The Payments Association

NOVEMBER 12, 2024

Vendor Dependence: Reliance on a third party for critical functions and data security. Data Privacy Concerns: Sharing sensitive data with vendors may introduce privacy and compliance risks. .” Armstrong identifies a prevalent belief that developing such a system is primarily about implementing a rules engine.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

JULY 17, 2025

Built-In PCI and Data Security Compliance All payment processing meets security standards to protect sensitive client and payment information with PCI DSS. Why Escrow Compliance Matters for Law Firms Trust accounting violations are among the most common reasons for disciplinary action against lawyers.

Legal 86

Legal Accounts Process PCI DSS 86

Stax

JANUARY 21, 2025

Consider the following security and compliance features when choosing a payment gateway: PCI DSS Compliance – The Payment Card Industry Data Security Standard (PCI DSS) is a set of rules and principles designed to keep payment card information safe and secure.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Finextra

JUNE 13, 2025

No outside rules. s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

FloQast

MARCH 19, 2025

From here, the agent transforms such data using natural language inputs. Once the data is processed, the agent applies relevant accounting assumptions based on historical patterns and your departments specific rules to contextualize the content. From there, the agent delivers the data to its intended destination.

AI 52

AI Accounts Fraud Detection Audit 52

Finextra

JUNE 14, 2025

In essence, it provides the rails and rules that allow money to move securely between parties worldwide. Mastercard operates one of the world’s fastest payment processing networks, acting as the intermediary for electronic funds transfers on debit, credit, and prepaid cards. We use cookies to help us to deliver our services.

Visa 52

Visa Gateways AI Value Added Service 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Lastly, testing custom workflows or automation rules that depend on payment triggers is also helpful.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Finextra

JUNE 18, 2025

Legacy systems are limited in their ability to handle this type of fraud due to outdated architectures, fragmented data, and reliance on rigid rule-based detection. Many systems are also still heavily reliant on manual investigation processes. Tracking fraud is another major headache. We use cookies to help us to deliver our services.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

Stax

NOVEMBER 14, 2024

The bank will typically ask for proof of purchase from the merchant and use this proof to make an ultimate ruling on the chargeback. PCI compliance refers to a business’s adherence to the Payment Card Industry Data Security Standard, a set of guidelines to safeguard sensitive consumer data.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Fintech Times

FEBRUARY 28, 2025

“Another big challenge is related to data security and privacy. AI works through vast reams of data to perform its functions well, and the security of the data and responsible use are essential. AI regulations are nascent, with a growing, fragmented patchwork of federal, state, and industry-specific rules.

AI 97

AI Best Practices Regulations Risk 97

Fintech Review

APRIL 11, 2025

As fintech platforms handle sensitive data and money, regulators must ensure transparency, fairness, and data security. Digital lenders, neobanks, and payment firms must comply with capital requirements, operational standards, and governance rules. New rules can affect product design, pricing, or go-to-market strategies.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Finextra

JUNE 30, 2025

While there are not yet AI-specific financial regulations in force, UK banks anticipate incoming rules. Meanwhile, data privacy and model transparency are top concerns in the UK (as they are elsewhere). A Statista poll in 2024 showed data security was the leading barrier to scaling GenAI in UK finance, cited by 33% of firms.

AI 69

AI Finance Fraud Detection Use Case 69

Stax

APRIL 8, 2025

They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments. Credit card network – Mastercard, Visa, American Express, and Discover are the biggest payment networks in the US. Also known as card companies or card issuers (e.g.,

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

MARCH 5, 2025

As a general rule of thumb, if they keep tacking on extra costs and fees, wed recommend looking elsewhere. Security Its a given to have a provider that protects cardholder data in this digital age. These things can add up, so make sure to ask providers about how much they charge and compare different rates.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Finextra

JULY 7, 2025

Even the largest fintech players rely on colocation to scale data operations under strict privacy rules. While some may eventually build their own data centres, colocation remains a practical and agile choice for many, delivering scalability without the constraints of rigid, expensive setups. Please read our Privacy Policy.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

The Payments Association

FEBRUARY 3, 2025

Regulators must establish a supportive environment with clear, consistent rules that promote competition while guaranteeing data security. To overcome existing barriers, a collaborative effort involving all stakeholders is crucial.

Finance 88

Finance Financial Literacy On-Demand Financial Inclusion 88

Finextra

JUNE 12, 2025

Verification of Payee (VOP) scheme rules have been released by the European Payment Council (EPC) to comply with the EU’s Instant Payments Regulation (IPR). As implementation progresses, financial institutions are grappling with data security, core banking change, and ensuring all-channel implementation of VOP.

Payee 52

Payee On-Demand Verification Payment APIs and Integration 52

Stax

JULY 7, 2025

Visa, Mastercard, Discover) has its own rules and guidelines for surcharging, particularly around signage. Security and compliance: Verify that the provider adheres to industry standards, such as Payment Card Industry Data Security Standard (PCI DSS) compliance, to protect sensitive customer data and minimize the risk of data breaches.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Open Banking Excellence

JULY 8, 2025

Consumer Financial Protection Bureau (CFPB) had worked to address these regulatory gaps by developing new rules under the Dodd-Frank Act’s Section 1033. However, in mid-2025, the CFPB moved to vacate its own final rule, stating it exceeded its statutory authority. has seen a more fragmented, market-driven evolution.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

The Payments Association

MARCH 18, 2025

Unlike open finance, which typically operates within regulated frameworks, open data relies heavily on voluntary data sharing and commercial agreements. This raises profound questions around privacy, consent, data security, and liability. As of 2023, account-to-account (A2A) transactions in the U.S. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. For a quick refresher, PCI refers to security standards that apply to all businesses that accept credit cards. version requires transport layer security (TLS) 1.2

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Finextra

JUNE 30, 2025

This can concern payments, conditional payments (a DLT based version of a letter of credit) and the post-trade settlement of securities and derivates (including margin calls). We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre. Please read our Privacy Policy.

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

Nanonets

NOVEMBER 18, 2024

3 Rossum Cognitive data capture 4.4/5 4 Docparser Rule-based extraction 4.6/5 Cognitive data capture without templates 2. Extensive validation rules engine 5. Docparser Docparser template-based extraction Docparser offers a rule-based approach using zonal OCR technology. Automated data formatting 6.

Volume 52

Volume Automation AI Process 52

Innovative Payments Association

JUNE 27, 2025

Session 2: IPA Compliance Boot Camp Open banking has long promised to reshape the financial services ecosystem, empowering consumers with control over their data and promoting greater innovation through API-driven access. But the celebration was short-lived. Litigation quickly followed.

Boot Camp 40

Boot Camp Consumer Financial Protection Bureau (CFPB) Regulations CFPB 40

Nanonets

NOVEMBER 19, 2024

By automating document-based workflows , Docparser can extract data fields such as shipping addresses, purchase order numbers, and dates, organize them into a tabular format, and move information to where it belongs. page thereafter. page thereafter. Business : 1 workspace, 10 users, unlimited models, AutoML, and support.

Process 52

Process Automation AI Non-Bank 52

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. What makes the EU AI Act stand out is its risk-based approach.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

Nanonets

NOVEMBER 13, 2024

  It integrates AI-driven digital workers into enterprise workflows, enabling organizations to automate complex, rule-based tasks at scale. With its robust security framework and scalability, Blue Prism is particularly suited for industries like finance, healthcare, and insurance that require high levels of compliance and data integrity.

Automation 52

Automation Payment APIs and Integration AI Volume 52

Payments Dive

JULY 24, 2025

open banking rule move forward. open banking rule. The fintechs want Trump to direct the bureau “to ask the court to affirm that consumers, not big banks, control their financial data and have the right to access and share it with companies of their choice at no cost.” a global leader in financial services.

Rules 60

Rules CFPB Privacy Zelle 60

Finextra

JUNE 18, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

Payments Dive

JULY 15, 2025

Financial technology companies assailed a move by JPMorgan Chase to begin assessing fees for access to customer financial data. The move likely foreshadows stricter control over consumer data by large banks if a federal court rejects a Consumer Financial Protection Bureau rule that was aimed at opening up access to data.

FinTech 120

FinTech CFPB Rules Privacy 120

Nanonets

NOVEMBER 18, 2024

Product Main feature G2 rating Free trial Pricing Total score* 1 Rossum Cloud-based AI platform for data extraction 4.4/5 2 Nanonets 98% data accuracy with AI and highly customizable workflows 4.8/5 7 Docparser Rule-based data extraction from documents 4.6/5 5 No Custom pricing 43.8 5 No Custom pricing 46.3

Automation 52

Automation Volume AI API 52

Nanonets

NOVEMBER 23, 2024

Secure storage: Organizes documents in folders with unlimited storage for easy access. Role management: Assigns user roles to control access and ensure data security. Bank statement conversion: Turns PDFs into CSVs for quick import into Xero.

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Government 59