites with duplicate material. About the author Michele R.

Blockchain 52

Blockchain Technology Microtransactions Duplicate 52

FloQast

JANUARY 17, 2024

The consultation set out proposals for a range of legislative and governance reforms to be implemented in the Code in 2024, including the introduction of a new regulatory body, known as the Audit, Reporting, and Governance Authority (ARGA), which would replace the FRC.

Government 102

Government Governance AAP Audit 102

PYMNTS

JUNE 20, 2019

Suppliers can also submit duplicate invoices, or issue the same invoice with different billing amounts. And just as false positives can jeopardize the business-consumer relationship, so can they negatively affect the buyer-supplier relationship in the accounts payable and accounts receivable context.

B2B 73

B2B Fraud Detection Third Party Vendors Payments 73

PYMNTS

NOVEMBER 30, 2018

Marriott said on Friday in its statement detailing the breach that “it has not finished identifying duplicate information in the database, but believes it contains information on up to approximately 500 million guests who made a reservation at a Starwood property.”.

Data Breach 43

Data Breach Breach Database Encryption 43

PYMNTS

FEBRUARY 21, 2017

The bank is testing a proof of concept, first announced last year, in Singapore using the Monetary Authority of Singapore’s “regulatory sandbox,” reports explained. “From a bank’s perspective, we need to process these papers manually, including checking for fraud, etc.”

Checks 41

Checks Blockchain Central Bank Duplicate 41

Segpay

NOVEMBER 20, 2024

These traits are virtually impossible to duplicate or forge, making biometric security an attractive alternative to traditional methods like passwords or knowledge-based authentication. For example, a fingerprint could unlock a smartphone, authorize payments, and access secure applications, creating a unified and convenient experience.

Security 98

Security Technology Privacy Compromise 98

Nanonets

MAY 10, 2023

By 3 way matching supporting documents, companies can detect duplicate, erroneous, or fraudulent payments to vendors. Let's quickly review the role each document plays: Purchase orders: A purchase order (PO) is an official authorization sent from the buyer to a vendor confirming a requested order.

Accounts 52

Accounts Automation Duplicate Process 52

PYMNTS

FEBRUARY 22, 2019

The bank is testing a proof of concept in Singapore, first announced last year, using the Monetary Authority of Singapore’s “regulatory sandbox,” reports explained. The executive pointed to the bank’s heightened security that can automate checking for check duplication and other areas of fraud associated with the paper check.

OCC 43

OCC AML Office of the Comptroller of the Currency BSA 43