Finezza

APRIL 4, 2025

Traditional loan origination processes, plagued by manual bottlenecks, delayed approvals, and regulatory risks, cannot keep up with increasing demand. The Loan Origination Software (LOS) can be that. The need for a significant transformation is evident.

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Finezza

DECEMBER 13, 2024

Lending has changed dramatically with the rise of digital technology, and a modern Loan Origination System (LOS) plays a key role in this transformation. But what […] The post Top 10 Features Every Modern Loan Origination System Should Have appeared first on Finezza Blog.

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FICO

NOVEMBER 23, 2016

He explains why the bank turned to FICO® Origination Manager , which supports connected decisions across the entire lending lifecycle for a more holistic view of the customer. And read our blog series on best practices in originations: What Does Best-in-Class Credit Originations Look Like?

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Fi911

MAY 14, 2025

This blog will explore the fundamentals of encryption and tokenization, their differences, use cases in the banking and payment industries, as well as their benefits and limitations. Tokenization data is irreversible and cannot be traced back to the original value without accessing the token vault.

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Encryption PCI DSS Online and Mobile Banking Database 89

Finezza

MARCH 29, 2024

For example, they leverage reliable systems to track each step of the process through origination and its payment lifecycle. A sound understanding of loan origination and […] The post Loan Origination System vs. Loan Management System: Understanding the Differences appeared first on Finezza Blog.

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Finezza

SEPTEMBER 29, 2024

While P2P lending businesses started entering the Indian market in 2014, it wasn’t until 2017 when the Reserve Bank of India (RBI) issued guidelines suggesting that all P2P service providers must be […] The post Future of P2P Lending and Its Direct Impact on Loan Origination Systems appeared first on Finezza Blog.

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Finezza

SEPTEMBER 29, 2024

While P2P lending businesses started entering the Indian market in 2014, it wasn’t until 2017 when the Reserve Bank of India (RBI) issued guidelines suggesting that all P2P service providers must be […] The post Future of P2P Lending and Its Direct Impact on Loan Origination Systems appeared first on Finezza Blog.

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M2P Fintech

NOVEMBER 7, 2024

The right features in a robust loan origination software can significantly transform the process. With a straight-through process (STP)-based Loan Origination System (LOS), lenders can not only improve the customer experience but also reduce the customer onboarding TAT significantly. What is a Loan Origination System?

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Finezza

JANUARY 19, 2024

Modern customers are ready to ditch the traditional, inconvenient, and time-consuming process in favour of […] The post How to Reduce Friction in the Loan Origination System with Automation? appeared first on Finezza Blog. However, the times they are a-changing.

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Cardfellow

JUNE 17, 2025

Originally a mobile wallet, Google Wallet changed in early 2016. It is now just called Zelle, though originally the two were different. The post Digital Wallets: Intro to Apple Pay, Google Pay, and more appeared first on CardFellow Credit Card Processing Blog.

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FICO

JANUARY 7, 2019

The tremendous interest in AI and machine learning drove the readership on the Fraud & Security blog in 2018. Here are the five posts with the most views. In the first post, TJ discussed the use of supervised and unsupervised models. Read the full post. Read the full post. . Read the full post.

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Finezza

FEBRUARY 19, 2024

The […] The post Digital and Advanced Loan Origination System: A Lender’s Lifeline in the Digital Era appeared first on Finezza Blog. Traditionally, although most banks and other financial institutions claimed to offer top-notch customer service and experiences, the reality painted a different picture.

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NFCW

SEPTEMBER 12, 2024

“The API will also soon be used by Google Accounts to verify certain users’ date of birth,” Google developer advocate Eiji Kitamura explains in a blog post. ” “An origin trial for the Digital Credentials API is starting from Chrome 128,” Kitamura adds.

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FICO

MARCH 26, 2019

That said, in this blog series, I want to dive into five specific practices that leading financial institutions need to implement -some traditional, others born in the digital age – in order to meet and exceed customer expectations. The post Reinventing Originations in the Digital Era appeared first on FICO.

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Finezza

DECEMBER 30, 2024

This significant margin shows the importance […] The post Understanding Collateral Valuation Strategies in Corporate Loan Underwriting appeared first on Finezza Blog. Typically, the size of the loan a lender provides ranges from 70% to 90% of the collaterals value.

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PYMNTS

DECEMBER 9, 2020

Connect can help deliver holiday cheer even if we’re apart,” Akansha Kumar, product lead at Uber Connect, said in a blog post on Wednesday (Dec. Originally introduced in April, Uber Connect was redesigned “for more seamless Secret Santa gifting and sharing homemade treats to a loved one across town,” Kumar added.

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FICO

JANUARY 7, 2020

The average FICO® Score ticked up to 706 in 2019, and the blog post where we covered the news continues to be one of the most popular posts on the FICO blog. Here are the 5 FICO® Score posts from 2019 with the most views on the FICO blog. The blog examines the key drivers pushing U.S. Average U.S.

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FICO

JUNE 15, 2020

In part one of my blog series, I described the challenges facing collection organizations during the Coronavirus pandemic, limitations on collection activities, staffing challenges, and constantly changing regulations. . This will be especially true in the post-pandemic period when the accounts are ramping up. by Ted London.

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Nanonets

APRIL 11, 2023

The loan origination process has historically been a complex and time-consuming endeavor for both commercial lenders and borrowers. We’ll also see how Nanonets can help your business achieve loan automation and improve the loan origination process and business efficiency.

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Finezza

NOVEMBER 29, 2023

A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza Blog.

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Underwriting Automation Process Posting 108

Cardfellow

JUNE 25, 2025

Original Credit Transaction Not Accepted 13.9: Likewise, if you win the chargeback dispute, you should not bill the customer a second time — you will be paid for the original transaction by the acquiring bank. The post Chargebacks: A Survival Guide appeared first on CardFellow Credit Card Processing Blog.

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FICO

JANUARY 4, 2018

Judging from the views on the FICO Blog, risk professionals are keenly interested in new ways to approach risk analytics. Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers. Read the full post. Read the full post.

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FICO

JANUARY 4, 2018

As artificial intelligence applications exploded last year, our blog posts on AI and machine learning drew thousands of readers. Here were the top 5 posts of 2017 in the Analytics & Optimization category: How to Build Credit Risk Models Using AI and Machine Learning. Read the full post. Read the full post.

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FICO

JUNE 17, 2019

In this series, I discussed how digital transformation is reshaping the origination processes and improving the customer experience. The previous two blogs have looked at how automated systems can be used to drive new business growth, and how it can sustain current customers by improving the customer experience.

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PYMNTS

APRIL 24, 2019

” Their announcement follows Ripple’s own blog post last year that noted Siam Commercial Bank would become the first financial institution (FI) to join RippleNet, and deploy its “multi-hop” functionality to settle payments on behalf of other FIs on the network.

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FICO

JUNE 30, 2023

Origination is just the initial phase of the long and complex mortgage lifecycle, which begins with a lender qualifying a borrower and then providing the funds used to purchase a new property or refinance an existing property. These credit guidelines and standards are used to evaluate a borrower’s risk level and ability to repay the loan.

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Security Origination Risk Breach 96

Finezza

SEPTEMBER 24, 2024

The introduction of CLOU (Credit Line on UPI) is set […] The post Revolutionising EMIs: How CLOU (Credit Line on UPI) is Redefining India’s Credit Landscape appeared first on Finezza Blog. India’s credit access and repayment system is a lengthy and cumbersome process that feels like a trap more than a solution.

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Cardfellow

JUNE 7, 2025

Issuing Refunds When you process a refund for a customer who paid with a credit or debit card, your credit card processor reverses the sale and the customer is credited for the original purchase price. However, even if your processor does return the fees, the interchange refund is actually not the full amount you originally paid.

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Finezza

MARCH 25, 2024

Adopting […] The post Essential Guide to Loan Management System: Efficiency, Scalability, Profitability appeared first on Finezza Blog. However, existing systems cannot accurately underwrite MSME businesses due to their unique needs and lack of credit history.

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Underwriting Posting Origination 101

Finezza

MAY 29, 2024

They struggle to extract raw data efficiently, accurately, and quickly from such […] The post Finezza’s Document Identification Framework: Enhancing Lender Accuracy appeared first on Finezza Blog. As the number of loan applicants escalates and the volume of documents grows, lenders face a unique challenge.

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Finezza

MARCH 4, 2024

They offer a solution to the safety problem […] The post How Do Virtual Credit Card Numbers Work: Implications for Lenders appeared first on Finezza Blog. Virtual credit cards (VCCs) have emerged as a transformative tool.

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FICO

JANUARY 15, 2021

The FICO Blog posts last year reflected that – we wrote about everything from the impact on collections, proactive lender communications with consumers, issues with fraud, and of course, how FICO® Scores were impacted. And as our fourth most popular post explains, the average U.S.

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FICO

JANUARY 8, 2021

For FICO, customer development means working with customers through all the stages of the lifecycle – from marketing to originations to customer management. Here are our top 5 posts from 2020. #1. Financial companies will observe significant differences between consumer behaviours in pre, during and post COVID-periods.

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FICO

JANUARY 6, 2020

Much of the focus on the FICO Blog was on ways to increase profitability by reaching customers with better offers, loans tailored to their needs or indeed customers who were deemed too risky. Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Read the full post. Read the full post.

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FICO

MAY 13, 2019

In the first of my three-part blog series on reinventing the origination process I discussed how digital transformation has reshaped consumers expectation from the companies they do business with – which means that leading financial institutions must transform their customer experience as well if they wish to remain competitive.

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PYMNTS

JANUARY 22, 2021

“Loon has been chasing the hardest problem of all in connectivity — the last billion users,” Loon CEO Alastair Westgarth said in a blog post on Medium. . In the end, Loon couldn’t “build a long-term, sustainable business," noted the blog post. Loon was originally part of Alphabet’s X division.

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PYMNTS

NOVEMBER 3, 2020

The original lawsuit , filed Aug. VirnetX, for its part, addressed the “troll” accusation head-on in a company blog post that explained how its technology “made a genuine contribution to U.S. our four key patents and all patent claims in those trials have been judged valid and enforceable," the post stated. "In

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