The Payments Association

JUNE 3, 2025

With 44% of UK adults facing financial vulnerability, a national strategy seeks to close the gap through policy, innovation, and education. For instance, in a city of almost 9 million, the London Mutual Credit Union reports only 36000 members.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Government 88

The Fintech Times

MARCH 7, 2025

So, whether you’re a startup looking for funding, a bank exploring partnerships or a policymaker preparing for the next wave of fintech innovation, choosing the right event (and networking style) is key. First question: What do you need? Fintech events arent just about listening to keynotes or visiting booths.

FinTech 59

FinTech AI Regulations Checks 59

Finovate

FEBRUARY 20, 2025

A family-owned community financial institution with a commitment to innovation and a strong focus on international services, Vantage Bank has $4.5 Also, at the beginning of the year, Wings Credit Union , Minnesota’s largest credit union with more than $9.3 billion in assets.

FedWire 114

FedWire ISO 20022 ISOs Payment APIs and Integration 114

Tearsheet

JANUARY 28, 2025

We connect more than 2,200 banks and credit unions, and we are engaging with financial institutions every day to grow that number. In fact, 95% of the financial institutions on our network are community banks and credit unions, including nearly 50% of Minority Depository Institution (MDI) banks.

Zelle 52

Zelle Transactions Credit Union P2P 52

The Fintech Times

JANUARY 28, 2025

He will focus on enhancing the rich functionality and flexibility of Temenos best-of-suite core banking platform while driving innovation with AI and modular solutions to address the evolving needs of financial institutions. Mahalo Banking, a provider of digital banking solutions, closed seven new credit union partnerships in December 2024.The

Credit Union 59

Credit Union FinTech Treasury Risk Management 59

Fintech Finance

FEBRUARY 27, 2025

The decision marks a significant shift in the market and provides a substantial opportunity for financial institutions to enhance their services and innovate within the financial services sector, regardless of what mobile device the user has.

Issuers 80

Issuers Alternative Payment Methods Credit Union Digital Payments 80

Finextra

JULY 1, 2025

As fraudsters continue to evolve their tactics, financial institutions must be equally innovative. The bank communicated that the new system changes the relationship between them and their customers, reducing losses while still achieving a great customer experience. This solution offers a proactive, intelligent approach to fraud prevention.

Account Takeovers 52

Account Takeovers Authentication Fraud Prevention Stablecoins 52

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Finovate

MARCH 17, 2025

Last week, we showcased five companies all led by female CEOswho demonstrated their latest innovations at FinovateEurope in London in February. Second, we introduce two additional companies Penny Finance and Instarails both with female CEOs, and both slated to demo their latest innovation at FinovateSpring next month.

FinTech 64

FinTech Credit Union Community Banks Financial Analysis 64

Bank Automation

APRIL 25, 2025

Benjamin Maxim this month was named as Michigan State University Federal Credit Unions first chief technology officer (CTO), where he will lead the East Lansing, Mich.-based based credit unions technology, product, innovation and engineering strategy. Maxim began his career at the $8.3

Credit Union 66

Credit Union Automation Innovation Technology 66

Payments Dive

JULY 16, 2025

Zelle parent company Early Warning Services announced Monday that it added 178 banks and credit unions to the payment platform in the first quarter of 2025 and the last quarter of 2024, bringing the total to roughly 2,300. The seven banks that own Early Warning Services likely pay lower rates, he added.

Zelle 78

Zelle Credit Union Scams Privacy 78

Fintech Finance

JUNE 12, 2025

“We’re excited about this relationship and look forward to offering a new, seamlessly integrated technology experience to even more banks and credit unions.” The collaboration will accelerate this summer, with innovative, integrated technology underway and full conversion of the portfolio by the end of 2025.

Credit Cards 52

Credit Cards Credit Union Debit Card Small Business 52

Finovate

DECEMBER 3, 2024

expects the purchase will help it deliver more applications tailored to serve a range of financial services, including wealth management firms, banks, credit unions, fintechs, and non-bank organizations. and UpSwot share a commitment to driving meaningful innovation in financial services,” said UpSwot CEO Dmitry Norenko.

Acquirers 59

Acquirers Gateways CRM Payroll 59

Finextra

JULY 7, 2025

Upstart (2024) AI Application: Loan underwriting and risk assessment Experience Impacted: CX - Banking Customer Experience AI Loan Underwriting Platform: The fintech Upstart has pioneered AI-based lending, and by 2024 its platform was adopted by 500+ banks and credit unions for personal and auto loans.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finextra

JUNE 30, 2025

banks are positioning themselves to lead the next wave of AI-enabled innovation in global finance. Regional banks and credit unions also started leveraging AI-as-a-service from cloud providers (e.g., The expected benefits align with productivity and innovation. With such figures, U.S. Source: McKinsey & Company 4.

AI 69

AI Finance Fraud Detection Use Case 69

Fintech Finance

MARCH 18, 2025

This paper, sponsored by NCR Atleos and conducted by Datos Insights, is based on extensive interviews with global retail banks and credit unions, consumer surveys, and industry research. This paper provides a framework, the ATM Continuum Index, which banks and credit unions may use to analyze their ATM operations and create a roadmap.

ATM 78

ATM Credit Union Research Authentication 78

The Fintech Times

JULY 8, 2025

The American Fintech Council (AFC), the industry association representing both responsible fintech companies and innovative banks, has filed an amicus brief in favour of the new rule introduced by the Consumer Financial Protection Bureau (CFPB) in the Forcht Bank, N.A. Consumer Financial Protection Bureau, et.

CFPB 64

CFPB Rules Consumer Financial Protection Bureau (CFPB) FinTech 64

The Paypers

JUNE 6, 2025

Apiture , a provider of digital banking solutions, has launched Fintech Connector to improve innovation for financial institutions such as community banks and credit unions.

Credit Union 36

Credit Union Community Banks FinTech Innovation 36

Finextra

JULY 14, 2025

What Financial Institutions Must Do To address these challenges, banks and credit unions should proactively adjust their fraud detection models to better recognize refund patterns and first-time credits. It expresses the views and opinions of the author.

ACH 52

ACH Checks Tax Refunds Risk 52

Finovate

JUNE 13, 2025

This week’s funding comes as the company has been expanding its BNPL offering throughout Southeast Asia, bringing alternative credit solutions to unbanked and underbanked populations in the region. Here is our look at fintech innovation around the world. KAF Investment Bank Berhad was established in 1975.

Online and Mobile Banking 66

Online and Mobile Banking Payments BNPL Cross-Border Payments 66

The Fintech Times

APRIL 24, 2025

In this role, Caine will look to unite product, engineering, design and data teams to fast-track innovation, elevate the user experience and further simplify how consumers shop for insurance. Through the partnership,the credit union is shifting to a private cloud environment.

FinTech 59

FinTech Cross-Border Payment APIs and Integration Multi-Currency 59

Finextra

JUNE 2, 2025

Fintech innovators could, for the first time, build services on top of bank infrastructure without being banks. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. Unsurprisingly, this has led to an innovation Cambrian explosion in the DeFi space.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finovate

JUNE 5, 2025

From AI in the service of greater personalization and sales performance to innovations in voice authentication and fraud prevention, the latest round of interviews on the Finovate Podcast provide fascinating insights into how fintechs are helping financial institutions meet their most demanding challenges. EP 259: Andrew Reese, Solda.ai

Authentication 52

Authentication AI Fraud Prevention Credit Union 52

Finovate

MAY 27, 2025

Investing / Wealth Management River Valley Credit Union partners with InvestiFi to offer cryptocurrency and securities investing. Identity management Identity verification specialist Sikoia wins the 2024 Innovation Labs programme, along with Credit Canary and Aperidata.

FinTech 59

FinTech Stablecoins Credit Union CFPB 59

Finovate

JANUARY 8, 2025

“This partnership is an exciting step that adds another innovative integration and showcases the flexibility of the Lumin Digital platform.” 5000 , FINBOA counts more than 200 banks and credit unions among its customers.

Disputes 59

Disputes Credit Union Audit Non-Bank 59

The Fintech Times

FEBRUARY 3, 2025

Enhancing financial inclusion through payment innovation Jude Pinto , chief delivery officer at Payments Canada Pinto also added: “Amendments to the Canadian Payments (CP) Act received royal assent this past June. It includes expansion to credit union locals and some categories in clearing houses involved in clearing and settlement.

Real Time Payments 64

Real Time Payments Credit Union Settlement Payments 64

Finextra

JULY 14, 2025

Even regional banks and credit unions began deploying AI chatbots through cloud providers or fintech partners, recognizing that automated support is becoming an expected part of digital banking. The quantitative benefits of support automation are significant. It expresses the views and opinions of the author.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Fintech Times

JULY 17, 2025

Geri Hopkins, chief operations officer at Skyla Federal Credit Union For those excluded from the banking sector, finding a foothold in it can be daunting, explains Geri Hopkins , chief operations officer at Skyla Federal Credit Union , a not-for-profit financial cooperative that provides banking services to its members. .”

FinTech 45

FinTech Online and Mobile Banking Underserved Non-Bank 45

Payments Dive

JULY 11, 2025

The new standard will be particularly important for banks and credit unions seeking to send cross-border payments because many foreign financial counterparts already use the standard. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard. The Fedwire channel handles some $4.7

ISOs 218

ISOs ISO 20022 FedWire Federal Reserve 218

Finovate

JUNE 3, 2025

Explore: The latest approaches to innovation Hear from David Barton-Grimley and Bhoomika Ghosh on how to make innovation meaningful and impactful. Plus, David Penn brings us insight into how credit unions want to digitise and partner.

Credit Union 52

Credit Union Economy Innovation FinTech 52

Finovate

JULY 9, 2025

The round featured investments from Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures, along with “strategic support” from BMO and JP Morgan. And while many look to their bank or credit union for support, 75% of SMBs say they’re dissatisfied with current cross-border payment options.

Global Payments 40

Global Payments Cross-Border Cross-Border Payments Payments 40

Open Banking Excellence

JULY 8, 2025

This unexpected reversal has reignited uncertainty for banks and fintechs, potentially delaying further investment and innovation in open banking solutions, except for a few pioneers. Such practices could entrench the market power of large banks while placing additional barriers in the way of innovation.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Finovate

JANUARY 14, 2025

. “Apiture and Sage Capital share a commitment to both partnership and innovation, and we are eager to support the bank’s digital evolution and growth objectives,” Apiture CEO Chris Babcock said. ” Apiture most recently demoed its technology at FinovateFall 2023.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

Finovate

MAY 2, 2025

This year, for example, only three of the 40+ companies that will be demoing their innovations live on stage are headquartered outside the United States. Here is our look at fintech innovation around the world. This week’s edition of Finovate Global leads off with an introduction to these three fintechs.

Online and Mobile Banking 64

Online and Mobile Banking Cross-Border Payments Cross-Border API 64

The Fintech Times

NOVEMBER 22, 2024

Collabria Financial Services , the Canadian credit union credit card issuer, is joining forces with Trulioo , a digital identity verification firm, to establish a streamlined verification process for new cardholders.

Security 59

Security Verification Card Issuer Credit Union 59

Fintech Labs Insights

MAY 22, 2025

Collateral Innovation in DeFi & Crypto Markets xStocks could be used as collateral in crypto trading , lending, or derivativesa concept previously limited to stablecoins and major tokens like ETH. Implication: Banks and fintechs in emerging markets must reassess their brokerage offerings.

Settlement 15

Settlement Blockchain Cross-Border Non-Bank 15

The Fintech Times

JUNE 26, 2025

She will lead Orion’s global tech strategy, with a focus on data integration, infrastructure scaling and advisor-client experience innovation. Company updates and launches Amazon Web Services (AWS) has launched its first Innovation Hub in Asia Pacific, located in Singapore, toT accelerate AI and cloud transformation across the region.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59