The Payments Association

OCTOBER 28, 2024

This surge in digital payment activity has challenged legacy systems, as payment processors now need to prioritise factors like agility, adaptability, and API-driven functionality to quickly launch new products and meet the evolving needs of both traditional banks and fintech clients.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Fintech Times

NOVEMBER 18, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022 , and the digitisation of payment flows.

ISO 20022 64

ISO 20022 Technology Real Time Payments ISOs 64

Fintech News

NOVEMBER 14, 2024

Fintech Mentor Award Driving AI Adoption in FinTech Present at the SFF for several years, Squirro continues to drive the adoption of precision-engineered AI and data analytics, addressing the evolving needs of financial institutions. I am humbled and honored to have received the Fintech Excellence award.”

FinTech 113

FinTech AI Cross-Border APACS 113

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. These could include projects such as customer/SMB-focused risk-based loan products, Shariah banking, or launching the Bank or its digital brand in a brand new country or market segment.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech News

DECEMBER 16, 2024

However, while e-wallets thrived in the contactless era, the post-pandemic shift back to tactile and physical elements in the banking space as well as consumers increasing demand for more personalization has brought to the fore premium and metal offerings as exhibited by neobank, Revolut, and its enticing Metal plans.

Issuers 120

Issuers Payments Payment APIs and Integration APACS 120

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up. As of 2023, the country had converted 52.8%

SWIFT 113

SWIFT API Underserved Interoperability 113

Fintech News

JUNE 3, 2025

The new hub combines FIS global reach with Episode Sixs issuer processing technology to support the launch of credit, debit, prepaid, and virtual card products tailored to both local and international markets. The announcement was made at the Money20/20 conference in London on 3 June. said John Mitchell, CEO and Co-Founder of Episode Six.

Payments 69

Payments Issuers On-Demand API 69

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

FEBRUARY 2, 2025

Fast innovators are 18 times more disruptive, reports BCG, and getting new products to market quickly generates more sales from them at least 30% of revenue. Indeed, rapid product development remains a top priority. Instead of hard coding, they create new products using flexible parameters.

Card Issuer 105

Card Issuer Issuers Multi-Currency Online and Mobile Banking 105

Fintech Finance

MARCH 25, 2025

This partnership with Fundiin is more than just a single undertaking – it is a strategic, long-term initiative designed to strengthen risk management, refine credit-scoring models, and introduce financial products that better meet market demands.”

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

The Fintech Times

FEBRUARY 26, 2025

In the survey report, ‘ Understanding Consumer Demand in the AI-Banking Era ‘, Personetics reveals that 84 per cent of respondents indicated that they would likely switch to a bank that provides timely, relevant advice to improve their financial health. These services are not merely optional for banks; they are essential.”

AI 64

AI On-Demand APACS Addressing 64

Fintech News

MAY 28, 2025

Since its launch in 2024, the initiative has helped over 200 companies build technical knowledge and deploy Gen AI tools, leading to reported productivity improvements of up to 50% and cost savings of as much as S$300,000 a year. The expanded programme aims to reach over 1,000 enterprises and support up to 500 projects in the coming year.

AI 81

AI Cybersecurity Authorization On-Demand 81

The Fintech Times

MAY 17, 2024

At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. The new products and services Visa unveiled will begin to roll out later this year. We’re announcing the next generation of truly digital-native payment card experiences.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Finovate

DECEMBER 5, 2024

With growing demand for embedded payments and real-time payment experiences, this acquisition will help Mambu better serve its clients. “This acquisition marks a considered move to deliver a more modern, comprehensive payment offering which is now an integrated part of Mambus product portfolio,” said Mambu CEO Fernando Zandona.

Acquirers 64

Acquirers Payment APIs and Integration Embedded Payments Payments 64

Fintech Finance

NOVEMBER 14, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022, and the digitization of payment flows.

Real Time Payments 98

Real Time Payments ISO 20022 Technology Payments 98

Tearsheet

APRIL 5, 2024

This extends beyond products or services to payments, where consumers expect swift, hassle-free processes that align with their fast-paced lifestyles and the convenience of modern technology. How does Discover address evolving consumer demands in payments and how does the product team tackle these challenges?

Product 103

Product Payment APIs and Integration Payments Embedded Finance 103

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs January 13 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

NOVEMBER 27, 2024

Leading on building an open and interoperable future for merchants worldwide, Primer has achieved significant milestones in product innovation and senior team hires in 2024 to meet the evolving needs of global enterprises.

APACS 90

APACS Interoperability Push-to-Card Payments 90

The Fintech Times

DECEMBER 18, 2024

In this context, CBI advocates for a flexible, modern, and transparent approach to effectively address evolving market demands. This will allow them to create innovative products that improve user experience beyond the mandatory services.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

The Payments Association

NOVEMBER 29, 2024

Reinventing dispute management Jones advised banks to reinvent digital commerce through product strategies that combine proprietary development, best-of-breed fintech, third-party solutions and competition. One example of best-of-breed fintech solutions is Amiko, the virtual agent of Rivero’s dispute management solution.

Disputes 88

Disputes Issuers Card Issuer Payment APIs and Integration 88

Fintech Finance

JULY 19, 2024

The Consumer Financial Protection Bureau (CFPB) has proposed an interpretive rule explaining that many paycheck advance products, sometimes marketed as “earned wage” products, are consumer loans subject to the Truth in Lending Act. In recent years, financial providers have developed new products in the worker-credit marketplace.

CFPB 105

CFPB Rules Product Consumer Financial Protection Bureau (CFPB) 105

The Payments Association

APRIL 23, 2025

To address the money mule problem, organisations must combine elements of fraud prevention, cyber threat intelligence, and anti-money laundering capabilities. Is AML a real-time problem? The answer seems to be no at first glance. It takes AML teams weeks (if not months) of diligent analysis to escalate these activities to law enforcement.

AML 88

AML Suspicious Activity Report (SAR) Addressing Fraud Prevention 88

Fintech Review

NOVEMBER 27, 2024

This model enables SMEs to receive funds quickly, improving their ability to respond to market demands or cover urgent expenses. By addressing the limitations of traditional banking, fintech enables SMEs to access capital, manage payments, and control finances more effectively.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech News

DECEMBER 22, 2024

However, these bilateral linkages are resource-intensive, a challenge thats being addressed through Project Nexus. A commitment of SG$3 billion to the Research, Innovation, and Enterprise 2025 (RIE2025) plan: This boost aims to sustain investments in research, innovation and enterprise at about 1% of gross domestic product (GDP).

FinTech 113

FinTech Cross-Border Payments Cross-Border Money Laundering 113

The Fintech Times

DECEMBER 3, 2024

With double-digit growth and increasing scale, the fashion retailer required greater operational stability and needed to offer a wider range of payment options to meet expanding customer demand. “Partnering with Yuno has been a game-changer for us,” explained Clara Farias , product manager at Reserva.

Fraud Prevention 64

Fraud Prevention Payments Reconciliation Global Payments 64

Fi911

MARCH 13, 2025

The fraudulent seller convinces the buyer to purchase a product from the legitimate merchant, but instead of delivering the item, he uses stolen credit card information or other deceitful methods to pay for it. The fraudster typically begins by listing popular or in-demand items for sale at attractive prices on online marketplaces.

Addressing 62

Addressing Scams Credit Cards Verification 62

Fintech Finance

JUNE 9, 2025

Our focus on A2A payments and mobile-first methods is critical to our strategy in Africa,” said  Imraan Appleby, Africa Head of Product at PayU GPO. Customers are clearly signalling a demand for faster, simpler ways to pay. The expansion comes at a time when alternative payment methods are on the rise across the region.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

The Payments Association

NOVEMBER 12, 2024

“We’ve seen a slight uptick this year in firms considering the ability to build their own in-house transaction monitoring,” he notes, emphasising the allure of control and customisation for companies considering building their own product. However, Armstrong warns that this desire for bespoke solutions can lead to miscalculation. “I

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Fintech Review

NOVEMBER 20, 2024

Almond’s blockchain-driven Settlement Optimization Engine (SOE) addresses critical speed, transparency, and cost challenges in cross-border payments. What specific challenges in the cross-border payments industry does Almond FinTech aim to address, and how? Let’s dive in. Almond’s SOE puts end-users at the core of our mission.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

The Fintech Times

NOVEMBER 29, 2024

Reem Finance chose Temenos’ market-leading core banking solution for its comprehensive retail and corporate core banking functionality with localisation and built-in tools to enhance the bank’s capability to address its compliance requirements.

Community Banks 78

Community Banks Finance Central Bank On-Demand 78

The Fintech Times

FEBRUARY 28, 2025

There is a growing demand for transparent and explainable AI models. Addressing these challenges is crucial for AIs responsible and sustainable integration in the fintech landscape. Identifying fraud tactics using AI Nick Campbell, chief product officer of payments at Clearent by Xplor Technologies AI is a double-edged blade.

AI 97

AI Regulations Best Practices Risk 97

The Finance Weekly

DECEMBER 12, 2021

Companies may use data to make better decisions, gain a better understanding of market trends and customers, create smarter products and services, improve corporate operations, and generate new revenue streams. It's the most reliable way to get to the heart of your company's data demands and devise a strategy for the future.

Use Case 227

Use Case Privacy Assessments Returns 227

Finovate

JANUARY 21, 2025

“At LeapXpert, we’re seeing greater and greater demand for our platform, driven in part by the three-year crackdown by global regulators on off-channel communications,” LeapXpert Founder and CEO Dima Gutzeit said. “This is now expanding beyond regulated enterprises into non-regulated sectors, as the DOJ in the U.S.

Security 64

Security Governance Government AI 64

The Fintech Times

MARCH 11, 2025

There are a variety of factors molding the payments sector today – from demanding customer preferences to intensified competition – payments organisations have a lot of pressure bearing down on them. Joris Lochy, product manager at Intix While challenges persist, firms must stay strong.

Cross-Border Payments 64

Cross-Border Payments Payments Cross-Border Volume 64

Fintech Review

APRIL 19, 2025

While powerful, they typically operated in isolation and addressed narrow user needs. Embedded finance turns software into a monetisable distribution channel for regulated products, helping platforms diversify income beyond subscriptions. Users expect intuitive digital experiences, but also demand reliability and protection.

Finance 94

Finance Embedded Finance FinTech Payment APIs and Integration 94

Fintech News

MAY 20, 2024

The webinar will address the underutilization of transactional data by banks and its potential to drive customer engagement, increase customer lifetime value, and enhance business impact. These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135