Fintech Finance

APRIL 10, 2025

A new income tax survey from ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, developed in partnership with YouGov , shows that nearly 40% of taxpayers would use their tax refund to pay debt (e.g., credit cards, loans, etc.),

Tax Refunds 92

Tax Refunds IRS Identity Theft Alternative Payment Methods 92

The Payments Association

MAY 16, 2025

In a global digital economy shaped by rapidly evolving consumer behaviour, diverse payment options, and increasing regulatory complexity, businesses face mounting pressure to deliver seamless, secure, and scalable payment experiences. Why is this topic important?

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Fintech News

FEBRUARY 2, 2025

Origins and Collaborative Development Pathway 2035 builds on the BIS working paper Finternet: The Financial System for the Future , co-authored by A. 2) Digital Assets: A Borderless Economy Digital assets are revolutionising how value is stored and transferred, offering continuous access to capital while bypassing traditional barriers.

Innovation 132

Innovation Finance AI Encryption 132

Lending Front

MAY 27, 2025

But in todays digital-first economy, one truth is becoming painfully clear: If your bank isnt investing in technology to democratize access to financial products, you may already be falling short of your CRA obligations. Embedded origination Deliver lending and financial product offers inside SMB workflows no branch visit required.

Compliance 52

Compliance Technology Underserved Federal Reserve 52

PYMNTS

JANUARY 1, 2021

Twenty-one percent of all fraud attacks were waged on mobile transactions in the first half of the year, and 37 percent of them originated from mobile devices. “We Digital and mobile payments are surging as businesses and consumers transact from home, and this increased digital engagement has opened the door to more financial crime.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

The Payments Association

JANUARY 13, 2025

John Erik Setsaas Director of Innovation Tietoevry Banking With over 55% of scams originating on digital platforms, its time to double down on high, low and even no-tech solutions upstream. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams 88

Scams Romance Scams Phishing Volume 88

Fintech Finance

MAY 27, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has announced the integration of the major UK, EU and global networks’ payment capabilities into ACI Connetic , ACI’s transformative, cloud-native payments hub.

Payment APIs and Integration 59

Payment APIs and Integration Payments Cross-Border Payments Federal Reserve 59

The Fintech Times

APRIL 7, 2025

The fintech industry body also recommends introducing shared liability for social media and telecommunications platforms for fraud originating on their platforms and networks. With the majority of fraud originating on social media platforms, it is clear a change in strategy is required if a crackdown on fraud is going to be successful.

Law Enforcement 45

Law Enforcement Innovation Finance Origination 45

The Fintech Times

APRIL 25, 2025

Looking to diversify its distribution channels through its growing B2B business and provide AI-driven origination capabilities to a broader set of customers, Better.com , the AI-powered digital homeownership company, has partnered with Biz2Credit , the small business financing platform.

Finance 45

Finance Small Business Origination AI 45

Fintech Finance

MARCH 18, 2025

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and Ingo Payments , a leading provider of embedded banking and money mobility solutions, today announced a partnership to provide a flexible, fast and secure digital disbursements solution: ACI Speedpay Digital Disbursements.

Payments 52

Payments Venmo Embedded Payments Reconciliation 52

Basis Theory

APRIL 26, 2024

Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once.

Payments 88

Payments Origination Returns Economy 88

The Fintech Times

SEPTEMBER 27, 2024

Agriculture, however, remains the largest contributor to the economy, accounting for nearly half of the GDP and employing two-thirds of the labour force. Developing region As with many developing economies, Myanmar’s informal sector plays a crucial role. The Covid-19 pandemic had a significant impact on Myanmar’s economy.

Financial Inclusion 102

Financial Inclusion FinTech Underserved Central Bank 102

The Fintech Times

NOVEMBER 2, 2024

Tucked between the giant economies of China and India, the Kingdom of Bhutan has traditionally kept itself isolated, relying heavily on rural agriculture and local industries. Yet, as the country opens its doors to the world with a commitment to sustainability, it is also embracing digital innovation to reshape its financial sector.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

The Fintech Times

NOVEMBER 4, 2024

It will fix any interest applied, calculating it based solely on the original principal amount – ensuring the amount of any interest does not increase or compound. The UK’s open economy, mature consumer market, and world-class talent makes it the perfect place for the next phase of Affirm’s journey.

Regulatory Compliance 59

Regulatory Compliance Consumer Processors On-Demand 59

The Payments Association

APRIL 22, 2025

These cases typically occur when victims are unable to identify the origin of the fraudulent interaction, highlighting the challenge of tracing and attributing fraudulent activities. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

PYMNTS

MARCH 31, 2020

The numbers now predicted are much higher than Goldman Sachs’ original estimate of 9 percent for unemployment and 6 percent and 24 percent respectively for GDP in the first two quarters. Goldman Sachs said that means things will be worse than it had originally forecast in the near term and could also mean other side effects later.

Federal Reserve 80

Federal Reserve SWIFT Origination Economy 80

PYMNTS

JANUARY 7, 2021

lockdowns for the third time since the COVID-19 pandemic began last year, Mills said that by the end of October, the FCA discovered that about 4,000 financial services firms had “low financial resilience” and were also at a “heightened risk of failure” but as the economy recovers, some companies could bounce back. As the U.K.

Economy 84

Economy Authorization Origination Regulations 84

PYMNTS

JUNE 28, 2020

Originally, the city sought state approval to move up the next phase of reopening from mid-July as was previously scheduled, the network reported. At our current rate, the number could double rapidly. If that continues and we don’t intervene, we’ll be at such a high number that our only option would be to shut down.”. As California Gov.

Origination 112

Origination Economy Rules Governance 112

Fintech Finance

OCTOBER 21, 2024

billion of additional global GDP growth and create more than 167 million new bank account holders by 2028, according to a new report published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, in collaboration with The Centre for Economics and Business Research (Cebr). million by 2028. million workers.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Fintech News

DECEMBER 20, 2023

Tobias Wohlfarth Tobias Wohlfarth, Head of Origination at Obligate said, “Partnering with TradeFlow Capital Management, the investment advisor to the Trade Flow Funds, for this issuance marks a pivotal moment for us, demonstrating Obligate’s capability to innovate and expand the financing options for funds”.

Accreditation 112

Accreditation Blockchain Advisors Issuers 112

Fintech Review

MAY 10, 2025

Origins and Mission Founded in 2010 by Jason Gardner , Marqeta started with a simple but powerful idea: reimagine card issuing for the digital economy. This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Fintech Finance

OCTOBER 11, 2024

The integrated solution is available to Citi clients [2] across 65 origination countries in the corporate, financial institution, e-commerce and commercial sectors, and helps make cross-border payments simpler, faster, more efficient and more accessible.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Visa Debit Card 96

PYMNTS

DECEMBER 3, 2020

economy gained a reported 2.5 Although the original $600 weekly pandemic unemployment program ended on July 31, a week later, a $300 weekly boost was supported by 23 states, funded by the FEMA Disaster Relief Fund. But Senate Majority Leader Mitch McConnell (R-Ky.) said on Tuesday (Dec. percent from 14.7

Near Real-Time 97

Near Real-Time NOV Origination Economy 97

FICO

MARCH 17, 2021

movement of money) using trade transactions to legitimize their illicit origins. TBML involves the exploitation of the international trade system for the purpose of transferring value and obscuring the true origins of illicit wealth.

Money Laundering 98

Money Laundering Crime Financial Crimes Industry Trends 98

PYMNTS

OCTOBER 7, 2020

In order to reverse this serious setback to development progress and poverty reduction, countries will need to prepare for a different economy post-COVID, by allowing capital, labor, skills, and innovation to move into new businesses and sectors. B20 Chairman Yousef Al-Benyan said the world economy is in its worst state in 100 years.

Economy 88

Economy Origination Innovation Posting 88

FICO

JUNE 26, 2020

This helps further the safety and soundness in credit, as well as support the global economy. By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk.

Credit Risk 98

Credit Risk Risk Assessments Origination 98

Finovate

NOVEMBER 4, 2024

shoppers will have access to Affirm’s interest-free payment option as well as its interest-bearing option that applies a fixed interest on purchases calculated on the original payment amount. s open economy, mature consumer market, and world-class talent makes it the perfect place for the next phase of Affirm’s journey.

BNPL 52

BNPL Processors Payment Amount Consumer 52

PYMNTS

DECEMBER 7, 2020

That’s half of the original $600 per week in supplemental federal benefits that was part of the $2.2 Democrats in the Senate, led by Minority Leader Chuck Schumer, have countered with their own proposal that would restore the original $600-per-week federal supplemental benefit and extend it through October of 2021.

Origination 110

Origination Payments Checks Governance 110

Fintech Finance

SEPTEMBER 25, 2024

The company’s Intelligent Acceptance product runs more than 60 million optimisations per day and has helped customers unlock $5.5bn in lost revenue (more than seven times more than the previous year), using AI trained on billions of transaction data points originating from the entire Checkout.com merchant portfolio (the ‘Checkout Network’).

Continuity 98

Continuity Product Payment APIs and Integration API 98

PYMNTS

FEBRUARY 4, 2020

At the time, Sheley said both companies would promote “the ability to move money globally and efficiently, and at scale, making it simple for originators, [treasury banks and service providers] to do all this through a single connection.

Cross-Border 100

Cross-Border Cross-Border Payments Treasury Push-to-Card 100

Fintech Finance

NOVEMBER 5, 2024

In terms of the value of losses, 35 per cent of APP losses originated from scams which started through telecommunication. APP fraud originating from telephone calls or SMS continues to be of higher value and accounted for 35 per cent of losses. “To Data from UK Finance shows that £213.7

Online and Mobile Banking 98

Online and Mobile Banking Scams Fraud Detection API 98

PYMNTS

APRIL 27, 2020

The stimulus checks are part of the trillions of dollars that the federal government is spending to keep the economy from collapsing as millions of people are laid off due to the COVID-19 pandemic. PYMNTS recently polled more than 8,000 consumers and found that on average, they expect the coronavirus crisis to last until October.

IRS 103

IRS Checks Small Business Direct Deposit 103

The Payments Association

JANUARY 31, 2025

16) has been pivotal in addressing the traceability of financial transactions, requiring the inclusion of originator and beneficiary information in wire transfers to prevent misuse for illicit purposes. Cryptoassets and the traceability gap The explosion of cryptoassets has highlighted gaps in the original formulation and application of R.16.

Travel Rule 88

Travel Rule Wire Transfer Rules Wire 88

The Fintech Times

NOVEMBER 16, 2024

On the topic of APP fraud, he added: “This is a long overdue shift in focus since financial institutions have consistently shouldered the burden of reimbursement, while fraud often originates on these platforms. To unlock genuine growth, we need more than economies of scale; we need a shift in mindset.

Returns 64

Returns Innovation Risk FinTech 64

Fintech Finance

AUGUST 27, 2024

We are excited to extend our partnership with Mexipay to bring the benefits of real-time payments to the Mexican economy,” said Alberto Olivares, head of Latin America, ACI Worldwide. But despite its head start in the region, the country is one of the slowest-growing real-time markets in Latin America, with a projected CAGR of 7.8%

Instant Payments 97

Instant Payments Real Time Payments ISO 20022 Financial Inclusion 97

The Fintech Times

OCTOBER 1, 2024

Having originally launched in Mexico in February 2024, inDrive Money improves financial inclusion for gig economy workers. Drivers will now be able to access cash loans of up to COP 1,000,000 ($240) for a flexible period of three to five months. This will depend on their activity on the inDrive app.

Financial Inclusion 104

Financial Inclusion Underserved Origination Finance 104

PYMNTS

APRIL 13, 2020

In any other economy, companies that order products overseas want fast shipment. It will also free up space at origin factories and warehouses and avoid excess inventory at site, bringing cargo closer to destination markets and alleviating the risk of congestion or closure at ports of discharge,” MSC said in a statement, according to FT.

Economy 87

Economy Origination Authorization Product 87