Fintech Finance

NOVEMBER 6, 2024

A new nationwide survey conducted by research firm Insight Intelligence in partnership with Trustly , Adyen , Swedbank , and PostNord Strålfors , reveals significant changes in the payment habits of Swedes over the past decade.

Payments Trends 97

Payments Trends Payments Payment Solutions Continuity 97

PYMNTS

DECEMBER 24, 2020

PYMNTS research on consumer shopping habits showed that 24 percent of all consumers say they have taken at least one of their routine shopping activities online and do not plan to revert to shopping in stores for this activity, even after the pandemic is over. eCommerce spiked because consumers demanded it and drove it.

Economy 118

Economy Consumer On-Demand Shutdown 118

CB Insights

MARCH 19, 2019

Download the free report to learn about the biggest emerging trends in AI and strategies to watch for 2019. One of the top AI trends to watch in 2019 will be the growth of edge AI across applications. Look for increased investment to the sector in 2019 and beyond. GET the 84-page AI TRENDS report. Open Source Frameworks.

AI 78

AI Research Enrollments Cybersecurity 78

Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." Given these findings, the FPC and Glenbrook positioned bill pay as the subject for a second round of qualitative research.

Faster Payments 68

Faster Payments FPC Research Consumer 68

PYMNTS

JUNE 16, 2020

Payments firm Flywire has released new research showing that travel agents, as well as operators, receive high marks for handling interruptions the pandemic has caused but that travelers also have “suggestions for improvement,” according to an announcement. It’s also impacting consumers significantly.

Research 69

Research Consumer Posting Payments 69

PYMNTS

JANUARY 2, 2019

Recent Capital One research also uncovered how sluggish mobile payments adoption has been in the corporate setting. Following The Consumer Trend. “Mobile wallets are a convenience available to consumers — they can simply tap or scan their phone at a checkout terminal, and access their card benefits through a mobile app.

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

PYMNTS

MAY 20, 2019

Consumers use their smartphones to shop for everything, everywhere – including using them to help them shop in-store. What’s more, consumers who use their smartphones while shopping in-store visit them more often than consumers who don’t. percent of consumers who do say they visit brick-and-mortar shops every day or every week.

Credential 90

Credential Consumer Mobile Payments Research 90

PYMNTS

APRIL 6, 2020

Among its many profound impacts, the COVID-19 pandemic has dramatically altered how consumers shop. Even before large-scale stay-at-home policies went into effect, most consumers sought to limit direct contact with people and objects as much as possible when they went out. percent reported in 2019. percent reported in 2019.

Point-of-Sale (POS) 93

Point-of-Sale (POS) Consumer Shutdown Contactless Payments 93

PYMNTS

DECEMBER 23, 2020

Santander Consumer USA was ordered to pay $4.7 million to the Consumer Financial Protection Bureau ( CFPB ) for violating the Fair Credit Reporting Act (FCRA), the CFPB said in a press release. The research noted that roughly one-third of car buyers are now doing the loan process online, and 40 percent said they prefer it that way.

CFPB 142

CFPB Consumer Financial Protection Bureau (CFPB) Non-Bank Origination 142

CB Insights

JANUARY 25, 2019

Download the free report to learn about the biggest emerging trends in blockchain and strategies to watch for 2019. After evaluating signals ranging from industry adoption to market strength, we identified 18 blockchain trends to watch in 2019. In 2019, expect plenty of continued conversation about blockchain’s very first use case.

Blockchain 77

Blockchain Use Case Cryptocurrency Bitcoin 77

PYMNTS

NOVEMBER 16, 2020

Consumers have cut back on travel, in-person entertainment and restaurant spend. Then they will use this newfound spending power to bring a new, vengeful spending strategy to the holiday season because, after all, the American consumer deserves a few gifts after all that they’ve been through this year. Here’s the scenario.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

Faster Payments Council

JUNE 22, 2021

Faster Payments Council (FPC), in partnership with Glenbrook Partners, today released the research report, Why Interoperability is Important to Faster Payments. The report is the latest part of a three-year, multifaceted industry study consisting of quantitative and qualitative research, launched by the FPC and Glenbrook in 2019.

Interoperability 68

Interoperability Faster Payments FPC Research 68

PYMNTS

NOVEMBER 17, 2020

Consumers’ banking habits have changed radically since the pandemic was first declared in March. PYMNTS research shows that consumers are 8.7 percent more likely to use mobile banking apps now than they were in 2019, and 51.1 PYMNTS research shows that consumers are 8.7 There are roughly 47.7

Mobile Banking 93

Mobile Banking Consumer Authentication Ubiquitous 93

The Fintech Times

FEBRUARY 19, 2025

Digital wallets represent a “significant opportunity” for consumers, the Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) revealed as they shared their findings regarding the payment software. Responses raised potential competition, consumer protection and operational resilience issues.

Regulations 72

Regulations Underserved Authorization Innovation 72

Fintech News

JANUARY 13, 2025

According to a study by Levvel Research, a staggering 86% of SMEs still rely on manual processing invoices globally. Traditionally, it’s time-consuming for employees to submit claims and for the finance team to process and approve them. In Singapore, some businesses manage 200-500 invoices a month.

AI 120

AI Finance Automation SWIFT 120

PYMNTS

NOVEMBER 30, 2020

The divide between digital and brick-and-mortar commerce hit a tipping point this holiday season, with more consumers than ever going online to kick off their holiday shopping sprees. consumers on Nov. The COVID-19 pandemic accelerated consumers’ shift to digital-first commerce. Our research shows that 74.1 It is also 27.1

Debit Card 128

Debit Card PayPal Credit Cards Consumer 128

The Paypers

JUNE 24, 2020

A new study from Juniper Research has found that the total number of Open Banking users (who share data via Open Banking APIs to aggregate their bank accounts and access new services), will double between 2019 and 2021, reaching 40 million in 2021 from 18 million in 2019.

Consumer 74

Consumer API Research Accounts 74

PYMNTS

OCTOBER 16, 2020

Direct-to-consumer (D2C) selling has taken wing with the ascendance of eCommerce to retail’s throne. How consumer packaged goods (CPG) brands and subscription-based businesses respond to this important trend will be make-or-break for many. percent of consumers have bought CPG through these channel.”. They have to be creative.

Consumer 84

Consumer Shutdown Product Volume 84

PYMNTS

AUGUST 30, 2020

The coronavirus pandemic's disruptions have left banks “flooded with cash and it's hard to know what to do,” said Brian Foran, an analyst at Autonomous Research , according to WSJ. Profits, the report found, were around $18 billion across both the first two quarters this year — a massive downward trend from the near $55 billion from 2019.

Consumer 82

Consumer Economy Legal Government 82

FICO

AUGUST 29, 2022

FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises. Each year, we provide insight into the national average FICO ® Score to help ensure consumers have a baseline measure of credit health standing. consumer reporting agencies (CRAs). Average U.S. by Ethan Dornhelm. expand_less Back To Top.

Consumer 98

Consumer Credit Cards Payments Government 98

PYMNTS

OCTOBER 13, 2020

Thirty-seven percent more consumers in the United States are working their full-time jobs from home than in 2019, whereas 27 percent more are performing gig jobs remotely. In essence, connected devices are helping turn consumers’ homes into smart, commerce command centers. The world has changed a great deal since 2020 began.

ATM 104

ATM Consumer Research Digital Payments 104

PYMNTS

JULY 26, 2020

Neil Shah , an analyst at Counterpoint Research, the Hong Kong-based industry researcher, agreed. Asbe told the FT that UPI’s strength was its appeal across India’s fragmented economy, which ranges from poorer communities to wealthy consumers. It’s going to be a long-drawn process,” he said. The country has diverse needs.

Volume 123

Volume Digital Payments Transactions Online and Mobile Banking 123

PYMNTS

NOVEMBER 13, 2020

Power research shows that the number of customers doing their credit applications online has kicked into high gear. Consumer Financing Satisfaction Study. Consumers and Banks Both Like Online Auto Loans. More consumers have sought to buy cars as a result of urban flight or to avoid public transportation. Power 2020 U.S.

Consumer 85

Consumer On-Demand Origination Enrollments 85

PYMNTS

OCTOBER 19, 2020

Consumers across all age demographics have radically realigned their lives over the last eight months. Still, the 2020 edition of the PYMNTS | Visa How We Will Pay consumer survey of a national sample of roughly 10,000 U.S. consumers confirmes that consumers, in fact, have changed. The New Connected Consumers .

Consumer 132

Consumer AI Research Technology 132

Fintech Finance

JUNE 10, 2025

Approximately 1.4 billion international tourist arrivals were recorded in 2024, marking an 11% increase compared to 2023 and a 99% recovery of pre‑pandemic levels seen in 2019, according to the World Tourism Organization. 2024’s peak travel season shattered records.

Disputes 59

Disputes Fraud Detection Cross-Border On-Demand 59

PYMNTS

APRIL 17, 2020

COVID-19 has driven consumers indoors — and online. Consumers are 30.6 percent more likely to make their purchases online in 2020 than they were in 2019, underscoring the increased reliance on digital commerce now that retail stores are closed until the pandemic recedes. percent to 72.1 percent during the last year.

On-Demand 85

On-Demand Research Consumer Payments 85

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. This offers transparency in data usage to alleviate consumer concerns.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

DECEMBER 1, 2020

By the time the “big” day rolled around last week, consumers were roughly 55 percent of the way through their holiday shopping. Other reports indicated that Black Friday physical foot traffic plummeted by 50 percent in 2020, while data from Adobe analytics indicates that digital sales soared, up 22 percent over 2019 to hit $9 billion.

Consumer 65

Consumer Small Business Product Research 65

PYMNTS

DECEMBER 6, 2019

Consumers — especially millennials and Generation Z — are looking for new commerce experiences during the 2019 holiday season. Debt from the previous holiday shopping season has made these younger consumers credit-shy, but it has not limited their appetite for holiday spending.

BNPL 87

BNPL Alternative Payment Methods Payments Credit Cards 87

PYMNTS

DECEMBER 30, 2020

The pandemic has heaped financial hurt on millions of consumers globally, prompting them to trim their shopping lists and seek flexible ways to make purchases. The trend toward BNPL solutions is particularly notable among certain consumers groups. The Latest Buy Now, Pay Later Developments. One study found that 41 percent of U.S.

BNPL 110

BNPL Point-of-Sale (POS) Payments Consumer 110

PYMNTS

OCTOBER 20, 2020

It’s just a week into the earlier-than-usual 2020 holiday selling season and already three facts are clarifying the retail picture: consumers are going to spend less overall, they are going to spend more time online and they don’t want to touch anything in the process. percent of consumers will spend more than they did in 2019.

Consumer 63

Consumer On-Demand Contactless Payments Checks 63

PYMNTS

JANUARY 21, 2020

Amazon had a stellar quarter and was responsible for more than half of the smart speakers shipped to Europe in the third quarter of 2019,” said Antonio Arantes, senior research analyst for smart home devices in Western Europe. “In It is the simple way for consumers try the basic smart device.”. million units by 2023. “In

Research 79

Research Continuity Product Consumer 79

PYMNTS

OCTOBER 7, 2020

PYMNTS has been tracking consumer attitudes and behaviors around shopping and payment methods since mid-March, which has shown clear trend lines toward concerns about safety, shifts in digital preferences and avoidance of in-store visits. In fact, a PYMNTS data project that studied Black Friday in 2019 found that only 20.2

Volume 96

Volume Consumer Research Returns 96

PYMNTS

DECEMBER 28, 2020

After all, consumers were pushed onto digital platforms early in the season and then pushed again as the pandemic surged even as they risked post-holiday package arrival. Some predictions pre-holiday ranged as high as a 5 percent increase over 2019; some called for flat spending. percent in 2019. percent unemployment rate.

Visa 104

Visa Economy Consumer Advisors 104

Fintech News

DECEMBER 9, 2024

Han joined DBS in 2019 after nearly three decades at Citigroup. He has also been instrumental in fostering greater synergy between the bank’s Consumer and International Banking divisions, strengthening DBSs integrated customer approach.

Credit Cards 90

Credit Cards Risk Management AI Research 90

PYMNTS

DECEMBER 7, 2020

Digital Black Friday sales this year hit $9 billion, a 22 percent increase from 2019 figures, according to recent Adobe research. Even after we are done with this pandemic, consumers have gotten used to shopping online. With the holiday shopping season in full swing amid the global pandemic, online commerce is booming.

Finance 142

Finance Small Business Underwriting B2C 142