The Payments Association

FEBRUARY 25, 2025

Award judges recognised Bottomlines Universal Aggregator solution and its value-add overlay services for addressing cross-border payment challenges, such as high costs, slow processing times, limited accessibility, and lack of transparency.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Overlay Service Payments 88

Clearly Payments

DECEMBER 3, 2023

Authorize.Net: Widely used payment gateway for online merchants (United States). Ayden: Global payment company providing solutions for businesses of all sizes (International). Bambora (now Ingenico): Global payment service provider (International). International).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Fintech Finance

SEPTEMBER 11, 2024

The European Payments Initiative’s Wero wallet is likely to accelerate adoption of A2A payments with a 37% reduction in card transactions predicted by 2027 across Europe. The continued surge in non-cash transactions is a watershed moment for banks and payment service providers.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

PYMNTS

JUNE 25, 2020

Insurers are aware of their legacy problems and are partnering more readily now with payment services providers (PSPs). The P&C industry at large appears to be examining how … emerging technologies could revitalize their businesses, even during the COVID-19 pandemic,” the June Tracker states. “The billion profit.

Checks 100

Checks B2B Digital Payments Innovation 100

PYMNTS

NOVEMBER 9, 2020

A paper by the Emerging Payments Association EU found that “In the opinion of all observers, open banking on the one hand and instant payment on the other is the recipe for all tomorrow’s payment solutions.”. leads the pack with more than 80 percent of FinTech funding in Europe last year alone.

Consumer Financial Protection Bureau (CFPB) 114

Consumer Financial Protection Bureau (CFPB) Accreditation TCH CFPB 114

EBizCharge

JANUARY 14, 2025

Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands. Emerging payment gateway trends in 2025 Familiarizing yourself with and adapting to emerging payment gateway trends is critical for your businesss success in 2025.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Fintech Review

JANUARY 28, 2024

Shape Technologies provides a dynamic payments-platform-as-a-service (“PPaaS”), offering its fully customisable platform to payment service providers (“PSPs”) the world over. Shape’s mission is to get payments businesses to market quicker. Answer I always keep an eye on emerging payment methods.

Payments 98

Payments Payment Gateways Automation Gateways 98

PYMNTS

NOVEMBER 16, 2018

Visa noted that BillDesk is among the company’s many investments and partnerships with innovators in emerging payments around the world. The news comes as BillDesk and Visa said in September that they had successfully enabled 50 large service providers for a payments acceptance platform called Bharat QR.

NOV 59

NOV Digital Payments Emerging Payments Product 59

The Fintech Times

MAY 29, 2024

Our mission is to help them do it by eliminating some of the financial roadblocks to making easy-to-use instant payments accessible to everyone.” Integrating it enables organisations to transact money in milliseconds and process as many as one million transactions per second.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

PYMNTS

DECEMBER 28, 2020

But there are other ways beyond the payment mechanism itself that can help to remedy this conflict between corporate buyers and vendors. Buy now, pay later (BNPL) had a big year in the consumer payments world, particularly as shoppers flocked online and gained access to integrated BNPL offerings right at the point of sale.

B2B 81

B2B BNPL Payments Third-Party Service Provider 81

PYMNTS

FEBRUARY 25, 2019

“As regulators overseeing non-banks, our goals are clear: Ensure the safety and soundness of the financial system, protect consumers and streamline the multistate experience,” said Mark Quandahl, chairman of the CSBS Emerging Payments & Innovation Task Force, in a statement. This is an area that we are studying.”.

Regulations 59

Regulations FinTech Community Banks Non-Bank 59

PYMNTS

DECEMBER 10, 2019

Understanding that each market faces varying degrees of pain points in facilitating cross-border corporate payments is essential to service providers’ ability to find success in new solutions and services they design. Cross-border B2B payment service providers today must multitask. Cost Versus Speed.

Cross-Border 52

Cross-Border B2B Cross-Border Payments Interoperability 52

The Fintech Times

MAY 16, 2024

Many companies view data as proprietary, but regulations will require payment service providers to share data, whether at a macro or micro level, and this involves staying informed about emerging fraud trends and scams and educating users to manage them effectively. It’s all about data and sharing information.

Fraud Prevention 64

Fraud Prevention Fraud Detection Payments Regulations 64

Clearly Payments

FEBRUARY 14, 2024

trillion in payment volume. However, they face challenges from emerging payment methods and evolving regulations. Issuing Banks (Bank Credit Cards): Issuing banks are institutions that serve as the backbone for individual consumers, providing credit and debit cards. In 2023, Visa alone facilitated a staggering $18.6

Value Added Service 104

Value Added Service Payments Payment Gateways ISOs 104

PYMNTS

DECEMBER 9, 2019

” Credit unions must have access to both legacy and emerging payment rails to meet changing needs among end users. Speed is frequently the main focus for service providers building new payment rails and updating old ones, but it’s not the only trend in payments that Esser said credit unions must watch.

Credit Union 54

Credit Union Cross-Border Distributed Ledger Technology (DLT) Electronic Funds Transfer (EFT) 54

PYMNTS

NOVEMBER 14, 2019

Increasingly, the gold standard for payments is invisibility. Platforms and payment service providers are seeking digital, integrated payment experiences that are so seamless, neither the payee nor payer take much notice that a transaction has even occurred.

Payroll 50

Payroll Faster Payments Cross-Border Payments 50

Ikajo

NOVEMBER 22, 2023

In this article, we will explore what is PayFac-as-a-Service, who it is for, and how it benefits Payment Service Providers (PSPs) and merchants worldwide. What is a payment facilitator (PayFac)? How Does PayFac as a Service Work? How can PayFac as a service be useful for your business?

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52

PYMNTS

NOVEMBER 14, 2019

Further, researchers found, 85 percent of invoices that allow for electronic payment acceptance are paid within a week — and most than half are paid same-day. Advancement in corporate card technology is also opening doors to cards, both consumer and commercial, gaining traction in this space and promoting faster invoice payments.

Laws 40

Laws API Payment APIs and Integration Legal 40

PYMNTS

MARCH 2, 2020

But while there are a nearly endless number of cases presenting corporate payments challenges, increasingly, businesses of all kinds are seeking a similar experience — and prepaid card technology can be a valuable tool in meeting those requirements. From Gig Workers to Rebates. Speed really is an important factor now,” he said.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

OCTOBER 11, 2017

The PYMNTS.com Global Cash Index™ Western and Eastern Europe Analysis also features an interview with Ron Delnevo, Director of ATM Industry Association (ATMIA) that dives into the emerging payment trends in the U.K. many of which, Delnevo said, may prove to be bellwethers for the use of differing payment methods across Europe.

ATM 45

ATM ATMIA Alternative Payment Methods Contactless Payments 45

PYMNTS

DECEMBER 18, 2019

According to the company, rather than force businesses to rely on expensive third-party payment processors, service providers can help corporates become their own processors for greater cost savings, efficiencies and data integration into their back-office platforms, allowing firms to address ACH’s largest pain points that prevent adoption.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52

PYMNTS

OCTOBER 28, 2019

investment in real-time payments – one of the first major payments infrastructure investments the country has made in decades, said Sinha – corporates are increasingly acknowledging the potential in instant payment rails, especially with growing expectations for an always-on, 24/7/365 infrastructure. But with the U.S.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

Segpay

APRIL 22, 2024

5 minute read Network tokenization is a technology used in the payment industry to enhance the security of digital and mobile payments. Let’s explore how merchants and PSPs benefit from network tokenization and how this innovative technology revolutionizes the payment industry.

Data Breach 52

Data Breach Online and Mobile Banking Risk PCI DSS 52

Stax

FEBRUARY 26, 2024

How Do Recurring Payments Work? The recurring payment process involves a series of well-coordinated steps, starting with customer authorization and agreement setup. Once authorized, payment service providers take the lead in automating payments within the payment gateway.

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

PYMNTS

NOVEMBER 12, 2018

. “While many are closely following industry advancements, the need for guidance around what the many options mean for their particular payments circumstance is crucial.” Eleven percent of respondents have already said they are ready to implement real-time payments today.

Innovation 44

Innovation Cross-Border Real Time Payments Cross-Border Payments 44

PYMNTS

AUGUST 14, 2019

14 as part of the Payments Service Directive (PSD2), stands as one of the most comprehensive global efforts to bring more security to online payments and eCommerce – while also, at least ideally, reducing the friction that can alienate consumers from merchants, financial institutions and payment services providers.

Authentication 46

Authentication Compliance Regulations Issuers 46

PYMNTS

APRIL 18, 2017

Transactional laundering has gained attention from banks and payment service providers, which has forced fraudsters to explore other ways to hustle consumers and businesses. According to Frechtling, this is how the payment hustler persona was born. Knocking the Payment Hustler.

Law Enforcement 45

Law Enforcement Money Laundering Payments FTC 45

PYMNTS

JULY 4, 2016

PSD2 – the EU’s Payment Services Directive (PSD2) – requires that banks create open APIs so that qualifying Payment Initiation Service Providers and qualifying account information providers can access customer account information inside of those banks in order to “level the competitive playing field.”

Compliance 40

Compliance Payment APIs and Integration Online and Mobile Banking Regulations 40

Nanonets

MAY 8, 2024

A Payment Service Provider (PSP) acts as an intermediary between merchants and the financial institutions involved in processing online transactions. Stripe is a PSP that offers a suite of services to streamline payment processing and enhance the online shopping experience.

Reconciliation 52

Reconciliation Settlement Alternative Payment Methods SWIFT 52

PYMNTS

APRIL 21, 2017

The company announced this week that it is rolling out ActimizeWatch, a cloud-based analytics solution that aggregates and assesses transactional data, pulled from various financial service providers, to identify fraud.

Faster Payments 43

Faster Payments Same Day ACH ACH NACHA 43

PYMNTS

JUNE 22, 2016

As the CIO of MasterCard – and before that, global head of emerging payments at the card network – Ed McLaughlin has seen and heard his fair share of pitches as innovators seek out MasterCard as an investor or partner to ignite their “good ideas.” McLaughlin then used the example of the use of bitcoin for payments.

Innovation 43

Innovation Visa Emerging Payments Bitcoin 43

Fintech Finance

FEBRUARY 12, 2025

The new entity will be governed by senior representatives from MAS and the financial services industry, who will provide strategic direction to the entitys management team. There will be no changes to the operations and scheme rules of the national payment schemes as they are consolidated to the new entity.

Cross-Border 59

Cross-Border Payments Cross-Border Payments Government 59

The Payments Association

MARCH 20, 2025

Innovation in retail payments depends on foundational infrastructure that enables payment service providers to develop new solutions. DCV: A digital pound would provide a platform for payment innovation through entirely new propositions or by improving how existing payment services operate.

Digital Currency 88

Digital Currency Retail Payments Privacy Stablecoins 88

PYMNTS

NOVEMBER 28, 2016

People would be pretty miserable if they couldn’t borrow money when they need it, for buying a house, a car or covering an emergency. Financial service providers should vilified for doing wrong. To recognize the valuable role financial service providers play in making loans for all sorts of reasons, for all kinds of people.

Consumer 51

Consumer CFPB Credit Cards Federal Trade Commission 51