Clearly Payments

OCTOBER 7, 2024

Cash Usage Decline : The World Bank reported that cash usage in advanced economies declined by nearly 50% during the pandemic, with consumers opting for digital and contactless payment methods instead. Consumers quickly embraced mobile wallets and tap-to-pay cards, driven by the desire to minimize physical contact during transactions.

Cross-Border 105

Cross-Border Processors Multi-Currency Contactless Payments 105

Clearly Payments

FEBRUARY 12, 2024

At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. Bank of America launched the BankAmericard in 1958, widely considered the first credit card available to consumers, which eventually evolved into Visa. UnionPay has 32% of the global credit card market.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. The opportunity is also gigantic, Cheng told Webster, given that the country has some 800 million working adults, with less than half of them in possession of a credit card.

P2P 66

P2P Credit Cards Online and Mobile Banking Credit Limit 66

PYMNTS

NOVEMBER 29, 2017

India-based Paytm Payments Bank not only wants to become the world’s largest digital bank , but also to evolve into a financial services company providing a slew of services like wealth management and trading. 28), Paytm founder Vijay Shekhar Sharma said the company is aiming to have 500 million bank accounts.

Online and Mobile Banking 48

Online and Mobile Banking Debit Card Underserved NOV 48

Fintech News

FEBRUARY 20, 2024

In 2022, the country was home to 993 active fintech companies, representing about 25% of all fintech ventures operating across the ASEAN region, data from a 2022 report by the United Overseas Bank (UOB), PwC Singapore and the Singapore Fintech Association (SFA) reveal. billion to US$15 billion during the period. in July 2023.

FinTech 125

FinTech Online and Mobile Banking Payment APIs and Integration Security 125

PYMNTS

JULY 16, 2020

Privacy.com’s service allows users to create virtual, disposable payment card numbers for no cost. Its intended use is to combat the widespread fraud and scams going on in relation to digital payments, and can let users cut off some companies from their bank accounts.

Online and Mobile Banking 56

Online and Mobile Banking Push-to-Card Underserved Scams 56

FICO

SEPTEMBER 28, 2017

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit mainstream. These “credit invisibles” don’t have credit cards, bank accounts or credit history — so how can a lender assess their risk? those with a credit history.

Credit Risk 74

Credit Risk Assessments Online and Mobile Banking Risk 74

PYMNTS

APRIL 28, 2017

Clearly, the opportunity of consumer choice has led to more volume, and perhaps even volume that is tied to more margin-favorable debit (and not credit) products. Moreover, Schulman noted, One Touch has so far made a lot of headway against the sort of blessing/curse nature of mobile for merchants. Even analysts agree.

PayPal 65

PayPal Online and Mobile Banking Issuers Mobile Payments 65

PYMNTS

OCTOBER 24, 2018

To overcome that, Grab, along with Mastercard, will issue virtual and physical prepaid cards directly from the Grab app. Customers can add cash to the card to spend at any merchant, online and offline, where Mastercard is accepted around the world.

Visa 50

Visa eWallet Online and Mobile Banking Debit Card 50

The Fintech Times

JULY 24, 2024

Nicky Senyard, CEO and founder of Fintel Connect “Developing countries are actually great places for new ideas because they often don’t have traditional banks. This shift has led to a bunch of great advancements in mobile banking and money apps, making it possible for financial services to reach even the most remote areas.

Finance 59

Finance Online and Mobile Banking Micro-Entry Financial Inclusion 59

Payment Savvy

SEPTEMBER 5, 2024

The following post will define fintech, discuss the types of companies involved, and comment on how this new industry fundamentally changes the face of banking, investment, and doing business. This has come to mean everything from banking and insurance to investments. .” But what is fintech? What Does Fintech Mean?

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cryptocurrency 52

Fintech Labs Insights

MAY 13, 2015

So with no further ado, here are the Best of Show winners for FinovateSpring 2015, in alphabetical order: Alpha Payments Cloud , for AlphaHub , its omni-channel solution access platform that helps banks, merchants, MSPs, and ISOs gain access to any solution provider in the world.

MSPS 33

MSPS Online and Mobile Banking ISOs Underserved 33

Fintech News

DECEMBER 17, 2023

Akulaku – US$2 billion Indonesia’s most valuable fintech startup is Akulaku, an online banking and digital finance platform valued at US$2 billion. Founded in 2016, Akulaku provides digital banking, financing, investment and insurance brokerage services, targeting financial underserved demographics.

FinTech 52

FinTech Financial Literacy Online and Mobile Banking Financial Inclusion 52

PYMNTS

MAY 10, 2017

When we were thinking about entering retailer financing, there was a huge underserved population of merchants and consumers, because there were many many merchants that didn’t have access to financing programs. Once the customer is approved for credit, the merchant processes it just like any other credit card payment from Visa.

Finance 51

Finance Online and Mobile Banking Consumer Underserved 51

PYMNTS

SEPTEMBER 25, 2019

The cohort of college students and those five years or so out from graduation is roughly 30 million people — all of whom are falling into the short credit history/limited work history hole that is locking them out of access. However, that, as happened in banking, is breaking down.

Underwriting 49

Underwriting Credit Cards Underserved Risk 49

CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. How Level Money designed itself specifically for a mobile-first experience. How Credit Karma built a $500M business by helping people. They have a deep antipathy to traditional financial institutions.

Finance 78

Finance Online and Mobile Banking Product Checks 78

Nanonets

FEBRUARY 7, 2024

Quickbooks Online QuickBooks Online tends to be the “go-to” name in AP automation across a wide field of BILL competitors, mostly by virtue of its size and overall brand penetration across a range of finance and accounting functions. This tier allows up to ten users. 4 ERP Integrations 4 4.5 4 User Experience 4.5

Payment APIs and Integration 52

Payment APIs and Integration Automation Online and Mobile Banking Accounts 52

PYMNTS

AUGUST 30, 2018

Today’s consumers are much less tolerant of not being able to access a card or mobile-backed payment when they want one, and the expectation of carrying cash is becoming increasingly foreign. Banks can be reluctant to take on small players, generally preferring to work with larger, more stable and secure enterprises.

Push-to-Card 42

Push-to-Card ATM Small Business Online and Mobile Banking 42

Fintech Labs Insights

APRIL 14, 2016

May 2015 demo : Alpha Payments Cloud showed AlphaHub , its omni-channel solution access platform that helps banks, merchants, MSPs, and ISOs gain access to any solution provider in the world. October 2015: Partnered with Macquarie Business Banking. December 2015: Offered quick login on mobile. HQ: Singapore. Founded: 2012.

Online and Mobile Banking 16

Online and Mobile Banking MSPS ISOs Underserved 16

Clearly Payments

APRIL 9, 2024

This includes digital platforms, software, and applications that offer financial services such as mobile banking, peer-to-peer (P2P) payments , online lending, and investment management. Key features of the fintech experience include mobile-first interfaces, 24/7 accessibility, and tech-driven personalized services.

Finance 105

Finance FinTech Online and Mobile Banking Payment APIs and Integration 105

CB Insights

JUNE 17, 2020

In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online. As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Online courses & content.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

CB Insights

AUGUST 20, 2017

However, there are many startups in the CB Insights database who are targeting underserved populations, providing healthcare, financial, or energy services tailored to these consumers’ specific needs. Consumers with poor or no credit can apply for and receive small short-term loans. Endless mobile. Select Investors: N/A.

Underserved 60

Underserved Online and Mobile Banking Cross-Border Non-Bank 60

PYMNTS

JUNE 22, 2016

The rise of technology has given rise to online networks, which of course has given rise to individuals sharing all manner of information, from selfies to more serious fodder. Within the digital community across B2B, said Williams, such data shared most effectively, vis real-time processes, is “underserved.” And when is it needed?

B2B 40

B2B Online and Mobile Banking Payments Checks 40

CB Insights

OCTOBER 31, 2019

Commercial Banking: How JP Morgan’s chatbot saves the company 360,000 hours a year. Customer journey: Using chat to get people from online to brick-and-mortar. At the most rudimentary end of the spectrum, there are the bots that banks use to prompt callers through a phone tree, telling them to say “yes,” “no,” “check my balance,” etc.

Bots 78

Bots Legal Online and Mobile Banking Research 78

Fintech News

FEBRUARY 10, 2025

The digital banking landscape in Singapore has undergone a rapid transformation, with four players gaining approval from the Monetary Authority of Singapore (MAS). Last Updated: 11 February 2025 What Are Digital Banks? Consumer demand for more convenient, cost-effective banking solutions has driven this shift towards digital banking.

Multi-Currency 115

Multi-Currency Online and Mobile Banking Credit Cards Finance 115

Clearly Payments

MAY 9, 2025

With a vast infrastructure, Moneris services hundreds of thousands of businesses across Canada, offering everything from point-of-sale (POS) terminals to e-commerce integration, with strong banking relationships and deep compliance capabilities. It supports all common integrations for web, mobile, and in-person transactions.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Online and Mobile Banking 52

Fintech News

APRIL 1, 2025

Imagine a world where you never have to step into a physical bank again. With the rapid rise of digital banking, millions are now managing their finances seamlessly from their smartphones. But with so many options available, which digital banks are truly leading the charge in 2025? What is a Digital Bank?

Online and Mobile Banking 126

Online and Mobile Banking Multi-Currency Authorization Regulations 126