Payments Dive

APRIL 7, 2025

Large and small businesses alike are still using the 20th-century form of payment extensively, even as the federal government presses ahead with digital alternatives.

Checks 109

Checks Small Business Governance Government 109

Stax

DECEMBER 12, 2024

To choose a merchant service provider, compare pricing structures, review contract terms, check system compatibility, and prioritize responsive customer support. Check its scalability and security capabilities too to support your future growth. Check processing. It can also help minimize errors and risks of bounced checks.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

TechCrunch Fintech

JANUARY 23, 2025

Devs often have to deal with a patchwork of brittle screen-scraping APIs to extract data from users’ financial institutions or worse, tools to process mounds of physical checks and paperwork. Three friends and entrepreneurs Jose […] 2024 TechCrunch. All rights reserved. For personal use only.

FinTech 109

FinTech API Checks Process 109

Finovate

JANUARY 13, 2025

Be sure to check back all week long for the latest updates. The week begins on the Fintech Rundown with news of product launches and new investments, as well as an acquisition in the digital banking space and a handful of partnerships in payments. million in funding.

FinTech 105

FinTech Settlement Payment Networks Acquirers 105

The Payments Association

MAY 12, 2025

Why regulated payments still struggle Operating in high-friction verticals means threading a tight needle: AML and KYC checks are non-negotiable, while users expect fast, intuitive digital journeys. But legacy tooling often makes these goals feel mutually exclusive.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Fintech Finance

NOVEMBER 20, 2024

Afterpay , a leading Buy Now, Pay Later (BNPL), announced today its flexible payment functionality will be available for consumers checking out online through Google Pay at select merchants.

BNPL 98

BNPL Checks Consumer Finance 98

Stax

MARCH 27, 2025

Checks can bounce, and cash can get lost. EFT and ACH offer more security and convenience than cash and checks, but they also come with limitations. No cash or checks needed. It seems straightforward for clients, but behind the scenes, a financial institution keeps the process in check.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. Your customer can give out a cashier check or a certified check.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

JANUARY 21, 2025

They no longer handle cash and checks. Payment gateways help merchants accept multiple forms of electronic payments, such as credit or debit cards, digital wallets, and electronic checks. Check whether the payment gateway supports digital wallets like Apple Pay, Google Pay, and Cash App. This also applies to your customers.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration PCI DSS 88

Fintech News

MARCH 4, 2025

By October 2025, Eurozone providers must conduct mandatory account name-IBAN checks for transactions. The EUs Instant Payments regulations, taking effect in January 2025, will require all payment service providers in the bloc to offer 24/7 instant payments.

Verification 111

Verification Risk Accounts Cross-Border Payments 111

NFCW

JANUARY 23, 2025

“Built-in RFID provides precise reads that let you check and find inventory, complete tasks, and access critical information in seconds without juggling multiple devices. 5G and Wi-Fi 6E ensure fast, reliable connectivity, delivering seamless communication and data transfer.

Contactless Payments 113

Contactless Payments Non-Bank On-Demand Bank Card 113

Stax

MARCH 4, 2025

Otherwise, check whether the payment gateway provider offers an API key to help manually integrate the gateway to your website. Check for options like credit and debit cards, digital wallets (Apple Pay, Google Pay, etc), and Buy-Now Pay-Later (BPNL). Also, check for dunning management to manage and automatically retry failed payments.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

MARCH 28, 2025

While three quarters of consumers in the UK say they have sent (79%) and received (73%) RTP, nearly a quarter (23%) say they do not know if RTP processes include enough security checks. “At the same time, however, there needs to be more education around the benefits of RTP, how they counterbalance fraud checks and regulatory changes.

Real Time Payments 78

Real Time Payments Scams RTP Payment Security 78

Clearly Payments

NOVEMBER 13, 2024

This routing allows the processor to request authorization for the transaction from the issuing bank, which then approves or denies it based on factors like available funds and fraud checks. The bank also conducts fraud checks based on the BIN and other data.

Process 104

Process Processors Payments Compliance 104

Fintech Weekly

MAY 28, 2025

Double-check. Triple-check. Here in this deep dive, we're gonna look at all the important stuff. What kind of digital trinkets they got? Is it easy to use, or are you gonna need a Ph.D. in computer wizardry?

Checks 60

Checks Security 60

Open Banking Excellence

FEBRUARY 6, 2025

This vision extends to the private sector because while you may only have to interact with the government once or twice a year, people check their bank accounts on a daily basis. We want to establish a digital gateway for public and private sector services that will improve the day to day lives of our people.

Governance 230

Governance Government Interoperability Central Bank 230

Clearly Payments

JANUARY 15, 2025

Address Verification Service (AVS) Fees What It Is: AVS is an extra layer of fraud protection that checks the billing address entered by the customer. How to Identify and Reduce Hidden Costs Audit Your Statements What to Look For: Carefully check each line item on your monthly statements. Cost Range: Often $0.01$0.10 per transaction.

Process 105

Process Processors Gateways Push-to-Card 105

Fintech Finance

FEBRUARY 6, 2025

Its compliance with EU regulations and advanced security measures, including KYB/KYC/KYT checks, ensure safe and hassle-free operations. The platform offers global reach to 193+ countries, cost savings of up to 80% on processing fees, and automated solutions like mass payouts with auto-conversion to fiat or stablecoins.

Finance 105

Finance Stablecoins FinTech Payments 105

Fintech Finance

JANUARY 21, 2025

The EPC VOP scheme relies on exchanging VOP messages between payer and payee PSPs in accordance with the rules set out in the VOP rulebook and implemented on the basis of application programming interfaces (APIs) designed by the EPC.

SWIFT 98

SWIFT Payee IBAN RFP 98

Fintech Finance

JANUARY 22, 2025

Merchants can enable regional payment methods for more than 200 countries across Europe, Asia, Latin America and North America, ensuring every customer sees a familiar payment method when checking out.

Multifactor Authentication 96

Multifactor Authentication Alternative Payment Methods Payments Global Payments 96

Payments Dive

MAY 29, 2024

Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D.

Debit Card 174

Debit Card Credit Cards Checks Research 174

Stax

JANUARY 23, 2025

Key steps include application review, risk assessment, credit checks, and compliance verification. Step 3: Credit Checks Financial analysts within the underwriting team or third-party credit reporting agencies review the merchants financial stability and credit history. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Fintech Finance

NOVEMBER 22, 2024

The company checks a consumer’s eligibility before approving each purchase and provides a clear installment plan with friendly reminders to help shoppers keep on top of their payments. Klarna offers a fairer alternative to credit cards with strong guardrails which enable responsible spending.

BNPL 96

BNPL Technology Credit Cards AI 96

Fintech Finance

NOVEMBER 19, 2024

By teaming up with pay over time providers like Klarna, we are able to give Google Pay users more payment options when checking out, while providing merchants with another tool to drive growth.” Klarna on Google Pay will offer Google Pay’s consumers in the U.S.

BNPL 98

BNPL Global Payments Payment Solutions Finance 98

Stax

MARCH 18, 2025

It authorizes or declines payments based on available funds and fraud checks. You dont need an internet connection to process payments traditionally since they involve cash and checks. Examples of traditional payment processing systems include POS terminals, manual credit card imprint machines, and paper checks processed through banks.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech Finance

NOVEMBER 5, 2024

John Lewis’ customers can now choose to check out with Klarna’s interest-free Pay in 3 product allowing shoppers to spread the cost of their purchases over 60 days. Klarna , the AI powered global payments network and shopping assistant, and John Lewis & Partners have partnered to bring Klarna to JohnLewis.com and in the John Lewis app.

BNPL 98

BNPL Payment Networks Finance Checks 98

The Fintech Times

NOVEMBER 2, 2024

Pay.UK’s name-checking service, Confirmation of Payee (CoP), already boasts significant success, having processed over 2.5 billion checks as of September 2024 and conducting over 2.1 million checks daily.

Payee 59

Payee Faster Payments Transactions Checks 59

Fintech News

MARCH 24, 2025

Crypto fraud rate, %, Source: State of the Crypto Industry 2025, Sumsub, Feb 2025 According to the report, these results can largely be attributed to advancements in fraud prevention technologies, with innovations like biometrics checks and artificial intelligence (AI)-backed automation significantly enhancing security and fraud detection.

APACS 93

APACS Verification Fraud Detection Money Laundering 93

Fintech Finance

NOVEMBER 21, 2024

While traditional credit checks – widely used across the industry – have been effective historically, they are becoming outdated overly simplistic, and unfair to many as based on bias and averages. These checks often lack the granular, real-time insights into income and expenses that lenders need to assess customers fairly.

Credit Cards 95

Credit Cards Assessments On-Demand Rules 95

Fintech News

FEBRUARY 4, 2025

Fraudsters use small transactions or sign up for free trials to check if a card is active. Using transaction velocity checks to monitor the frequency of transactions from a single source can help identify automated card testing activities. Once verified, these active cards are sold on the dark web for higher prices.

Fraud Prevention 106

Fraud Prevention Phishing Authentication Disputes 106

Fintech Finance

FEBRUARY 24, 2025

Klarna will be automatically enabled as a default option in the Nexi check-out offering, allowing merchants to drive incremental revenue growth thanks to the added-value and flexibility that Klarna brings to shoppers. Nexi will enable its merchant customers across Europe to seamlessly offer Klarna’s payment method to their shoppers.

Online and Mobile Banking 96

Online and Mobile Banking On-Demand Facilitators Checks 96

Bank Automation

MAY 2, 2025

In fact, overall customer satisfaction with direct bank checking accounts is 692 on a 1,000-point scale, giving direct bank accounts a 24-point edge over the average regional bank and a 35-point higher satisfaction […] The post Study: Online banks lead FIs in customer satisfaction appeared first on Bank Automation News.

Checks 66

Checks Automation Accounts Posting 66

Fintech Finance

MARCH 10, 2025

said: “To keep pace with evolving payments, organizations must streamline workflows, update their screening solutions, customize watchlists, and execute compliance checks in milliseconds with accurate results for instant payments. .” Deborah Overdeput, Chief Marketing Officer of Innovative Systems, Inc.,

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

VISTA InfoSec

MAY 24, 2024

It is done to check whether only allowed data traffic is allowed between the card and the card and non-card data networks. It is done to check if the card data is secure and there are no data leakages. Note: If you are a Service Provider then it will be done twice every six months under Requirement 11.3.4.1. of PCI DSS. of PCI DSS.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

Finextra

JUNE 4, 2025

Digital banking solutions provider Tyfone today announced it has partnered with Advanced Fraud Solutions (AFS), a trusted leader in fraud prevention solutions, to offer a user-friendly, proactive check and ACH fraud prevention solution for commercial accounts.

Fraud Prevention 52

Fraud Prevention ACH Checks Accounts 52

Stax

JULY 9, 2024

From a consumer’s perspective, that means any transaction that doesn’t need a physical credit card, debit card, prepaid cards, or checks. Digital payments feature a multitude of benefits including: Digital payments streamline transactions by eliminating the need for physical handling of cash or checks.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163