The Payments Association

JUNE 3, 2025

Acceptance of cash One way the Treasury is currently addressing financial exclusion is by promoting access to cash for consumers and encouraging businesses to accept cash. These changes would be unlocked by the Government expanding its existing exemption for Registered Social Landlords to all appropriate organisations.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Government 88

Fintech Finance

OCTOBER 31, 2024

This suite addresses specific factors that challenge today’s fintechs, programme managers and bank sponsors.” Thredd’s new, best-in-breed services are designed to address clients’ and partners’ growing concerns regarding the complexity and cost of managing compliance and risk across multiple operational fronts and geographies.

Compliance 95

Compliance Risk Push-to-Card Scams 95

Fintech Finance

JANUARY 2, 2025

” The report highlights essential fraud mitigation strategies such as enhanced authentication, transaction monitoring, and confirmation of payee practices, as well as the importance of information sharing and consumer protection. payments industry on its faster payments journey.” faster payments infrastructure. The post U.S.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

The Fintech Times

JULY 11, 2025

G-Knot is preparing to launch a flagship crypto wallet that uses finger vein biometrics for authentication, a move the company says could eliminate the need for recovery phrases and private keys. The post G-Knot Prepares Launch of Biometric Crypto Wallet Backed by Finger Vein Authentication appeared first on The Fintech Times.

Authentication 59

Authentication Compromise Cryptocurrency Breach 59

The Fintech Times

NOVEMBER 12, 2024

It aims to build innovative solutions that address existing challenges, all the while helping to drive sustainable growth and development in the region. This presents a significant opportunity to support the founders who are not only driving innovation, but also addressing the unique challenges and opportunities of the region.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

Fintech Review

NOVEMBER 27, 2024

By addressing the limitations of traditional banking, fintech enables SMEs to access capital, manage payments, and control finances more effectively. By addressing digital literacy, fintechs can maximise their impact and reach more SMEs. SME owners may lack the skills to use complex fintech tools, limiting adoption.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Finance

FEBRUARY 20, 2025

However, challenges such as interoperability and fraud must be addressed to fully unlock the potential of faster payments. The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

VISTA InfoSec

MARCH 13, 2025

4.0 , was released on March 31, 2022, introducing enhanced security measures to address evolving cyber threats. These updates include increased flexibility for businesses and stronger authentication requirements, ensuring better protection in todays dynamic digital landscape. The latest version PCI DSS v.4.0

PCI DSS 165

PCI DSS Data Breach Breach Compliance 165

The Payments Association

OCTOBER 28, 2024

While it offers immediate relief to victims, it doesn’t address the root cause : stopping fraud at the source. This can be attributed to the increasing sophistication of fraud detection tools, improved authentication measures, and greater consumer awareness of phishing scams.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Fintech Times

MARCH 7, 2025

These challenges must be addressed if we’re to support the government in its mission to deliver economic growth and safeguard the UK’s reputation as a safe place to do business.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. This transformation is further accelerated by the rise of Passkey authentication, which, as Srinivasan put it, enables secure and frictionless payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. Once the customer does this, a one-time password (OTP) will be sent to the customers registered phone number or email address to verify their identity.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Card Verification and Authentication : BINs support the verification process by providing immediate access to the issuing institution’s information.

Process 104

Process Processors Payments Compliance 104

The Payments Association

NOVEMBER 28, 2024

It emphasises strong customer authentication and transaction transparency. The revised regulations on strong customer authentication and liability rules are significant. The UK already has regulations for Authorised Push Payment (APP) fraud to address similar issues. What are PSD3 and PSR?

Authentication 88

Authentication Regulations IBAN Fraud Prevention 88

Fintech News

APRIL 23, 2025

Founded in Bangalore, Juspay offers a range of payment solutions including orchestration, authentication, tokenisation, reconciliation, and fraud prevention tools for enterprises and banks. The company says it currently processes over 200 million transactions daily, with annual transaction volume exceeding US$900 billion. .”

APACS 76

APACS Reconciliation Fraud Prevention Payments 76

Fi911

FEBRUARY 26, 2025

Identify and Authenticate Access to System Components: Use multi-factor authentication (MFA) to strengthen access controls. Enhanced Authentication Strengthened requirements for authentication methods, such as mandatory MFA for all access to cardholder data. What’s New in PCI-DSS Version 4.0?

PCI DSS 59

PCI DSS Compliance MFA Assessments 59

Fintech Review

APRIL 20, 2025

Cybertech helps mitigate these risks by securing each layer of the stack from device authentication to back-end systems. Key Technologies in Cybertech The landscape includes a wide range of solutions, each addressing a different part of the threat environment. It also enables faster, safer innovation.

Finance 59

Finance Security Fraud Detection Encryption 59

Fi911

MAY 22, 2025

Following the landmark revisions introduced by PSD2, this new update is poised to address lingering challenges while adapting to the rapidly evolving financial and technological landscapes. Consumer Protection with stronger authentication and fraud prevention measures, such as Strong Customer Authentication (SCA).

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

Finovate

FEBRUARY 5, 2025

What makes an address “special”? This year at FinovateEurope 2025 , the designation is going to speakers addressing an especially wide range of topics from AI to quantum computing. Some of the presentations we’re highlighting today will be on the mainstage at FinovateEurope. Tuesday, 25 February, 3pm.

AI 59

AI Authentication Addressing Posting 59

Finextra

JUNE 26, 2025

It also brings in stronger customer authentication (SCA) to prevent fraud during digital payments. PSD2 strengthens customer authentication. How PCI DSS affects your digital payment operations When you’re PCI DSS compliant, you reduce the risk of costly breaches. Why PSDS2 is important for banks PSD2 drives innovation.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fi911

JUNE 20, 2025

These synthetic identities often use valid Social Security numbers belonging to children or individuals without credit histories, combined with fictitious names and addresses. Cross-referencing SSNs with names and addresses across databases can reveal mismatches indicating synthetic identities.

Identity Theft 52

Identity Theft Verification Database Authentication 52

The Fintech Times

APRIL 10, 2025

Build trust, not just reach For fintech brands looking to build real traction on LinkedIn, authenticity and clarity are key. Whether youre addressing a niche regulatory challenge or innovating in blockchain, aim to simplify the language without diluting the substance. Its also important to break down complex topics.

Industry Trends 59

Industry Trends Embedded Finance FinTech B2B 59

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. Decentralisation, through DeFi and CBDCs, is driving financial innovation, addressing challenges like financial crime and cybersecurity, and meeting growing demand for secure, efficient solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Stax

JANUARY 23, 2025

Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity. Addressing historical issues: Merchants with past chargebacks, disputes, or poor credit histories may struggle to gain approval and need to demonstrate improvements.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. Reduced risk of fraud and chargebacks Payment processing systems help reduce the risk of fraud and chargebacks by implementing advanced security measures, authentication protocols, and real-time monitoring tools.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

JULY 23, 2025

is rolling out, with new requirements around authentication, encryption, and risk monitoring. To stay in good standing: Respond to disputes promptly Use pre-transaction fraud tools (3DS2, address verification, etc.) These are global rules designed to keep cardholder data secure. What merchants need to know in 2025: PCI DSS version 4.0

Compliance 65

Compliance PCI DSS Processors Disputes 65

Finextra

JULY 10, 2025

Authentication Problems Security protocols such as 3D Secure require customers to complete additional verification steps during checkout. 3DS2) for Smarter Authentication 3D Secure 2.0, an updated payment authentication standard, supports compliance with regulations like PSD2 in Europe. Use 3D Secure 2.0

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

The Payments Association

JULY 8, 2025

Focused supervision: NCAs are encouraged to focus on strong customer authentication, fraud reporting and own funds requirements under PSD2 while de-prioritising enforcement of other PSD2 requirements in respect of EMT transfers. The Opinion proposes two options to address the overlap between MiCA and PSD2 pathways. Amend MiCA.

Stablecoins 88

Stablecoins Payment Service Provider (PSP) Duplicate Authentication 88

The Payments Association

JUNE 29, 2025

More importantly, ID-Pal Once enables organisations to address resource constraints that might otherwise increase the risk of fraud breaching their KYC defences.

Verification 88

Verification Returns Checks Compliance 88

Fintech Finance

MAY 1, 2025

Mesh , the first truly global crypto payments network, today unveiled its Apple Pay integration live on stage at Token2049 during Co-Founder and CEO Bam Azizi’s keynote address. Users simply select the Apple Pay option at checkout, authenticate with Face ID, and complete the transaction as they would with any fiat payment.

Stablecoins 87

Stablecoins Payments Authentication Payment Networks 87

Fintech News

JULY 2, 2025

By evaluating the authenticity and richness of these digital signals, organisations can build a more nuanced risk profile for each user before onboarding even begins. This approach analyses the digital trails users leave behind, such as email and phone number histories, social media presence and public records.

Fraud Prevention 114

Fraud Prevention Technology Checks Money Laundering 114

EBizCharge

MARCH 18, 2025

So, it’s crucial to monitor and address any security issues that may arise. Merchants must address any security challenges associated with credit card processing to protect customer data and prevent fraud. Its important to remember that, as with any form of payment processing, security is paramount.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

APRIL 3, 2025

For eCommerce payment systems, these measures include two-factor authentication, fraud filters, real-time transaction monitoring, card verification value, device fingerprinting, and address verification system. You can also add other security preferences like address verification (AVS) or card verification (CVV) checks.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 4, 2025

In fact, integrating payment capabilities into products that businesses use to conduct their operations can help SaaS providers address $35 trillion in payments annually. Due to the sensitive nature of online transactions, these integrations often rely on secure encryption (SSL/TLS) and fraud detection tools like 3D secure authentication.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. On 19 November 2024, merchants from across sectors gathered in London as part of The Payments Associations Financial Crime 360 (FC360) series to address the ever-evolving challenge of fraud in their operations.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Stax

MARCH 11, 2025

The goal here is to check the authenticity of the card details, availability of required funds, and absence of fraud. You must set up a cryptocurrency wallet to accept digital currency and also implement a medium for customers to provide their own wallet address and the payment amount they are sending.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Payments Association

MAY 28, 2025

Manual card entry, inconsistent authentication requirements and consumer hesitancy about storing payment information often create a labyrinthine checkout process. Mastercard has boldly committed to eliminating manual card entry and password authentication in e-commerce entirely by 2030.

Credential 88

Credential Payments Issuers Visa 88