The Payments Association

JUNE 3, 2025

However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows. Many merchants also benefit from lower interchange and network fees for tokenised transactions, making it a cost-effective solution as well as a secure one.

Security

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions

Basis Theory

NOVEMBER 12, 2024

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers.

Encryption

The Fintech Times

MARCH 10, 2025

Through the partnership, ProgressSoft will leverage the FINX Comply and FINX Connect platforms from Fintech Galaxy, equipping banks and financial entities with tools to fast-track regulatory compliance, enhance digital payments, and monetise financial data securely.

Compliance

Stax

MAY 5, 2025

This type of account is easier to set up, but there are no regulations in place to dictate how providers handle your funds. It is crucial to consider features like recurring billing, multilingual and multi-currency support, scalability, data security compliance, and customer support service.

Payment Gateways

The Fintech Times

FEBRUARY 28, 2025

The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information. It necessitates robust safeguards and adherence to data protection regulations. “Another big challenge is related to data security and privacy.

AI

Finextra

JUNE 26, 2025

In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. They want to know that their personal and financial data is secure. It also shows regulators that you’re serious about safety.

PCI DSS

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. This process involves reviewing the businesss structure, financial health, industry type, and compliance with regulations.

Underwriting

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Planning for future growth is just as important.

Credit Cards

The Fintech Times

FEBRUARY 17, 2025

But as AI takes on more responsibility, it raises big questions around ethics, regulation, and accountability. While the potential benefits appear endless, these advancements also present challenges, including tougher regulatory requirements, ethical considerations and the need for advanced data security measures.

FinTech

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing

The Payments Association

NOVEMBER 12, 2024

This decision carries substantial implications for an institution’s ability to detect and prevent fraud, comply with stringent regulations, and optimise operational efficiency. Control Over Data: Full ownership of data and enhanced internal security. The stakes are high.

Financial Crimes

The Fintech Times

DECEMBER 12, 2024

As UK VRP regulation evolves, fintech innovation will accelerate, replacing legacy systems with direct, secure, and flexible bank-to-bank transfers. Improving trust ByzGens blockchain solutions are integrated into Evidens new payments platform to improve data security, compliance, and efficiency while limiting bias.

Facilitators

My Payment Savvy

AUGUST 10, 2025

Encryption transforms readable data into scrambled code using mathematical algorithms. Regulatory Compliance: Many regulations specifically require encryption for data transmission, making it a compliance necessity rather than just a security choice.

Encryption

FloQast

MARCH 19, 2025

Improved efficiency : Automation of redundant tasks like data entry, reconciliations, and invoice processing can improve your accounting processes and free up time for accountants to focus on more strategic tasks. Enhanced compliance : AI agents can be directed to scrape regulations to automatically detect changes and adjust accordingly.

AI

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). Yes, NetSuite supports credit card surcharges, but businesses must comply with legal regulations.

Credit Cards

EBizCharge

MARCH 18, 2025

It also offers robust functionality to help businesses streamline operations, improve efficiency, and maintain compliance with industry regulations. By implementing these security measures, merchants using a Sage 100 integration can protect customer payment data, prevent fraud, and ensure smooth, secure transactions.

Credit Cards

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors.

Payment APIs and Integration

Finextra

JUNE 13, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Payment APIs and Integration

Stax

NOVEMBER 14, 2024

Complying with International Regulations Each country has unique laws and regulations governing online transactions, data protection, and fraud prevention. PCI compliance refers to a business’s adherence to the Payment Card Industry Data Security Standard, a set of guidelines to safeguard sensitive consumer data.

Credit Cards

Finextra

JUNE 30, 2025

Data privacy is also a concern. Banks handle sensitive customer data that cannot be simply fed into public AI models without safeguards. regulators (like the OCC and Federal Reserve) increased scrutiny on banks’ use of AI, urging robust governance. In 2024, U.S. Source: Financial Institutions Sentiment Survey 2025 Lloyds Bank 5.

AI

Fintech Review

APRIL 11, 2025

This shift affects banks, insurers, asset managers, and regulators alike. Regtech Regulatory technology (regtech) helps financial institutions comply with ever-evolving regulations. Big Data Analytics : Helps predict customer behaviour, optimise pricing, and assess creditworthiness in real time.

FinTech

Finextra

JUNE 14, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Visa

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways

The Payments Association

FEBRUARY 3, 2025

The EU’s shift to open banking and finance presents both opportunities and challenges, demanding a balance between innovation, security, and regulation. Regulatory complexities and industry resistance Furthermore, the introduction of the Financial Data Access (FIDA) regulation adds another layer of intricacy.

Finance

Fintech News

JUNE 24, 2025

The collaboration aims to help banks and financial institutions comply with new regulations and accelerate their digital transformation efforts. Brankas brings its open finance infrastructure and security expertise, while Gimasys contributes deep local market knowledge and experience integrating core banking systems.

Payment APIs and Integration

Stax

APRIL 10, 2025

It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader. Step 5: Evaluate security and fraud protection The required level of vigilance will depend on the applicable regulations in your industry.

Small Business

Finextra

JULY 7, 2025

Leveraging facilities in key financial hubs enables lower latency, faster transaction speeds, and seamless global expansion while adhering to regional regulations. Even the largest fintech players rely on colocation to scale data operations under strict privacy rules. That makes a secure, well-structured foundation essential.

FinTech

EBizCharge

DECEMBER 18, 2024

EBizCharge provides robust payment security for businesses accepting credit, debit, and ACH/eCheck transactions by simplifying and securing the process through encryption and secure servers that protect sensitive data. Are clearinghouses regulated? Are clearinghouses regulated?

Facilitators

Stax

JULY 7, 2025

When implementing a surcharging program, businesses follow local regulations, ensure legal compliance, determine surcharge percentages and communicate transparently. Compliance with legal regulations and card network guidelines is necessary. Local laws and regulations govern surcharging in each jurisdiction.

Credit Cards

Stax

APRIL 8, 2025

They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments. Credit card network – Mastercard, Visa, American Express, and Discover are the biggest payment networks in the US. Also known as card companies or card issuers (e.g.,

Credit Cards

Finextra

JUNE 12, 2025

Verification of Payee (VOP) scheme rules have been released by the European Payment Council (EPC) to comply with the EU’s Instant Payments Regulation (IPR). As implementation progresses, financial institutions are grappling with data security, core banking change, and ensuring all-channel implementation of VOP.

Payee

Finextra

JUNE 18, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Issuers

EBizCharge

MARCH 31, 2025

Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority. A reliable Sage merchant services provider must comply with Payment Card Industry Data Security Standards (PCI DSS) to ensure secure transactions and protect against fraud.

Service Provider

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs.

Process

Finextra

JUNE 30, 2025

This can concern payments, conditional payments (a DLT based version of a letter of credit) and the post-trade settlement of securities and derivates (including margin calls).

Digital Currency