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Cloud-Based vs. On-Premises Loan Origination Software: Pros and Cons for Financial Institutions

Finezza

Modern loan origination software has eliminated historical barriers through powerful integrations, enhanced functionality, and optimised costs. However, one critical decision financial institutions face when adopting such software is choosing between cloud-based and on-premises loan origination software.

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How Modern Loan Origination Software Can Cut Your Approval Time by 60%

Finezza

Loan origination has evolved from a paper-heavy, weeks-long process to a digital-first experience where borrowers expect instant decisions and transparent communication. billion in 2024 and is projected […] The post How Modern Loan Origination Software Can Cut Your Approval Time by 60% appeared first on Finezza Blog.

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StraitsX Unveils Refreshed Brand, Plans New Features for Stablecoin Settlement

Fintech News

The company, originally founded as a payment gateway called Xfers to support treasury and settlement needs for SMEs, has evolved into a regulated platform enabling purpose-built, fiat-backed stablecoins designed for real-world payment use cases.

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Chargebacks: A Survival Guide

Cardfellow

Original Credit Transaction Not Accepted 13.9: Likewise, if you win the chargeback dispute, you should not bill the customer a second time — you will be paid for the original transaction by the acquiring bank. The post Chargebacks: A Survival Guide appeared first on CardFellow Credit Card Processing Blog. No Authorization 12.1:

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Digital Wallets: Intro to Apple Pay, Google Pay, and more

Cardfellow

Originally a mobile wallet, Google Wallet changed in early 2016. It is now just called Zelle, though originally the two were different. The post Digital Wallets: Intro to Apple Pay, Google Pay, and more appeared first on CardFellow Credit Card Processing Blog. Zelle is owned by a group of banks that includes JP Morgan Chase.

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What is Click to Pay and How Does It Work?

Stax

Tokenization is a process whereby sensitive data is converted to placeholder data strings which are stored as a token on the merchants system, while the original data is moved to a secure, third-party vault. The original sensitive data is still secured and hidden in an external data bank.

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How to Accept Virtual Credit Cards

Cardfellow

Refunds to a Virtual Credit Card Many businesses that issue refunds prefer to issue it to the original payment method. In the case of virtual cards, the original card may have expired before the customer asks for a refund. The post How to Accept Virtual Credit Cards appeared first on CardFellow Credit Card Processing Blog.