Fintech News

DECEMBER 4, 2024

In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. The region has become a hotbed for embedded finance, thanks to its mobile-first economy and digitally savvy population.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

Clearly Payments

DECEMBER 11, 2024

Alternative Payment Methods (APMs) have become a big part of todays evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to pay. These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

The Fintech Times

NOVEMBER 6, 2024

Consumers can set parameters or choose between debit, credit, ‘pay-in-four’, or pay using rewards points. New wallet payment experience – Soon, consumers will be able to use their wallets to scan and pay at merchants outside of their domestic markets that accept Visa via scanning-enabled QR codes.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Fintech Times

MAY 17, 2024

Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. Online payment fraud is seven times higher than in-person payments.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Fintech News

JULY 3, 2024

Vietnam’s digital finance landscape is undergoing a notable shift as new players emerge, established ones fade, and traditional banks rise to prominence, a new report by Decision Lab shows. However, by Q4 2023, Moca had slipped out of the top rankings, replaced by mobile apps from traditional banks.

Finance 117

Finance Online and Mobile Banking Micro-Entry Non-Bank 117

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 5, 2025

Fact: modern consumers are increasingly gravitating towards eCommerce businesses. While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!)

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

The Payments Association

JUNE 3, 2025

Tokenisation and the embedded finance boom Embedded finance is reshaping the consumer experience by integrating financial services into e-commerce platforms and apps. With FedNow enabling instant payments in the US, speed and reliability become non-negotiable.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

Stax

JANUARY 21, 2025

Accepting payments always comes with processes and fees, particularly when it comes to online or digital payments. Now, if youre a small business managing all of that can be time-consuming and difficult. TL;DR A payment link enables you to request and accept online payments without having to build a website or checkout page.

Use Case 88

Use Case Online and Mobile Banking Payments ACH 88

PYMNTS

OCTOBER 1, 2020

The plastic card, by necessity, is giving way to digital cards, and mobile apps are bringing card-not-present transactions, increasingly, to mobile devices. Today, more than ever, consumers expect easy service and experiences in the palms of their hands — and financial services is no outlier in that trend,” she told PYMNTS.

Online and Mobile Banking 106

Online and Mobile Banking Disputes On-Demand Issuers 106

PYMNTS

APRIL 23, 2019

Last week, wireless carrier T-Mobile announced it would throw its hat into the mobile banking arena with the national rollout of T-Mobile MONEY. The mobile app offers low or no-fee checking-like services, out-of-network ATM usage fees and the ability to earn 4 percent APY on balances of up to $3,000. In fact, 72.4

Consumer 58

Consumer Online and Mobile Banking Non-Bank Venmo 58

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. The service was introduced as part of a government initiative to increase competition in the banking sector, aiming to reduce the inertia that had kept 75% of account holders with the same bank for years.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

The Fintech Times

DECEMBER 16, 2024

The Australian Securities and Investments Commission (ASIC), the country’s financial regulator, has filed documents against HSBC Bank Australia as it alleges the bank failed to adequately protect customers from being scammed out of millions of dollars. “All banks need to pull their weight in the fight against scams.

Scams 65

Scams Online and Mobile Banking Non-Bank Transactions 65

Tearsheet

FEBRUARY 7, 2024

Using digital wallets and mobile payment apps were once emerging trends but are now becoming common practice for both online and in-store purchases,” Christine Roberts, EVP, and President of Citizens Pay told Tearsheet recently. That said, younger consumers show higher adoption rates compared to their older counterparts.

Debit Card 119

Debit Card Online and Mobile Banking Non-Bank Credit Cards 119

NFCW

JUNE 25, 2024

TRANSACTION FEE: A step-by-step overview of the digital euro compensation model Payment service providers will be able to charge merchants a fee for enabling them to accept digital euro transactions, the European Central Bank (ECB) has revealed, but a cap will be placed on the amount that it will be possible for them to charge.

Central Bank 103

Central Bank Online and Mobile Banking Legal Framework Caps 103

PYMNTS

JANUARY 28, 2019

The problem — and opportunity, of course — is that so many relatively mundane consumer and financial tasks are moving into the mobile realm, a place where physical, government-issued ID documents are not necessarily required or pragmatic. Nolte used a common consumer example to illustrate that view. “In Banks and Governments.

Consumer 74

Consumer Online and Mobile Banking Authentication Non-Bank 74

PYMNTS

DECEMBER 10, 2018

Coverage includes Singapore’s Singtel rollout of international payment options in its Dash mobile app. In addition, PUC Berhad is teaming up with Revenue Group Berhad for online-to-offline (O2O) payments in Malaysia , and the United Kingdom’s Metro Bank is upgrading its mobile app to bring mobile payments to over 38 nations.

Online and Mobile Banking 67

Online and Mobile Banking IBAN International Payments SWIFT 67

The Fintech Times

APRIL 14, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Payments 45

Embedded Payments ISVS Embedded Finance Payment APIs and Integration 45

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

MARCH 9, 2020

Questions like, “What is a bank?”. It’s a fair question today, particularly as we observe the blurring of the lines between traditional banks, Big Tech and FinTechs — and as we contemplate the impact that the blurring of the digital and physical worlds has on consumers’ expectations and customer service paradigms.

Credit Union 92

Credit Union Online and Mobile Banking ATM PayPal 92

PYMNTS

APRIL 21, 2020

The coronavirus pandemic — which has forced all of us online — is exposing just who in financial services has embraced digitization, and who is truly digital native. We now must bank entirely online, by necessity. And many of us must transact entirely online, by necessity, to get the goods and services we need on a daily basis.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

SEPTEMBER 11, 2019

Make that leather wallet a mobile one, wielded on smartphones. As we noted in this space earlier in the summer, using apps to bank is markedly being embraced by the younger generation. As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually.

Non-Bank 64

Non-Bank Online and Mobile Banking Authorization Regulations 64

Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. Interchange fees are the base fees charged by card-issuing banks to process a transaction. Todays consumers expect flexibility at checkout.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As time passes, consumers are seeing the number of embedded finance offerings increase across the wide range of products and services they use.

Embedded Finance 127

Embedded Finance Finance Non-Bank Online and Mobile Banking 127

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. A PYMNTS study of a census-balanced sample of 2,165 consumers conducted Oct. billion in the bank. Those are the 47 million U.S.

Consumer 98

Consumer Online and Mobile Banking Product Non-Bank 98

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

MAY 3, 2019

That’s the big message being sent throughout the payments world as PSD2 and other FinTech efforts spark innovation and give consumers, companies and other organizations more methods to pay — methods that better match the preferences of those participants, payments that feature more speed and less friction than was often the case before.

Non-Bank 83

Non-Bank Online and Mobile Banking Payments Alternative Payment Methods 83

Finovate

MARCH 31, 2025

In a statement, the company noted that these options work across all purchasing channels, whether online, in-store, or via sales teams. SBSN empowers banks to expand their offerings to small businesses by enabling them to access the small business B2B trade credit market. March has been a busy month for TreviPay.

B2B 59

B2B Reconciliation Online and Mobile Banking Small Business 59

The Fintech Times

MARCH 11, 2025

Dwollas clients are now able to leverage Plaids instant account verification and real-time balance check alongside comprehensive pay-by-bank payments through a single vendor and a single API. Fintech myPOS unveils a new strategic partnership with Satispay , an Italian independent mobile payment firm.

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Non-Bank 59

The Fintech Times

JANUARY 21, 2025

EAZY Financial Services ‘EazyPay’, a Bahraini financial institution specialising in point-of-sale (POS) and online payment gateway acquiring services, has teamed up with Tarabut , the MENA region’s regulated open banking platform. Conister Bank Limited has launched an online deposit system for its UK retail customers.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

PYMNTS

DECEMBER 16, 2020

But in the digital age of commerce wrought by the pandemic, they’re becoming a key point of friction between consumers, merchants and issuers. Amid the great digital shift , retailers and financial institutions (FIs) must walk the fine line between challenging transactions and letting the consumer journey proceed frictionless.

Disputes 91

Disputes Transactions Issuers Online and Mobile Banking 91

Segpay

SEPTEMBER 5, 2024

CB: The main challenge we had setting up in the UK and Ireland as a Payment Institution was hiring the staff to move us through the application process and then building out the team to support the infrastructure to meet the Central Bank of Ireland’s UK Financial Conduct Authorities requirements.

Verification 98

Verification Online and Mobile Banking Payments Privacy 98

The Fintech Times

FEBRUARY 27, 2025

Visa has signed an agreement with Abu Dhabi Islamic Bank (ADIB) to collaborate on an enhanced threat intelligence solution and integrate its advanced cybersecurity capabilities with digital payments. Additional partnerships MiFinity, a global payment services provider, has integrated Apple Pay into its mobile app.

FinTech 59

FinTech Online and Mobile Banking Non-Bank Advisors 59

PYMNTS

AUGUST 22, 2019

Banks are not just competing for customer engagement and retention — they are also vying for funding and resources as they overhaul their infrastructure and banking tools. The latest Digital Banking Tracker examines how legacy institutions stay competitive with challenger banks. Competition Can Lead to Innovation.

Online and Mobile Banking 66

Online and Mobile Banking Non-Bank Acquirers Fed 66