Finezza

JANUARY 4, 2024

A combination of superior risk assessment, fraud detection capabilities, and quick and accurate underwriting turnaround can transform a lender’s success rate with borrowers and reduce non-performing assets. The revenue growth and profitability of a lending business depend on several factors.

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Transactions Fraud Detection Risk Assessment Underwriting 94

FICO

JANUARY 6, 2021

Posts dealing with debt collection were among the most popular on the FICO Blog last year, for obvious reasons. Here were the five most popular posts in this category last year: #1. Bruce Curry brought his experience to bear in a series of posts, beginning with this one. 8 Success Tips For Debt Collection In The Pandemic.

Posting 98

Posting Credit Risk Risk Returns 98

VISTA InfoSec

SEPTEMBER 26, 2023

We’ve delved into this new act in our series of blog posts. If you’re new to our site or have just come across our website, we highly recommend perusing our earlier posts, especially “ Understanding the Basics of the DPDP Act , ” for a thorough grasp of the DPDP Act. So, without further ado, let’s dive in!

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VISTA InfoSec

MARCH 5, 2024

This blog post will delve into one such critical area – Requirement 9: Restrict Physical Access to Cardholder Data. Whether you’re a business owner, a security professional, or just someone interested in data security, this blog post will provide you with valuable insights into the latest updates in PCI DSS Requirement 9.

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VISTA InfoSec

OCTOBER 20, 2023

This blog explores the importance of DRP in the context of EHRs and provides insights for healthcare CIOs to establish or enhance their DRP. Perform ePHI Risk Assessment: Potential Threats: Identify threats to ePHI assets, including natural disasters, technical issues, and security threats.

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Disaster Recovery Procedures Regulatory Compliance Duplicate 130

FICO

JANUARY 4, 2018

Judging from the views on the FICO Blog, risk professionals are keenly interested in new ways to approach risk analytics. Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers. Read the full post. Read the full post. Read the full post.

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Posting Risk Credit Risk Regulatory Compliance 58

Cardfellow

JUNE 28, 2025

However, Mastercard charges a very small assessment fee for AVS transactions, which is non-negotiable if you use AVS. Your processor does not have control over assessment fees. The post Address Verification Service (AVS) appeared first on CardFellow Credit Card Processing Blog. Is using AVS worth the cost?

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Addressing Verification Credit Cards Non-Bank 52

FICO

AUGUST 10, 2022

Covid to Cost-of-Living: Assessing Affordability in Uncertain Times. Affordability Assessments and Unrestrained Lending. Reasonable steps to assess and understand a customer’s ability to be able to pay in the future had to be taken, to ensure financial difficulties or adverse consequences were not incurred. by Matt Cox.

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Assessments BNPL On-Demand Origination 52

The Finance Weekly

APRIL 12, 2022

In this post, we'll go over a checklist of seven things a new CFO should accomplish in their first 90 days to help the company succeed. Evaluate current financial processes Although number four on the list, this one could be a standalone white paper or blog post in itself.

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Finance Process Accounts On-Demand 245

FICO

JANUARY 4, 2018

As artificial intelligence applications exploded last year, our blog posts on AI and machine learning drew thousands of readers. Here were the top 5 posts of 2017 in the Analytics & Optimization category: How to Build Credit Risk Models Using AI and Machine Learning. Read the full post. Read the full post.

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Posting AI Credit Risk Risk 55

VISTA InfoSec

SEPTEMBER 28, 2023

To achieve a detailed understanding of the DPDP, please refer to our previous blog post. In this blog, we will focus on “How to Comply with the Principles of the DPDP.” Data Protection Impact Assessment (DPIA): This is a regular process detailing Data Principals’ rights and the purpose of processing their data.

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Audit Privacy Data Breach Breach 130

Stax

DECEMBER 2, 2024

We have received a number of questions about whether drip pricing laws affect credit card surcharging, and this blog post shares some of the dialogue we are having with merchants as well as our ISO and ISV partners. What are drip pricing laws?

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Junk Fees Credit Cards Push-to-Card Laws 68

VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.

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PCI DSS Assessments Credit Cards Compliance 130

Finovate

JUNE 17, 2025

. “Today we’re launching Plaid Protect: a real-time fraud intelligence system that helps detect and prevent fraud from the moment a user first interacts with your app or service,” Plaid Head of Fraud Alain Meier wrote on the company blog.

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Fraud Prevention Near Real-Time Risk Assessment Credit Union 52

Finezza

JANUARY 14, 2024

Scrutinising these statements helps understand the intricate workings of an organisation and helps assess its financial stability. It offers insights into the business’s financial health to investors, […] The post Explaining Financial Statement Analysis: A Comprehensive Guide for Lenders appeared first on Finezza Blog.

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Assessments Posting 71

Cardfellow

MAY 10, 2025

Level 2 processors can submit a Self-Assessment Questionnaire (SAQ) instead. Your PCI Compliance Responsibility Most small businesses will need to complete a Self-Assessment Questionnaire (SAQ) to validate PCI compliance. Check out Help with PCI Self-Assessment Questionnaire for more info.

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Processors Third Party Vendors Credit Cards Third-Party Service Provider 52

FICO

JANUARY 15, 2021

The FICO Blog posts last year reflected that – we wrote about everything from the impact on collections, proactive lender communications with consumers, issues with fraud, and of course, how FICO® Scores were impacted. And as our fourth most popular post explains, the average U.S.

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Posting Agreements Credit Cards Consumer 59

VISTA InfoSec

JULY 5, 2023

In this blog post, we’ll delve into the significance of PCI DSS compliance in healthcare and explore how it helps protect patient data and privacy. However, we will also share our knowledge about it in this blog post. Regularly test and assess network vulnerabilities to identify and address any weaknesses.

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PCI DSS Compliance Data Breach Breach 130

Finovate

JANUARY 10, 2025

.” Double counting can occur when an individual applies for a debt consolidation loan and a lender counts both the individual’s original debts and their new consolidation loan as part of the affordability assessment. ” Founded in 2017 and headquartered in Grantham, Lincolnshire, U.K.,

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Innovation Cross-Border Payments Payments Cross-Border 64

Finezza

APRIL 14, 2025

Traditional credit assessment methods, which rely heavily on income statements, tax returns, and credit scores, often exclude a vast segment of potential borrowers. This gap has […] The post Alternative Data in Digital Lending: Game-Changing Strategy for Modern Financial Institutions appeared first on Finezza Blog.

Assessments 59

Assessments Returns Posting 59

Fintech News

FEBRUARY 7, 2024

Eugene Liderman “Together with CSA, we will be closely monitoring the results of the pilot program to assess its impact and make adjustments as needed. ” said Eugene Liderman, Director of Mobile Security Strategy, Google in a blog post.

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Blocks Scams Best Practices Adjustments 109

Cardfellow

MARCH 22, 2025

The other two are assessments , which can also be padded, and markup. Interchange and assessments are completely out of the processors control. Interchange and assessments are completely out of the processors control. Interchange and assessments are non-negotiable. They can set markup at whatever they want.

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Process Processors Credit Cards Non-Bank 40

FICO

DECEMBER 19, 2022

Assessing Digital Identity — You Need to Ask “Who?” With this framework, FIs can effectively take false positives and assess for authorized fraud/scam exposure. See all Posts. chevron_left Blog Home. Related posts. AND “Why?”. FICO Admin. Thu, 08/22/2019 - 12:37. by Adam Davies. Vice President, Product Management.

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Assessments Scams Authentication Authorization 52

VISTA InfoSec

JANUARY 29, 2024

For systems that are typically not susceptible to malicious software, carry out regular assessments to detect and assess emerging malware threats. Conduct discussions with staff to ensure that they are monitoring and assessing emerging malware threats for systems that are generally not prone to malicious software. evaluations.

PCI DSS 130

PCI DSS Phishing Best Practices Procedures 130

Cardfellow

APRIL 27, 2025

You may recognize the Self-Assessment Questionnaire (SAQ) that businesses using the Defined Approach will submit. Your processor may be able to help you with your assessment, or provide documentation that you can follow to do it yourself. The post PCI DSS 4.0 appeared first on CardFellow Credit Card Processing Blog.

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PCI DSS Encryption Processors Credit Cards 52

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. Read the full post 2. Read the full post 3. Read the full post 4.

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BNPL Posting Underwriting Consumer 52

FICO

MARCH 24, 2021

These include: Post-pandemic shift to a new world order with associated changes to the relative importance of different currencies. Here are some quick tips to keep you focused on your priorities: Review Risk Assessments and adjust internal controls as needed. Transformational Change and Industry Trends. by Claudia Huesmann.

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Money Laundering SARS Fincen Financial Crimes 98

Cardfellow

JUNE 25, 2025

You’ll need to assess the pros and cons for your business if and when the situation arises. Deliver Great Customer Service & Clearly Post Return Policies Make it as easy as possible for customers to get customer service, and make the return policy clear at the time of the transaction.

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Disputes Credit Cards Card Association Acquirers 98

FICO

OCTOBER 5, 2017

This is a guest post from Alan Martinez, an advisor with FICO scoring partner EFL Global. In this and the next few blog posts, I am going to address the most common ones. EFL has deployed its credit assessment using distributors (like FICO), financial institutions and online lending (P2P) platforms.

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Credit Risk Assessments Database P2P 72

FICO

JANUARY 8, 2019

FICO Score hitting a new high in 2018 or the use of machine learning to challenge the score - dominated reader interest on the Risk & Compliance blog in 2018. Here are the five posts with the most views. Read the full post. Read the full post. Read the full post. Read the full post. Read the full post.

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Compliance Posting Risk Risk Assessment 40

PYMNTS

OCTOBER 6, 2020

6) on its blog. When we launched, that value was rooted in our transportation network,” Heather Freeland , vice president for marketing at Lyft, stated in the post. "We Lyft users who subscribe to the company's $19.99 Lyft Pink has always been oriented on delivering great value for our members.

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Assessments Posting 80

PYMNTS

MAY 28, 2020

Google’s security experts had their hands full in April, as its Threat Analysis Group ( TAG ) emailed 1,755 warnings to users whose accounts were targets, the California-based global technology company wrote on its blog Thursday (May 27). has emerged, ?establishing

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Phishing Law Enforcement Scams Credential 70

Finezza

NOVEMBER 8, 2024

Unlike regulated banks, which must adhere to the strict RBI guidelines for documentation, credit assessment, and compliance, P2P platforms often operate with minimal requirements.

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Regulations P2P Assessments Compliance 52

FICO

JANUARY 10, 2023

Top 5 Fraud Posts for 2022: Scams, Contactless and Money Mules. Here are the five most-viewed posts from 2022 on the FICO Blog related to fraud. Read the full post. Read the full post. Read the full post. In his blog FICO Integrates Fraud and Scam Detection in FICO Falcon Retail Banking 3.0

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Scams Posting Push-to-Card Compromise 52

FICO

SEPTEMBER 24, 2018

Source: FICO Blog. Source: FICO Blog. But there are other factors to consider as well in assessing the trend of the average credit profile of U.S. Source: FICO Blog. Source: FICO Blog. Source: FICO Blog. Source: FICO Blog. Figure 1 - National Average FICO ® Score. What does this rise in score mean?

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Financial Inclusion Fed Consumer Continuity 73

FICO

APRIL 17, 2019

Chamber of Commerce have produced our second quarterly Assessment of Business Cybersecurity Risk — think of it as the FICO Score for the nation’s cybersecurity risk. Organizations can use the ABC and their individual cyber risk score as a basis for the following: Objective self-assessment. Third-party and supply chain risk assessment.

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VISTA InfoSec

JANUARY 23, 2024

In our previous posts, we’ve covered the various requirements of this critical security standard. Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS).

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