Fintech News

JULY 14, 2024

The partnership will also strengthen WorldFirst’s participation in the Single Euro Payments Area (SEPA) scheme. BNP Paribas will sponsor WorldFirst’s integration into SEPA, allowing WorldFirst’s clients to access real-time payment schemes under SEPA and automate treasury payments.

Cross-Border Payments 123

Cross-Border Payments Cross-Border Treasury Management Treasury 123

Finextra

JUNE 18, 2025

” The central bank says all laptops, tablets and mobile phones are encrypted and that any lost or stolen devices are also be blocked from further communication with the bank. The reality is that every device is a treasure trove of critical data for cyber criminals, which could prove detrimental in the wrong hands.”

Security 69

Security Online and Mobile Banking Privacy Research 69

The Fintech Times

MARCH 14, 2025

Joo Del Valle , co-founder and CEO of EBANX “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions, explained Joo Del Valle , co-founder and CEO of EBANX.

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

Fintech Finance

MARCH 12, 2025

. “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions,” says João Del Valle , CEO and Co-founder of EBANX.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

Fintech Finance

MARCH 12, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and comforte AG, a leading provider of data-centric security solutions, have announced a partnership to help customers meet the new Payment Cards Industry Data Security Standards (PCI DSS) v4.0 Adhering to the new PCI DSS v4.0

PCI DSS 52

PCI DSS Compliance Encryption Real Time Payments 52

EBizCharge

MARCH 7, 2025

Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

APRIL 24, 2025

Improved cash flow: A Salesforce-integrated payment system accelerates payment collections thanks to features like automated billing, instant payment processing, and recurring payment capabilities that can significantly reduce days sales outstanding (DSO) , improve cash flow, accelerate revenue recognition, and enhance financial predictability.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

AUGUST 7, 2017

Vantiv Integrated Payments — a Vantiv company and provider of payments technology and processing services for small and medium-sized businesses (SMBs) — announced news on Monday (August 7) that triPOS Cloud, a cloud-based API for easier and faster real-time payment processing, is now live.

Payment APIs and Integration 72

Payment APIs and Integration ISVS API Point-of-Sale (POS) 72

EBizCharge

APRIL 22, 2025

This centralization enables a 360-degree view of each account, making it easier for teams to manage relationships, track payment history, and deliver personalized service. Real-time payment tracking Salesforce payment integrations allow you to monitor the status of transactions in real-time.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

PYMNTS

JUNE 24, 2020

Payments, with Mastercard as intermediary, he said, may come across debit or credit activity, but may also be done through direct account-to-account transfers, real-time payments across fast ACH rails, or push payments via Mastercard Send.

Visa 105

Visa API Credential Encryption 105

EBizCharge

MARCH 27, 2025

This approach also improves payment processing efficiency by automating payment management, enabling merchants to prioritize more time for growth initiatives. Improved cash flow and financial visibility Real-time payment processing in Sage ensures businesses receive funds faster, improving cash flow and financial stability.

Payments 52

Payments PCI DSS Processors Debit Card 52

Stax

JULY 9, 2024

Traditional payment methods, such as mailing checks, can take several days to process, whereas EFT payments are swift and can be completed within minutes. EFT payments offer a high level of security compared to traditional payment methods. EFT payments are a cost-effective solution for both businesses and consumers.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

Segpay

SEPTEMBER 24, 2024

This can improve cash flow as funds from bank transfers can be deposited into the merchant’s account in real time. With pay by bank, transactions use the improved security features of online banking platforms like multi-factor authentication and encryption to protect sensitive customer data and transactions.

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105

Clearly Payments

MAY 22, 2025

Integrated Payments Payment systems built into your POS or software. Encryption Scrambling card data so it cant be read by anyone else. real-time payments system developed by the Federal Reserve for instant transfers between banks. mPOS (Mobile Point of Sale) A point of sale system on a mobile device.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

PYMNTS

MARCH 19, 2019

At the time of the announcement, the company said the system enables users to manage product orders across suppliers or upon shipment to customers, and to track documentation in real time. Payment or personal information stored or used within Lion0360 is secured by encrypted socket layer technology.

CRM 74

CRM Automation Volume Encryption 74

EBizCharge

FEBRUARY 26, 2025

NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS).

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

MARCH 26, 2024

This connection enables the business to accept payments from different financial networks and countries. Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

MARCH 11, 2025

Gateway fees: Gateway fees are the fees merchants pay to use a payment gateway, which acts as a bridge between their website or point-of-sale (POS) system and the payment processor. These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

PYMNTS

NOVEMBER 9, 2018

The firm said that it will not view or listen to video calls, and that the calls are encrypted. Clearly concerned with the issue as the product officially goes to market this week, Facebook published a blog post detailing how very proactive they plan to be about protecting user data on the new Portal devices.

Real Time Payments 61

Real Time Payments Data Breach Breach Blocks 61

Payment Savvy

MAY 15, 2023

FedNow will have robust encryption methods and other protective measures in place to make sure that hackers and other bad guys can’t get their hands on your personal details or financial information. RTP (Real-Time Payments) RTP is another real-time payment system, but it is operated by a private entity, The Clearing House.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

PYMNTS

AUGUST 29, 2019

Historically, EDI (electronic data interchange) has been the standard for transmitting data between partners in this space, with businesses relying on EDI to exchange payment-related information like invoicing and transaction data.

Payment APIs and Integration 66

Payment APIs and Integration Micro-Entry Checks B2B 66

The Fintech Times

JUNE 13, 2024

Real-time revolution: How MENA is leading the rise of instant payments Mostafa Menessy, co-founder and CTO of fintech solution provider Paymob The MENA region is emerging as a global leader in instant payments, driven by rapid technological adoption, strategic government initiatives, and a robust increase in digital payment transactions.

Instant Payments 59

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 59

PYMNTS

JUNE 12, 2019

Faster and emerging payments systems are gaining traction, as nearly half of corporates are using or interested in using new payment services. Across those efforts, multi-factor authentication and device fingerprinting help ensure that only authorized changes are made to critical bank or other account details.

Accounts 62

Accounts Email Compromise Same Day ACH Compromise 62

Electronic Transactions Association

JANUARY 21, 2025

Artificial Intelligence in Payments Artificial intelligence represents a transformative force in Canada's payments landscape, fundamentally reshaping how financial institutions detect fraud, manage risk, and enhance customer experience.

Fraud Prevention 40

Fraud Prevention Privacy Financial Inclusion Small Business 40

PYMNTS

MAY 18, 2018

As payments accelerate, interest in faster and real-time payments for B2B transactions is limited. What are your predictions for the impact of faster payments on supplier payments? B2B transactions are more complex in nature and require more precautions for parties involved.

B2B 46

B2B Small Business Bots Payments 46

Evolve Payment

SEPTEMBER 29, 2023

More Instant Peer-to-Peer (P2P) Payments Waiting days for payments to clear will become a thing of the past in 2024. Instant payments will become the norm, enabled by technologies like real-time payment networks and blockchain.

Industry Trends 52

Industry Trends Contactless Payments ISO 20022 Cross-Border 52

EBizCharge

JUNE 3, 2024

Payment integrations should use secure Application Programming Interfaces (APIs) with robust authentication and authorization mechanisms, such as OAuth and API keys, to control access and verify the identity of users and systems. Additionally, implementing data encryption for information both in transit and at rest is vital.

Process 52

Process Payment APIs and Integration Payments Disputes 52

PYMNTS

JUNE 1, 2017

But that protection, he added, “is not totally reliable, because the encryption on it is so light and the token can be broken.” . dollar payments via mobile phone versus, say, a cash card from Walmart or some of the other retailers.” . Tokens are patterns,” he said, “and patterns can be predicted.” .

Online and Mobile Banking 44

Online and Mobile Banking Payments Federal Reserve Breach 44

Nanonets

NOVEMBER 20, 2023

Real-Time Payment Status Notifications: Suppliers can receive real-time notifications about the status of their invoices, including when invoices are pending, in process, or paid. Automated payables bookkeeping syncs with ERP or accounting systems in real-time, ensuring accurate financial statements.

Payment Reconciliation 52

Payment Reconciliation Automation Reconciliation Verification 52

EBizCharge

NOVEMBER 21, 2024

The EBizCharge payment software’s automated billing and diverse payment options encourage timely payments by making it easier for customers to pay on their preferred schedule. EBizCharge also offers robust security features, including tokenization and encryption, to protect sensitive payment information.

Procedures 52

Procedures Mitigation Wire Transfer Payments 52

Stax

MARCH 14, 2024

Embracing digital payments enables companies to streamline financial workflows, automate tasks, and gain real-time visibility into cash flows. Real-time payments There is a growing demand for real-time B2B payment solutions to enable faster transactions.

B2B 88

B2B Process B2C Credit Cards 88

Payment Savvy

SEPTEMBER 5, 2024

One of the main security measures in place is encryption. When an ACH deposit is initiated, your bank uses encryption to protect your personal and financial information. Another exciting trend is the increased use of real-time payments. It reduces wait times and speeds up transactions.

ACH 52

ACH ACH Network Wire Transfer Direct Deposit 52

EBizCharge

MAY 15, 2024

It acts as an intermediary between customers, merchants, and financial institutions, ensuring that sensitive payment information is transmitted securely and efficiently. Payment gateways encrypt sensitive payment data, such as credit card details, ensuring secure transmission.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

FICO

JANUARY 5, 2021

The recent surge of real-time payments across the globe means that not only are customers moving money faster, but criminals are too – furthering the need for a centralized solution that enables a clearer view of crime. The industry is looking more broadly at what areas can be converged. 74% of all phishing sites now use SSL.

Financial Crimes 52

Financial Crimes Crime Posting Scams 52

PYMNTS

AUGUST 5, 2016

So sizzles all the way around – unless, of course, you’re one of the ones asking banks to invest in a real-time payments capability that does exactly the same thing. We said this in December 2013 when Target was hacked and every other time every other POS was hacked too. What would is encrypting data at the POS.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

Segpay

JUNE 25, 2024

Enhanced Security : Pay by Bank transactions use the improved security features of online banking platforms, such as multi-factor authentication and encryption, to protect sensitive customer data and transactions. Lower transaction costs can also stimulate a broader adoption of digital payments among US merchants.

Online and Mobile Banking 52

Online and Mobile Banking Payments Settlement Transactions 52

PYMNTS

JANUARY 2, 2017

Same Day ACH transfers and other forms of real-time payments certainly have the power to transform the banking industry and B2B payments. With Phase 2 of the faster payments transition looming, what other technologies could hold promise in the space? That large sum was the result of 3.8

ACH 49

ACH Online and Mobile Banking Cross-Border Same Day ACH 49