The Payments Association

JANUARY 3, 2025

Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. Why is it important? It highlights the necessity of advanced fraud detection and greater industry collaboration.

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Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech Finance

JANUARY 2, 2025

In a significant leap forward for digital commerce, KuCoin has unveiled KuCoin Pay, a pioneering merchant solution designed to catalyze business growth by integrating crypto payments into the retail sector. This innovative system bridges the gap between traditional retail and crypto, offering contactless and borderless transactions. Leveraging KuCoin’s robust infrastructuretrusted globally and serving over 37 million+ users – KuCoin Pay is poised to open new opportunities for merchan

Payments 97

Payments Blockchain Settlement Cryptocurrency 97

Fi911

DECEMBER 31, 2024

A chargeback rate is a metric that measures the percentage of transactions disputed by customers and ultimately reversed by the merchant’s bank. It is calculated by dividing the number of chargebacks by the total number of transactions within a specific period. A high chargeback rate can indicate issues like fraud, dissatisfaction with products or services, or misunderstandings in billing.

Disputes 98

Disputes Processors Visa Verification 98

The Fintech Times

JANUARY 2, 2025

Catalysing business growth by integrating crypto payments into the retail sector, cryptocurrency exchange KuCoin has launched a new merchant solution, KuCoin Pay. This new product will improve the digital commerce sector by bridging the gap between traditional retail and crypto. KuCoin Pay will reduce transaction fees and facilitate immediate settlement of crypto payments, aligning with the company’s goal of enhancing the blockchain ecosystem.

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Payment Solutions Bots Payments Blockchain 81

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Payments Dive

JANUARY 3, 2025

Major trade groups for merchants and banks engaged in another round of fighting last week over whether the Federal Reserve should finalize a lower debit card interchange fee rate.

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Debit Card Federal Reserve 158

Fintech Finance

JANUARY 3, 2025

A recent survey conducted by Chargebacks911 , the global chargeback technology leader, revealed that on average, 45% of all chargebacks filed against merchants stem from misuse or outright abusea practice commonly referred to as friendly fraud. Major card networks like Visa and Mastercard say this number can be as high as 75% for some merchants. However, even with up to three-quarters of all chargebacks being reported as illegitimate, merchants only win 18% of cases when appealing chargebacks.

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Disputes Acquirers Transactions Process 98

The Fintech Times

JANUARY 1, 2025

Money20/20 , the hugely successful global fintech event, is heading to Riyadh next year for its first-ever Middle East edition. Known for bringing together the biggest names and ideas in financial technology, the event builds on the buzz created by 24 Fintech, which showcased the Middle Easts growing role in shaping the industry. To find out more about how the new Money20/20 edition will blend the brands iconic energy with the Middle Easts unique culture and opportunities, Mark Walker, editorial

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Regulations Innovation FinTech Governance 72

Payments Dive

JANUARY 3, 2025

A Consumer Financial Protection Bureau lawsuit alleges the retailer and fintech Branch Messenger illegally opened accounts for drivers, and deposited their pay into accounts without their consent.

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Junk Fees CFPB Accounts FinTech 148

Fintech Finance

JANUARY 2, 2025

The U.S. Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, have released the latest report from the FPC Fraud Work Group, sponsored by Nasdaq Verafin: International Practices in Mitigating Faster Payments Fraud. The new resource provides an in-depth analysis of global strategies to combat fraud in faster payments, offering valuable insights for enhancing fraud mitigation in the U.S. payments landscape.

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Faster Payments Mitigation FPC Payments 98

TechCrunch Fintech

JANUARY 3, 2025

Friday, December 27, was supposed to be the start of a relaxing holiday weekend. But it was chaos for thousands of small business owners who use Bench, an accounting and tax startup based in Canada that raised $113 million from investors like Bain Capital Ventures and Shopify. That morning, they found themselves unable to log […] 2024 TechCrunch.

Accounts 130

Accounts Small Business AI FinTech 130

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Fintech Times

JANUARY 3, 2025

As Saudi Arabia continues its journey into a fintech powerhouse under Vision 2030, the arrival of Money20/20 Middle East in Riyadh next year reflects the nations expanding influence on the global financial technology scene. Known as the premier event where the global fintech community converges, Money20/20 has established editions across major financial hubs, including Las Vegas, Amsterdam and Bangkok.

FinTech 72

FinTech Finance Innovation Technology 72

Finextra

DECEMBER 29, 2024

As we step into 2025, the cybersecurity landscape is poised for a dramatic transformation driven by

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Cybersecurity 131

Fintech Finance

JANUARY 3, 2025

Doha Bank , one of the largest private commercial banks in Qatar is set to be the first bank in the market to officially launch VISA Commercial Pay (VCP) and the first Bank in the CEMEA region to introduce the VCP-Mobile Module, in collaboration with VISA for its Corporate Credit Card clients. This initiative aligns with the Qatari Government’s vision of digitalising payments, enhancing electronic banking services, and advancing the shift towards a cashless society.

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Economy Online and Mobile Banking Electronic Banking Reconciliation 98

Axway

JANUARY 3, 2025

In October 2024, the Consumer Financial Protection Bureau (CFPB) issued its final ruling on section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Consumer Protection 52

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

The Fintech Times

JANUARY 2, 2025

PXP Financial , a global acquiring, payment, fraud and data analysis service provider, has joined forces with financial dispute management solution provider DisputeHelp, to launch two new Visa solutions to combat first-party fraud and reduce chargeback for merchants. Through a new collaboration, PXP Financial and DisputeHelp are launching Visa’s Compelling Evidence 3.0 and Order Insight, with these solutions looking to serve as a fraud prevention framework.

Fraud Prevention 59

Fraud Prevention Disputes Issuers Card Issuer 59

Finextra

JANUARY 2, 2025

Sberbank, Russias largest financial institution, has been told to work with China on the development of AI-based services.

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AI 111

Fintech Finance

JANUARY 2, 2025

iWallet , the pioneer in digital payment solutions, announces a groundbreaking innovation with the introduction of Voice AI to payments. This revolutionary technology addresses the growing demand for advanced, secure, and user-friendly payment methods. Voice Technology: Bridging the AI Gap in Payments Nearly 81% of American consumers use voice technology daily according to TELUS.

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AI Payments Zelle Venmo 98

Fintech Review

DECEMBER 31, 2024

Emerging markets have become a hub for fintech innovation. With their growing economies and youthful populations, these regions present significant opportunities. However, regulatory frameworks in these markets vary widely, influencing how fintech companies evolve and scale. Supportive Regulations: A Catalyst for Growth Supportive regulations can significantly enhance fintech growth.

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FinTech Regulations Best Practices Central Bank 111

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

The Fintech Times

DECEMBER 28, 2024

The United Arab Emirates (UAE) still has its sights set on making itself a global centre capital for fintech activity. The likes of Dubai and Abu Dhabi are becoming fintech powerhouses in their own right. At this year’s Abu Dhabi Finance Week (ADFW) in the UAE, The Fintech Times aimed to explore the country’s fintech growth by sitting down with Mohammad El Saadi , VP at Careem , the Dubai-based company aiming to build an ‘everything app’ for the Middle East.

FinTech 59

FinTech Stablecoins Central Bank Use Case 59

Finezza

DECEMBER 30, 2024

In corporate loan underwriting, collateral acts as a safety net for lenders, reducing the risk of loss, and making sure that the lender can recover their funds if a borrower defaults. Typically, the size of the loan a lender provides ranges from 70% to 90% of the collaterals value. This significant margin shows the importance […] The post Understanding Collateral Valuation Strategies in Corporate Loan Underwriting appeared first on Finezza Blog.

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Underwriting Risk Posting Origination 104

Fintech Finance

JANUARY 2, 2025

EMVCo , the global technical body for the payment community, has received ISO/IEC 17065 accreditation for its security evaluation processes. Its new status as an accredited certification body recognises the value and quality of EMVCo security product evaluations in enabling the deployment of safe and secure payment solutions. EMVCo Security Evaluations provide a common methodology to assess whether chip and software-based vand solutions meet EMV Specifications, requirements and guidelines for se

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Accreditation ISOs EMV Cybersecurity 98

Payments Dive

JANUARY 2, 2025

The mega payments processor bought a Canadian digital banking provider after the two jockeyed for business from the delivery company DoorDash.

Processors 97

Processors Payments 97

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

BioCatch

DECEMBER 30, 2024

The UK Payment Systems Regulator (PSR) recently issued a report that provides critical insights into the origin of APP scams. Take a deep dive into the findings of the report and why the results lend to an urgent need for systemic action and cross-industry collaboration to stop fraud.

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Scams Origination Regulations Authorization 40

Finextra

DECEMBER 30, 2024

As a founder launching a Fintech startup, its unlikely youll build it into a multi-generational f

FinTech 92

FinTech 92

Fintech Finance

JANUARY 3, 2025

AstroPay , a global fintech leader redefining cross-border finance, has announced the launch of its multicurrency wallet, a financial tool designed to simplify how users manage money across borders. The wallet enables individuals to hold, exchange, and transact in multiple currencies through a single secure app. Designed for global citizens, it empowers users to navigate the complexities of international finance, whether traveling, working remotely, or conducting business globally.

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Cross-Border Regulatory Compliance Compliance Finance 98

Basis Theory

DECEMBER 31, 2024

Whether youre building or optimizing your payment stack, there has never been a better time to think about a multiple-payment gateway strategy.

Payment Gateways 88

Payment Gateways Gateways Payments 88

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Payments Dive

JANUARY 3, 2025

The buy now, pay later firm has a team working to correct a problem with some customers experiencing debit card declines, the company CFO said in December.

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Debit Card 78

Finextra

JANUARY 2, 2025

Meta-owned WhatsApp has been given the greenlight to roll out its P2P payments service to all of its Indian users.

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P2P Payments 78

FloQast

JANUARY 1, 2025

Accounting can be traced back to cuneiform on clay tablets from around 3300 BCE. Weve come a long way since then. As we make our way into 2025, the leading technology has evolved into AI accounting software. Just like those original accountants using clay, CPAs are embracing the greatest technology of today to power through number-crunching marathons.

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AI Accounts Audit Fraud Detection 52

Paystand

JANUARY 3, 2025

Table of Contents What is the average collection period? What is a good average collection period?

Addressing 40

Addressing 40

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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