Fintech Finance

FEBRUARY 13, 2025

We remain intently focused on expanding access to Zelle because it unlocks opportunity for individuals, small businesses, community banks, and credit unions.” Many of these are rural, community, and minority-owned or -led banks in areas of the country where people have fewer banking options.

Zelle 86

Zelle Credit Union Scams Small Business 86

PYMNTS

SEPTEMBER 23, 2016

Business Banking Mobile will also feature biometric authentication by incorporating Touch ID and Eyeprint ID for added security.

Credit Union 70

Credit Union Community Banks Wire Transfer Wire 70

Payments Source

JANUARY 15, 2019

Credit unions and smaller banks can differentiate themselves by returning to the passion for personal service that first anchored their success, and payments are central to this strategy, according to Deborah Matthews Phillips, managing director of payment strategy at Jack Henry.

Credit Union 71

Credit Union Community Banks Payments Strategy Returns 71

Finovate

JANUARY 7, 2025

. “By combining Lexops people-first collections technology with our AI-driven communications platform, were delivering an offering that increases effectiveness with empathy.” ” Canada-based Lexop was founded in 2016 to offer a compassionate debt resolution platform for credit unions.

Acquirers 64

Acquirers Technology Credit Union Community Banks 64

Finextra

OCTOBER 1, 2024

InvestiFi, the provider of investing solutions for Community Credit Unions and Banks, has announced today the launch of its new service to enable Credit Unions and Community Banks to provide their account holders with self-directed investment capabilities through InvestiFi’s registered investment adviser and FINRA member broker-dealer subsidiaries. (..)

Credit Union 52

Credit Union Community Banks Security Accounts 52

Finextra

JULY 25, 2024

Eltropy, the leading AI-powered conversations platform for community financial institutions (CFIs), today announced the general availability of the industry’s most advanced Safe-AI suite built exclusively for credit unions and community banks.

Credit Union 52

Credit Union Community Banks AI 52

Finovate

MARCH 24, 2025

Fraud prevention and identity verification Wisconsin-based community bank IncredibleBank partners with Alloy to enhance its account opening process. Digital banking Canada’s largest federal credit union, Coast Capital, launches its new digital commercial banking platform courtesy of its partnership with ebankIT.

FinTech 85

FinTech Fraud Prevention Encryption Risk Assessment 85

Lending Front

FEBRUARY 22, 2021

If JPMC is scared about the growth of Fintech, your community bank certainly should be, especially when it comes to business lending. . Here are a few ways in which fintech is affecting the business lending landscape for community banks. Community banks and credit unions are a long-established source of those loans.

Credit Union 52

Credit Union Community Banks FinTech Processors 52

Finovate

APRIL 8, 2025

Financial advisors, wealth management firms, family offices, credit unions, investors, and individual clients seeking seamless estate organization, automated updates, and multigenerational insights. Kaian Kaians white-label solution helps banks and credit unions support customers and members.

Credit Union 74

Credit Union Advisors Compliance Automation 74

Electronic Payments Coalition

FEBRUARY 8, 2024

The Durbin-Marshall credit card mandates would hurt small financial institutions – all to help the largest corporate mega-stores make more money. That’s why credit unions and community banks in all 50 states oppose the Durbin-Marshall Credit Card Bill. The data is clear.

Credit Union 59

Credit Union Community Banks Credit Cards Debit Card 59

PYMNTS

AUGUST 31, 2020

PYMNTS’ August 2020 Credit Union Tracker® , done in collaboration with PSCU , examines the microbusiness landscape as the fog of COVID-19 begins to lift and new needs are clarified. Credit unions (CUs) have been especially invested in helping microbusinesses — 40.8 microbusinesses as well. PYMNTS’ findings reveal that 66.7

Credit Union 61

Credit Union Community Banks SWIFT Mobile Banking 61

Finovate

JANUARY 13, 2025

FinGoal and DeepTarget have teamed up to enable community banks and credit unions to convert transaction data into actionable insights. “Banks and credit unions know they need to compete on personalization, but they’ve been missing the tools to do it effectively,” FinGoal CEO David Nohe said.

Credit Union 52

Credit Union Community Banks Transactions AI 52

PYMNTS

MARCH 11, 2019

CULedger , a credit union, has inked a partnership with IBM to create blockchain services geared toward credit unions. Under the plan, credit union members would be able to access the CULedger via a digital credential dubbed MyCUID.

Credit Union 64

Credit Union Blockchain Money Laundering Financial Crimes 64

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

Cross-Border Payments 98

Cross-Border Payments Community Banks Cross-Border Credit Union 98

Finovate

MARCH 17, 2025

The platform leverages machine learning and AI to sync with third-party financial systems to systematically complete revenue, banking, and expense entries.

FinTech 64

FinTech Credit Union Community Banks Finance 64

The Fintech Times

MAY 11, 2024

Eltropy , an AI-powered conversations platform for community financial institutions (CFIs), has revealed how it is helping credit unions and community banks across North America reduce the number of delinquencies they experience. “We immediately saw results after implementing Eltropy. .”

Credit Union 64

Credit Union Community Banks AI Mitigation 64

PYMNTS

APRIL 1, 2019

In some ways, the average credit union customer is very much like the average customer of any financial institution. It doesn’t matter where you are banking, if you have a problem you want to be able to reach out at any time and get that problem solved,” Jack Lynch, chief risk officer at PSCU , told PYMNTS in a recent discussion.

Credit Union 56

Credit Union Innovation Online and Mobile Banking FinTech 56

Finovate

APRIL 22, 2025

Features Enables cross-border payments for users directly from banking platform or wallet Unlocks new revenue streams through remittances Supports fast, easy, and secure integration with minimal lift Who’s it for? Banks, credit unions, community banks, wallets, and digital banks.

Credit Union 52

Credit Union Cross-Border Payments Deepfake Disputes 52

Fintech Finance

JULY 25, 2024

SWIVEL, a transaction enablement fintech that removes friction in the movement of money for financial institutions and other payment communities, announced today its Apple Pay integration that enables its credit union and community bank clients to accept loan payments from members and customers through the mobile wallet.

Credit Union 98

Credit Union Community Banks Non-Bank Payments 98

Finovate

APRIL 15, 2025

Features Seamless Integration: Embeds banking into apps with SDKs Enhanced Security: Biometric authentication, KYC, and transfer lock Uninterrupted Service: Break-glass failover ensures continuous banking Who’s it for? Credit unions, community banks, and regional banks. Banks and credit unions.

Credit Union 52

Credit Union Account Takeovers Community Banks Non-Bank 52

Electronic Payments Coalition

OCTOBER 30, 2023

Although the Durbin Amendment supposedly “exempted” community banks and credit unions, data from the Federal Reserve clearly show that, following the amendment’s passage, interchange revenue fell for these entities in real terms. The post What Exemption?

Credit Union 40

Credit Union Community Banks Federal Reserve Credit Cards 40

Finovate

MAY 29, 2024

Embedded finance and digital banking solutions provider Finotta has announced a strategic partnership with Constellation Digital Partners (Constellation). Constellation will integrate Finotta’s Personified platform into its own solution to help credit unions offer personalized financial guidance to their members.

Credit Union 59

Credit Union Online and Mobile Banking Embedded Finance Mobile Banking 59

Electronic Payments Coalition

MARCH 12, 2025

This is exactly why the Durbin-Marshall Credit Card Bill is strongly opposed by a diverse and wide-ranging set of organizations and industries, including labor unions, small business owners, financial institutions including credit unions and community banks, policy institutes, trade associations, think tanks, and airlines.

Credit Cards 52

Credit Cards Credit Union Community Banks Small Business 52

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Banks 62

Community Banks Online and Mobile Banking Credit Union Caps 62

Finovate

APRIL 23, 2024

What do Apple Federal Credit Union , Carter Credit Union , and SCE Credit Union all have in common? offers credit unions and community banks an alternative approach to helping small and medium sized businesses secure the funding they need. Carter Credit Union.

Credit Union 59

Credit Union Small Business Underwriting Community Banks 59

Finextra

MAY 15, 2024

Eltropy, a pioneering conversations platform for credit unions and community banks, today launched Voice+, integrating traditional voice capabilities with digital channels like text messaging, video, and chat into a unified contact center solution.

Credit Union 97

Credit Union Community Banks 97

PYMNTS

SEPTEMBER 26, 2019

Credit unions (CUs) have a growing opportunity to capture and keep their member customers, but only if they’re able to elevate their offerings to the levels seen with large banks and FinTechs. Small businesses, too, have heightened their expectations from their financial service providers, and credit unions are no exception.

Credit Union 43

Credit Union Small Business Online and Mobile Banking Legal 43

PYMNTS

MAY 27, 2020

And that is something that merchants, as well as community banks and credit unions, must be prepared for.”. For credit unions (CUs) and community banks serving those small businesses, partnerships can help speed up the process of providing financial services and to enable new payment flows for merchants.

Contactless Payments 112

Contactless Payments Credit Union Point-of-Sale (POS) Online and Mobile Banking 112

Payments Source

SEPTEMBER 20, 2019

Increased adoption of The Clearing House’s faster payments system could put pressure on community banks and credit unions awaiting the launch of the Fed’s competing service, FedNow.

Real Time Payments 78

Real Time Payments Credit Union FedNow Community Banks 78

PYMNTS

JANUARY 4, 2017

Add more names stretching across banks and credit unions that have signed up to support Apple Pay. The total roster now claims more than 1,600 banks and credit unions domestically, said the site, even as 35 percent of retailers in the U.S. 9to5Mac said Tuesday (Jan. support Apple Pay. and Switzerland.

Credit Union 47

Credit Union Community Banks Security 47

PYMNTS

AUGUST 21, 2020

Community banks and credit unions are feeling the pressure to boost their digital card services or risk losing customers to megabanks and digital challengers, Ondot Systems ’ Chief Strategy Officer Todd Lesher told PYMNTS in a recent discussion. It’s a story told by the data itself, Lesher said. Square announced $1.3

Credit Union 89

Credit Union Push-to-Card Online and Mobile Banking Community Banks 89

The Paypers

JULY 29, 2024

Eltropy , a provider of AI-powered conversation platforms for community financial institutions (CFIs), has announced a new AI suite tailored for credit unions and community banks.

Credit Union 41

Credit Union AI Community Banks 41

Finovate

APRIL 17, 2025

Banks, credit unions, and fintechs. APIMatic With every bank and fintech heavily invested in API programs, APIMatic helps them generate ROI from these API investments via automation and AI solutions. Community banks, credit unions, and regional banks. Banks, credit unions, and lenders.

Payment APIs and Integration 52

Payment APIs and Integration Credit Union API Privacy 52

Payments Source

AUGUST 26, 2020

Postal Service can hold talks with big banks, like JPMorgan Chase, about offering financial services in post offices, then it could easily strike up similar conversations with credit unions.

Credit Union 111

Credit Union Posting Community Banks Consumer 111

PYMNTS

SEPTEMBER 24, 2020

smaller community banks and credit unions (CUs) stepped up to the plate and, according to the Small Business Association (SBA), ended up facilitating more than half of PPP loan volume to SMBs. With the Big 5 banks, on the outside, they look great with a lot of products and services," said Shah.

Credit Union 77

Credit Union Small Business Community Banks Volume 77

Finovate

MAY 2, 2025

Hyperdesk – San Francisco, California and Mexico City, Mexico Founded in 2025, Hyperdesk provides an AI-powered search engine that helps credit unions and community banks grow their loans and deposits by better engaging with local businesses. Karen Elliott is CEO. Eric Yez is Founder and CEO.

Online and Mobile Banking 64

Online and Mobile Banking Cross-Border Payments Cross-Border API 64

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences.

Payment APIs and Integration 99

Payment APIs and Integration Online and Mobile Banking Credit Union Community Banks 99