The Fintech Times

MAY 1, 2025

Founders who can articulate their mission with clarity and offer original perspectives on the sector stand a far greater chance of being quoted, profiled or featured in long-form interviews. This is often supported by another element that all journalists are drawn to: breakthrough research commands attention.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

The Fintech Times

JANUARY 31, 2025

Back home, cash was king and so arriving with a large amount only saw her come under increased scrutiny from banks when she tried to open an account and prove her origin of funds. It is also now part of a national network of six data services driving the UKs leadership in smart data research.

FinTech 59

FinTech Financial Inclusion Research Government 59

PYMNTS

JANUARY 25, 2021

Call it a designer pothole, the Gucci gap or a Burberry bump in the road — whatever name you choose, the reality is that the post- Brexit fine print caused by the U.K. leaving the EU on Jan. 1 has emerged, and appears to be gumming up the importation and exportation of luxury goods. If Everybody Hates It….

Returns 75

Returns Posting Rules Procedures 75

The Fintech Times

JANUARY 31, 2025

Mexican consumers are this year alone projected to send over $27.9billion in remittances globally, according to a survey commissioned by Wise from global research firm Edgar, Dunn & Company (EDC). million Hispanics of Mexican origin living in the US as of 2021. There are an estimated 37.2

International Payments 59

International Payments Multi-Currency Cross-Border Payments Cross-Border 59

Clearly Payments

NOVEMBER 13, 2024

BIN Identification : The payment processor reads the first six digits of the card number (the BIN) and identifies the issuing institution, along with the card type and country of origin. The post What is a BIN in Payment Processing appeared first on Credit Card Processing and Merchant Account.

Process 104

Process Processors Payments Compliance 104

Finovate

FEBRUARY 13, 2025

Intuitech Intuitechs GenAI agents automate 95% of the most complex banking and insurance workflows, cutting loan origination time from weeks to minutes. Investment banks (especially equity research and sales teams), asset managers, wealth managers, and hedge funds. Banks and wealth managers. Established enterprises.

AI 52

AI Automation Origination Research 52

FICO

JANUARY 18, 2023

Top 5 Debt Collection Posts of 2022: Crisis and Opportunity. Here are the top five posts from 2022 on debt collection trends. Self-service options have proven to deliver great results both in early collections and even post charge-off recovery. Read the full post. Read the full post. Read the full post.

Posting 52

Posting Returns Addressing Research 52

Fintech Finance

AUGUST 28, 2024

Digital payment preferences are surging, according to the 2024 ACI Speedpay Pulse Report, published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology. Billers can replace debt collectors with virtual agents to create a secure, non-intrusive, and efficient debt collection platform.

Identity Theft 105

Identity Theft Online and Mobile Banking Consumer Payments Trends 105

CB Insights

JULY 30, 2021

Vestwell, originally a plan provider, currently powers hundreds of plans for major companies like Morgan Stanley BNY Mellon, Allianz SE, Namely, and Voya. Want the full post? The post This Morgan Stanley-Backed Company Raised $70M To Provide A White-Label Workplace Retirement Solution appeared first on CB Insights Research.

Payroll 69

Payroll Origination Rules Participant 69

Fintech News

SEPTEMBER 22, 2024

Overall, the research reveals that digital fraud attacks across all sectors increased by 19% YoY in 2023, with the most significant rise seen in North America, up 43% YoY, and the e-commerce sector, which rose 59% YoY. Their scams usually are efforts to con unwitting victims around the world out of their financial savings.

Accounts 143

Accounts Scams Bots Account Takeovers 143

Fintech News

JUNE 18, 2024

Gen AI are AI systems designed to autonomously generate new, original content. In November, OCBC Bank followed suit, launching a gen AI chatbot for its 30,000 employees globally to assist them with writing, research and ideation.

AI 120

AI Use Case Risk Deepfake 120

FICO

APRIL 28, 2022

According to the research from Cornerstone Advisors , these point-of-sale short-term installment loans with low credit amounts have been increasing in popularity during recent years for retail purchases like clothing, household goods, electronics, and more. Our Initial Insights from the First FICO-Conducted BNPL Research Study.

BNPL 98

BNPL Accounts Credit Cards Origination 98

Fintech News

MAY 26, 2025

Each product on the platform includes key details such as origin, production method, market history, and projected performance. Readers should do their own research before taking any actions related to the company. Decants integrated platform offers them digital tools and guided insights that simplify asset selection and management.

On-Demand 52

On-Demand Audit Product Origination 52

The Fintech Times

JUNE 19, 2024

ING originally launched the functionality in July 2022 as a trial, in which 500,000 customers tested the feature. The post Cogo Enables ING Customers to View CO2 Emissions of Spending in Mobile Banking App appeared first on The Fintech Times. “That is why partnerships, such as this one with ING, are so important.

Mobile Banking 110

Mobile Banking Addressing Origination Research 110

Fintech Finance

OCTOBER 21, 2024

billion of additional global GDP growth and create more than 167 million new bank account holders by 2028, according to a new report published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, in collaboration with The Centre for Economics and Business Research (Cebr). billion – a 74.2%

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Research shows that customers will abandon their cart if online checkout time isnt limited to four minutes or less.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

CB Insights

JANUARY 26, 2023

Vesta ($30M Series A): Vesta provides a platform for mortgage origination and underwriting that is designed to streamline processes, reduce risk, and help lenders improve their book of business. The post Analyzing a16z’s fintech investment strategy: Where did the VC place its biggest bets in 2022?

FinTech 101

FinTech Blockchain Underwriting Credit Cards 101

Finovate

JANUARY 10, 2025

“Our research shows that millions of consumers are stuck in a revolving debt trap, due to the systemic issue of ‘double counting’ when consumers apply for debt consolidation products,” Experian Consumer Services Managing Director Edu Castro explained. ” Here is our look at fintech innovation around the world.

Innovation 64

Innovation Cross-Border Payments Payments Cross-Border 64

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52

Fintech News

JUNE 3, 2024

However, enhanced regulatory measures, technological advancements and increased public-private and international collaboration are introducing promising opportunities to address these challenges more effectively, a new report by Forrester Research says. About one-fifth of the firms polled said their costs rose by more than 20%.

Money Laundering 127

Money Laundering Financial Crimes Crime APACS 127

FICO

FEBRUARY 27, 2023

You can read more about our judges in this blog post. You can read more about our judges in this blog post. See all Posts chevron_left Blog Home expand_less Back To Top Related posts Meet The 2022 FICO Decisions Awards Winners! Meet Our 2023 FICO Decisions Awards Judges Winners of 2021 FICO Decisions Awards Announced

Financial Inclusion 98

Financial Inclusion AI Credit Cards Research 98

Electronic Payments Coalition

FEBRUARY 6, 2024

Additional research shows that expanding the Durbin amendment to credit cards would deliver the same disappointment for consumers as the original. The post The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Consumers appeared first on Electronic Payments Coalition.

Credit Cards 59

Credit Cards Consumer Debit Card Caps 59

Fi911

JULY 19, 2024

Original Credit Transaction Not Accepted 13.9: While the reason codes are effective in identifying processing errors, merchant fraud, and other “valid” reasons for disputes, research indicates that an increasing number of chargebacks are being made for reasons unrelated to the reason code provided. Canceled Recurring Transaction 13.3:

Disputes 103

Disputes Duplicate Non-Bank Authorization 103

PYMNTS

OCTOBER 14, 2020

Other ways of introducing potential new users to the service include content “sampling” availability — such as (free) educational content posted on YouTube and through free episodes of some series and original content offered through the site. subscriptions in July — up from 2.6 in February.”

On-Demand 94

On-Demand Origination Consumer Research 94

Nanonets

SEPTEMBER 20, 2024

From financial reports and research papers, to resumes and invoices, these documents can contain complex tables with a wealth of structured data that needs to be quickly and accurately extracted. Scientific Research : Researchers use table extraction to collate experimental results from multiple published papers. 

Rules 135

Rules Process AI Origination 135

Trade Credit & Liquidity Management

MAY 29, 2025

To receive new posts and support our work, consider becoming a paid subscriber. This includes knowing required documentation (commercial invoices, certificates of origin, packing lists), tax implications (VAT, withholding taxes, double taxation treaties), currency regulations, and customs codes.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Fintech News

AUGUST 12, 2024

Featured image credit: edited from freepik The post Unveiling Vietnam’s Most Reputable Fintech Companies appeared first on Fintech Singapore. These platforms are followed by ViettelPay (27%), ShopeePay (26%), and VNPay (17%).

FinTech 117

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 117

Finovate

MARCH 7, 2025

Notably, these acquisitions continue to operate under their original brands, allowing for organic user growth before transitioning fully to Wero. Research by Juniper reveals that 60% of all ecommerce transactions will happen via local payment methods by 2028. What distinguishes the eager adopters from the more cautious?

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

MARCH 15, 2024

Binance Academy , a free educational platform helping people learn about cryptocurrency, is partnering with the Blockchain Center , a global research lab, and ENSET-Université Hassan II de Casablanca to extend its Global University Outreach Program (GUOP) to Morocco.

Blockchain 65

Blockchain Compliance Origination Cryptocurrency 65

Fintech News

JANUARY 18, 2024

Utilising ChatGPT’s Large Language Models, this chatbot will assist staff in writing, research, and creative thinking. The OCBC GPT, developed in partnership with Microsoft’s Azure OpenAI (developers of the original ChatGPT ), operates within a secure, controlled setting.

AI 109

AI Financial Crimes Crime SWIFT 109

PYMNTS

OCTOBER 21, 2020

21), AutoNation posted third-quarter earnings of $2.05, up 86 percent year over year and leagues better than the $1.72 As much as 45 percent of the business is originated through digital channels, and then there is a crossover. As reported Wednesday (Oct. that had been expected. Revenues were down 1 percent year on year to $5.4

Economy 89

Economy Online and Mobile Banking On-Demand Consumer 89

Fintech News

AUGUST 19, 2024

With DDEx, professional investors and financial institutions are able to trade digital assets, custodise their tokens with DBS Bank, access tokenised investment opportunities via the bank’s deal origination team and manage their digital asset portfolios seamlessly alongside their traditional portfolios using the bank’s application.

Accreditation 120

Accreditation Bitcoin Cryptocurrency Best Practices 120

PYMNTS

SEPTEMBER 22, 2020

But the tech upgrades might soon be taking a radically different turn, according to “ How to Build a Better Robot for Quick-Service Restaurants ,” a new study published in the Journal of Hospitality & Tourism Research by Ball University Professor Dina Marie Zemke. localities. Of course, restaurant robots aren’t cheap, either.

Research 87

Research Adjustments Technology Origination 87

Fintech Review

OCTOBER 16, 2024

This loss is termed ‘impermanent’ because it might recover if the token prices return to their original state, but there is no guarantee this will happen. It is essential to conduct thorough research into the platform’s tokenomics, demand for its services, and overall market trends.

Assessments 98

Assessments Risk Returns Audit 98

EBizCharge

JANUARY 6, 2025

Some states may have unique requirements, so its important to research and follow local guidelines. A cash discount receipt details the original card price, the discount, and the adjusted cash total, enhancing clarity for the customer. The post Cash Discounting Programs: What Are They and How Do They Work? Responses vary.

Legal 52

Legal Adjustments Compliance Assessments 52

Fintech News

JUNE 18, 2024

Billions of dollars traverse the globe every second, with a significant portion of these transactions originating from individuals, particularly migrant workers sending funds to their loved ones in their native countries.

Cross-Border 136

Cross-Border Financial Inclusion Transactions Cross-Border Payments 136

Fintech Finance

SEPTEMBER 9, 2024

Impersonator fraud, originating from a phone call, message or email that appears to be from a trusted business source (25%), intercepted business e-Transfers (22%) and credit card fraud (20%) were the most common types of fraud. To be eligible to participate, respondents had to be either full or partial decision-makers in the business.

Online and Mobile Banking 97

Online and Mobile Banking Credit Cards Scams Payer 97