Finovate

APRIL 8, 2025

The company was founded in 2018. Founded in 2018 and headquartered in Munich, Germany, Hawk made its Finovate debut at FinovateSpring 2022 in San Francisco. The investment will fuel product innovation for the Munich, Germany-based fintech, as well as power the company’s expansion plans.

Financial Crimes 72

Financial Crimes Crime Money Laundering Fraud Detection 72

Cardfellow

JUNE 25, 2025

Visa Chargeback Reason Codes In 2018, Visa consolidated its list of reason codes into 4 categories: fraud, authorization, processing errors, and consumer disputes. Signature Removal and Chargeback Prevention In the spring of 2018, all for major card brands announced the removal of signature requirements for credit card transactions.

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

Fintech Finance

NOVEMBER 1, 2024

Henrik also has an extensive entrepreneurial background, previously founding Finsit, a business intelligence tool for accounting data, which was used by over 30,000 companies prior to its acquisition by Wolters Kluwer in 2018.

Acquirers 98

Acquirers Technology Innovation Continuity 98

Fintech Finance

JUNE 13, 2025

since 2018. With VFC, Marqeta will enable Klarna customers to pay immediately or pay later when needed, all on the same card. This milestone builds on years of collaboration between Marqeta and Klarna, including powering Klarna’s virtual cards in the U.S. The card is currently in a trial phase in the U.S., expected later this year.

Debit Card 72

Debit Card Credential Embedded Finance Processors 72

Fintech Finance

JUNE 10, 2025

Founded in Edinburgh in 2018, BR-DGE now processes millions of transactions monthly on behalf of high-volume customers. With a number of large brands already on the platform, BR-DGE is positioned to become the orchestration partner of choice and distribution outlet for payments connectivity, routing, and data services.

Alternative Payment Methods 94

Alternative Payment Methods Cross-Border Payments Multi-Currency 94

Finovate

SEPTEMBER 10, 2024

Best of Show winners from our 2015 through 2024 conferences are below: FinovateEurope 2015 FinovateSpring 2015 FinovateFall 2015 FinovateEurope 2016 FinovateSpring 2016 FinovateFall 2016 FinovateAsia 2016 FinovateEurope 2017 FinovateSpring 2017 FinovateFall 2017 FinovateAsia 2017 FinovateMiddleEast 2018 FinovateEurope 2018 FinovateSpring 2018 FinovateFall (..)

Deepfake 111

Deepfake Advisors Innovation Risk Management 111

The Payments Association

JUNE 11, 2025

Although the city has become better known in recent years for the hit teen sitcom Derry Girls, the KYC and compliance specialist FinTrU opened its office in Derry back in 2018, with a graduate programme launched in 2023. So, why Derry? With the arrival of My EU Pay, the city is becoming a hub for fintech.

Compliance 88

Compliance Money Laundering Payments AML 88

Bank Automation

FEBRUARY 10, 2025

Naggar has worked at Citi since 2018, initially holding the title of chief digital officer before assuming the additional role of chief information officer in 2023. Citis Mike Naggar, chief digital officer and chief information officer for U.S. Personal Banking, focuses on customer experience at the $2 trillion bank.

Automation 59

Automation Posting 59

Fintech Finance

MARCH 25, 2025

The Buy Now, Pay Later (BNPL) market in the Philippines has seen significant growth in terms of unique users, with at least one out of four Filipinos having tried the service at least once between 2018 until the end of 2024. New insights from UnaCash reveal that 28.4 million unique users tallied in 2023.

BNPL 80

BNPL On-Demand Product Consumer 80

Fintech News

APRIL 24, 2025

Flipkart acquired PhonePe in 2016, and by 2018, it achieved unicorn status, just three years after it started. It reached unicorn status in 2018 after nearly two decades, following a major funding round. billion Founded in 2018, CRED is a platform that rewards users for paying their credit card bills on time. CRED Valuation: $6.4

FinTech 129

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 129

Fintech Finance

JANUARY 22, 2025

With a track record of supporting over 390,000 merchants across MENA-P since 2018, Paymob has enabled businesses of all sizes – from local SMEs to regional and global brands like Decathlon, Vodafone, LG, Uber, IKEA, and Shahid to optimize payment performance and unlock new revenue streams.

Central Bank 102

Central Bank Security FinTech Online and Mobile Banking 102

Fintech Finance

NOVEMBER 4, 2024

Wise has continued to invest in building direct connections to payment systems starting with the UK in 2018 where Wise was the first non-bank to connect to the Faster Payment System (FPS). That set the precedent for Wise to be granted direct access to payment systems in the EU in 2020, as well as Singapore and Australia in 2021.

Instant Payments 98

Instant Payments Settlement Accounts Cross-Border Payments 98

Fintech News

MARCH 11, 2025

India has emerged as a key hub for blockchain development, with its share of global onchain developers increasing from 3% in 2018 to 12% in 2023. The company plans to launch retail services later this year, with further investment and additional products to follow.

APACS 69

APACS Legal Returns Blockchain 69

Finovate

JUNE 13, 2025

This isn’t the first collaboration between Marqeta and Klarna, who first teamed up in 2018 when Marqeta agreed to power Klarna’s virtual cards in the US. Klarna is currently trialing the Klarna Card and plans to roll it out to a broader US user base later this year.

Debit Card 89

Debit Card BNPL Credential Processors 89

The Payments Association

JUNE 19, 2025

Founded in 2018 and based in Miami Beach, Florida, Payall is the world’s first provider of infrastructure for financial institutions to make cross-border payments safe, efficient, transparent and inclusive. About Payall.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 88

Fintech Finance

JANUARY 16, 2025

According to a recent report from Mckinsey, the global payments industry grew 7% annually from 2018 – 2023, with a forecast of 5% annual growth over the next 5 years stating the key differentiating factors for growth being innovation in payments technologies to stay ahead.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

Finovate

MAY 1, 2025

Beacon made its Finovate debut at FinovateAsia in Hong Kong in 2018. ” Headquartered in New York, Beacon made its Finovate debut at FinovateAsia 2018 in Hong Kong. The acquisition will boost Clearwater’s capabilities in complex portfolio management for both public and private markets.

Risk 59

Risk Acquirers Risk Management Technology 59

Fintech Finance

JULY 9, 2025

Andersen has served as Chief Financial Officer for Snap since May 2019 and previously served as Vice President of Finance for Snap since July 2018. from 2011 to 2018, serving in a variety of roles, most recently as Vice President of Finance supporting Amazon’s digital video business.

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Finovate

DECEMBER 2, 2024

” Deel was founded in 2018 and enables companies to hire employees across the globe and pay them in more than 150 currencies. . “Our team looks forward to working alongside Deel’s experts to share insights and develop technologies that will benefit companies managing international workforces.”

Acquirers 73

Acquirers Funds Transfer Payroll Facilitators 73

The Payments Association

NOVEMBER 27, 2024

Bahrain, the first country in the Middle East to introduce open banking, launched its open banking framework (OBF) in October 2020, following the initial set of rules released in December 2018. The new amendments are set to bring legal entities in line with the existing open banking framework.

Third-Party Service Provider 88

Third-Party Service Provider API Legal Financial Inclusion 88

Fintech News

JULY 8, 2025

It operates on the New Payments Platform (NPP), Australia’s open-access infrastructure for real-time payments launched in 2018. PayTo enables businesses to collect payments in real time directly from customers’ bank accounts, providing an alternative to traditional direct debits.

Business Email Compromise 64

Business Email Compromise Real Time Payments Payments SWIFT 64

Finextra

JUNE 19, 2025

Founded by Birk Jernström - former director of product at Shopify and ex-founder at Tictail (acquired by Shopify in 2018) - Polar currently counts 16,000 developers as customers. Average online sales have grown more than 120% month-on-month for the past six months, with customers including Bolt AI, Midday, OpenPanel and Repo Prompt.

Payment APIs and Integration 83

Payment APIs and Integration Payments API Payee 83

Finovate

JUNE 25, 2025

London-based Thought Machine made its Finovate debut at FinovateEurope 2018. Headquartered in London, UK, Thought Machine made its Finovate debut at FinovateEurope 2018.

Technology 52

Technology Credit Cards Innovation Product 52

Finovate

JULY 7, 2025

Founded in 2018, Anonybit made its Finovate debut at FinovateSpring 2025 in San Diego. ” Founded in 2018 and headquartered in New York, Anonybit made its Finovate debut at FinovateSpring 2025 in San Diego. Decentralized biometrics solutions company Anonybit announced a partnership with AI-native no-code platform SmartUp.

AI 65

AI Authentication Privacy Audit 65

Fintech Finance

NOVEMBER 21, 2024

The good news is that since 2018, accessing customer’s financial data has been dramatically simplified. These checks often lack the granular, real-time insights into income and expenses that lenders need to assess customers fairly.

Credit Cards 95

Credit Cards Assessments On-Demand Rules 95

The Fintech Times

DECEMBER 21, 2024

In 2018, Paymob became the first fintech company to receive the Central Bank of Egypt ‘s (CBE) Payments Facilitator licence. It offers also merchants over 50 payment methods that enable them to accept payments across multiple channels.

Security 59

Security Central Bank Economy Authentication 59

Fintech News

MARCH 19, 2025

million) in 2018 after Grab failed to notify it of its merger with Uber, which substantially reduced competition in Singapore. CCCS previously fined Grab and Uber S$13 million (US$9.76 The regulator has the authority to impose fines of up to 10% of a companys turnover in Singapore per year of infringement, capped at three years.

Regulations 65

Regulations Due Diligence Caps Mitigation 65

Fintech News

MAY 14, 2024

Debit card payments have seen a CAGR increase of 19% from 2018-2023. South Korea recorded the highest percentage decline in paper transactions at -39% from 2018-2023, while mobile proximity payments grew by 29%. Singapore and Hong Kong saw a CAGR of 31% and 19%, respectively, for mobile proximity payments during the 2018-2023 period.

Digital Payments 107

Digital Payments Debit Card APACS Credit Cards 107

Fintech News

JANUARY 21, 2025

This was followed in 2018 with the launch of the API Exchange, the worlds first cross-border, open architecture platform, and in 2020 with the implementation of the Singapore Financial Data Exchange (SGFinDex) to further drive adoption.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

Fintech News

JANUARY 10, 2024

He was co-founder of Boom Singapore, a fitness studio, from 2018 to 2023. Established in 2018, Lendela has provided over 100,000 consumers with transparent and informed loan choices, working in collaboration with more than 100 lending partners.

FinTech 107

FinTech Non-Bank Participant Posting 107

Finextra

JANUARY 12, 2025

The UK’s Open Banking system is arguably the most advanced in the world, having been in place since at least 2018. In this fourth annual report, APIContext evaluated the performance of UK Open Banking APIs from 1 July 2023 to 30 June 2024.

API 98

API Best Practices 98

TechCrunch Fintech

MARCH 5, 2024

Harness Wealth, which started in 2018 primarily offering financial advice to startup founders and employees, has expanded into the tax advisory space and raised a $17 million extension to its Series A round, bringing that financing to $32 million.

Finance 105

Finance FinTech 105

Clearly Payments

NOVEMBER 6, 2024

Credit card sales volume in the USA by year from 2018 to 2023 Year Credit Card Transaction Volume (USD) 2018 $3.7 As consumers increasingly turn to online shopping and mobile payments, this segment is expected to experience steady growth, driven by the convenience and accessibility of digital payment methods. trillion 2019 $4.0

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Finovate

NOVEMBER 11, 2024

The bank first implemented open banking principles in 2018. BlinkPay’s platform connects with major New Zealand banks via APIs that support real-time payments without the need for credit cards or other intermediaries. With 250,000 customers, BNZ was an early leader in open banking.

FinTech 52

FinTech Origination Real Time Payments Acquirers 52

The Finance Weekly

AUGUST 30, 2022

In 2018 , Jedox was awarded for Excellence in Budgeting Transformation, and won the CFO Innovation Editor’s Choice Award. In 2018, , Adaptive Planning was acquired by parent company Workday to create Workday Adaptive Planning. For those that don’t, Datarails or Prophix might be a better option. Jedox Fun Fact.

Small Business 239

Small Business Finance Automation AI 239

Fintech Finance

OCTOBER 29, 2024

In the retail sector, Tesco, Morrisons and Asda introduced their ‘quiet hours’ initiative in 2018 and have recently announced plans to extend these hours further.

Financial Inclusion 128

Financial Inclusion Debit Card Scams Government 128