PYMNTS

JANUARY 25, 2021

In the era of next-day delivery and one-click eCommerce, returned items or declined packages are de rigueur — just another part of doing business without a store or ever seeing your customers. Read More On Returns: Amazon Sellers Have A Merry Christmas, But Struggle With Returns Returnly Reports Surge In Returns On Dec.

Returns 75

Returns Posting Rules Procedures 75

EBizCharge

OCTOBER 17, 2023

This article will explore the processes involved in ACH payments, explaining how to distinguish returns vs. reversals and answering common questions such as what is an ACH return and can you reverse an ACH payment? When an error occurs, the transaction is often resolved through one of two methods: ACH reversal or ACH return.

ACH 52

ACH Returns RDFI ODFI 52

Nanonets

APRIL 24, 2023

PDF → Excel Convert PDF bank statements to Excel  Try for Free Loan origination is the process of applying for and obtaining a loan, including all the steps and activities that are involved in evaluating, approving, and disbursing the loan. Stage 6: Closing This is the final step in the loan origination process.

Origination 52

Origination Process Underwriting Automation 52

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. You will also need to manually handle ACH returns or rejections due to issues like incorrect account information, closed accounts, or insufficient funds.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

EBizCharge

JULY 23, 2024

Unexpected expenses and insufficient funds can result in returned checks, leading to hefty fees and significant financial challenges. Therefore, businesses should understand the costs associated with returned checks to optimize their financial planning. What is a returned check fee? What is a returned check fee?

Returns 52

Returns Checks Electronic Funds Transfer (EFT) Direct Deposit 52

The Payments Association

JANUARY 13, 2025

John Erik Setsaas Director of Innovation Tietoevry Banking With over 55% of scams originating on digital platforms, its time to double down on high, low and even no-tech solutions upstream. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams 88

Scams Romance Scams Phishing Volume 88

Cardfellow

JUNE 25, 2025

Original Credit Transaction Not Accepted 13.9: Likewise, if you win the chargeback dispute, you should not bill the customer a second time — you will be paid for the original transaction by the acquiring bank. The individual codes are: 10.1: EMV Liability Shift Counterfeit Fraud 10.2: EMV Liability Shift Non-Counterfeit Fraud 10.3:

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

NFCW

DECEMBER 6, 2023

“A single scan of the QR code with a smart device, such as a phone or tablet, will take users to a digital experience to unlock information regarding the origin of ingredients, date of bottling, olfactory values, fragrance composition and sustainability details. “By

Fraud Prevention 122

Fraud Prevention CRM Authentication Origination 122

Finovate

MAY 22, 2025

The company’s technology integrates with loan origination systems to increase both volume and profitability. Combined, the two solutions provide an underwriting solution that automates workflows, boosts performance, and enhances risk-adjusted returns.

Underwriting 59

Underwriting Small Business AI Finance 59

NFCW

SEPTEMBER 12, 2024

” “An origin trial for the Digital Credentials API is starting from Chrome 128,” Kitamura adds. After a local authentication, the wallet returns a response containing the requested credential data.” “The API is protocol agnostic, allowing the RP to specify a protocol based on their requirements.

Credential 123

Credential API Authentication Verification 123

Fintech Review

OCTOBER 16, 2024

While the potential returns are attractive, the risks involved can be significant. In return, the liquidity providers earn rewards, often in the form of tokens or interest payments. The appeal of yield farming lies in the high returns it can generate. In return, they receive tokens as a reward for their contribution.

Assessments 98

Assessments Risk Returns Audit 98

Basis Theory

APRIL 26, 2024

Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once.

Payments 88

Payments Origination Returns Economy 88

Fintech News

JULY 8, 2025

Luck is When Opportunity Meets Preparation Coen reflected on what many call “luck,” describing it instead as a dance between how the world shapes us and how we respond in return. A perfect illustration of this, for Coen, came at the end of 2023.

FinTech 65

FinTech Origination Cross-Border Caps 65

The Payments Association

JUNE 16, 2025

Social media platforms and telecommunications companies, where most scams originate in terms of both volume and value, must be brought into the discussions on accountability and stopping fraud at its source. Jane Jee Ambassador, TPA "To truly tackle APP fraud, we must shift focus to prevention and enforcement.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

PYMNTS

DECEMBER 21, 2020

But this year, it may be a necessary proactive measure to lessen disappointments and keep customers from returning items that didn’t make it on time.". Due to the delays, eBay is extending estimated delivery dates and adding additional time to receive the “initial carrier scan” that serves as the origination point for seller evaluation.

Adjustments 85

Adjustments Process Returns Origination 85

Synapse Payment Systems

NOVEMBER 9, 2022

Other reasons can include being billed for something they didn’t purchase, being charged twice for the same item, or not receiving a refund for a return where they felt they were entitled to one. Businesses lose the revenue from the original sale and may also be charged a fee by the merchant account provider.

Disputes 130

Disputes Card Issuer Payments Returns 130

The Fintech Times

NOVEMBER 16, 2024

On the topic of APP fraud, he added: “This is a long overdue shift in focus since financial institutions have consistently shouldered the burden of reimbursement, while fraud often originates on these platforms. All stakeholders need to play their part in protecting consumers if we’re serious about their safety.”

Returns 64

Returns Innovation Risk FinTech 64

Fi911

MARCH 26, 2024

This system then generates a unique token that represents the customer’s original payment data. In the event of a data breach, the tokens would be of no value to cybercriminals since they cannot be converted back to the original payment details. Tokenization, on the other hand, replaces sensitive data with a unique identifier.

PCI DSS 106

PCI DSS Encryption Origination Data Security 106

The Payments Association

OCTOBER 28, 2024

The data shows that without better cross-industry cooperation, it will be difficult to curb the tide of fraud that originates outside traditional banking systems. Criminals lure victims with promises of high returns, often using fake investment opportunities in areas like cryptocurrency, property, or gold.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Wharton Fintech

AUGUST 21, 2023

But someone asked him a question about public equity returns over the last 15 years and where he thinks public equity returns may be over the next 15 years. What we expect is maybe 0% return. Supplementary to its original platform, Alto launched its CryptoIRA in 2020 to facilitate tax-advantaged crypto trading.

Accreditation 130

Accreditation Returns Regs Origination 130

The Payments Association

APRIL 22, 2025

Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. These cases typically occur when victims are unable to identify the origin of the fraudulent interaction, highlighting the challenge of tracing and attributing fraudulent activities.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Finovate

MARCH 25, 2025

“It’s not about returning the first data set we find,” Sandler added. Users of Truework’s technology include eight of the top ten lenders in the US by origination volume. “That’s what everyone else does. And it doesn’t work. It makes organizations leverage subpar vendors to fill data gaps.

Verification 59

Verification Payroll API Underwriting 59

PYMNTS

DECEMBER 28, 2020

Travel and cost management company Navisteps has notched $1 million in a pre-seed round, with investment originating from angel investors, Phocuswire reported. While expense and travel management solutions are not new, they traditionally target large enterprises. Those in the sector, however, aren’t sitting quietly by the sidelines.

Cost Management 100

Cost Management Origination Returns Volume 100

PYMNTS

SEPTEMBER 29, 2020

The service is available for Prime members and is an extension of the Personal Shopper by Prime Wardrobe, originally aimed at women. Then the items are shipped each month to the customer to try on, and whatever the customer doesn't want can be returned, according to Tech Crunch.

Origination 82

Origination Returns Innovation Digital Payments 82

PYMNTS

APRIL 27, 2020

The key groups who will receive these payments include people who aren’t required to file tax returns, such as those who receive Social Security, Supplemental Security Income (SSI) and veterans’ affairs benefits. The latest round of checks under the massive U.S. stimulus program is set to go out in the next few days.

IRS 103

IRS Checks Small Business Direct Deposit 103

The Fintech Times

JUNE 25, 2025

The research found that 43 per cent of customers will abandon a purchase and never return to a site after a poor checkout experience. If you can make it clear that a specific transaction is going to take a little bit longer, say because the transaction is originating from a new country, that’s a game changer.”

Global Payments 59

Global Payments Payments Settlement Product 59

PYMNTS

DECEMBER 3, 2020

But despite that good news, pessimism persisted throughout June, with almost 50 percent of laid-off employees expecting that their jobs would not return. Although the original $600 weekly pandemic unemployment program ended on July 31, a week later, a $300 weekly boost was supported by 23 states, funded by the FEMA Disaster Relief Fund.

Near Real-Time 97

Near Real-Time NOV Origination Economy 97

PYMNTS

MAY 3, 2020

is buckling under pressure and will return $70 million in Paycheck Protection Program (PPP) loan money it received due to the coronavirus pandemic, according to The New York Times. The public outcry that the money should have gone to the neediest of businesses prompted the hospitality group to announce it would return the bulk of the money.

Returns 67

Returns Treasury Origination Small Business 67

The Payments Association

MARCH 17, 2025

Firstly, balancing risk and return is crucial; higher returns often come with higher risks, but a broader appetite for calculated risk can yield strong results. Consequently, the approval rate for PIs/EMI is around 15%, which many see as evidence of the FCA's application of a brake on growth and competition.

Regulations 88

Regulations Risk Stablecoins Payments 88

PYMNTS

JULY 16, 2020

On Wednesday (July 15), bad actors hacked the Twitter accounts of numerous popular officials and CEOs, including Elon Musk and Jeff Bezos , all posting identical messages promising to double Bitcoin donations and return them to the senders if people clicked a malicious link.

Scams 80

Scams Suspicious Activity Report (SAR) Treasury Fincen 80

PYMNTS

JANUARY 24, 2020

. “But the real complexity,” he said, “comes from the fact that parts often get returned.” During a collision, a car part may have fallen off, but perhaps was not damaged and can still be used in the repair process, meaning the shop will have to return the unnecessary replacement part.

Small Business 98

Small Business Payroll Returns Accounts 98

Nanonets

SEPTEMBER 20, 2024

As discussed above, while LLMs were originally designed for natural language processing tasks, they have demonstrated strong capabilities in understanding and processing tabular data. "} ] ) return response.choices[0].message.content Effective tax rate 11 16 % Net income 13.465 7.789 73 Diluted earnings per share (FPS 5.16

Rules 135

Rules Process AI Origination 135

PYMNTS

APRIL 2, 2020

On Thursday (April 2), Bottomline Technologies announced it will offer lenders a simplified Small Business Administration (SBA) loan application platform to originate credit online under the “Paycheck Protection Program.”. In the same study conducted in 2017, only 40 percent of companies reported cases of malfeasance.

Small Business 92

Small Business Email Compromise Ransomware Compromise 92

PYMNTS

JULY 29, 2020

That could leave millions of small businesses without a lifeline for their next tax returns. The issue comes from how the CARES Act was originally constructed, allowing for the PPP loans to be forgiven so long as businesses use them mostly for paying employees, with the forgiven loans not counting as taxable income.

Treasury 86

Treasury IRS Laws Small Business 86

PYMNTS

MAY 26, 2020

In its original incarnation, the PPP would “forgive” any loans made if a company avoided layoffs and used 75 percent of the money for costs like employee payroll. Returning the Funds. percent of PPP loan funds taken out by public companies were returned ahead of a deadline last week to do so or face audits. While only 32.7

Returns 79

Returns Audit Payroll Treasury 79

PYMNTS

JANUARY 25, 2021

Schreier returned to college after Quevos got production off the ground, but remains on the company’s board. Hamburger serves as CEO and has yet to return to school, but expects to do so one day. He recently sold Kind Bars to candy giant Mars in a deal that reportedly valued the company at about $5 billion.

CHIPS 116

CHIPS Returns Product Consulting 116

PYMNTS

NOVEMBER 4, 2020

The company also said it expects to see continued strong demand for loans, forecasting a $250 million to $300 million increase in Q4 originations. The company added that it wouldn’t ask its employees to stop working from home and return to their offices until at least summer 2021. All in, LendingClub reported a Q3 net loss of $34.3

Volume 111

Volume On-Demand NOV Continuity 111