Trade Credit & Liquidity Management

JUNE 23, 2025

Credit Decisions Can Make or Break Your Cash Flow According to Dun & Bradstreet, poor credit decisions account for over 30% of the bad debt incurred by B2B companies. Without access to credit data, they may offer discounts too early or skip tightening terms for risky accounts, which can reduce margins and increase risks.

CRM 52

CRM AI Risk Micro-Entry 52

Fintech News

SEPTEMBER 17, 2024

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between two bank accounts through a mobile platform. of all transactions in 2023, according to the 2024 Prime Time for Real-Time report by ACI Worldwide.

Digital Payments 109

Digital Payments Credit Cards Online and Mobile Banking Payments 109

CB Insights

JULY 11, 2019

Today, there are over 20 fintech startups that have crossed the 1 million customer account mark, according to CB Insights data — including Acorns , Robinhood , SoFi , Coinbase , and Credit Karma , among others. oVER 20 Fintech startups with 1m+ customer accounts. oVER 20 Fintech startups with 1m+ customer accounts.

Accounts 64

Accounts FinTech Debit Card Cryptocurrency 64

PYMNTS

JANUARY 7, 2020

Other initiatives include a focus on payments security, as well as connecting bank data to small business accounting portal QuickBooks. ” He added that the collaboration will open up access to banking services via the network of micro-businesses and retailers, which will, in turn, support economic growth. .

FinTech 56

FinTech Micro-Entry Payment APIs and Integration Small Business 56

PYMNTS

AUGUST 29, 2019

While the payment method is far from efficient — paper requires manual data entry, expanding the risk of mistakes and fraud and taking up valuable time — it’s often the actions before the actual act of payment bogging up cash flow. That could mean improper invoicing, delays or errors in manual data entry, or lost documents.

Payment APIs and Integration 66

Payment APIs and Integration Micro-Entry Checks B2B 66

Fintech News

OCTOBER 22, 2024

In May 2024, Aspire launched in Hong Kong, offering a suite of financial solutions to small and medium-sized enterprises (SMEs), including the ability to open local business accounts for payables and receivables management, international payments, as well as payment gateway solution.

FinTech 109

FinTech Multi-Currency Online and Mobile Banking APACS 109

Finance Magnates

NOVEMBER 8, 2022

It has the ability to send micro messages, which is fantastic; it has Spaces where you can host or join live audio conversations and discussions. I think it’s only natural that Twitter will look at P2P payments (person-to-person payments) or Twitter account-to-Twitter account payments on the platform as time progresses.

Micro-Entry 52

Micro-Entry Payments Debit Card Accounts 52

CB Insights

SEPTEMBER 10, 2019

Investing: Robo-advisors and micro-investing lower barriers to entry. Their message appears to be resonating: Chime and Qapital are among the 7 global digital-first banks to cross the 1M accounts mark. Digit syncs with users’ bank accounts, analyzes their spending patterns, and siphons unused cash into a separate Digit account.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

Fintech News

OCTOBER 28, 2024

Over 200 submissions were received across six categories, with 175 entries in the corporate categories and 29 in the individual Fintech Mentor Award category. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. Four finalists were shortlisted in each category.

AI 106

AI FinTech Innovation Payment APIs and Integration 106

The Fintech Times

NOVEMBER 6, 2024

Southeast Asian digital finance platform for micro, small and medium enterprises (MSMEs), Funding Societies , has signed its third credit facility with HSBC under its ASEAN Growth Fund. The post HSBC Supports Funding Societies With Third Credit Facility to Support APAC Businesses appeared first on The Fintech Times.

APACS 52

APACS Micro-Entry Economy Financial Inclusion 52

The Fintech Times

JULY 24, 2024

. “For example, in Kenya, mobile banking solution M-Pesa has totally changed how people access financial services by giving them a safe and convenient way to save, transfer, and receive money without needing a bank account. Micro and nano lenders often deal with borrowers who have no bank accounts or credit bureau records.

Finance 59

Finance Online and Mobile Banking Micro-Entry Financial Inclusion 59

PYMNTS

FEBRUARY 13, 2018

Corporate FinTech Zoho , which provides software for business processes like accounting, said it has taken a step it considers an industry-first by partnering with India’s ICICI Bank. The CEO continued, “This partnership allows businesses to execute bank transactions right where the context is fully present — your accounting system.

Micro-Entry 40

Micro-Entry B2B Reconciliation Payments 40

PYMNTS

OCTOBER 20, 2017

The combined solution can integrate into companies’ existing accounting systems to reduce manual data entry, the firms noted. “We We are aiming for more efficiency and less data entry, which is what this collaboration will achieve,” said Squirrel Street Founder and CEO Simon Foster in a statement. “It

Micro-Entry 40

Micro-Entry AI Governance Government 40

Fintech News

JULY 23, 2024

Aspire (Singapore) Headquartered in Singapore, Aspire is the all-in-one finance platform for modern businesses, helping over 15,000 companies across Asia save time and money with international payments, expense management, payable management, and receivable management solutions, all through one account.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

JUNE 20, 2018

Solopreneur, independent contractor, freelancer, gig worker – regardless of the name, micro-business owners can largely agree that, when it comes to traditional banking, they’re often left out in the cold. “Over the last 10 or 15 years, we’ve seen a lot of micro-businesses emerge that do a lot with fewer people.

Micro-Entry 40

Micro-Entry Small Business Community Banks Online and Mobile Banking 40

PYMNTS

JUNE 27, 2018

The latest salvo illustrating strides made in tackling late payments — and the challenges that still remain — comes from Invu , an accounts payable (AP) automation firm. Lack of controls accounted for 42 percent of fraudulent activity at smaller firms, with a tally of 25 percent at larger firms.

Risk 43

Risk Micro-Entry Payments Payroll 43

Fintech Finance

MAY 30, 2024

Visa is introducing a portfolio of innovative new solutions that support digital identity, seamless checkout experiences, flexible payments, nano-merchant acceptance and protecting the security of account-to-account payments. Micro-merchant Acceptance: Allows money transfer from consumer to merchant through smartphone devices.

Online and Mobile Banking 52

Online and Mobile Banking Product Credential Micro-Entry 52

PYMNTS

JUNE 15, 2018

In India , Marg ERP, which makes inventory and accounting software, is linking with ICICI Bank , the nation’s largest private sector bank by consolidated assets. The partnership will offer integrated payments to micro, small and mid-sized enterprises, using the former’s accounting software.

FinTech 46

FinTech Micro-Entry Money Laundering Accreditation 46

FICO

JULY 28, 2021

In response to a rise in fraudulent activity targeting ACH and other electronic transactions, the WEB Debit Account Validation Rule was put into effect by NACHA on March 19, 2021. The supplemental requirement applies to the first use of an account number or changes to the account number. A more holistic approach is required.

NACHA 52

NACHA ACH Scams Account Validation 52

Fintech Finance

APRIL 16, 2024

Business clients, on the other hand, can distribute payouts to their vendors – freelancers while staying compliant with accounting requirements and DAC7 regulations. Today the platform has 41 thousand students looking for internships.

Payment APIs and Integration 52

Payment APIs and Integration Micro-Entry Compliance API 52

FICO

SEPTEMBER 13, 2021

As already indicated, given the current climate and the different landscape of online only micro-merchants, this process is too long. . Ingesting internal data from disparate sources eliminates manual data entry and reduces judgmental underwriting decisioning while creating consistency through automation.

Risk 52

Risk Micro-Entry Underwriting Acquirers 52

Nanonets

APRIL 13, 2023

ACH (Automated Clearing House) payments are electronic fund transfers that use the ACH network to move funds between bank accounts in the United States. ACH payments are faster and more dependable than traditional paper checks, thereby streamlining account payable processes. How long does it take to process an ACH payment?

ACH 52

ACH Same Day ACH NACHA ACH Network 52

Nanonets

SEPTEMBER 19, 2024

With its one-click integration and mapping capability, you can set up automated export from your bank statements directly into external software, be it accounting software like Quickbooks, Sage, Xero, etc.   FreshBooks can categorise transactions based on predefined rules, reducing manual data entry. Yearly: $119.99 Yearly: $119.99

Payment APIs and Integration 52

Payment APIs and Integration Non-Bank Reconciliation Volume 52

PYMNTS

APRIL 9, 2018

All three entries proved that concepts don’t have to make it all the way to fruition before the benefits become clear – and, Gauthier added, it’s a great way to get people excited about the possibilities for the voice user interface. However, there are follow-up micro-decisions that should not require the user to boot up and log back in.

Credit Union 56

Credit Union Micro-Entry Push-to-Card Accounts 56

CB Insights

FEBRUARY 13, 2020

Typically, when a company wants to accept payments online, it has to set up a merchant account — a complex process involving legacy infrastructure and manual tasks that could take days or even weeks. In 2000, PayPal launched business accounts, allowing businesses to accept unlimited credit card payments with a standard 2.9% + $0.30

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Nanonets

MAY 10, 2023

Workflows have taken the business world by storm because workflows can automate everything from simple data entry to entire accounting processes more efficiently. With online data entry forms, a visual workflow builder, and advanced analytics, Kissflow is an excellent alternative for businesses looking to digitize manual processes.

Automation 52

Automation Procedures Micro-Entry Process 52

PYMNTS

JANUARY 8, 2020

Many businesses, however, continue to operate their global payroll as they would domestic, often with spreadsheets, as well as manual data entry and management. “The role of the micro-multinational is here.” “We are now in a global economy, and I can’t see that ever changing,” Reynolds told PYMNTS.

Cross-Border 40

Cross-Border Cross-Border Payments Payroll Micro-Entry 40

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Both are key elements that non-bank-chartered tech firms in the US have been leveraging to launch banking services, like checking and savings accounts. Amazon has also made investments in improving kids’ access to the platform.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

NOVEMBER 9, 2017

A decade ago, the payments provider for SMBs was the bank that had their bank account,” Aberman told Webster. They called the bank and asked for a merchant account.”. That is your entry point into how you are going to manage your business, and that is pretty scary for traditional banks. GoDaddy), building out a client list (e.g.

Payment APIs and Integration 40

Payment APIs and Integration Micro-Entry PCI DSS Small Business 40

PYMNTS

JULY 29, 2019

There are sophisticated payment rails capable of moving money instantly, he noted, and when a buyer wants to pay a supplier that payment will route directly from one bank account to another. The enterprise is our entry point into the SMB universe because trying to directly recruit them is a challenge. Building The Win-Win .

B2B 48

B2B Payments Micro-Entry Reconciliation 48

PYMNTS

JULY 1, 2019

They can load cash into their PayPal accounts and pay bills or buy things from merchants that accept PayPal. And all of them – developed and developing – use regulated rails, bank accounts and compliant fiat currencies to remove user confusion and friction, establish trust, enable merchant acceptance and accelerate market entry and scale.

Bots 62

Bots Online and Mobile Banking Regulations PayPal 62

CB Insights

APRIL 13, 2022

Bridging micro-vibrations, pneumatic systems for force resistance, and motion tracking, this technology can give the impression that digital objects have texture, stiffness, and weight. Headsets (VR): These companies are developing VR goggles — currently considered the main entry point to metaverse applications.

Metaverse 101

Metaverse NFTs CHIPS Use Case 101

CB Insights

FEBRUARY 21, 2019

The intended goal is a reduction in legal, accounting, and transaction costs, as well as a decreased risk of fraud and corruption. The company helps title agents verify client identities, bank account ownership, and securely transfer wire information. Creating a tenancy contract with Midasium. Source: Midasium.

Blockchain 78

Blockchain Due Diligence Legal Transactions 78

PYMNTS

DECEMBER 5, 2016

For consumers to decide that messaging apps are their new commerce point of entry will require that the apps within them get much smarter and the user interface much slicker. A couple of years ago, making the point that commerce could go anywhere was likely a discussion about giving a micro-merchant a dongle that could connect to their phone.

Online and Mobile Banking 86

Online and Mobile Banking Payments Ubiquitous Consumer 86

PYMNTS

DECEMBER 5, 2016

In many parts of the developed world, regulators are treating bank accounts in much the same way as a mobile phone number — insisting on account portability and third-party access without much regard to the impact to the bank assets that incumbents have spent money acquiring, maintaining and securing. Commerce Gets Conversational.

Online and Mobile Banking 59

Online and Mobile Banking Payments Consumer Push-to-Card 59

PYMNTS

AUGUST 26, 2019

This week an American citizen’s bank account was hacked. According to her ex-wife Summer Worden, McClain is also cybercriminal, insofar as Worden claims that while she was stationed in space, McClain illegally accessed Worden’s bank account. Don’t access your ex’s bank account. From space. A Password-Free Future .

Micro-Entry 83

Micro-Entry Identity Theft Disputes Authentication 83

CB Insights

JUNE 17, 2020

In March 2019, US government officials relaxed privacy restrictions under the Health Insurance Portability and Accountability Act (HIPAA) to allow Apple, Google, and Microsoft to facilitate virtual doctors’ visits through their existing chat and video apps, including FaceTime and Skype. Online grocery. Source: OneSpace.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101