Finextra

JUNE 21, 2025

Company Background and Evolution Shift4’s journey began in 1999, when 16-year-old Jared Isaacman started a tiny payment processing business (then called United Bank Card ) out of his parents’ basement. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

PYMNTS

FEBRUARY 23, 2020

The deal will push the bookkeeping software giant more into the realm of consumer finance, people familiar with the deal said. Users also receive offers from companies for credit cards and loans, tailored to their credit history. Credit Karma was valued at $4 billion in a private share sale around two years ago.

Data Breach 72

Data Breach Push-to-Card Caps Breach 72

PYMNTS

JANUARY 8, 2020

As the new year takes shape, the latest test in the push and pull of various stakeholders can be found in India. 17 USD) to 15 rupees on transactions of more than 2,000 rupees, and the cap is 60 basis points. 17 USD) to 15 rupees on transactions of more than 2,000 rupees, and the cap is 60 basis points.

Debit Card 52

Debit Card Push-to-Card Caps Laws 52

PYMNTS

JANUARY 17, 2018

The traditional strategy of handing an employee a corporate card, hoping they make responsible purchases and depending on accurate expense reports has evolved into a market that embraces automation, artificial intelligence, mobility and an array of card products, from P-cards to virtual numbers. APIs Add Fuel.

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

NOVEMBER 4, 2020

Many of the numerous ordering and payment methods that today’s QSR customers enjoy have taken time to evolve and catch on. Calling local pizzerias or Chinese food restaurants to place takeout orders was once seen as a revolutionary development in the space, for example, and drive-thru service followed as the next big step. . drive-thrus.

Consumer 92

Consumer Digital Payments Payments Push-to-Card 92

PYMNTS

DECEMBER 26, 2018

The push on the part of the JCB unit to embraced digital payments in Asia comes at a time when the adoption rate is picking up big time. In India, the government’s move to place caps on terminal charges and pressure on banks to recruit more merchants also played a role in the growth.

Contactless Payments 63

Contactless Payments Push-to-Card EMV Caps 63

PYMNTS

MAY 17, 2019

The busy morning activity in a coffee shop resembles the new Mastercard innovation push. The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Were you able to keep up with all the news that happened this week? Top Performers. Here’s why. Businesses.

P2P 57

P2P Innovation Caps Visa 57

FICO

JULY 22, 2016

Here’s a quick summary of how it works (a more in-depth description can be found here ): Install CakePay on your iPhone or Android phone and add your preferred payment card to it. A second trip to come back to pick it up with your payment card. A third to bring the card back so the guest can add the tip on the paper receipt and sign.

Mobile Payments 72

Mobile Payments Push-to-Card Payments Checks 72

PYMNTS

JANUARY 21, 2019

The letter highlighted that access to the payments systems today is only possible through incumbent intermediaries – the banks and the card networks – which have not kept pace with the needs of consumers and businesses. It flew in on Dec. 14, the Friday before the week before Christmas, so you might not have noticed.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

DECEMBER 2, 2020

This is driving demand for virtual cards, digital payment offerings that can authorize purchases without forcing shoppers to hand over sensitive permanent account numbers.”. Virtual cards are expected to facilitate $1.6 Merchants Align Behind V-Cards. trillion in spending this year and $5 trillion in 2025.

Debit Card 60

Debit Card Transactions Security Push-to-Card 60

Stax

JANUARY 31, 2024

If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. cards currently in use. So it’s virtually impossible for a business to not accept Visa cards. TL;DR Interchange rates are the fees charged by credit card networks.

Credit Cards 88

Credit Cards Push-to-Card Processors Debit Card 88

PYMNTS

JULY 6, 2020

Customers are also looking for options like digital and card-not-present (CNP) transactions that allow them to make eCommerce purchases as smoothly and seamlessly as possible. . These safety and convenience considerations are pushing more consumers to use — and more merchants to enable — contactless and CNP payments. percent of U.S.

Transactions 52

Transactions Card Issuer Push-to-Card Contactless Payments 52

Fintech Finance

APRIL 17, 2024

The Spanish card payments market is forecast to grow by 8.9% GlobalData’s Payment Cards Analytics, reveals that card payment value in Spain registered a growth of 22.5% The growing acceptance of payment cards by retailers and the advent of contactless technology are set to reduce the share of cash within the economy.”

Point-of-Sale (POS) 52

Point-of-Sale (POS) Push-to-Card Contactless Payments Payments 52

CB Insights

DECEMBER 4, 2019

While the anticipation for Amazon’s plunge into banking gets louder each year, it’s important to first understand Amazon’s existing strategy in financial services — what Amazon has launched and built, where the company is investing, and what recent products tell us about Amazon’s future ambitions. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

FEBRUARY 26, 2020

And, beyond that, here are some key questions: Will its foray into payments push cash the way of the dodo and take flight? The company’s site also states that there is “no hardware” for merchants and “no credit card or cash” on the part of consumers. As noted in this space Tuesday (Feb.

Payments 69

Payments Contactless Payments Push-to-Card Caps 69

PYMNTS

OCTOBER 29, 2020

And investors weren't pleased, sending the stock down 5 percent and Apple lost $100 billion off its market cap in moments as a result, according to Yahoo Finance. Notably, record-setting once again in Q4 was Apple’s ever-growing services segment, home of Apple Care, Apple Pay, Apple Cards, iCloud and Apple Subscriptions.

Push-to-Card 67

Push-to-Card Caps Finance Product 67

PYMNTS

JUNE 1, 2020

Some governments believe that contactless payments are a relatively safe alternative to cash and traditional credit cards because they spare merchants from handling bills and customers from tapping through POS interfaces. Cashiers and customers do not want checkout experiences to raise their risks of contracting the virus, after all.

Contactless Payments 52

Contactless Payments Push-to-Card Point-of-Sale (POS) Credit Cards 52

PYMNTS

APRIL 7, 2017

Big Tech Battle of Market Caps : Amazon’s market cap has hit a significant milestone. With a new high of $900 a share, the company’s recent market cap stood at more than $430 billion. That’s nearly twice the market cap of Walmart and has three times the revenue of that stalwart eCommerce player. The lesson here?

Online and Mobile Banking 40

Online and Mobile Banking Caps PayPal Compromise 40

PYMNTS

MARCH 14, 2017

PYMNTS: How do push payments differ from faster payments? PYMNTS: Why are instant push payments a better solution to meeting the need for faster payments? DE: Payment card networks already have the rails in place to offer instant payments. PYMTS: Can you describe the market opportunity for push payments?

Consumer 40

Consumer Push-to-Card P2P Gateways 40

PYMNTS

MARCH 2, 2020

A trillion-dollar market cap later, it’s hard to argue Amazon’s effectiveness, quote attribution notwithstanding. For all the differences between finance and retail, that same overriding consideration around providing a better experience around a better value is now pushing its way into consumer-facing financial services.

Innovation 88

Innovation Push-to-Card Consumer FinTech 88

PYMNTS

MAY 12, 2020

Much about the deal remains unknown, such as what amount Uber offered – though Grubhub’s market cap is roughly $5.4 And the resurgence of the acquisition rumor has pushed that price up by nearly 40 percent after the reports broke on Tuesday (May 12). . Uber’s market cap, by comparison, currently comes in at $58.7

Regulations 58

Regulations Push-to-Card Caps Consulting 58

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. According to data from Pay.UK, the Current Account Switch Service (CASS) has completed 10.9 million switches since its launch and successfully redirected 152.7 Nationwide, for example, spent up to £39 million in 2023 alone.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

PYMNTS

FEBRUARY 7, 2020

Things were a bit more active on the Amazon front, with a big infrastructure investment pushing its market cap back over the $1 trillion line, a new B2B financing partnership with Goldman Sachs potentially in the offing and its expanding stores and services menu. Big News of the Week: The Potential Goldman Partnership .

Push-to-Card 52

Push-to-Card Underwriting Caps Small Business 52

The Fintech Times

MARCH 30, 2024

Earlier this week, payment giants Visa and Mastercard agreed to lower fees charged to merchants for credit card transactions in the US, following a lawsuit spanning almost two decades. But if the settlement is approved, merchants will be able to change the rates they charge for all cards, instead of basing it on the credit card network alone.

Credit Cards 59

Credit Cards Settlement Visa Consumer 59

PYMNTS

JANUARY 22, 2019

As perks for consumers go, cash-back offerings remain the leader of the pack when consumers are choosing credit cards. 13 percent of adults have an airline or hotel credit card, and 12 percent have a general travel rewards credit card, according to surveys by CreditCards.com and YouGov Plc. In the U.S.,

Credit Cards 60

Credit Cards Push-to-Card Cryptocurrency Non-Bank 60

PYMNTS

JANUARY 4, 2018

Another year, another chance for mobile wallet players to convince consumers to give up their plastic cards and utilize the phone as a payments form factor. More than 40 percent of respondents — as of September 2017 — noted that they liked their cards just fine. It hasn’t been easy. The most-used mobile wallet in the U.S.

Push-to-Card 43

Push-to-Card Online and Mobile Banking Mobile Payments Wire Transfer 43

PYMNTS

MAY 29, 2018

More of that momentum seems likely to emerge from India, where officials are aggressively trying to build a cash-free — or, at the least, cash-lite — society, a push that included the late 2016 ban of 500- and 1,000-rupee Indian notes. The Future of QR Code Payments. That said, there exists limits to that optimism.

EMV 48

EMV Financial Inclusion Payments Tools Online and Mobile Banking 48

Tearsheet

MARCH 27, 2024

Workers have the option to receive EWA funds at no cost within 1-3 days via ACH, or they can opt to have their direct deposit sent to a reloadable Visa debit card, named Friday by DailyPay. Alternatively, DailyPay charges a fee if employees choose to instantly send EWA wages to a card or account.

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees 64

PYMNTS

JUNE 25, 2018

In a ruling Monday morning (June 25), the Supreme Court of the United States ruled that American Express , the third-largest card network in the U.S., did not violate federal antitrust laws with business practices — known as anti-steering — that prohibit merchants from, in turn, dissuading consumers from using American Express cards.

Laws 41

Laws Credit Cards Push-to-Card Rules 41

Fi911

APRIL 23, 2024

Immediate transfer of funds is pushed through. Also, there will be a cap on transaction amounts. It’s worth noting that using Visa+ does not require users to have a Visa card associated with their accounts. However, this is all set to change, thanks to Visa Plus. How Does Visa+ Work? The process works like this: 1.

Venmo 52

Venmo CashApp P2P Interoperability 52

PYMNTS

OCTOBER 17, 2016

That puts its opening market cap at $1.66 Most people know the expression “truth is stranger than fiction,” though a smaller number know that it comes via American quote factory Mark Twain. An even small number than that know the quote has a second half: “but it is because Fiction is obliged to stick to possibilities; Truth isn’t.”.

Push-to-Card 55

Push-to-Card Small Business Credential Commercial Card 55

PYMNTS

APRIL 11, 2016

Reports find differences in the adoption of IT hardware versus software, mobile devices and virtual cards. A 10% decline in fleet card numbers will hit Europe this decade , according to analysis from the “Commercial Cards in Europe 2015” report. Overall, corporate travel spend is seeing slowed growth through 2017.

Commercial Card 40

Commercial Card Push-to-Card Cross-Border Payments Research 40

EBizCharge

SEPTEMBER 17, 2024

The two types of ACH transfers are ACH credit, where funds are pushed into an account, and ACH debit, where funds are pulled from an account. An ACH transfer limit is a cap placed on the amount of money that can be transferred via the ACH network in a single transaction or within a certain period, often a business day.

ACH 52

ACH Same Day ACH Electronic Funds Transfer (EFT) Direct Deposit 52

PYMNTS

FEBRUARY 21, 2018

Of that tally, 20 percent were the result of stealing credit card records. 9 percent | Drop in Walmart’s stock price that shaved some $29 billion from its market cap, according to Walmart CEO’s Doug McMillon. Here are the numbers: $93.3 20), compared to last year’s $72.7 Earnings per share was $2.09 in 2017 compared to $1.48

Breach 40

Breach Data Breach Push-to-Card Caps 40

PYMNTS

NOVEMBER 29, 2019

It is really interesting to see all the ways mobile is pushing through — because millennials are a bigger and bigger part of the spending because of rising disposable income,” he said. And if that sounds a bit rich for your blood, the coming tidal wave of Baby Yoda merch heading toward our retail shores will likely be a crowd pleaser.

Push-to-Card 54

Push-to-Card Payments Credit Cards Debit Card 54

PYMNTS

MARCH 10, 2017

percent from Wednesday’s close and trending upward with a market cap over $19.2 “What goes up must come down” is, unfortunately, the most appropriate proverb to open this week’s bitcoin tracker. It all started when the price of bitcoin dropped by some $70 on Tuesday (March 7) for no readily apparent reason.

Bitcoin 46

Bitcoin Money Laundering Digital Currency Push-to-Card 46

PYMNTS

MARCH 30, 2017

For a $100 a year, customers enjoy 25 percent off in all departments, 10 percent off clearance items, complimentary interior design services, early access to clearance events and lower interest rates on the RH credit card. RH is pushing toward a total net revenue increase of 8 to 12 percent. “We RH logged revenues of $586.7

Push-to-Card 40

Push-to-Card Caps Credit Cards Risk 40